Sat.Jul 05, 2025 - Fri.Jul 11, 2025

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Market First, Regulation Later? The American Open Banking Journey

Open Banking Excellence

Open banking in the United States is rapidly evolving, driven by both market initiatives and ongoing regulatory discussions. This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., contrasts it with developments in Europe and the UK, and highlights key insights for the future of open banking in the country.

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Eftsure Joins Nacha as Preferred Partner to Strengthen ACH Payment Security

Trade Credit & Liquidity Management

From a Press Release dated July 2, 2025, Reston, VA Eftsure, a global leader in payment fraud prevention, has been named a Nacha Preferred Partner, joining a select group of technology providers recognized for advancing the ACH Network. Eftsure is designated as a Preferred Partner in three critical categories: Account Validation, Fraud Monitoring, and Risk and Fraud Prevention.

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The future of card-based payments in a real-time world: What banks can do to stay ahead

Finextra

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Real-Time Payments Demand Real-Time Fees, Says RS2 Whitepaper

The Fintech Times

As real-time payments take off, set to make up one in three transactions worldwide by 2030, a new whitepaper from RS2, a global payments technology provider, warns the industry is falling behind where it matters most: fee settlement. While consumers embrace the speed and convenience of instant payments, many acquirers and payment service providers (PSPs), the companies that help merchants accept payments, continue to rely on outdated, end-of-day systems that eat into margins and cost them revenu

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Juniper: Contactless payment transaction values to double by 2030

NFCW

Global contactless payment transaction values will increase from US$7.7tn in 2025 to US$18.1tn in 2030, a rise of 106%, market analysts Juniper Research predict. NFC ticketing and the arrival of open NFC wallets on Apple devices will be the two key growth drivers, the analysts say. “The fastest growing contactless payment mechanism driving this expansion is Near-field Communication (NFC) ticketing; projected to grow by 300% over the next five years,” they say. “NFC ticketing en

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PSR’s Annual Report Shows a Year of Significant Milestones

Fintech Finance

The PSR Annual Report shows that the UK has made progress in regulating payments over the past year. The Payment Systems Regulator (PSR) says that it has made progress in fighting APP fraud, making faster payments more available, and making card fees more clear. All of these things are meant to build trust, safety, and competition. The payments industry is highly dynamic and evolves at pace, making it essential that the PSR adopts a strategic approach for everything it does.

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Dext Partners With Airwallex to Ease Bookkeeping for SMBs

The Fintech Times

Bookkeeping automation provider Dext has joined forces with Airwallex , the global payments and financial services platform, to launch a new payment solution later this year. Dext and Airwallex will work together to launch Dext Payments, an integrated payments solution within the Dext platform, completing the accounts payable workflow in Dext and offering full automation from invoice upload through to payment.

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Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences

The Payments Association

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences 4 July 2025 by Payments Intelligence The 2025 Consumer Behaviour Report from The Payments Association delivers an urgent message to the acquiring and PSP community: the UK payments landscape is diversifying faster than many platforms are adapting. While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region.

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Orchestr Launches to Simplify and Supercharge Global Payments for Merchants

Fintech Finance

Orchestr global payments platform is now live, and it will change how merchants do business across borders. Orchestr makes it easier and more efficient for businesses to do business around the world by streamlining and combining payment flows. Founded by industry veterans with over 40 years of combined experience in online payments, Orchestr brings deep domain expertise to the growing complexity of modern commerce.

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How to Increase Transaction Success Rates for Online Merchants

Finextra

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Singapore Fintech Finmo Expands into UK with New Payment License

Fintech News

Singaporean fintech firm Finmo has received authorisation from the UK Financial Conduct Authority to operate as an Electronic Money Institution (EMI), allowing it to provide payment and treasury services in the country. The license permits Finmo to issue electronic money, process domestic and international fund transfers, offer foreign exchange services, and issue IBANs.

FinTech 101
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Automating Chargeback Management: First Steps & Best Practices

Fi911

Chargeback volumes have increased 25% annually over the past three years, pushing financial institutions to reconsider their manual processing approaches. With each dispute costing between $25 and $50 to process manually, automation has shifted from a nice-to-have to a business necessity for many organizations. The traditional approach — teams of analysts reviewing disputes, gathering documentation, and crafting responses — struggles to keep pace with growing volumes.

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dLocal Launches The 2025 Emerging Markets Payments Handbook: The Blueprint to Lead Across the Global South

Fintech Finance

dLocal , the leading cross-border payment platform specializing in emerging markets, today announced the release of the second edition of its “Emerging Markets Payments Handbook.” This comprehensive guide is meticulously curated for international businesses, blending deep data analysis with authentic, on-the-ground insights to provide the understanding needed to expand into the world’s fastest-growing economies, especially given their projection to drive 65% of global growth by

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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Zepto Releases PayTo Index as Australia Shifts from Legacy Payment Systems

Fintech News

Zepto, an Australian account-to-account (A2A) payments provider, has released its first PayTo Index, offering a snapshot of national PayTo adoption as the country transitions away from the Bulk Electronic Clearing System (BECS), which is scheduled to be phased out by 2030. PayTo enables businesses to collect payments in real time directly from customers’ bank accounts, providing an alternative to traditional direct debits.

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Diverse E-Commerce Payment Acceptance For US & Canadian Merchants: Finix Launches WooCommerce Plugin

The Fintech Times

Merchants, both big and small, across the US and Canada will now have the ability to easily accept payments, reduce operational friction and offer a consistent checkout experience following a new partnership between Finix , the payment processor, and WooCommerce , the customisable, open-source e-commerce platform built on WordPress. The partnership will see Finix launch its official plugin for WooCommerce.

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How we built it: Jurisdiction resolution for Stripe Tax

Stripe

Stripe’s users rely on us to calculate tax correctly and quickly, no matter where a transaction happens. Our new jurisdiction resolution system (JRS) is a faster, less resource-intensive solution to the challenging problem of determining tax obligations in places with complicated, overlapping tax jurisdictions.

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Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know

Finextra

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Revolut Users Can Now Send Money to China via Alipay

Fintech News

Revolut has teamed up with Ant International to let users around the world, especially overseas Chinese, send money to China in Chinese Yuan using Alipay. Transfers can be made using just the recipient’s Alipay ID, name, and address, and are processed instantly. The service is powered by Ant International’s global remittance infrastructure. This feature supports growing demand for cross-border payments into China, which remained one of the world’s top five remittance destinations in 2024, receiv

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Cobre Becomes the First Platform to Enable Real-Time Interbank B2B Payments in Colombia

Fintech Finance

The launch of Cobre Real-Time B2B Payments Colombia is a first for the country. It lets businesses in Colombia do interbank transactions right away. Cobre’s new platform is changing the way payments work in Colombia by providing businesses with real-time B2B settlement through a secure and scalable infrastructure. As a long-time advocate of financial digitalization in Colombia, Cobre will accelerate the adoption of the new interoperable real-time payment system for businesses under the Bre

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BILL Launches Supplier Payments Plus to Revolutionize SMB-to-Supplier Payments

Trade Credit & Liquidity Management

From a Press Release dated June 30, 2025, San Jose, California BILL, a financial operations platform for small and midsize businesses (SMBs), recently announced the launch of BILL Supplier Payments Plus. This new solution is designed to transform the payments experience between enterprise suppliers and SMBs by making it easier and faster for large suppliers to receive and record payments from thousands of SMBs.

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Deutsche Bank goes live with Swift Instant Cash Reporting

Finextra

Deutsche Bank has gone live with Swift’s new API-driven Instant Cash Reporting (ICR) tool for accessing real-time account and balance information with a single, standardised connection.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Fourth Generation Payment Networks Crucial for Trillion-Dollar Digital Economy, Study Says

Fintech News

A new whitepaper titled The Future of Global Payments & Fourth Generation Payment Networks (4GPN) has been jointly released by the Thunderbird School of Global Management and fintech firm Wiseasy. The paper outlines how emerging technologies such as IoT, blockchain, cryptocurrency, and cloud computing are converging to transform the digital payments industry, with Fourth Generation Payment Networks (4GPN) playing a central role.

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PashaPay Partners with Mastercard Under MOU at Money 20/20 Europe to Enhance Strategic Collaboration

Fintech Finance

The Pashapay Mastercard partnership was formalized at Money 20/20 Europe through the signing of a Memorandum of Understanding (MoU), marking a new milestone in fintech collaboration. This Pashapay Mastercard collaboration aims to accelerate digital payment innovation globally, with both parties leveraging each other’s networks and technology. The strategic alliance seeks to deepen collaboration between Mastercard and PashaPay in: Collaborating on cybersecurity, digital identity, and fraud

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What are Mobile Payment Services and How Do You Select the Right One for Your Business?

Stax

Building loyalty as a business means meeting your customers where they are, especially where payment options are concerned. Thanks to smartphones and secure authentication, mobile payments continue to explode in usage. In fact, the global mobile payment market was valued at US $2.67 trillion in 2024 and is projected to grow to roughly US $10.48 trillion by 2033.

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Finmo secures UK EMI Licence

Finextra

Fast-growing fintech company Finmo has received approval from the UK Financial Conduct Authority (FCA) to operate as an Authorised Electronic Money Institution (EMI).

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Finovate Global Peru: Digital Wallet Partnerships and Innovations in Payment Services

Finovate

This week’s edition of Finovate Global looks at recent fintech headlines from the South American nation of Peru. EBANX partners with Peruvian digital wallet Yape Brazilian payments company EBANX announced a direct integration with Peruvian digital wallet, Yape. Designed for cross-border commerce and relying on an easy user enrollment process, Yape enables users to pay for purchases on international ecommerce websites using either their Yape wallet balance or a linked card.

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Dext and Airwallex Partner to Bring Dext Payments

Fintech Finance

The Dext Airwallex partnership has launched Dext Payments, a smart way to make it easier for SMEs to do business across borders. This integration makes Dext’s accounting automation platform better by letting Airwallex’s global infrastructure handle fast, safe, and cost-efficient payments. The partnership between Dext and Airwallex brings together two fintech leaders with a shared vision: to modernise financial workflows for SMBs and their accounting and bookkeeping partners.

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FV Bank Rolls Out Virtual Account Identifiers to Automate Payment Attribution

The Fintech Times

FV Bank, a US-licensed digital bank serving small and medium-sized enterprises, has launched a new Virtual Account feature to tackle a major operational challenge in global payments: attributing high volumes of incoming transactions quickly and accurately. The new tool enables businesses to assign unique account numbers to individual clients or counterparties, automating reconciliation and reducing manual errors.

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Pan-African Payment and Settlement System and Interstellar unveil African currency marketplace

Finextra

Building on the successful rollout of its groundbreaking continental payment infrastructure, the Pan-African Payment and Settlement System (PAPSS), in strategic collaboration with Interstellar, a leading African deep-tech company, have announced the launch of the PAPSS African Currency Marketplace (PACM).

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.