PYMNTS

FEBRUARY 26, 2020

However, those trend lines soon gave way to growth in the early 2010s and beyond — driven by the digitization of commerce — with the card network’s revenue tripling in the last decade. That team was a new initiative created to combine core products, digital payments, Mastercard Labs and processing activities.

Visa 109

Visa Payments Push-to-Card EMV 109

Fintech Labs Insights

SEPTEMBER 28, 2015

This week’s EMV “liability shift” in the United States is expected to be a boon for mobile payments. Savvy issuers should seize on the negative publicity and confusion around EMV plastic cards and push NFC options both within the native app and on desktop and mobile websites.

EMV 29

EMV Mobile Payments Credit Union Push-to-Card 29

PYMNTS

MARCH 2, 2016

We’ve said it before and we will say it again — when it comes to mobile payments, there’s no one-size-fits-all solution, any more than there is one-size-fits-all payment method. But what is clear is that the mobile solution that will ultimately garner the critical mass needed to ignite it will solve a problem for a consumer.

Mobile Payments 57

Mobile Payments Payment APIs and Integration Payments Push-to-Card 57

PYMNTS

JULY 19, 2017

Mastercard is expanding its QR-based programs to create greater choice in retail mobile payments. Once the QR code has been scanned, the online payment will be processed through the Mastercard network using M/Chip technology and the secure EMV infrastructure that retailers already have in place.

Visa 59

Visa CHIPS Chip Cards EMV 59

PYMNTS

JANUARY 24, 2019

Contactless has yet to catch on in the United States, despite years of promotional efforts and the success of the payment method in the U.K., However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives.

Community Banks 62

Community Banks EMV Chip Cards Contactless Payments 62

PYMNTS

AUGUST 25, 2016

From makeup to jewelry, mobile payments are all about accessorizing going into the fall season. In this roundup, Global Payments is providing Bluetooth technology and mobile payment capabilities to Mary Kay Sales consultants; iZettle, the U.K. Let’s check out mobile fashion week. Mary Kay has 3.5

Mobile Payments 43

Mobile Payments EMV Push-to-Card CHIPS 43

PYMNTS

SEPTEMBER 17, 2020

As to what lies ahead for the digital CX, Vaughn said we’re headed toward greater adoption of card-on-file transactions, and the use of digital wallets to enable those transactions. It is not a new concept,” said Vaughn, but adoption has been slow across face-to-face channels as the card issuance was not there previously. “It

Payment APIs and Integration 101

Payment APIs and Integration Push-to-Card EMV Contactless Payments 101

PYMNTS

AUGUST 1, 2017

EMV managing leg EMVCo has shared news of its two new QR code payment offerings, but Mastercard’s Masterpass QR is gaining traction in areas around the world. One company helping move the ball for QR codes is credit card company Visa, with its EMVCo standard just released dubbed mVisa. Here are the numbers: $5.5

EMV 45

EMV Push-to-Card Contactless Payments Payments 45

PYMNTS

DECEMBER 26, 2018

JCB subsidiary CB International has rolled out a new EMV QR code payment service that will allow the cardholder to make contactless payments using a QR Code. In the case of Vietnam, The Verdict reported Sacombank is supporting the mobile payment business. “We

Contactless Payments 63

Contactless Payments Push-to-Card EMV Caps 63

PYMNTS

JUNE 6, 2019

has been slower to adopt contactless payments than other parts of the world, Europe in particular. According to payment gateway NMI, just 3 percent of payments in the U.S. don’t rely on swiping or chip card readers. cards use chip-and-signature and chip-and-PIN methods. However, the U.S. In the U.S.,

Contactless Payments 56

Contactless Payments Chip Cards EMV Card Issuer 56

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

FICO

AUGUST 30, 2016

(Check out the blog in the tweet below for another payment expert’s hilarious, deeply personal tangle with EMV.). Executing mobile payments at scale. Keeping customers happy, and letting them pay in the way that is most convenient, are the key growth drivers for mobile payments. It doesn’t work.”

Digital Payments 56

Digital Payments Security Payments Push-to-Card 56

PYMNTS

JULY 8, 2016

The onset of the EMV liability shift last October didn’t just make ripples in the U.S. The massive payment infrastructure overhaul, which came with an estimated $8.65 based- payleven and SumUp , two mobile point of sale solution providers, to invest in the U.S. EMV in the US versus Europe. EMV in the US versus Europe.

EMV 41

EMV Push-to-Card CHIPS Mobile Payments 41

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Dunkin’ Donuts/Starbucks Mobile Loyalty Wars.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

DECEMBER 1, 2016

Though credit cards may have taken the top spot as the overall preferred way to pay for the first time in TSYS’ U.S. So, here’s a surprise: Consumers would pick a product ranked number one in security over one ranked number one in rewards when selecting a new card. Mobile’s On The Move — Sort Of. Cash Holds Steady.

Consumer 77

Consumer Innovation Payments Issuers 77

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. But to seamlessly receive these payments as a merchant, you’ll need merchant processing services.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

PYMNTS

DECEMBER 28, 2018

It may come as no surprise to readers that, when asked about what influences the use of one payment method over another, credit union (CU) customers said it comes down to convenience and security. It’s an interesting outcome, PSCU ’s Chief Risk Officer Jack Lynch noted, since those two preferences have historically been in conflict. “It

Credit Union 52

Credit Union Push-to-Card Authentication Mobile Banking 52

PYMNTS

MARCH 27, 2017

Despite the security and authentication benefits, timeliness is not part of EMV’s wheelhouse. As card swipes turned to chip insertions across the U.S., Recently, to combat long lines and payments fatigue, financial, merchant service and mobile payment company Square rolled out a firmware update to its chip payment terminals.

CHIPS 41

CHIPS Chip Cards Push-to-Card Debit Card 41

PYMNTS

MAY 29, 2018

The QR Code has been enjoying some love and attention over the past few weeks, though the prospects for the digital payment tool remain relatively limited outside of Asia, at least according to one report. First up, EMVCo, the global technical body that manages those payment specifications, just introduced what it calls a QR Payment Mark.

EMV 48

EMV Financial Inclusion Payments Tools Online and Mobile Banking 48

PYMNTS

MARCH 31, 2016

Say goodbye to point of sale solutions focused entirely on card acceptance. That’s not easy if their starting point is a brick-and-mortar environment with legacy systems, multiple processing relationships, the need to move to EMV, and the desire to enable a variety of new tender types (like rewards) and payments methods (like mobile wallets).

Push-to-Card 41

Push-to-Card EMV Point-of-Sale (POS) Mobile Payments 41

Clearly Payments

DECEMBER 5, 2023

In the intricate landscape of payment processing, merchants encounter a myriad of options, each playing a pivotal role in the facilitation of financial transactions. The Definition of a Payment Processor A payment processor is a financial service provider that facilitates transactions between a seller (merchant) and a customer.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

AUGUST 16, 2019

On August 11th, 1994, Philadelphia’s Phil Brandenburger purchased a Sting album (“Ten Summoner’s Tales ,” to be specific) with a Visa card, and changed the world forever. That growth, Visa’s Global Head of Payment Products and Platforms TS Anil told Karen Webster in a recent conversation — has not always been fast going.

Online and Mobile Banking 64

Online and Mobile Banking Push-to-Card EMV Encryption 64

PYMNTS

MAY 14, 2018

As an app built to service a driver’s “life cycle on the road,” GasBuddy makes it easy to get real-time fuel price information, station locations, mobile payments capabilities and loyalty offerings for 140,000 gas stations and convenience stores nationwide. The Great Gas(Buddy) Mobile Payments Migration.

Blocks 40

Blocks Push-to-Card On-Demand Mobile Payments 40

PYMNTS

JULY 10, 2017

Visa’s push into mobile payments continues when late last month it announced its strategic investment in Klarna, the 12-year-old, Sweden-based startup focused on payments and POS financing that counts 70,000 eCommerce sites among its 65 to 70 million customer roster throughout 18 countries. And global.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card API Use Case 40

PYMNTS

MAY 16, 2016

In payments, brand matters, more so now than it ever did, and for SMBs adopting mobile commerce initiatives, speed matters too – speed to market and speed to accepting payments in any manner customers desire. The initial launch is being done in tandem with FreshBooks and Infusionsoft.

Push-to-Card 40

Push-to-Card Payments Reconciliation Chip Cards 40

PYMNTS

OCTOBER 19, 2018

Maybe a diner prefers to have the waiter bring the payment terminal to the table instead of disappearing with the credit card and all of its sensitive data — still common in the United States, though the famous European habit of settling the bill at the table is making inroads here at restaurants and even some upscale bars. Fresh Tech.

Payments 63

Payments Push-to-Card Point-of-Sale (POS) Use Case 63

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. Square, of course, moved from a small idea to a big idea fast, loaded to the gills with big plans and ambitions for the world of payments. So, how has Square shaped payments and what’s next? Which it got.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

PYMNTS

MAY 23, 2016

Dick Durbin (D-IL) decided to take on EMV. A statement released by MCX CEO Brian Mooney on May 16, via a PR rep, said that MCX is delaying a nationwide rollout of its CurrentC mobile payments product. As MCX has said many times, the mobile payments space is just beginning to take shape; it is early in a long game.

EMV 43

EMV Mobile Payments Push-to-Card Chip Cards 43

PYMNTS

MAY 23, 2016

Creating certainty for the consumer when using mobile payments. The certainty that comes with creating a thick market of merchants and consumers and accounts that work across any mobile device that they happen to own, and can use at the places they routinely shop. I don’t think consumers even want a mobile wallet.

Mobile Payments 47

Mobile Payments Online and Mobile Banking PayPal Payments 47

PYMNTS

AUGUST 4, 2017

On Monday, EMVCo, the global technical body that manages EMV specifications, officially announced the release of two QR code payment specifications supporting merchant-presented QR code and consumer-presented QR code use cases. But, it never quite happened. As this week demonstrated, that problem seems to be working itself out.

Online and Mobile Banking 49

Online and Mobile Banking Payments Push-to-Card Debit Card 49

PYMNTS

SEPTEMBER 6, 2016

Mobile payments will be how we pay. Technology — not traditional payments companies — will be who leads the way. That means our focus in payments should be about swapping out mobile phones for plastic cards at the point of sale inside the store — right? Online retailers will be where we shop. Guess what?

Online and Mobile Banking 49

Online and Mobile Banking Payments Embedded Payments Push-to-Card 49

PYMNTS

MAY 30, 2016

So, we’ve gathered up our top 13 themes of the year, and without further ado, those t op 13 are… Small Business Payments Trends. Are SMBs Ready For EMV? We talk to nearly 700 SMBs every quarter to get their views on payments and technology adoption. These businesses — we call them Store Fronts — number 3.8

Online and Mobile Banking 41

Online and Mobile Banking Demand Deposit Account (DDA) EMV Cross-Border 41

PYMNTS

JANUARY 7, 2019

Leave Mobile Payments, Embrace Ambient Commerce. And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. I’m glad I got your attention.

Online and Mobile Banking 82

Online and Mobile Banking Mobile Payments Innovation Consumer 82

PYMNTS

MARCH 7, 2016

The ability for busy people to shop 24/7/365 via a mobile device trumps the serendipity that everyone says is one of the great benefits of shopping in a physical store. Sleep experts contend that people just sleep less than they used to, maybe even as much as 20 percent less than even a few decades ago. kicked into full meltdown mode.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46

PYMNTS

MARCH 30, 2016

consumers are handling the shift to EMV-compliant POS systems, the responses revealed that consumers have little incentive to choose safe and secure payment options. The ripple effect of EMV, Bradbury said, is what he’s focused on this year. The ripple effect of EMV, Bradbury said, is what he’s focused on this year.

Consumer 44

Consumer EMV Security CHIPS 44