The Payments Association

JUNE 16, 2025

Momentum for open banking solutions will continue growing beyond this year, so merchants need flexible and scalable payment processes that meet consumers' evolving needs for fast and secure payments."

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Stax

JANUARY 21, 2025

said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. To accept electronic payment methods fast and securely, you need a payment gateway.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

EBizCharge

FEBRUARY 24, 2025

This integration enhances efficiency by automating payment workflows, reducing manual data entry, and minimizing errors. NetSuite can seamlessly integrate numerous payment methods like Automated Clearing House or ACH transfers, credit card payments, and other digital payment methods.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

Fintech Finance

JUNE 5, 2025

. “The partnership represents significant progress in the adoption of Pay by Bank payments in the public sector, and establishes a clear precedent for its potential in government payment systems,” said Craig McDonald , Chief Business Development Officer at Trustly, Inc. Together, we have set a new standard for the industry.”

Government Payments 59

Government Payments Governance Government CFPB 59

Stax

NOVEMBER 14, 2024

Credit card processing can be overwhelming, expensive, and confusing. And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

MAY 6, 2025

For scenarios where the card isnt present, its details can be used to perform contactless credit card payments via online or digital payment gateways. Through your acquiring bank or your payment solutions provider, you can use these methods to send the payment information to the credit card network.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Finextra

JUNE 25, 2025

Higher acceptance rates, lower processing costs, and a significantly smoother customer experience. AI-Powered Support & Dispute Resolution Post-transaction interactions are just as critical as the payment itself. Detects when to retry failed transactions with better timing or alternate methods. What is the result?

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

EBizCharge

JULY 3, 2025

Do your customers expect seamless digital payments, or are you primarily operating in a more traditional, face-to-face environment? EBizCharge facilitates free merchant services by eliminating unnecessary monthly fees while still delivering a robust, full-featured payment processing solution.

Process 52

Process Credit Cards Payment APIs and Integration Processors 52

Stax

MARCH 5, 2025

And how can you find a reliable payment processing solution for your business? To further shed light on payment processing, weve put together this guide outlining the benefits of online selling and how to implement digital payments properly.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

EBizCharge

JUNE 30, 2025

Required notices for eCommerce and digital payments If your business operates online, surcharge transparency is just as important as it is in person. Online checkout notices Pre-transaction disclosure: Before the customer enters their payment info, there must be a clear notice that a surcharge will be added to credit card transactions.

Credit Cards 52

Credit Cards Laws Rules Point-of-Sale (POS) 52

Stax

MARCH 27, 2025

Understanding ACH Payments: The Backbone of Bank Transfers EFT is like a toolbox for digital payments, while ACH is one of the most reliable tools you can find inside. Digital payment methods paperless nature reduces check processing costs that can go as high as $4 to $20 per transaction.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

Stax

APRIL 10, 2025

The emergence of digital payments hasnt completely stifled cash-based payments, and they still account for 16% of all transactions. We recommend cash payments for very small businesses because of the significant processing fees imposed on other alternative payment methods, especially card payments.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech Review

DECEMBER 6, 2024

With a team of nearly 1,200 people, and a singular focus on solving payments engineering problems at scale, JUSPAYs mission includes the application of Artificial Intelligence. About Juspay Juspay is a global payments infrastructure company that powers payments for leading enterprises, banks, and card schemes around the world.

Value Added Service 52

Value Added Service Reconciliation Authentication Real Time Payments 52

EBizCharge

JANUARY 6, 2025

For business owners, this practice isnt just a thoughtful nod to customersits a smart move to reduce payment processing costs and encourage more cash transactions. Limited applicability in cashless economies: As digital payments grow in popularity, cash-based incentives may become irrelevant in some markets.

Legal 52

Legal Adjustments Assessments Compliance 52

EBizCharge

MAY 5, 2025

This incentivizes businesses to promote ACH payments as a cost-saving option for them and their customers. In this way, ACH transactions can balance the merchants goal of minimizing payment processing costs while maintaining flexibility and convenience in how customers can pay.

Credit Cards 52

Credit Cards Small Business Process ACH 52

Payment Savvy

DECEMBER 14, 2021

A recent study conducted by pymnts.com states 59% of over 400 CFOs believe digital payments are essential for a healthy business bank account. Reading this, you know your business should be accepting digital payments, but how do you make the switch? Reasons to Accept Digital Payments. Cost Savings.

Digital Payments 52

Digital Payments Credit Cards Payments Processors 52

Paystand

MARCH 20, 2025

Optimize B2B credit card processing with lower fees, faster payments, and better security. Discover cost-saving strategies and modern payment solutions.

Credit Cards 40

Credit Cards Processing Costs B2B Process 40

Fintech Finance

APRIL 10, 2025

Singapore fintech Aleta Planet (AP) has launched MPLUS Aleta, an innovative digital payment app, to address the unique financial needs of Muslim communities across Southeast Asia, where many small and medium businesses and markets rely mostly on cash or credit card payments.

Consumer 90

Consumer FinTech Payments Digital Payments 90

Fintech Finance

JULY 30, 2024

Companies like Starbucks , CVS , Dunkin ’, Chick-fil-A and many other successful businesses have long provided engaging customer payment experiences with their closed-loop wallets, but had to rely on funding those accounts with conventional payment sources like debit/credit cards or ACH. Outside the U.S.,

RTP 98

RTP FedNow RFP Payment APIs and Integration 98

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%.

B2B 88

B2B Process B2C Credit Cards 88

Evolve Payment

JULY 22, 2024

Why Credit Cards Are Essential for B2B Transactions A report by PYMNTS reveals that businesses accepting digital payments, including credit cards, reduce their Days Sales Outstanding (DSO) by up to 25% compared to those relying on traditional methods like checks and ACH payments.

Process 95

Process Credit Cards ACH Payments 95

PYMNTS

MARCH 3, 2020

Founded in 2009 and headquartered in Melville, New York, MerchantPro Express is an independent sales organization (ISO) that offers the latest processing services, point-of-sale (POS) equipment and merchant cash advances. We could not be more thrilled to join the Fiserv family.

Acquirers 63

Acquirers Point-of-Sale (POS) ISOs Processing Costs 63

Payments Source

JANUARY 5, 2018

When taken in the context of the complete invoice and payment cycle, manual payments not only have higher processing costs to the provider and supplier, but also result in delays between processing and making payments, writes Darci Guerrein, vice president of payment operations for GHX.

Processing Costs 65

Processing Costs Payments Process ISOs 65

PYMNTS

DECEMBER 17, 2020

The financial institution (FI) said that RTP, developed by The Clearing House (TCH), will deliver to its customers “the most modern payments infrastructure in the world, enabling consumers and businesses to receive payments immediately while also providing for advanced messaging capabilities.”.

Real Time Payments 61

Real Time Payments Credit Union RTP TCH 61

PYMNTS

DECEMBER 10, 2020

Corporate budgets are getting smaller, consumers are limiting their spending and offices are more digital than ever. This is highlighting companies’ needs to reduce accounts payable (AP) and accounts receivable (AR) processes’ costs as well as to support daily expenditures for remote workforces.

B2B 77

B2B Online and Mobile Banking Payments Contactless Payments 77

PYMNTS

JUNE 16, 2020

As the financial services industry seeks to expand the use and value of instant payments linking cross-border transactions with always-on digital commerce, uniting far-flung stakeholders and fostering interoperability is key.

ISO 20022 72

ISO 20022 Cross-Border B2B ISOs 72

Stax

DECEMBER 6, 2024

Worldpay by FIS offers a range of merchant services for both in-person and digital payments, supporting over 126 currencies. Q: What are the payment processing costs and other fees associated with Worldpay by FIS? a company that has gone through a series of branding changes since 1971.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

Finovate

OCTOBER 11, 2024

“This collaboration marks a significant step forward in our commitment to delivering seamless payment experiences to our valued customers and promote the wider use of digital payments.” ” Founded in 2012, Checkout.com processes payments for thousands of companies around the world.

Multi-Currency 104

Multi-Currency Stablecoins Visa Cross-Border Payments 104

PYMNTS

MAY 6, 2020

And according to the data, 31 percent of consumers will use contactless or digital payments in the aftermath of the virus. Platko pointed to the rule of thumb — a magic number, one might say — that can get new payment behaviors more firmly entrenched in consumers’ day-to-day habits. “It’s

Consumer 87

Consumer Contactless Payments Push-to-Card Returns 87

Stax

FEBRUARY 15, 2024

Further, Statista projects that the value of global digital transactions will exceed $11 trillion in 2024. The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

PYMNTS

SEPTEMBER 18, 2020

Odeko only charges a 5 percent fee on orders, and that includes the payment processing cost. What shops get in return is the ability to take orders digitally. The company can support delivery services in its app, but doesn’t run a delivery service itself, which means its fees are lower.

Small Business 105

Small Business Shutdown Returns Processing Costs 105

Clearly Payments

JANUARY 16, 2024

In the world of digital payment processing, merchants encounter a variety of fees that impact their bottom line. For Canadian merchants, understanding interchange fees is essential for optimizing costs and improving overall financial management.

PCI DSS 105

PCI DSS Debit Card Processors Credit Cards 105

Fintech Finance

MARCH 13, 2025

This milestone marks a significant step in Atoa’s rapid expansion, allowing the company to extend its innovative payment services to larger businesses across the UK.

Payments Institute 66

Payments Institute Security Payment APIs and Integration Settlement 66

PYMNTS

OCTOBER 22, 2018

“Paper and email-based invoicing is manually intensive and prone to human error, resulting in increased processing costs and payment times for businesses,” the Treasury said. In fact, the high incidence of scam activity related to paper and email invoices has been a major point of discussion, with more than $3.5

Scams 55

Scams Treasury Small Business Processing Costs 55

EBizCharge

MARCH 12, 2024

ACH/eChecks tend to accrue lower fees because they bypass credit card networks by using the ACH network, which applies batch processing to reduce individual transactions, resulting in lower administrative and processing costs for financial institutions. What is the safest way to accept digital payments?

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Stax

SEPTEMBER 24, 2024

While electronic payments have been rising in popularity, you still can’t ignore cash. According to YouGov Profiles , 67% of Americans still use traditional payment options for in-store purchases. billion in merchant processing fees. On the other hand, surcharging passes the processing cost to the customer.

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

Tearsheet

OCTOBER 2, 2024

Morgan have recently announced a partnership aimed at facilitating the transition from checks to digital payments for major banks in the United States. Morgan What specific challenges have you observed in the transition from checks to digital payments in the B2B sector, and how has JPMorgan successfully addressed these challenges?

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59