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Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. In the last few years, fintechs have stolen the limelight with embeddedfinance; however, banks can still ensure they remain relevant in the market.
From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. The partnerships driving embeddedfinance are complex and expanding. A Market Racing Ahead of Its Controls The embeddedfinance industry in the UK is projected to reach $7.76
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embeddedfinance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.
Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Embeddedfinance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. What is EmbeddedFinance?
one of Europe’s leading financial servicesproviders, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. Other methods that merchants anticipate will become more popular include QR code payments (33%), BNPL options (25%), cryptocurrencies (21%) and CBDCs (11%).
The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.
And it’s all thanks to embeddedfinance and embedded fintech. Embeddedfinance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embeddedfinance that have been around for a while. Everything is done under one platform.
Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.
In today’s competitive market, embeddedfinance is no longer a passing trend; it’s a fundamental game changer. Corporate-embeddedfinance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
Embeddedpayments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embeddedpayments are more challenging and don’t flow as easily as B2C ones.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. To adapt, traditional payment processors are enhancing their APIs for seamless integration and forming strategic partnerships with e-commerce platforms.
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.
From fresh AI applications to the new uses for embeddedfinance, fintech is experiencing a renewed momentum. Embeddedfinance matures Why it matters: Embeddedfinance has been trending upward in fintech over the past few years, and for good reason.
From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. The partnerships driving embeddedfinance are complex and expanding. A Market Racing Ahead of Its Controls The embeddedfinance industry in the UK is projected to reach $7.76
Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial serviceprovider.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. Embeddedfinance platforms hold the key to ensuring both buyers and sellers feel empowered within online marketplaces.
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05
In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace EmbeddedFinance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of EmbeddedFinance across Europe.
Neem , a leading embeddedfinance platform in Pakistan, has entered a multifaceted partnership with Mastercard , a global technology company in the payments industry. The partnership marks Mastercard’s first view into the embeddedfinance space in Pakistan. Khalil, Cluster General Manager, MENA East at Mastercard.
This week’s edition of Finovate Global features the latest fintech news from Germany, where investors are backing innovations in embeddedfinance, payments companies are taking advantage of open banking, and the green shoots of crypto spring are growing ever more apparent.
These trends include ecosystem banking, generative artificial intelligence (GenAI), and embeddedfinance, a new report by PwC India and ASSOCHAM says. For non-financial services businesses, embeddedfinance allows for enhanced customer loyalty, new revenue streams and improved customer experiences. billion by then.
myTU , the fintech pioneering the use of cloud-only infrastructure and AI to transform consumer banking, announced the release of a new API product, “ Payouts API ,” designed to help businesses optimise their financial processes and enhance operational efficiency.
Edenred Payment Solutions has announced the launch of a new virtual card number (VCN) product designed to help make claims payouts faster and easier for policyholders. These cards can be easily added to mobile wallets like Google Pay and Apple Pay, allowing direct payments to serviceproviders or merchants without the usual delays.
It plans to leverage its Islamic finance industry experience via engagement with Connect IFA through events and webinars to raise awareness of its ethical finance products, designed in accordance with Islamic finance principles. Acquired.com, the next generation payments business, appoints Lee Clifton as chief operating officer.
Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embeddedfinance in B2B is key to payments optimization in 2021. We are seeing payments become an inextricable and largely invisible part of customers’ experiences with different product or serviceproviders.
Versapay , an Accounts Receivable (AR) platform, has appointed Elizabeth Bramlage as chief marketing officer.With over 15 years of experience leading marketing for high-growth fintech and payments companies, Bramlage most recently served as CMO at ComplyAdvantage , a global provider of financial crime compliance technology.
FXC Intelligence, a data platform specializing in the cross-border payment and e-commerce sectors, has released its annual selection of the world’s top cross-border payment companies, recognizing the leading publicly traded companies, startups and private companies operating in the space worldwide.
Middle Eastern electronic payment company, Damen , and BKN301 Group , the London-based digital payments and Banking-as-a-Serviceprovider for the MENA region, have joined forces to implement a new feature for paying gas bills using NFC technology into the ‘Damen Cash’ app. per cent from 2024 to 2029.
Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Paynt acquires E-xact to support North American presence Friday 13 June 2025 13:21 CET | News European paymentservicesprovider Paynt has acquired Canadian payment gateway E-xact Transactions.
Digital payments have become such an integral part of our daily lives that it is challenging to imagine what our world would be like without them. Online stores can now start accepting payments for goods and services in a matter of days. What is a payment facilitator (PayFac)? What is PayFac-as-a-Service?
Once COVID affected the travel sector, we successfully pivoted to serve individuals and families with a full-featured mobile banking app supporting accounts, cards, and payments in multiple languages. For business clients, the focus is on fully digital onboarding, instant SEPA payments, and easy integration with accounting systems.
Source: twimbit analysis Banking-as-a-service (BaaS) The first trend outlined in the report is BaaS, a business model which involves the provision of banking products to non-bank third parties through application programming interfaces (APIs). BNPL payment adoption is set to rise at a CAGR of 12.3% billion in 2024.
Personalization Personalization has increasingly been seen as table stakes in financial services, and with good reason. Whether you are involved in payments or lending or ecommerce, the ability to get relevant products and services in front of your customers is paramount.
Merchant-facing regulation: What merchants need to know in 2025 15 May 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The regulatory framework governing payments continues to expand in scope, with increasing implications for merchants operating in the UK and EU. Why is it important? for credit.
It enables quick product configuration, seamless third-party integrations (credit bureaus, payment gateways), and ensures regulatory compliance. Eliminates Manual Errors Loan Management Software reduces the chances of human error in loan processing and payment calculations.
Industry movers Creditinfo, a global serviceprovider for credit information and risk management solutions, appoints Charles De Winnaar as its global head of sales strategy and sales operations. Redpin , the embedded software solutions and international payments company, has unveiled a new leadership team.
Our mission is to provide accessible, secure, and cost-effective banking solutions tailored to the unique needs of underserved markets and clients, such as families, freelancers, digital nomads, and businesses often overlooked by larger banks.
Aadhaar-enabled PaymentService (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. Electronic Clearing Service (ECS) ECS streamlines financial transactions by processing bulk payments electronically, saving time and effort.
Stripe has emerged as one of the fastest-growing paymentserviceproviders (PSPs) in Asia-Pacific (APAC), expanding its footprint both geographically and through its broadening suite of financial products. In August 2024, Stripe entered a new market, allowing US merchants to accept payments from South Korean customers.
Taulia, a leading provider of working capital management solutions and part of SAP group, and Lloyds , part of Lloyds Banking Group, the UKs largest retail and commercial financial servicesprovider, have today announced a partnership to issue Visa-enabled Virtual Cards, embedded across a range of solutions available with SAP Business Suite.
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