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This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
has announced a collaboration with Green Dot Corporation (NYSE: GDOT) and CVS Health (NYSE: CVS) to enable deposits for no fee for millions of Varo Bank customers at over 7,500 participating CVS Pharmacy locations nationwide.1 Varo Bank , the first all-digital nationally chartered bank in the U.S.,
Keynote sessions and expert panels will delve into critical themes such as fraud prevention, embeddedfinance, and sustainability, offering attendees both strategic and practical takeaways. Attendees can participate in sessions that explore: Regulatory Frameworks: Understanding international and local regulations to ensure compliance.
Top regulators attending the event include Roong Mallikamas, Deputy Governor of the Bank of Thailand; Adnan Zaylani, Deputy Governor of Bank Negara Malaysia; and Nik Mohamed Din Nik Musa, Director General of Labuan FSA, with more participants to be announced. Spanning four stagesthe Exchange Stage, MoneyPot, Unfiltered Stage, and HumanA.I.ty
The 2025 editions of FTT EmbeddedFinance & Super Apps , FTT Payments and Customer Alpha will run in London on 13th May. The events bring together 600+ participants united by a passion for delivering the best outcomes for customers.
The 2025 editions of FTT EmbeddedFinance & Super Apps , FTT Payments and Customer Alpha will run in London on 13th May. The events bring together 600+ participants united by a passion for delivering the best outcomes for customers.
Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embeddedfinance, and strategic risk planning for 2025 and beyond. Where is embeddedfinance delivering strategic valueversus simply adding complexity?
Keynote sessions and expert panels will also delve into fraud prevention, embeddedfinance, and sustainability, offering attendees both strategic and practical takeaways. Open banking and embeddedfinance: Learning how these trends are reshaping financial services and consumer experiences.
Following closely behind, regulatory compliance also emerged as a significant challenge, with 60% of participants highlighting the complexities of navigating evolving regulations. Lesser-discussed trends include embeddedfinance (13%) and sustainable payments (8%).
In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace EmbeddedFinance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of EmbeddedFinance across Europe.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Twimbit’s Global Open Finance Maturity Index, Source: Twimbit analysis, Dec 2024 Drivers of open finance growth According to the report, open finance in Southeast Asia is being propelled by several drivers. Another driver of open finance in Southeast Asia is the emergence of innovative business models.
But it was an embeddedfinance FinTech that took home more than half of the funding announced. The company recently secured $20 million in Series A funding led by Sequoia Capital, while Visionaires Club also participated, TechCrunch reported. PYMNTS rounds up all the latest deals below. Modern Treasury. Jobandtalent.
ReadyCode is a one-time use code system developed by Atleos that supports a range of cash in and out solutions as an embeddedfinance tool for program managers, financial institutions, and merchants to complete everyday transactions without the use of cards and traditional networks.
Fiserv is positioning FIUSD as a “bank-friendly coin,” making it possible for banks to participate and compete in the tokenized financial ecosystem. In a move that signals growing mainstream adoption of digital assets, payments giant Fiserv has unveiled plans to launch its own stablecoin, FIUSD. .
These trends include ecosystem banking, generative artificial intelligence (GenAI), and embeddedfinance, a new report by PwC India and ASSOCHAM says. For non-financial services businesses, embeddedfinance allows for enhanced customer loyalty, new revenue streams and improved customer experiences. billion by then.
This round drew participation from 500 Global, CM Ventures, Envestnet, and Point72 Ventures. The post Productfy, A Banking-As-A-Service/EmbeddedFinance API Company, Raises $16M In Series A Funding appeared first on CB Insights Research. Productfy , a banking-as-a-service (BaaS) platform, has raised $16M in a Series A.
This week’s edition of Finovate Global features the latest fintech news from Germany, where investors are backing innovations in embeddedfinance, payments companies are taking advantage of open banking, and the green shoots of crypto spring are growing ever more apparent. million (€2.1 million) in seed funding.
The round was led by Canapi Ventures and featured participation from existing investors, including Rhino Ventures. In a round led by Canapi Ventures, embedded ERP banking specialist FISPAN has raised $30 million in Series B funding. Existing investors, including Rhino Ventures, also participated in the round.
Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embeddedfinance offerings. quadrillion, highlighting the scale of digital payments and embeddedfinance solutions. reached $1.1
Antonio Soares, CEO, Dock One organisation helping in this preparation phase is Dock , the banking and digital payments provider in Brazil and Pix participant. Every country is implementing or thinking of implementing real-time payments because it allows government and financial players and participants to deliver other rails for payments.
Ensuring regulatory compliance Regulatory compliance also emerged as a significant challenge, with 60 per cent of participants highlighting the complexities of navigating evolving regulations. Lesser-discussed trends include embeddedfinance (13 per cent) and sustainable payments (eight per cent).
Payments giant Visa has unveiled the participants of its 2024 Accelerator Programme, featuring a diverse group of startups from around the globe, including female co-founders. Over six months, participants will co-develop and test new solutions with Visa’s network of financial institutions, merchants, and digital partners.
Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embeddedfinance solutions for the world’s innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer.
“Platforms like Participate allow banks to extend credit more confidently by reducing concentration risk, enhancing liquidity, and boosting efficiency. “Financial education and literacy tools will have the most profound impact on financial well-being by 2025.
In a space where challenger banks, SaaS disruptors, and embeddedfinance platforms are all vying for mindshare, the brands that break through are the ones that play smartest, not loudest. Great fintech brands dont just participate in conversations, they shape them.
Following its 12 week engagement programme, the Visa Africa Fintech Accelerator programme, digital payments leader, Visa has announced two new partnerships with programme participants, Konnect and PayTic. Since its launch in 2023, this initiative has accelerated over 60 startups, with the fourth cohort set to be announced on 2 June, 2025.
These member-driven organizations face competition from larger rivals in the banking industry, as well as new entrants from technology and retail who are leveraging embeddedfinance to offer a widening range of financial services, including payments and lending. For credit unions, this challenge is all the more acute.
Gynger , the first embeddedfinancing platform for technology purchases, announces that it has raised $20 million in Series A funding, led by PayPal Ventures, with participation from Gradient Ventures, Velvet Sea Ventures, BAG Ventures and Deciens Capital.
Other participants in the latest round include South Park Commons, Notion Capital, No Label Ventures and Start Ventures. Natech Banking Solutions has raised over $33million in Series B funding to support its expansion in embeddedfinance and AI-driven banking solutions.
The future of banking depends on collaboration – it is key for banks to unlock opportunities in open banking, embeddedfinance, AI agents, and more. Vilja will participate in the World Financial Innovation Series (WFIS) in Hanoi on 1516 April.
B2C2 , a company specialising in institutional liquidity for digital assets, is adding OpenPayd ’s embeddedfinance capabilities to its global instant settlement network. This latest round includes participation from two of the world’s largest credit funds, alongside lead arranger Deutsche Bank.
Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embeddedfinance is still booming.
Participants will also hear about actionable strategies for enhancing productivity and cross-selling using data-driven financial insights, along with practical examples and case studies on monetizing transaction data.
Tranched, a London-based embedded asset-based financing platform which automates the process of bundling loans into securities, has raised $3.4million in a pre-Seed funding round led by Speedinvest, which includes capital from participation in the Andressen Horowitz ‘s Crypto Startup Accelerator (CSX) program.
Amid rising fraud, emerging technologies like embeddedfinance, AI, and stablecoins, and intensifying global competition, the Financial Conduct Authority (FCA) faces mounting pressure to recalibrate its approach to regulationor risk holding back the very sector it aims to protect.
While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embeddedfinance, and expanding into new sectors – it is also a major operational shift. Successfully monetizing payments data, however, demands the ability to natively process new ISO 20022 format messages.
VD is often used to fund these FLDG deposits, allowing fintech startups to participate in such partnerships without using their own equity or cash reserves. In addition to lending fintech startups, VD is also used by fintech companies in verticals such as payments and embeddedfinance.
Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. Given the US$246 million Series B funding round that bolttech had raised last year, it’s safe to say that embeddedfinance is still booming.
Gynger, the first embeddedfinancing platform for technology purchases, announces that it has raised $20 million in Series A funding, led by PayPal Ventures, with participation from Gradient Ventures, Velvet Sea Ventures, BAG Ventures and Deciens Capital.
Payments and liquidity solutions company Wannme raises 7M Wannme , a Madrid-based fintech that specializes in payments and liquidity solutions, announced a 7 million strategic financing from IDC Arena Credit Ventures, a division of IDC Network, with Arena Investors also participating in the funding.
Participants will discuss emerging market trends and strategies for maintaining resilience amidst global economic challenges. The event will focus on the key topics and industry trends driving digital transformation, providing participants with the knowledge and strategies needed to succeed in a rapidly changing market.
The company has also recently launched bettr , a new global digital lending service aimed at providing microloans to MSMEs through embeddedfinance partnerships. The first edition of the programme saw over 2,700 applicants, with 180 participants receiving training and 30 receiving grants.
Funding and investments Synctera , the banking-as-a-service and embeddedfinance company, enjoys a $15million round of funding, bringing the company to a total of $94million raised to date. Tomo Mortgage has raised $20million in Series B financing, bringing its total investment to $130million.
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