Fri.May 16, 2025

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Payment orchestration: Beyond transaction routing

The Payments Association

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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FIs, regulators rev up anti-fraud strategies

Bank Automation

The democratization offered by AI is making it easier for low-skilled, inexperienced bad actors to launch high-impact schemes. Even the deep web, which unlike the dark web, includes hidden parts of the internet that can be accessed without a special browser for maintaining anonymity, can be a hotspot for fraudsters, Alex Hall, trust and safety […] The post FIs, regulators rev up anti-fraud strategies appeared first on Bank Automation News.

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AI is reshaping payments: Smarter, faster, more secure

The Payments Association

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. But traditional systems often struggle to keep upthey’re slow, clunky, and increasingly vulnerable.

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Need to Know | Embedded Finance Unlocks Value for Underserved Small Business Sectors

Stax

The rapid evolution of embedded payments is reshaping industries and unlocking new opportunities, particularly for small business sectors that have often been overlooked. Adam Gray , Chief Transformation Officer at Stax, recently sat down with Hal Levey of PYMNTS to discuss emerging trends in payment processing and vertical integration. By enabling more tailored solutions, streamlining operations, and addressing vital concerns like fraud and security, embedded finance is becoming a crucial driv

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Let’s scrap paper checks

Payments Dive

If the federal government can ditch paper checks, so can the private sector, one industry CEO contends.

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Mastercard partners with MoonPay to support stablecoin payments

The Paypers

Mastercard and crypto infrastructure provider MoonPay have announced a collaboration aimed at integrating stablecoin payments into the global card network.

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FinTech North Leeds: Innovation, Investment and a Pitch for the Future

The Fintech Times

Leeds played host to the latest FinTech North conference this week, drawing over 250 attendees from across the UKs fintech ecosystem. This years event also marked the debut of the Innovate Finance Pitch360 competition in the region, giving startups a platform to pitch live in front of an expert judging panel. Among those making a flying visit to the event was Tracy Brabin, Mayor of West Yorkshire, who stopped by mid-morning before heading off to catch a train to Bradford to meet the King Charles

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Citi joins Series A for AI-powered B2B embedded finance platform CrediLinq

Finextra

AI-powered B2B embedded finance platform CrediLinq has closed a $8.5 million Series A funding round led by OM/VC and MS&AD Ventures.

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Coinbase automates 64% of all customer interactions with gen AI

Bank Automation

Coinbase is deploying machine learning, AI and generative AI to automate customer interactions and combat fraud. The crypto exchange and trading platform is working with Amazon Web Services to deploy AI and gen AI technology for internal and external chatbots, Alex Reeve, director of product management, said May 15 during the AWS Financial Services Symposium […] The post Coinbase automates 64% of all customer interactions with gen AI appeared first on Bank Automation News.

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PayPal launches Complete Payments in Singapore

The Paypers

PayPal has made its Complete Payments service available to businesses in Singapore, aiming to support merchants looking to engage in international ecommerce.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Finality in payments—the unseen foundation of trust: Navigating uncertainty in a real-time world

The Payments Association

As instant payments become the norm, true finality is essential to ensure trust, reduce fraud risk, and protect the integrity of global payment systems. Finality is not a UX featureits the backbone of payment integrity. In an era dominated by instant transactions, the absence of true finality threatens to destabilise financial systems. The industry challenge: Why finality matters more than ever Imagine this: A transaction appears successful, with funds debited, notification received, and goods d

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Mastercard partners with MoonPay to support stablecoin payments

The Paypers

Mastercard and crypto infrastructure provider MoonPay have announced a collaboration aimed at integrating stablecoin payments into the global card network.

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AI agents at the checkout: Why the UK payments sector must prepare for agentic commerce

The Payments Association

As AI agents emerge in commerce, the payments industry must rapidly adapt infrastructure and governance to enable secure, autonomous transactions. Welcome to the age of agentic autonomous commerce. The future isn’t years away, but arriving at AI speed means months away. In early 2024, Mastercard quietly unveiled “Agent Pay” and its vision for autonomous AI-driven transaction processing.

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BitOasis launches Crypto rrading services in Bahrain

The Paypers

BitOasis , a digital asset platform active in the Middle East and North Africa (MENA), has launched operations in Bahrain.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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The hidden risk of AI in financial compliance: Are you prepared?

The Payments Association

AI is transforming compliance in financial services, offering efficiency gains while introducing new risks that demand robust governance. Artificial intelligence (AI) is no longer a futuristic concept. It is now embedded in the day-to-day operations of all financial services firms, from banks and investment managers to crypto exchanges and payments platforms.

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Finovate Global Lithuania: Making Card Payments More Profitable with Torus

Finovate

This week, Finovate Global travels to Lithuania to talk about payment card optimization with Torus’ Kirill Lisitsyn. The payment card business is among the most competitive areas of financial services. But are some of the greatest opportunities for companies to profit being overlooked? A growing number of fintechs have developed strategies and technologies to help card issuers and acquirers access millions of dollars in cost savings and missed revenue by better controlling card network fee

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? It outlines ten regulatory changes affecting merchants in the UK and EU between 2025 and 2026. Why is it important? These developments will impact merchant compliance, cost structures, customer experience, and operational risk.

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Taking it from the street: Brazil’s criminal revolution

BioCatch

The Brazilian criminal landscapes undergone a dramatic shift in recent years. Once rampant traditional street crime robbery, assault, mugging, pickpocketing, car theft, etc. has declined, and in 2024, the countrys homicide rate reached its lowest level in more than a decade (although Brazil still saw for more total murders than any other country in the world).

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Paythru partners with Adyen on electric vehicle charging payments platform

Finextra

The new EV payments platform will help to standardise how drivers pay at EV charge points. EV drivers primarily pay for charging using credit or debit cards, either by tapping their cards on a payment terminal or by using a kiosk. Other methods include using charging cards (RFID), smartphone apps, and 'Plug & Charge' technology. Some stations also allow for online payments or payments through QR codes.

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Coinbase forecasts a USD 400 million hit from cyberattack

The Paypers

Coinbase has forecasted a hit of USD 180 million to USD 400 million from a cyberattack that breached the account data of its customers.

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Has Ethereum finally outgrown the hype cycle?

Finextra

Ethereum has always been the go-to name when crypto gets serious. Not just the coin with the second-.

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BitPay bridges DeFi and retail with HODL Pay feature

The Paypers

BitPay , a global provider of cryptocurrency payment processing, has introduced HODL Pay, a new payment feature that integrates DeFi borrowing with real-world spending.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Coinbase automates 64% of all customer interactions with gen AI

Bank Automation

Coinbase is deploying machine learning, AI and generative AI to automate customer interactions and combat fraud. The crypto exchange and trading platform is working with Amazon Web Services to deploy AI and gen AI technology for internal and external chatbots, Alex Reeve, director of product management, said May 15 during the AWS Financial Services Symposium […] The post Coinbase automates 64% of all customer interactions with gen AI appeared first on Bank Automation News.

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How to Transform Accounts Receivable Digitally | AR Optimization Guide

Paystand

Table of Contents How to Transform Accounts Receivable Digitally 3 Signs You Should Switch to a Digital AR Process Streamline AR Processes with Digital Transformation AR Transformation for Enhanced Cash Flow Management Innovative AR Digital Transformation Strategies Best Software for Accounts Receivable Transformation Key Takeaways Manual accounts receivable (AR) processes cost time, money, and growth opportunities.

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Lloyds Bank Taps Moneyhub for Data Categorization

Finovate

Lloyds Banking Group has partnered with Moneyhub to enhance transaction categorization and personalization across its brands, including Lloyds, Halifax, and Bank of Scotland. Moneyhubs AI-driven platform uses consumer-permissioned data and a decade of user training to deliver highly accurate transaction insights, supporting Lloyds Banking Group’s digital strategy.

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KeyBank taps AI for training

Bank Automation

AI tools, in-person training and virtual training are helping KeyBank employees gain accreditation in its Certified Cash Flow Advisor Program. The $189 billion banks program, launched in 2024, allows advisers to customize services for business clients looking to optimize operations by tapping KeyBank tools, according to the banks May 5 release. Through conversations with […] The post KeyBank taps AI for training appeared first on Bank Automation News.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Global Payments unveils Genius POS platform

Finextra

Global Payments Inc. (NYSE: GPN), a leading worldwide provider of payment technology and software solutions, announced today the release of Genius, a powerful new POS command center for business operations.

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Understanding Profit and Loss (P&L) Statements: A Complete Guide

EBizCharge

Navigating the complexities of finances can feel like deciphering a foreign language, especially without the right tools and statement documents. A cornerstone of financial literacy within a business is mastering the profit and loss (P&L) statement, a crucial document that summarizes revenues, costs, and expenses over a specific period. Businesses of all sizes rely on P&L statements to track financial health, making it essential for entrepreneurs and managers to comprehend their intricac

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TreviPay and Albertsons Companies offer pay by invoice programme for businesses

Finextra

TreviPay, the most-trusted B2B payments and invoicing network, today announced Albertsons Companies, Inc. will offer Pay by Invoice with TreviPay to its corporate shoppers.

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The blended merchant account: A game changer for banks and merchants

ACI Worldwide Blog

On this page The payments landscape is undergoing a fundamental shift. For decades, card payments have dominated merchant acquiring, offering convenience and global acceptance. But the rapid rise of account-to-account (A2A) payments from Brazils Pix and Indias UPI to new initiatives like Wero in Europe, is changing the game. The post The blended merchant account: A game changer for banks and merchants appeared first on ACI Worldwide.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt