The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

FICO

DECEMBER 20, 2018

Emerging Payment Solutions Will Grow Up. Emerging payment solutions — mobile wallets and P2P payment networks most notably — are slowly but steadily displacing legacy payment options like cash and checks and cementing themselves in the day-to-day lives of consumers (particularly Millennials and Gen Zers).

Consumer 73

Consumer Emerging Payments OCC FDIC 73

Faster Payments Council

SEPTEMBER 23, 2023

MEETING AGENDA Tuesday, September 26 10:00am-12:30pmCT: Registration/Check-In (Foyer) 12:30pm-12:40pmCT: Opening Remarks (Foundry Ballroom) Speakers: Michael Bilski, FPC Board Chairperson; Reed Luhtanen, FPC Executive Director 12:45pm-1:25pmCT: Panel Session – What Commerce Experience Do We Want in Faster Payments?

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Clearly Payments

DECEMBER 3, 2023

E-xact Transactions: Payment gateway and online credit card processing (International). Elavon: Payment processing solutions with the Converge payment gateway. Emergent Payments: Digital payment solutions (International). eProcessing Network: Payment gateway and services (United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

PYMNTS

DECEMBER 10, 2019

For instance, a lack of interoperability and connectivity between national payment networks creates silos that can trip up a cross-border transaction. Opening up those national payment networks on a global scale could expose them to vulnerabilities, said Hakim, threatening to destabilize domestic payment systems.

Cross-Border 52

Cross-Border B2B Cross-Border Payments Interoperability 52

Fintech Review

DECEMBER 3, 2024

Digital payments, despite their advantages, introduce new risks. Cybercriminals often target payment networks to steal sensitive information. Frameworks governing digital assets seek to mitigate risks while enabling the integration of blockchain-based payments.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Finovate

SEPTEMBER 20, 2024

Bloomberg unveiled this week that, while the retailer has offered pay-by-bank via Walmart Pay for a few months now, the payments were routed through ACH payment rails and still took days to clear. “It’s not as if I’ve got this phantom payment out there that’s going to take place a couple days down the road.”

FedNow 59

FedNow Real Time Payments Push-to-Card Credit Cards 59

PYMNTS

NOVEMBER 4, 2019

Use-cases for real-time payment capabilities continue to grow for consumers, small businesses and corporates, while the open banking business model is proliferating beyond the ability for FinTechs to loop into their customers’ bank account data, and into new opportunities like enhanced small business loan underwriting and automated accounting.

Real Time Payments 44

Real Time Payments RTP Payment APIs and Integration Faster Payments 44

The Fintech Times

MARCH 12, 2025

If the FCA does not prioritise payments innovation with the same focus, theres a risk that fintech firms, particularly those pioneering next-gen payment methods like wearables and biometric authentication, could face slower adoption and regulatory uncertainty.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Push-to-Card 59

PYMNTS

DECEMBER 18, 2019

As funds move across borders, they must often jump from one national payments network to another, a hurdle that MoolahGo CEO John Hakim recently told PYMNTS can add significant friction to transactions.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52

PYMNTS

JULY 9, 2018

That was the subject of a recent PYMNTS interview with Drew Edwards, CEO of instant money network Ingo Money , and Lou Anne Alexander, group payments president of the bank-owned Early Warning , which itself owns the digital P2P payments network Zelle. Disbursement Variety.

Zelle 43

Zelle P2P Debit Card Online and Mobile Banking 43

PYMNTS

DECEMBER 3, 2019

The problem that businesses often fail to grasp is that while nearly every customer prefers an instant digital payment, not everyone wants to get that payment in the exact same way. Who utilizes this going forward will be very telling,” Randel said when looking ahead to the new decade.

Point-of-Sale (POS) 55

Point-of-Sale (POS) Gateways Payments Instant Payments 55

Clearly Payments

FEBRUARY 14, 2024

In this article, we give an overview of the complex ecosystem of payment processing, exploring the roles of various players, the dynamics of competition, and the ever-evolving landscape of financial transactions. trillion in payment volume. However, they face challenges from emerging payment methods and evolving regulations.

Value Added Service 104

Value Added Service Payments Payment Gateways ISOs 104

Tearsheet

NOVEMBER 19, 2024

“It’s a fragmented space – for changes to happen and be widely adopted, they need to happen across multiple layers of technology and industry providers,” says Matthew Robinson, EVP Payment Network and Acquiring Solutions at American Express.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

PYMNTS

OCTOBER 31, 2019

The emergence of faster payment networks is elevating the importance of AR functionality even more. Being able to integrate a lockbox and the data it collects into a company’s electronic AR and financial management platforms is key to supporting modernization efforts on a larger scale.

Lockbox 43

Lockbox Remittance Data Checks RTP 43

PYMNTS

JULY 4, 2016

Regulation is one of two words that keep a lot of payments executives up at night (the other being cybercrime) as regulation forces everyone across the ecosystem to allocate time, money and people to making sure that all of the regulatory boxes are checked and double-checked. It’s the next-generation payments system.”

Compliance 40

Compliance Payment APIs and Integration Online and Mobile Banking Regulations 40

PYMNTS

APRIL 18, 2017

Payment hustlers are strategic, smart and also not afraid to use trial and error until they find the attack methods that work best, Frechtling noted. He said that their tactics typically include a Plan A of using alternative payment networks, a Plan B of using bank payments and a Plan C of relying on cryptocurrencies.

Law Enforcement 45

Law Enforcement Money Laundering Payments FTC 45

PYMNTS

DECEMBER 23, 2019

According to Sheley, more use cases are emerging all the time, with many new applications likely to arise in the year and decade ahead that cannot be predicted. For emerging payment solutions that launch in the market today, the ability to anticipate market trends will be critical.

Use Case 41

Use Case Cross-Border Cross-Border Payments P2P 41

Wharton Fintech

FEBRUARY 26, 2024

He oversees the company’s technology functions, including the global payments network, enterprise platforms, technology infrastructure and operations, information security and global technology hubs. Prior to this role, he served as chief information officer, directing the development of Mastercard products and services.

Visa 130

Visa Technology Payments Encryption 130

Fintech Labs Insights

OCTOBER 3, 2016

Won Best Corporate/Government Payments Programme at Emerging Payments Awards. Connected digital payments hub with Finovate alum Klarna’s checkout solution. Unveiled new payment network to facilitate PSD2 compliance. Launched loyalty program for independent workers. Modo ( FD15 ). Token ( FD15 ).

Payment APIs and Integration 18

Payment APIs and Integration Online and Mobile Banking Due Diligence Multi-Currency 18

Clearly Payments

FEBRUARY 8, 2024

Moreover, by establishing rules for payment networks and financial institutions, regulation mitigates systemic risks and fosters fair competition, thereby enhancing market efficiency. Coordinating regulatory efforts across various federal and state agencies presents another obstacle in the payment regulatory landscape.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105