The Fintech Times

DECEMBER 9, 2024

For instance, AI will redefine fintech by enhancing personalised customer experiences, improving fraud detection and credit scoring, automating operations, and fostering financial inclusion through cost-effective digital banking solutions.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion AI 102

The Payments Association

MAY 3, 2025

How is AI being operationalised in your payments ecosystemand what are the practical limits? The panel took a measured stance on embedded finance: a concept rich in promise but, in practice, still uneven in its impact. When the panel turned to artificial intelligence, a consistent theme emerged: cautious optimism.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

MARCH 18, 2025

Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Embedded payments, dynamic credit offers at the point of sale, and hyper-personalised customer experiences are emerging as critical differentiators.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Review

FEBRUARY 18, 2025

By integrating financial services within their platforms, they eliminate unnecessary steps, making payments, loans, and financial services easier to access. Retailers leverage BNPL services to allow customers to split payments, increasing affordability and boosting sales. Data security is a top concern. Regulators are working to adapt.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. A seamless Sage 100 integration ensures that transactions are processed securely while maintaining efficiency and compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

The Fintech Times

APRIL 12, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

EBizCharge

MARCH 7, 2025

Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

The Fintech Times

APRIL 30, 2024

We expect to see it play a fundamental role in detecting both fraud and potential security breaches. Looking ahead, it will become a necessity as immediate payments become more widespread. “Over the next ten years, I predict a continuation of the move towards embedded payments as the new norm.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

The Fintech Times

DECEMBER 21, 2023

First is an expected uptick in utilising AI for more complex processes, like data analysis and fraud detection. “Secondly, there will be an immense focus on properly implementing Payment Services Directive 3 (PSD3), the updated version of PSD2, which is expected to take effect by the end of 2024. .”

Cross-Border Payments 115

Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

The Fintech Times

APRIL 30, 2024

To adapt, traditional payment processors are enhancing their APIs for seamless integration and forming strategic partnerships with e-commerce platforms. “They’re also developing value-added services like fraud detection and data analytics to remain competitive.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

EBizCharge

MARCH 31, 2025

A reliable Sage merchant services provider must comply with Payment Card Industry Data Security Standards (PCI DSS) to ensure secure transactions and protect against fraud. Compliance with various security protocols and regulations is crucial to maintaining a secure and trustworthy payment environment in Sage.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

The Fintech Times

MAY 28, 2025

Innovation in payments Innovation, Fennell says, is often about accelerating growth. That could mean embedding payments directly into customer-facing channels or supporting alternative payment networks. Youre putting your payment functionality out into the customer space and getting closer to the coal face, he said.

Compliance 45

Compliance Payment APIs and Integration Payments AI 45

Clearly Payments

JANUARY 10, 2024

Embedded Finance Solutions Embedded finance is a rapidly growing trend that involves integrating financial services directly into software applications. Software companies can leverage this trend by offering embedded payment processing solutions, allowing their customers to accept payments without leaving their platform.

Processors 105

Processors ISOs Embedded Finance Payments 105

EBizCharge

APRIL 24, 2025

Merchants should look for gateways equipped with payment security features, including tokenization to protect cardholder data, data encryption for secure transmission, fraud detection tools, and role-based access controls for managing internal user permissions.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Finovate

SEPTEMBER 20, 2024

Nigerian fraud detection company Regfyl raised $1.1 ZaakPay, the payment gateway arm of India’s MobiKwik, partnered with Meta to provide an embedded payment option via WhatsApp. Sub-Saharan Africa South African fintech Happy Pay locked in $1.8 million in funding. million in funding.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

Fintech Finance

JUNE 6, 2024

AI has had the most impact on the sector Since Money20/20 last year, the industry has witnessed mass adoption of AI into operations and services across the entire financial landscape, from fraud detection to data processing, to chatbots for customer service.

Instant Payments 52

Instant Payments Payments Regulations AI 52

EBizCharge

AUGUST 8, 2024

Security: Salesforce adheres to stringent security protocols, such as PCI compliance, multi-factor authentication (MFA), and advanced data encryption, to safeguard payment data. Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data.

Processors 52

Processors Payment Gateways Fraud Detection Encryption 52

EBizCharge

MARCH 3, 2025

This method helps verify your customers identity, reducing fraud and enhancing payment security. Advanced fraud detection tools monitor and analyze payment transactions for suspicious activities. Customers receive a unique code that they must enter to complete the purchase.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

APRIL 22, 2025

Security and compliance Since payment security is non-negotiable when handling payments, your provider should be PCI compliant and provide various security measures to safeguard cardholder data.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Fintech Review

MAY 4, 2025

Cross River Provides embedded payments, banking, and lending infrastructure for fintechs, with a strong compliance focus. Jumio One of the longest-standing providers of ID verification and AML compliance tools, covering document checks, liveness detection, and transaction monitoring.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Exact Payments

SEPTEMBER 25, 2023

Step 5: Develop Your Go-To-Market Strategy To ensure a successful embedded payments launch, your internal teams will need to join forces and craft a carefully thought-out launch strategy. Be sure to use fraud detection tools that can help automate this process for you.

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

The Paypers

JUNE 26, 2025

Following this announcement, the embedded payment solution is expected to enable finance teams to securely and efficiently approve and execute payments, all within one unified accounts payable platform.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

The Fintech Times

APRIL 15, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 59

Embedded Finance Finance Embedded Payments Cross-Border 59

EBizCharge

MARCH 21, 2025

Fraud detection and risk management Fraud detection and risk management are also significantly enhanced through AI-powered systems. Fraud detection: AI helps identify fraudulent activity by analyzing patterns and flagging suspicious transactions, enhancing risk management.

AI 52

AI Accounts Fraud Detection Audit 52

EBizCharge

FEBRUARY 11, 2025

Secure Sockets Layer (SSL) certification: NetSuite enforces SSL encryption for all online communications, ensuring that sensitive cardholder data is securely transmitted between customers, merchants, and payment gateways.

Best Practices 52

Best Practices PCI DSS Compliance Payment Gateways 52

EBizCharge

FEBRUARY 13, 2025

Real-time reporting features enable immediate responses to suspicious activity, enhancing overall payment security and reducing chargeback risks.

Processors 52

Processors Payment Gateways Duplicate Disputes 52