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Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatorycompliance. According to a study by Bain & Company, Google, and Temasek, 53% of industry experts believe that consumer tech platforms, rather than pure-play fintechs, are more likely to drive disruption in financial services.
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatorycompliance across MENA. ” — Riyadh Al Zamil, Chairman of Fintech Galaxy’s Board of Directors.
According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. With the future of fintech looking optimistic in 2025, Em Conversa looks to explore how the LatAm region can prosper once more.
The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatorycompliance across the Middle East and North Africa (MENA).
Fraud prevention and regulatorycompliance are the major challenges facing the industry When asked about the top challenges expected for the year ahead, fraud prevention topped the list, with 63% of respondents identifying it as a primary concern. Lesser-discussed trends include embeddedfinance (13%) and sustainable payments (8%).
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Fintech is transforming financial services across Asia at an unprecedented pace. With rapid digital adoption, evolving regulations, and AI-driven innovations, the region is at the forefront of global fintech growth. The Asia-Pacific fintech market is projected to reach USD $171.32 billion in 2025 and surge to USD $359.83
Ensuring regulatorycomplianceRegulatorycompliance also emerged as a significant challenge, with 60 per cent of participants highlighting the complexities of navigating evolving regulations. Lesser-discussed trends include embeddedfinance (13 per cent) and sustainable payments (eight per cent).
It is one of the key enablers of fintech, marketplaces, and digital platforms. In this Marqeta review , we explore how the company operates, the problems it solves, its role in embeddedfinance , and the challenges ahead. Marqetas market opportunity remains enormous, however.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. While BaaS solutions offer a lot of potential, many have concerns regarding the regulatorycompliance of providers and the third parties that use them.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
The fintech industry, having navigated through the turbulent waters of the COVID-19 pandemic, has demonstrated not only resilience but also a robust capacity for growth. Source: The Future of Global Fintech: Towards Resilient and Inclusive Growth. However, the fintech sector’s journey is not without its challenges.
The two-days at the Intercontinental O2 in London were a chance for the conference to showcase innovative technology, regulatory insights and emerging trends shaping the financial sector. Finovate brought the fintech world to life with its signature live demos, capturing a snapshot of the industry’s latest developments.
13 fintech companies from Southeast Asia have been named among this year’s top 250 fintech companies worldwide, recognized for their growth and significant impact on the global fintech landscape. These companies are featured on the World’s Top Fintech Companies 2024.
Traditional financial institutions are facing mounting pressure from agile fintech disruptors, which all begs one big question not on if they need to evolve, but rather how quickly. Maintaining Trust through Security and Compliance In a region as diverse as Asia Pacific, regulatorycompliance is a moving target.
In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace EmbeddedFinance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of EmbeddedFinance across Europe.
The strategy unites Cashflows’ expert acquiring capabilities with Cardstream’s market leading PFaaS infrastructure to dramatically simplify the launch and growth process for PayFacs, aspiring PayFacs, ISOs and ISVs in the market, by managing complex regulatory, compliance, and operational requirements on their behalf.
The Singapore Fintech Festival (SFF) has announced the finalists for its 2024 Fintech Excellence Awards, organised in partnership with the Singapore Fintech Association (SFA) and supported by PwC Singapore. A new category was introduced to recognise progress in artificial intelligence and quantum technology.
The conversation around customer experience in financial services pre-dates fintech. And while the topic surged after the great digitalization of services took place in 2020, conversation about customer experience in banking and fintech has once again slowed.
In the fintech space, digital payments represent a major driver of innovation. The Rise of EmbeddedFinanceEmbeddedfinance is revolutionising the way businesses interact with financial services. For businesses, embeddedfinance reduces the need for third-party intermediaries.
This model not only simplifies legacy transformation but also enables new revenue streams through embeddedfinance and fintech partnerships. Open banking API strategy allows banks to securely share customer financial data with third-party providers, like fintech companies, using standardized APIs.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
In her new role, Rehana’s mission is to strengthen EPS’s offerings, develop strategic partnerships, and reinforce the company’s position in the embeddedfinance market across the UK and Europe. The post Edenred Payment Solutions Appoints Rehana Mitha as New Managing Director appeared first on FintechFinance.
The Fintech industry is constantly evolving with innovations and technologies coming up often. Though many concepts are built on fundamental fintech ideas, the terms and jargon related to fintech are rapidly diversifying. These organizations play a vital role in fostering innovation within the fintech industry.
The integration will bring automated crypto transaction monitoring and secure data storage, as well as ensure regulatorycompliance. This will enhance regulatorycompliance and secure data storage, as well as provide automated crypto transaction monitoring for Chainalysis’ clients. return on investment (ROI), $3.2+
Additionally, the company said that, if the IPO went ahead, funds raised would be leveraged to improve brand presence, integrating AI solutions into its platform, and securing more licences for regulatorycompliance across various jurisdictions.
New York City, New York, April 1st, 2025, FinanceWire Feedzai , the world’s first end-to-end financial crime prevention platform, today announced a partnership with Highnote , an innovative fintech leader, to support the launch of Highnotes new acquiring business line. For more information, users can visit feedzai.com.
Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. In fintech, that meant compliance checks, uptime requirements for APIs, etc.
This week’s edition of Finovate Global reviews the latest fintech headlines from Israel. This is an impressive showing, given the challenges of Israel fintech in 2023 and the toll of the country’s current war against Hamas. Here is our look at fintech innovation around the world.
Blockchain, a new world of transparency and financing models The use of blockchain technology is still in its early stages, but it holds significant potential to transform various aspects of BNPL operations, from improved transparency and trust to regulatorycompliance.
To kick off 2024, The Fintech Times is exploring how the world of AI may continue to impact the fintech industry and beyond throughout the coming year. Furthermore, compliance within the fintech sector will witness a new era of oversight facilitated by gen AI algorithms. appeared first on The Fintech Times.
Payments are arguably the face of fintech. With fintechs already well-positioned to adapt and take advantage of the opportunities one-leg out payments present, banks will need to move quickly to implement a comprehensive strategy for adoption.” With Swift, OpenPayd, Chargebee and More appeared first on The Fintech Times.
By leveraging Loan Management Software , lenders can streamline operations, deliver personalized services, ensure regulatorycompliance, and scale effortlessly to meet the demands of a diverse and growing customer base. This proactive approach minimizes the risk of legal penalties and ensures lenders stay on top of regulatory changes.
Open finance is not a direct compliance burden yet, but merchants that work with fintech partners, or offer embeddedfinance, should begin preparing now. However, it also introduces new responsibilities around consent management, data portability, and customer support.
Fintech companies and traditional banks are increasingly working together. Historically seen as competitors, fintechs and banks now find common ground to enhance services and reach broader audiences. Why Are Banks and Fintechs Collaborating? Banks and fintechs have different strengths.
Its 2025, and while the concept of embeddedfinance is not new, it continues to evolve, offering fresh opportunities for growth. Ultimately, embeddedfinance is creating convenience and efficiency for both end users and the financial institutions themselves. How embeddedfinance turns brands into banks.”
The fintech sector is at the forefront of a global revolution, reshaping how financial services are delivered and consumed. As fintech continues to grow, staying ahead of emerging trends is essential. Partnerships with fintech firms and internal innovation are becoming common responses.
From embeddedfinance to AI-powered risk management, the innovation that will be on display during the event, which takes place May 7 through 9 in San Diego, is a signal of the rapidly evolving needs of both financial institutions and their customers.
Digital Platforms and Fintech Solutions The rise of digital platforms and fintech solutions is reshaping the industry by connecting participants more efficiently while reducing reliance on traditional banking institutions. The future of the industry depends on establishing a balance between innovation and regulatorycompliance.
But it’s a necessary step for payments firms to gain the operational efficiencies needed to remain competitive, especially as we face potential headwinds and increased regulatorycompliance requirements in the coming years.” This highlights the fast pace of transformation in the payments and fintech space today.
As the technology matures and adoption increases, PFaaS is poised to play a central role in shaping the future of digital payments and embeddedfinance. Other benefits of PFaaS platforms include capabilities to handle the regulatorycompliance and risk management burden.
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