Fintech Finance

FEBRUARY 17, 2025

Leveraging artificial intelligence (AI) technology, PhotonPay has further streamlined anti-money laundering (AML) and counter-terrorism financing (CFT) processes, enhanced its risk management system and effectively reduced financial crime risks. “Compliance is the foundation of trust in global payments.

Compliance 59

Compliance Payment Solutions Global Payments Risk 59

The Payments Association

DECEMBER 2, 2024

From safeguarding consumers against fraud to accelerating innovation in digital payments, regulators across the globe have introduced sweeping reforms aimed at addressing the challenges and opportunities of an increasingly digital and interconnected economy.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. Transparency and risk management are critical to supporting institutional engagement in tokenized finance.”

Risk 52

Risk Assessments Risk Management Blockchain 52

Fintech Finance

JANUARY 31, 2025

year over year, Runa enables companies to simplify regulatory compliance, reduce foreign exchange risks, and provide flexible funding options when sending funds to Indian recipients. Flexible Funding & Foreign Exchange Options: Mitigation of capital control risks and seamless transactions without the need to hold Indian Rupees.

Cross-Border 59

Cross-Border Transactions Regulatory Compliance Compliance 59

Fintech Finance

DECEMBER 4, 2024

Mollie’s research found that they spend an average of 15 days—or 120 hours—each year managing and mitigating fraud-related issues. Many small businesses lack the resources to cover a single fraudulent incident, and without support and action, we risk stifling business innovation and growth.

Account Takeovers 104

Account Takeovers Small Business Phishing Scams 104

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. Theres a risk that AI could inadvertently expose data through cyberattacks, algorithmic vulnerabilities, or insufficient safeguards.

AI 86

AI FinTech Fraud Detection Fraud Prevention 86

EBizCharge

DECEMBER 18, 2024

Clearinghouses act as neutral third parties that verify, process, and often guarantee transactions to reduce participant risks. In financial markets, clearinghouses ensure buyers receive their purchased assets and sellers receive payment, managing counterparty risk by stepping in if one party defaults.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

The Payments Association

DECEMBER 18, 2024

Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. billion unbanked individuals globally, enabling participation in the formal economy and accelerating the transition to cashless societies.” billion users by 2025, nearly 60% of the global population.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Payments Dive

JUNE 30, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Visa, FIS boost value-added card services The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

Card Services 97

Card Services Value Added Service Privacy Push-to-Card 97

The Payments Association

JUNE 3, 2025

This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

JANUARY 13, 2025

While intended to clarify ownership rights, this approach risks prolonging uncertainty as courts struggle with defining and applying new legal principles. The concern is regarding the period of adjustment and whether this leaves firms exposed to operational and compliance risks, particularly in the absence of established precedents.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

DECEMBER 17, 2024

Designed to minimise administrative work, the solution aims to adapt to businesses of all sizes, while ensuring reliable, risk-mitigated transactions. “Our collaboration with Two allows us to offer a fast, secure, and efficient net terms option that empowers our clients to thrive in a digital-first economy.”

B2B 64

B2B Transactions Risk Mitigation Mitigation 64

The Payments Association

JANUARY 21, 2025

This evolving landscape presents fertile ground for innovation, ensuring organisations remain competitive in an increasingly digital economy. Identity fraud remains the most prevalent case type, accounting for 59% of all reported incidents, highlighting its enduring role as a significant risk for businesses and consumers. Read More

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

DECEMBER 9, 2024

This year taught us that we are all vulnerable to the risks of interconnected systems, as highlighted by a global outage caused by a faulty software update from CrowdStrike. “Consumers will be able to enjoy seamless, faster, and more secure payment experiences, reducing the need for physical contact and minimising the risk of fraud.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion AI 102

The Fintech Times

FEBRUARY 1, 2025

per cent year over year, Runa enables companies to simplify regulatory compliance, reduce foreign exchange risks, and provide flexible funding options when sending funds to Indian recipients. With the Indian market growing by 15.3

Cross-Border 59

Cross-Border Cross-Border Payments Regulatory Compliance Compliance 59

The Payments Association

JUNE 16, 2025

A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk. More complex risks, like counterfeiting and double spending, also need to be addressed to build trust. Retailers and service providers may favour synchronous models to mitigate payment disputes.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fintech Review

APRIL 10, 2025

Wilmington, North Carolina, April 10th, 2025, FinanceWire Brantas payment verification and Amboss compliance tools give businesses a robust solution to mitigate risks from sophisticated attackers, setting a new standard for business operational security in the Bitcoin and Lightning Network ecosystems.

Bitcoin 52

Bitcoin Transactions OFAC Verification 52

Fintech News

JULY 22, 2025

In Singapore, the Monetary Authority of Singapore (MAS) finalised its regulatory framework as early as in 2023 , requiring single-currency stablecoins to be backed 1:1 by low-risk assets and mandating redemption rights and independent audits. Money that could be reinvested more productively across the global economy.

Stablecoins 74

Stablecoins Settlement Visa Bitcoin 74

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

Fintech Finance

MARCH 3, 2025

With a focus on innovation, security, and seamless payment experiences, Antom continues to help businesses of all sizes thrive in an evolving digital economy. Antom, a global leader in merchant payment, growth and digitisation services, is transforming the merchant payment experience with its AI-driven and risk tech-optimised solutions.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Disputes 52

Fintech Finance

MAY 20, 2025

” The UK economy narrowly avoided a recession in early 2025, but conditions remain fragile. Chargebacks911 urges UK businesses to adopt a proactive, data-driven approach to mitigating chargeback fraud. Unfortunately, it’s the merchant who foots the bill.” in April, up from 2.6%

Consumer 75

Consumer Disputes Audit Mitigation 75

Finovate

JANUARY 17, 2025

This week’s edition of Finovate Global focuses on recent fintech headlines from Mexico, which boasts the second largest economy in Latin America. “We see substantial opportunity to introduce global products like trended and alternative credit data, fraud mitigation solutions, and consumer engagement tools.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Payments Acquirers 64

The Fintech Times

JUNE 25, 2025

The global race for fintech leadership is intensifying, and without decisive implementation, the UK risks falling behind. It takes an average of 22 weeks to complete on a property purchase across the UK and more than 30% of property purchases fall through, putting pressure on homebuyers, lenders, conveyancers and, importantly, the economy.

FinTech 45

FinTech Government Governance Innovation 45

The Fintech Times

FEBRUARY 15, 2025

Investment strategies in the digital economy Experts also provided insights into investment opportunities in Saudi Arabias digital economy in other , discussing private equity, venture capital, and fintech-specific investment trends. It also touched on new regulatory frameworks that support the fintech industry in Saudi Arabia.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Finextra

JUNE 26, 2025

The inherent nature of online transactions, particularly the absence of a physical card, introduces higher fraud risks compared to traditional card-present scenarios. A key financial benefit for merchants is the elimination of chargeback risks due to the irreversible nature of blockchain transactions. share in the UK.

Stablecoins 52

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border 52

Fintech Review

MAY 4, 2025

Best for : Digital banks and B2B fintechs needing dynamic risk management. Sumsub An all-in-one KYC, KYB, and AML platform offering flexible onboarding flows, video interviews, and risk scoring. Kantox A specialist in automated FX risk management and dynamic hedging solutions, designed for companies with recurring currency exposure.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

The Fintech Times

DECEMBER 6, 2024

Mollies research found that they spend an average of 15 daysor 120 hourseach year managing and mitigating fraud-related issues. Many small businesses lack the resources to cover a single fraudulent incident, and without support and action, we risk stifling business innovation and growth.

Account Takeovers 80

Account Takeovers Phishing Small Business Cybersecurity 80

The Fintech Times

JULY 16, 2025

First and foremost, Reeves plans to ensure that regulators are less focused on mitigating risk, and more able to enable innovation, which should help foster economic growth. “I However, to unlock the UK’s potential as a world-leading ecosystem, this momentum must be maintained and strategically applied to the everyday economy.

Regulations 45

Regulations Innovation FinTech Rules 45

The Paypers

JUNE 10, 2025

AstroPay multicurrency wallet users benefit from a range of financial benefits, with individuals and businesses being able to receive and withdraw international payments from global clients and platforms, mitigating usual transaction complexities.

Cross-Border 36

Cross-Border Database Alternative Payment Methods Cybersecurity 36

The Paypers

JUNE 12, 2025

For the hospitality industry specifically, the company focuses on delivering an improved guest experience by mitigating the need for multiple systems in place, offering one flexible suite for paying throughout the guests’ stay.

Payments 36

Payments Financial Crimes Crime On-Demand 36

Fintech News

APRIL 2, 2025

Hart has also advised both scale-ups and large enterprises on cybersecurity and risk mitigation. His vast experience in cybersecurity and deep understanding of risk management in the fintech and banking sectors will be instrumental in strengthening our security standards.

Cybersecurity 86

Cybersecurity Risk Mitigation Regulatory Compliance Risk Management 86

Finextra

JUNE 26, 2025

The inherent nature of online transactions, particularly the absence of a physical card, introduces higher fraud risks compared to traditional card-present scenarios. A key financial benefit for merchants is the elimination of chargeback risks due to the irreversible nature of blockchain transactions. share in the UK.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

The Fintech Times

APRIL 19, 2025

Recurly Compass integrates conversational AI to help companies identify new opportunities and mitigate risks in real time, ensuring continuous and strategic growth. By tailoring payment solutions to evolving needs, companies can optimise revenue and maintain a competitive edge in the subscription economy.

Alternative Payment Methods 45

Alternative Payment Methods PayPal Best Practices AI 45

Neopay

JUNE 26, 2025

Although the secondary objective contains a clear ambition for the regulators to facilitate economic growth, the Committee emphasises that the link between financial services regulation and growth in the wider economy is not yet properly understood and highlights that more detailed research is needed.

Regulations 52

Regulations Risk Assessments Financial Literacy 52

The Fintech Times

JUNE 28, 2025

Looking at what more can be done, he said: “We need insurance that helps us mitigate risks and adapts to our ever-changing and increasingly complex lives. As a result, having those offers as part of day-to-day online shopping experiences would help further educate consumers on potential risks. Embedded insurance 2.0

On-Demand 59

On-Demand Online and Mobile Banking Underwriting AI 59

Trade Credit & Liquidity Management

JUNE 10, 2025

This is even more critical for supporting company growth and remaining competitive in today’s dynamic marketplace and uncertain economy. The policy should consider your company’s risk tolerance, revenue, and profit objectives while supporting the sales and cash forecasts. What is the customer’s payment risk?

Disputes 52

Disputes Risk Risk Assessment Liquidity Management 52

Finextra

JULY 7, 2025

Faster settlement reduces counterparty risk (the risk someone defaults before the trade settles) and frees up capital. This introduces counterparty risk that people might not fully appreciate. While reputable and regulated issuers mitigate this risk (e.g.,

Blockchain 59

Blockchain Payment APIs and Integration Regulations Security 59