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This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
By enabling more tailored solutions, streamlining operations, and addressing vital concerns like fraud and security, embeddedfinance is becoming a crucial driver of innovation. AI, tokenization, and vertical integration are just the beginning of whats possible in embeddedfinance.
With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and EmbeddedFinance.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. It is becoming infrastructure, embedded, intelligent, and indispensable to the digital economy. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience.
The company is leveraging AI-driven solutions to enhance its offerings in areas like dining, ride-hailing, entertainment, healthcare, and finance. Ant International, the groups global arm headquartered in Singapore, has reported significant growth across its four main business pillars: Alipay+, Antom, WorldFirst, and EmbeddedFinance.
In today’s competitive market, embeddedfinance is no longer a passing trend; it’s a fundamental game changer. Corporate-embeddedfinance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?
Through the introduction of Earned Wage Access and Send Now, Pay Later in the UAE, we aim to address real-world financial challenges, offering tools that empower individuals to take control of their finances. The post UAE Financial Group Expands Its Operations With ABHI appeared first on FF News | Fintech Finance.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. It is becoming infrastructure, embedded, intelligent, and indispensable to the digital economy. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience.
aIn parallel, the demand for embeddedfinance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 To access the full report, click here.
This collaboration aligns perfectly with our mission to empower underserved merchants globally, driving their success and enabling them to compete with industry giants. The post Epos Now Partners with Lloyds Cardnet appeared first on FF News | Fintech Finance.
Neem , a leading embeddedfinance platform in Pakistan, has entered a multifaceted partnership with Mastercard , a global technology company in the payments industry. The strategic multi-year collaboration will enable financial wellness for Pakistan’s underserved communities.
Funding Societies , the unified SME digital finance platform in Southeast Asia, has entered a strategic partnership with Singapore E-Business (SGeBIZ), a digital procurement, payment and sourcing platform provider, to bring B2B embeddedfinance solutions to businesses in Singapore.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Atome Financial specialises in consumer financing, ADVANCE.AI billion insurtech Matrixport 1.05 billion payments Coda 2.5
As such, Sandrine Markham , global lead sustainable finance solutions, Finastra , the financial software applications and marketplaces provider, explores the positive impact the corporate lending sector will have on financial well-being. This democratisation of credit access fosters economic growth and resilience.
This solution also facilitates embeddedfinance and contextual banking, allowing banks to offer financial services through partner ecosystems via a Banking-as-a-Service (BaaS) model. This is particularly relevant for underbanked regions in Southeast Asia and the Middle East, where financial inclusion remains a priority.
Liberis , a global embeddedfinance platform, has partnered with Fincompare , the German small business broker marketplace, to bring its revenue-based financing solution to over 25,000 small and medium-sized businesses (SMBs) across the country.
Additionally, the event will provide a forward-looking perspective on the future of BNPL and its potential to reshape consumer finance and the wider payments industry. The event will explore cybersecurity careers within the banking, finance, and fintech sectors, particularly in response to the increasing frequency of cyber attacks.
This financing approach is gaining prominence, particularly in sectors like fintech, where founders are prioritizing preserving ownership while accessing essential growth capital, a new report by Lighthouse Canton, a Singapore-based investment institution specializing in wealth and asset management, says.
EmbeddedFinance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embeddedfinance at their core. Similarly, DBS PayLah!
He stressed that low-income and underserved communities are facing severe challenges the most, such as rising prices, social unrest, and climate change impacts. In fact, poverty levels in many developing countries remain above pre-pandemic levels.
Jamie Loden, chief operating officer at DTB Jamie Loden , chief operating officer at DTB, also commented: “We are excited to collaborate with Paymentology, a leading and renowned processor in the market, to introduce our joint embeddedfinance proposition.
Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. It represents a shift in mindset: finance as a service, not a place. This convergence blurs the line between fintech and traditional finance. Essential for open banking.
Abhi, an embeddedfinance platform specializing in technology-driven solutions, will provide the operational framework for LuLuFin. The post LuLu Financial Holdings Partners with ABHI to Advance Financial Inclusion and Cross-Border Remittance Solutions appeared first on FF News | Fintech Finance.
World Economic Forum and the Cambridge Centre for Alternative Finance The Driving Forces Behind Fintech Industry Rise Central to the fintech narrative is the remarkable surge in consumer demand for digital financial services. However, the fintech sector’s journey is not without its challenges.
Pay10 , a leading Alternative Payment Method (APM) provider headquartered in the UAE announces that it has become the first fintech company to go live in production on the Central Bank of the UAE’s (CBUAE) Open Finance Framework, authorizing it to provide payment initiation services including variable recurring payment.
1 Bank of Thailand: Transforming Asian Fintech with Open Finance and Collaboration Money20/20 Asia will kick off with a notable keynote presentation by Daranee Saeju, Assistant Governor at the Bank of Thailand, the focus will be on the bank’s innovative efforts in digital finance.
Fintech apps attract younger users, underserved populations, and digitally native businesses. They also enable new products, such as microloans, fractional investing, or embeddedfinance. Customers, regulators, and the public expect them to support sustainable finance, financial inclusion, and ethical data use.
Offa , the UK Islamic property finance fintech, is joining Connect IFA , a specialist mortgage brokerage network. It plans to leverage its Islamic finance industry experience via engagement with Connect IFA through events and webinars to raise awareness of its ethical finance products, designed in accordance with Islamic finance principles.
Checkout.com: Future Outlook Checkout.coms roadmap points toward greater emphasis on embeddedfinance solutions. Recent Developments and Challenges While Checkout.com has continued expanding geographically and product-wise, it has not been immune to market challenges.
The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions.
1 Bank of Thailand: Transforming Asian Fintech with Open Finance and Collaboration Money20/20 Asia will kick off with a notable keynote presentation by Daranee Saeju, Assistant Governor at the Bank of Thailand, the focus will be on the bank’s innovative efforts in digital finance.
Here are the finalists for the SFF 2024 awards: Category #1 Corporates – Emerging Fintech Finalists Fluid Financial Pte Ltd Fluid is a Singapore-based B2B Buy Now Pay Later solution, helping suppliers (both traditional and marketplace platforms) to finance buyers’ purchases at the point of checkout.
Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embeddedfinance solutions for the world’s innovators, today announced a partnership with OakNorth , the digital bank for entrepreneurs, by entrepreneurs, to offer a commercial card for OakNorth’s Business Banking customers.
mmob mmob provides the tools for any business to import or export API services in any channel through their embeddedfinance toolkit. Having access to NatWests senior leadership and industry experts will be invaluable as we embark on our next phase of growth.
Raman Korneu, CEO and co-founder of myTU With over 25 years of experience in banking, Raman Korneu has held senior roles across finance, including consulting roles at Ernst & Young and PwC , where he worked on over 100 projects for over 50 major banks and companies. Tell us more about your company and its offering.
From the perspective of the country’s banks, there was a large opportunity to bring this underserved market into the credit mainstream. The incredible growth of the Mexican fintech scene, open banking and embeddedfinance are all trends we are looking to serve as we become a hub for pioneering companies to solve their business challenges.”.
This meant working continuously with other people within finance, operations, and marketing–among others–ensuring that value is delivered at each level. It is an opportunity and a responsibility that retailers have to enlarge their reach and ensure that underserved consumers get hold of essential products.
Our approach is tailored to the needs of underserved markets and clients. Occupying senior positions within the banking and finance sector has afforded me extensive exposure to leading banks and corporations, providing valuable insights into the challenges they face.
“With over 20 million underserved adults in the UK, it’s time to rethink access barriers. Embeddedfinance is key – digital wallets and embedded lending integrated into everyday platforms make financial services instantly accessible to those left out by traditional banking.
Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embeddedfinance.
Okapi Technologies , a Malaysian startup that facilitates financing for solar energy projects, raised an undisclosed amount of funding late last month. Last year, Okapi unveiled its instant approval financing product, which enabled partner installers to secure immediate credit decisions for residential customers via an online portal.
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