The Fintech Times

FEBRUARY 22, 2024

Embedded finance has been a game-changer for SMEs who previously struggled to obtain funding from traditional banks. However, fintech companies with embedded finance solutions have a responsibility to become regulation savvy even if they aren’t regulated. One area to consider carefully is data privacy.

Embedded Finance 59

Embedded Finance Privacy Risk Finance 59

Fintech Finance

JULY 11, 2024

Today, the global provider of embedded finance infrastructure, OpenPayd , announces its clients can now send and receive payments via Pix, the Brazilian real-time payment network. As such, OpenPayd provides its clients with a global suite of embedded finance infrastructure through a single API.

Instant Payments 98

Instant Payments Embedded Finance Real Time Payments Payments 98

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

Fintech Finance

APRIL 7, 2025

The new offering enables Israeli and global Airwallex customers to open accounts, facilitating seamless transactions in ILS via the Israeli payment network. Customers can access the service through Airwallexs Business Account, Core API, or Embedded Finance solutions, ensuring integration with existing financial workflows.

Multi-Currency 52

Multi-Currency Payment APIs and Integration Cross-Border Embedded Finance 52

The Payments Association

MARCH 19, 2025

The success of this model seen with WeChat Pay and Alipay has prompted Western firms to increasingly look to embedded finance as a long-term strategy, prompting a shift away from transaction-based revenue. The immovable object Payments have continually evolved, but never at the pace were witnessing today. The result?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Tearsheet

JANUARY 9, 2025

In my deep dive into the embedded finance landscape, I sought insights from payment experts about the opportunities for banks and fintechs in the B2B embedded payments space and the hurdles businesses face when integrating embedded payment systems. Ron Karpovich, J.P.

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Enhance cross-border payments by integrating an always-on solution directly and locally with regional and global payment networks, ensuring compliance with constantly evolving regulatory standards.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Finextra

JULY 12, 2024

Today, the global provider of embedded finance infrastructure, OpenPayd, announces its clients can now send and receive payments via Pix, the Brazilian real-time payment network.

Real Time Payments 59

Real Time Payments Embedded Finance Payment Networks Payments 59

Fintech Finance

OCTOBER 2, 2024

Cardlay and Visa’s referral relationship leverages Cardlay’s innovative white label spend management platform with Visa’s market position, extensive payment network and data capabilities to offer fully embedded commercial cards and expense management solutions to their clients.

Commercial Card 97

Commercial Card Card Issuer Issuers Embedded Finance 97

The Fintech Times

NOVEMBER 12, 2024

Satispay , the payment network that reached unicorn status in September 2022 following a funding round led by Addition, has completed a new capital increase of €60million, bringing total funds raised to over half a billion euros. Blockwall, Kima and OVNI Capital also invested.

FinTech 64

FinTech Point-of-Sale (POS) Non-Bank Embedded Finance 64

Finextra

JUNE 28, 2025

In 2016 it gained direct access to the UK’s Faster Payments network (the first tech company to do so), showing a knack for working with regulators to improve speed and cost. Importantly, Wise also became an innovator in financial infrastructure early on. It expresses the views and opinions of the author.

Cross-Border 52

Cross-Border Multi-Currency Embedded Finance Authorization 52

Fintech News

FEBRUARY 19, 2024

Singaporean fintech DCS Card Centre has established the DCS Innov, a fresh division aimed at propelling digital innovation in the payments space. Ceridwen Choo , an executive known for her extensive experience in the fintech and global payment networks, has been named CEO of the new unit.

Innovation 107

Innovation Web 3.0 Embedded Finance Payments 107

The Fintech Times

MARCH 11, 2025

Partnerships Klarna , the AI powered global payments network and shopping assistant, has partnered with Blackhawk Network (BHN), a global branded payments provider, to expand Klarnas Gift Card Store in Germany, Italy and The Netherlands.

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Non-Bank 59

Fintech Finance

APRIL 15, 2024

“By leveraging Mastercard Move, including Mastercard’s technology and connectivity to global and domestic networks, VoPay, with its focus on providing a globally interoperable platform with embedded finance capabilities, will deliver significant value to Canadian consumers, businesses and government entities.”

Visa 92

Visa Electronic Funds Transfer (EFT) Near Real-Time Cross-Border 92

Wharton Fintech

JANUARY 18, 2024

We provide products from payments and collection, FX and payout all the way to embedded finance to allow or empower any businesses to operate the whole financial and payments stack on top of our platform. Our goal was to access local payment networks directly, avoiding intermediaries like SWIFT.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Cryptocurrency 130

Fintech News

APRIL 24, 2025

Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embedded finance solutions. Airwallex Valuation : $5.5 The country is home to ten fintech unicorns in Asia. billion debt investment platform eDaili 1.90

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finovate

AUGUST 19, 2024

Worldwide Stablecoin Payment Network (WSPN) raises $30 million in seed funding. Lending Embedded finance fintech Amount secures $30 million to fuel its expansion into the credit union industry. Stablecoin-to-fiat money transfer app Sling Money locks in $15 million in funding.

FinTech 52

FinTech Stablecoins Embedded Finance Credit Union 52

The Paypers

JUNE 11, 2025

Earlier in May 2025, Costco , a US-based retailer, announced that it had started to offer a BNPL option for its clients through the use of the Affirm payment network. After being approved for Affirm’s payment plan, users had the capability to choose from the available repayment options, usually in 6, 12, or 18-month intervals.

Payment APIs and Integration 41

Payment APIs and Integration Financial Crimes Global Payments Cybersecurity 41

Finovate

JANUARY 12, 2024

Payments Cleva raises $1.5 based account to receive USD payments. PhonePe appoints Ritesh Pai as CEO – International Payments. Allied Payment Network receives undisclosed amount of funding from RF Investment Partners. Andaria partners with Mastercard to empower its embedded finance initiatives.

Credit Union 73

Credit Union FinTech Financial Literacy AML 73

The Fintech Times

JANUARY 18, 2024

To ensure immigrants can continue to send money home to their friends and family quickly and safely, Onafriq , the digital payments network in Africa has selected Alviere , the embedded finance platform provider to enable payments and remittances from the US to countries in Africa.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Money Laundering Embedded Finance 59

Fintech Finance

MAY 14, 2024

Customers will have access to the Faster Payments network in the UK and Single Euro Payments Area (SEPA) Instant payments for Euro-denominated deposits and withdrawals. The service will be fully embedded into Wirex’s infrastructure via OpenPayd’s single, developer-friendly API.

IBAN 52

IBAN Accounts Payment APIs and Integration Embedded Finance 52

Fintech Finance

FEBRUARY 12, 2024

VC Innovations , a leading marketing services agency with a global community of over 200,000 digital transformation leaders from across financial services, fintech and a broad range of non-financial brands, has announced the launch of FTT Payments in London.

Embedded Finance 52

Embedded Finance B2C Payment Gateways Payments 52

The Fintech Times

MAY 17, 2024

Thanks to a new partnership with payments giant Mastercard , ABHI , an embedded finance platform backed by Hub71 , is offering its users access to Mastercard’s ‘Salary Advance Cards’ ABHI explained it hopes the move will make international and domestic online payments more accessible for its earned wage access (EWA) users.

Visa 59

Visa Financial Inclusion Embedded Finance Payroll 59

Fintech Finance

MAY 16, 2024

Mastercard has collaborated with ABHI , an embedded finance platform backed by Hub71, to strengthen financial payments landscape across the UAE. Since its inception in 2021, ABHI has emerged as a prominent fintech company, earning recognition as one of the Future 100 companies in the UAE.

Visa 52

Visa Financial Inclusion Embedded Finance Payroll 52

Fintech Finance

MAY 1, 2024

Venkatesh previously served as Chief Product Officer at Nium and worked as a payments executive for a combined 15 years at PayPal and eBay.

Cross-Border Payments 52

Cross-Border Payments Cross-Border AI Payroll 52

The Fintech Times

JULY 11, 2024

Thunes , a global money movement company, welcomes LianLian Global, a Chinese e-commerce cross-border payment service provider, to its global network. The collaboration benefits industries facing complex real-time payment requirements, including the gig economy, independent contractors, restaurants, hospitality, and marketplaces.

FinTech 64

FinTech Cross-Border Cross-Border Payments Multi-Currency 64

The Fintech Times

JANUARY 9, 2024

Fintech Qashio, in partnership with MENA embedded finance platform CredibleX , has launched ‘Qashio Financing’ This new initiative aims to provide flexible and accessible financing to businesses of all sizes. Fintech Andaria unveils a collaboration with Mastercard to empower its embedded finance proposition.

FinTech 59

FinTech Non-Bank Cross-Border Payments Cross-Border 59

Fintech News

MAY 7, 2024

The company offers comprehensive solutions including payments, treasury management, spend management and embedded finance. The company’s payment network spans across more than 150 countries and supports over 60 currencies, enabling businesses to efficiently manage payments, funds, and payouts on a global scale.

Cross-Border Payments 111

Cross-Border Payments Cross-Border Payment APIs and Integration APACS 111

The Fintech Times

JANUARY 28, 2025

Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embedded finance. What are some payments trends we’re seeing in Mexico and Brazil?

Cross-Border 59

Cross-Border Cross-Border Payments B2B Instant Payments 59

M2P Fintech

MARCH 28, 2024

C losed-loop Payment System Closed-loop payment systems are payment networks that operate within their exclusive networks, confining transactions to specific merchants or vendors. Ideal for repetitive payments like salaries and bills, it simplifies the process for both individuals and organizations.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Tearsheet

DECEMBER 17, 2024

Fifth Thirds new offering, Newline, is partly based on the technology built by Rize but also draws from the banks own payment network built in 1971 called Fifth Third Processing Solutions, which was eventually merged into Worldpay. So far, the embedded finance play by the bank has been good for its bottom line.

Embedded Finance 52

Embedded Finance Embedded Payments Compliance Non-Bank 52

The Fintech Times

APRIL 3, 2025

Most recently, he served as chief commercial officer at Monavate, a UK based payments company. Thredd, the next-generation global payments processor, has strengthened its management team to accelerate business growth and capture the global payments and embedded finance opportunity.

FinTech 75

FinTech Processors Underwriting Real Time Payments 75

The Fintech Times

FEBRUARY 25, 2025

Digital platforms are changing the way we think about commerce, highlighting the need for adaptable payment solutions. This week, we’re talking with James Butland , VP of payment network and MD UK at Mangopay , about how the companys modular payment infrastructure fits into todays digital marketplaces.

IBAN 59

IBAN Embedded Finance On-Demand Multi-Currency 59

Fintech News

APRIL 24, 2025

Since then, the firm has grown to serve at least eight markets, supporting local merchants across Australia, New Zealand, Hong Kong, Japan, Malaysia, Singapore, Thailand and India, and delivering them with nearly all its features, with the exception of embedded finance. PayNet is Malaysias domestic payment network.

Service Provider 79

Service Provider APACS Payment APIs and Integration Payments 79

The Fintech Times

MARCH 20, 2025

Adyen, the global financial technology platform, has expanded its partnership with Affirm Holdings, the payment network that empowers consumers and helps merchants drive growth, to the UK.Adyens UK merchants looking to provide their customers access to flexible, pay-over-time plans can now seamlessly integrate and offer Affirm at checkout.

FinTech 59

FinTech Fraud Detection Treasury BNPL 59