This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
This is embeddedfinance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s EmbeddedFinance? If you’ve never heard of embeddedfinance , don’t worry. Why Is EmbeddedFinance Such A Big Deal?
With a series of organisational and strategic upgrades in 2024, Ant International , a leading global digital payment and financial technology provider, reported robust growth over the past year among all its four pillar businesses, Alipay+ , Antom , WorldFirst and EmbeddedFinance.
Ant International, the groups global arm headquartered in Singapore, has reported significant growth across its four main business pillars: Alipay+, Antom, WorldFirst, and EmbeddedFinance. These initiatives have helped millions of first-time borrowers, over 95% of whom lacked prior credit history.
These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance. Think of embeddedfinance as the invisible engine behind user experience.
In today’s competitive market, embeddedfinance is no longer a passing trend; it’s a fundamental game changer. Corporate-embeddedfinance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
This collaboration aligns perfectly with our mission to empower underserved merchants globally, driving their success and enabling them to compete with industry giants. The post Epos Now Partners with Lloyds Cardnet appeared first on FF News | Fintech Finance.
Neem , a leading embeddedfinance platform in Pakistan, has entered a multifaceted partnership with Mastercard , a global technology company in the payments industry. The strategic multi-year collaboration will enable financial wellness for Pakistan’s underserved communities.
aIn parallel, the demand for embeddedfinance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Adyen and BCG’s report provides a strategic playbook for SaaS platforms looking to succeed in the embeddedfinance space.
These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance. Think of embeddedfinance as the invisible engine behind user experience.
Funding Societies , the unified SME digital finance platform in Southeast Asia, has entered a strategic partnership with Singapore E-Business (SGeBIZ), a digital procurement, payment and sourcing platform provider, to bring B2B embeddedfinance solutions to businesses in Singapore.
This solution also facilitates embeddedfinance and contextual banking, allowing banks to offer financial services through partner ecosystems via a Banking-as-a-Service (BaaS) model. This is particularly relevant for underbanked regions in Southeast Asia and the Middle East, where financial inclusion remains a priority.
Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embeddedfinance offerings. quadrillion, highlighting the scale of digital payments and embeddedfinance solutions. reached $1.1
The webinar will explore various topics including top AI trends in finance, real-life examples illustrating AI’s transformative impact on financial institutions, ethical and regulatory challenges associated with AI integration in finance, and more.
Checkout.com: Future Outlook Checkout.coms roadmap points toward greater emphasis on embeddedfinance solutions. Recent Developments and Challenges While Checkout.com has continued expanding geographically and product-wise, it has not been immune to market challenges.
He stressed that low-income and underserved communities are facing severe challenges the most, such as rising prices, social unrest, and climate change impacts. In fact, poverty levels in many developing countries remain above pre-pandemic levels.
Liberis , a global embeddedfinance platform, has partnered with Fincompare , the German small business broker marketplace, to bring its revenue-based financing solution to over 25,000 small and medium-sized businesses (SMBs) across the country.
By automating traditionally manual processes, banks can lend to more borrowers, especially small businesses and underserved communities. Stablecoins and decentralised finance (DeFi) platforms will make banking services accessible to the unbanked, offering alternatives that are faster, cheaper, and more reliable than traditional systems.”
Jamie Loden, chief operating officer at DTB Jamie Loden , chief operating officer at DTB, also commented: “We are excited to collaborate with Paymentology, a leading and renowned processor in the market, to introduce our joint embeddedfinance proposition.
In these models, banks lend funds to intermediaries like fintech companies or non-banking financial companies (NBFCs), which then provide loans to underserved sectors such as agriculture, small businesses and affordable housing. One prominent use case is in onward lending models. This ensure liquidity and supports transaction growth.
Fintech apps attract younger users, underserved populations, and digitally native businesses. They also enable new products, such as microloans, fractional investing, or embeddedfinance. They set user expectations and drive interface standards. They introduce competition and pressure banks to modernise.
EmbeddedFinance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embeddedfinance at their core. Similarly, DBS PayLah!
5 EmbeddedFinance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing EmbeddedFinance Revolution in the Asia Pacific. 10 Navigating Capital Outflows: Are VCs Still Relevant?
Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embeddedfinance solutions. Airwallex Valuation : $5.5 The Fintech Unicorn of South Korea South Korea has one fintech unicorn in Asia to its name: Toss.
The research points out that this diversity in views reflects the sector’s resilience, with many firms identifying opportunities for expansion, especially into underserved markets. In Asia Pacific, the lack of a skilled workforce and poor digital and financial literacy were also factors, however this trend can also be observed globally.
5 EmbeddedFinance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing EmbeddedFinance Revolution in the Asia Pacific. 10 Navigating Capital Outflows: Are VCs Still Relevant?
EmbeddedFinanceEmbeddedfinance allows companies outside finance to offer loans, insurance, and payments directly within their platforms. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. This increases competition and innovation.
Netbank has partnered with Discovery Credit Solutions Corp (DCSC) to introduce a financial service solution designed to streamline loan management and improve financial access for underserved communities.The solution enables Discovery Credit Solutions to efficiently manage loan disbursements, collections as well as account reconciliation.
Category #2 Corporates – Financial Inclusivity Finalists ANEXT Bank Pte Ltd The ANEXT Programme for Industry Specialists (“APIs”) is ANEXT Bank’s key embeddedfinance initiative designed for digital platforms to easily offer tried and trusted financial services to businesses operating on their platforms.
This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. It has also enhanced the efficiency of its operations, allowing CapBay to offer financing solutions with ticket sizes as low as MYR 100 (US$21).
Abhi, an embeddedfinance platform specializing in technology-driven solutions, will provide the operational framework for LuLuFin. This will enable customers to access their earned wages before their scheduled payday while also allowing employees to send money internationally instantly with the flexibility to defer payment. .”
This license opens new pathways for secure third-party access to financial data, with significant implications for embeddedfinance, digital identity, interoperability, and broader financial inclusion. The post Pay10 Becomes First Entity to go Live on CBUAEs Open Finance Framework appeared first on FF News | Fintech Finance.
Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embeddedfinance solutions for the world’s innovators, today announced a partnership with OakNorth , the digital bank for entrepreneurs, by entrepreneurs, to offer a commercial card for OakNorth’s Business Banking customers.
mmob mmob provides the tools for any business to import or export API services in any channel through their embeddedfinance toolkit. Having access to NatWests senior leadership and industry experts will be invaluable as we embark on our next phase of growth.
Our mission is to provide accessible, secure, and cost-effective banking solutions tailored to the unique needs of underserved markets and clients, such as families, freelancers, digital nomads, and businesses often overlooked by larger banks. Tell us more about your company and its offering.
It is an opportunity and a responsibility that retailers have to enlarge their reach and ensure that underserved consumers get hold of essential products. Paripati: Embeddedfinance has already been discovered as one of the greatest things happening in retail, even if it is not widely recognized.
From the perspective of the country’s banks, there was a large opportunity to bring this underserved market into the credit mainstream. The incredible growth of the Mexican fintech scene, open banking and embeddedfinance are all trends we are looking to serve as we become a hub for pioneering companies to solve their business challenges.”.
Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embeddedfinance.
Our approach is tailored to the needs of underserved markets and clients. By embedding TNPL into these operators’ booking flows, we can help them boost sales among budget-conscious consumers. Initially, we targeted the travel industry and digital nomads, with the name TravelUnion reflecting that focus.
“With over 20 million underserved adults in the UK, it’s time to rethink access barriers. Embeddedfinance is key – digital wallets and embedded lending integrated into everyday platforms make financial services instantly accessible to those left out by traditional banking.
The company’s platform leverages embeddedfinancing and a project management solution to connect sustainable energy investors with dealers, installers, as well as engineering, procurement, and construction (EPC) firms in the solar power industry.
With these licences, Pay10 plans to contribute to the UAEs national development agenda by expanding access to financial services for unbanked and underserved populations, promoting economic diversification, and advancing the countrys digital transformation goals.
“Fintechs have the potential to offer broad social benefits to the markets they operate in — particularly when it comes to providing financial services to those who have traditionally been underserved.
We organize all of the trending information in your field so you don't have to. Join 5,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content