The Fintech Times

APRIL 17, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 53

Embedded Finance Finance Online and Mobile Banking Embedded Payments 53

Fintech Review

APRIL 19, 2025

A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. It is becoming infrastructure, embedded, intelligent, and indispensable to the digital economy. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.

Finance 94

Finance Embedded Finance FinTech Payment APIs and Integration 94

Wharton Fintech

OCTOBER 23, 2023

Highnote’s John MacIlwaine — On Unlocking the Embedded Finance Opportunity In today’s episode, Rhea Advani hosts John MacIlwaine, Co-Founder & CEO at Highnote. They delve into the evolving payments processing space, emphasizing the rise of innovative embedded finance platforms like Highnote.

Embedded Finance 130

Embedded Finance Finance Issuers Innovation 130

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Fintech Times

APRIL 3, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

Fintech News

JANUARY 26, 2025

Embedded Finance Hailed as the Future of Fintech The embedded payments market is expected to reach a global transaction value of US$2.5 In Asia, the adoption of embedded finance is creating opportunities across diverse sectors. Indias Unified Payments Interface (UPI) is another backbone of embedded payments.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Fintech Finance

OCTOBER 28, 2024

Through its long-standing partnership with global embedded financing platform YouLend, Dojo has extended over £1 billion in flexible funding since 2020. Over the past four years, the partnership has provided financing to more than 20,000 businesses.

Embedded Finance 105

Embedded Finance Finance On-Demand Small Business 105

Fintech News

MAY 7, 2024

The launch of Atelio by FIS comes at a time when the demand for embedded finance is rapidly increasing. Research from S&P Global Intelligence indicates that banks engaging in embedded finance typically see higher deposit growth compared to their peers.

Embedded Finance 115

Embedded Finance Finance FinTech Fraud Prevention 115

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? We are seeing strong adoption and demands for wallets like PayPal, Alipay, and WeChat Pay as they have evolved from basic payment tools to comprehensive financial ecosystems.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Fintech Times

DECEMBER 7, 2023

Amid the ongoing digital revolution and shifting customer preferences, embedded finance is reshaping the financial industry. In this guest post, Ellis offers a perspective on the profound opportunities that arise from collaborating with non-financial brands and fintech companies to meet the ever-changing demands of customers.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). The payment consultancies found a significant gap in the use of embedded finance in the US compared to Europe.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Cross-Border Payments Fraud Prevention 98

Fintech Finance

APRIL 10, 2025

Embedded finance specialist Weavr expands its capabilities by integrating B4B Payments , the globally recognised provider of card issuing and integrated payment services, into its embeddable financial solutions platform.

Embedded Finance 52

Embedded Finance IBAN Multi-Currency Payments 52

PYMNTS

NOVEMBER 17, 2020

Nav , which works in financing for small- to medium-sized businesses (SMBs), has rolled out a new version of its embedded finance solution, according to a press release. Embedded finance, the release noted, refers to the integration of financial service technologies with other provider solutions.

Embedded Finance 66

Embedded Finance Finance Credit Cards Small Business 66

Fintech Review

APRIL 19, 2025

A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. It is becoming infrastructure, embedded, intelligent, and indispensable to the digital economy. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 To access the full report, click here.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98

The Fintech Times

DECEMBER 7, 2024

Helping Polish entrepreneurs and small business owners have immediate access to flexible, revenue-based financing to grow the country’s e-commerce market, YouLend , the embedded finance platform, has partnered with Polish payments service operator, Tpay. Approval usually takes 24-48 hours.

Embedded Finance 59

Embedded Finance Finance On-Demand Small Business 59

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Fintech Finance

FEBRUARY 6, 2025

With the embedded finance market for SMBs forecasted to reach $124 billion by the end of 2025 , the race is on to meet the surging demand for flexible, efficient, and customizable tools designed to drive growth and streamline financial operations. By adhering to OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B On-Demand 94

Fintech Finance

JUNE 3, 2024

OpenPayd , the leading infrastructure provider for embedded finance, today announced over 100% growth for a second consecutive year as it reached profitability and generated over €40 million ARR. OpenPayd is the infrastructure provider of choice for more than 400 early adopters of embedded finance globally.

Embedded Finance 52

Embedded Finance Finance IBAN Real Time Payments 52

Fintech Review

MAY 10, 2025

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. At the time, legacy card systems were slow, rigid, opaque, and deeply unsuited to app-based, on-demand businesses. The Marqeta Platform: Products and Capabilities 1.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Fintech Finance

MARCH 10, 2025

” This partnership aligns with the financial sector’s regulatory shifts and increasing demand for Open Banking frameworks, supporting regulatory bodies, commercial banks, and fintechs in adopting Open Banking and embedded finance solutions.

Regulatory Compliance 69

Regulatory Compliance FinTech Payment APIs and Integration Compliance 69

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. Four or five years ago, digital assets were mostly about speculation, she noted. Off-the-shelf datasets lack the necessary nuance.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Fintech Times

MARCH 10, 2025

” This partnership aligns with the financial sectors regulatory shifts and increasing demand for open banking frameworks, supporting regulatory bodies, commercial banks, as well as fintechs in adopting open banking and embedded finance solutions.

Compliance 69

Compliance Regulatory Compliance Payment APIs and Integration FinTech 69

Fintech Review

MAY 4, 2025

The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Here are the top players: 1.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

The Fintech Times

OCTOBER 28, 2024

Payment technology provider, Dojo , has now successfully extended over £1billion in flexible funding since 2020, in partnership with global embedded financing platform YouLend. Our success with Dojo demonstrates just how strong the demand from small businesses is for timely, accessible capital.

Embedded Finance 64

Embedded Finance Small Business Finance On-Demand 64

Fintech Finance

MARCH 19, 2025

We want to empower businesses to succeed by providing a seamless, fully integrated experience – a single-destination, AI-enabled business ecosystem that includes point of sale, payments, embedded finance, banking, and the whole suite of connected services.

Point-of-Sale (POS) 83

Point-of-Sale (POS) Online and Mobile Banking Embedded Finance Push-to-Card 83

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Government 59

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Tearsheet

FEBRUARY 20, 2025

In November 2024, JPM rebranded Onyx, its blockchain-based asset tokenization platform, to Kinexys, and also renamed its JPM Coin to Kinexys Digital Payments to meet the increasing demand for asset tokenization among major financial institutions. BTS: Refining the experience from the inside out Tracking J.P.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies. Deliver, or fail fast, fix, and move on!

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions.

Embedded Finance 98

Embedded Finance Digital Payments Research Consumer 98