The Fintech Times

MARCH 12, 2025

As the government pushes its broader economic agenda, the question remains: does this decision streamline regulation or create new risks for the payments industry? A push for simplification The PSR, which oversees payment systems including Faster Payments and Mastercard , will have its functions largely absorbed by the FCA.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Push-to-Card 59

PYMNTS

MARCH 6, 2020

Real-time payments are imperative for running successful operations in today’s global ecosystem. Many of these providers are particularly competing for small- to medium-sized businesses (SMBs) to join their faster payments network over another, which can be tricky as more competitors enter this space.

Real Time Payments 121

Real Time Payments TCH Faster Payments Point-of-Sale (POS) 121

PYMNTS

FEBRUARY 19, 2020

With speed being the most obvious value proposition of real-time payments capabilities, it’s not difficult to imagine that corporate payers would be eager to embrace faster payments functionality in their accounts payable (AP) departments. Tackling Barriers, Both Real and Perceived.

Real Time Payments 114

Real Time Payments Visa Payer Payments 114

PYMNTS

NOVEMBER 27, 2020

Consumers and businesses alike have long been familiar with digital payments, but both now expect smoother payment experiences as the COVID-19 pandemic’s financial impacts continue. The hunt for faster payment experiences among all users is generating a spike in interest in real-time payments.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

PYMNTS

NOVEMBER 25, 2020

The tipping point toward real-time payments’ ubiquity might be closer than many observers think, Mark Ranta , payments practice lead at FinTech Alacriti , told PYMNTS in a recent interview. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

JULY 22, 2020

Yet for many entities, the concept of implementing real-time processing across an entire system can feel overwhelming complex. As real-time payment infrastructure grows more sophisticated, technology presents an opportunity for organizations to mitigate the adoption hurdle. ” Becoming More Adaptive.

Real Time Payments 90

Real Time Payments FedNow Payments Faster Payments 90

PYMNTS

NOVEMBER 18, 2020

Banks have been playing catch-up with FinTechs in the bid to bring speed to their processes, especially when it comes to B2B payments. The conversation came across a backdrop of more than 50 real-time payment systems currently live around the world, although largely domestic and regional in nature. That said, the U.S.

Real Time Payments 98

Real Time Payments ISO 20022 Reconciliation Payments 98

Payments Source

JANUARY 21, 2021

Many financial institutions have made initial moves into real-time payments via P2P services, and the use cases will jump over time, says Fiserv's Matt Wilcox.

Real Time Payments 113

Real Time Payments P2P Use Case Payments 113

Payments Source

MARCH 1, 2020

For real-time payments, there are national schemes to help drive adoption and enhance consumer convenience, according to Standard Chartered's Tarek Elyafi and Shantanu Vijaykumar Bhosale.

Real Time Payments 122

Real Time Payments Government Governance Payments 122

Payments Source

JULY 26, 2020

Payments in Brazil are about to make a significant pivot, turning a country in which consumers rely heavily on cash and remain skeptical about payment cards into the next region to pioneer faster payments.

Digital Payments 174

Digital Payments Faster Payments Payments Consumer 174

PYMNTS

NOVEMBER 16, 2020

Real-time payments continue to gain traction around the world. The country’s banking system is giving an upgrade to its instant payments system. Called PIX , the new payment rails have been in the works for some time and launched last week. Case in point: Brazil.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

Payments Source

NOVEMBER 12, 2020

Our collective work on the real-time payments front is not for naught. That is because the consumer and business needs are evolving, says Bottomline's Jessica Cheney.

Real Time Payments 118

Real Time Payments Payments Consumer Federal Reserve 118

PYMNTS

MAY 6, 2019

Faster, faster, faster — that’s the motto driving so much of payments innovation today. Real-time payments offers promise for both small and medium-sized businesses (SMBs) and consumers. In fact, InstaReM just launched real-time payments in Mexico, underscoring the global appeal of such an offering.

Real Time Payments 80

Real Time Payments Credit Cards Cross-Border Payments Cross-Border 80

Payments Source

OCTOBER 16, 2020

We’re just at the beginning of what will be a period of significant, lasting changes to the world of real-time payments, says FIS' Raja Gopalakrishnan.

Real Time Payments 97

Real Time Payments Payments Faster Payments Mobile Payments 97

Payments Source

JANUARY 15, 2020

Fearful of being the last one standing, banks and credit unions of all sizes will become more aggressive about real-time payments — or risk getting left in the past.

Real Time Payments 82

Real Time Payments Credit Union Payments Risk 82

PYMNTS

NOVEMBER 20, 2018

Real-time payments: It’s one of those changes that everyone seems to agree on, but could still use some push. Furthermore, 70 percent of businesses said they would benefit from real-time payments’ instant funds availability, and 60 percent of companies that are interested in real-time payments are also pursuing B2B innovations.

Real Time Payments 70

Real Time Payments FPC Faster Payments Payments 70

Payments Source

JUNE 6, 2019

Over time, real-time payments could become the predominant payment type while virtually eliminating cash and checks.

Real Time Payments 93

Real Time Payments Checks Payments Faster Payments 93

PYMNTS

FEBRUARY 11, 2019

The “state” of — well, anything — refers to its condition, the attributes and even the state of “mind” that denotes where we are at any given time on an endeavor. Might the state of faster payments be described as “conflicted?”. Even if you take faster payments out of the equation, there are a number of rails,” he said.

Faster Payments 78

Faster Payments Same Day ACH Real Time Payments Payments 78

Payments Source

JULY 16, 2019

In immediate, unrestricted availability of funds, the only true providers are those networks operated by banks or other financial institutions, writes Jack Baldwin, CEO of Baldwin Hackett & Meeks.

Real Time Payments 117

Real Time Payments Payments Zelle Venmo 117

PYMNTS

OCTOBER 30, 2018

Many are making B2B payments innovation a priority, with those of all sectors and sizes exploring digital payment options, such as automated payables and receivables, virtual cards and even blockchain payments. The study revealed that the most innovative businesses are set to adopt real-time payments — and soon.

Real Time Payments 70

Real Time Payments B2B Checks Payments 70

Fintech Review

JANUARY 28, 2025

Digital payments are transforming global financial systems, reshaping how individuals and businesses transact. In the fintech space, digital payments represent a major driver of innovation. The Shift Towards Real-Time Payments Real-time payment systems are gaining traction across the globe.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

PYMNTS

NOVEMBER 6, 2018

It can be a moment of anxiety, worry and mistrust: that moment when a digital payment is sent into what was once called the ether. Those and other questions can vex people involved in the transaction — and keep them glued to paper-based payments until the questions can be answered to their satisfaction.

Real Time Payments 77

Real Time Payments Payment APIs and Integration Verification Authentication 77

Payments Source

OCTOBER 2, 2019

The key is that FedNow will provide speed, equal access and an infrastructure that enables the private sector to build cross-platform solutions, says BillGo's Kelly Seidl.

FedNow 112

FedNow Real Time Payments Payments Faster Payments 112

PYMNTS

NOVEMBER 13, 2018

A group of payment players announced Tuesday (Nov. Faster Payments Council (FPC), aimed at working toward a ubiquitous payment system that enables Americans to safely and securely pay anyone, anywhere and at any time with near-immediate funds availability. 13) that they created a new organization, dubbed U.S.

Faster Payments 76

Faster Payments FPC Federal Reserve Payments 76

Payments Source

JULY 29, 2020

The agency's voice carries even more weight in light of the coronavirus pandemic, which has hastened the transition to digital and remote payments.

Faster Payments 129

Faster Payments Payments Real Time Payments Payment Networks 129

The Payments Association

MAY 14, 2025

Real-time payments and integrated tools are reshaping how SMEs manage operations, adapt quickly, and deliver seamless customer experiences. The payments landscape is evolving rapidly. The need for faster payments For businesses, delays in payments can lead to missed opportunities.

Digital Payments 88

Digital Payments PCI DSS Payments Real Time Payments 88

PYMNTS

AUGUST 14, 2019

Last week, the Federal Reserve announced it would give some competition to The Clearing House’s Real Time Payments (RTP) with its own real-time payments service, FedNow. The latest Faster Payments Tracker analyzes these new developments and explores how faster payments are changing how employees get paid.

Faster Payments 64

Faster Payments Real Time Payments Point-of-Sale (POS) Payments 64

PYMNTS

NOVEMBER 10, 2020

Real-time payments aren’t just an opportunity for consumers to send and receive money more quickly. Interest in faster payments is also on the rise for corporates, though their adoption of real-time payments won’t look the same as it does in the B2C world. It’s the culture that is changing.”.

B2B 117

B2B Real Time Payments Value Added Service ISO 20022 117

Faster Payments Council

JUNE 28, 2021

And while we are making significant progress towards creating a faster, digital payments experience for domestic transactions – with real-time payment growth expected to increase from 734 million in 2019 to 4.2 billion by 2024 – cross-border faster payments is an area that still needs some work.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68

PYMNTS

SEPTEMBER 24, 2019

The Septem ber Faster Payments Tracker explores new initiatives aimed at better serving SMBs’ payment needs as well as other key developments in the space. Around the Faster Payments World. The Nigerian branch of pan-African banking group Ecobank has been working to serve SMBs with a faster payment system.

P2P 98

P2P Faster Payments Push-to-Card Point-of-Sale (POS) 98

PYMNTS

JULY 5, 2020

Due to the real-time factor, fraud can be mitigated, the release states. The service is also payment-agnostic, able to verify accounts for payments including wire transfers, automated clearing houses (ACH) and real-time payments.

Faster Payments 96

Faster Payments Payment APIs and Integration Wire Transfer Real Time Payments 96

PYMNTS

JUNE 3, 2020

“Digital disbursements and other new payment strategies and technologies are reshaping the medical and pharmaceutical industries as service providers look to ease patients’ prescription payments. Real-Time Payments Get Healthy.

Faster Payments 63

Faster Payments Payments Checks Push-to-Card 63

PYMNTS

DECEMBER 30, 2019

Despite the demonstrated benefits, the adoption of real-time payments has not been, well, particularly speedy. Many businesses cite the lack of ubiquity and high upfront costs for their halting shift to digital payment solutions. Across The Real-Time Payment Space.

Faster Payments 52

Faster Payments Real Time Payments Federal Reserve Payments 52

PYMNTS

OCTOBER 11, 2018

Workers want faster payments and don’t want to be paid via direct deposit. A little more than half — 51 percent — of full-time gig workers prefer to be paid via PayPal. In a company blog post , Schulman said this marks an important milestone for the digital payments company. In the U.S.,

Faster Payments 60

Faster Payments Economy Real Time Payments Online and Mobile Banking 60

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Around The Real-Time Payments World.

Real Time Payments 92

Real Time Payments RTP P2P Faster Payments 92

PYMNTS

OCTOBER 14, 2020

European payments provider Contis is partnering with U.K.-based Contis works in real-time payments, while Ordo has been working to simplify the process of getting paid through safe bank transactions and automatic tracking for payments, the release stated.

Real Time Payments 60

Real Time Payments FinTech Payments Ubiquitous 60

Payments Source

OCTOBER 8, 2019

Rather than homing in on specific methods to accommodate real-time payment processing, Wells Fargo realized a mix is the best bet to avoid inadvertently leaving parts of its client base in the dark.

Faster Payments 72

Faster Payments Payments Strategy Real Time Payments Payments 72