Stax

MARCH 18, 2025

If your SaaS business is facilitating payment collection from within your platform, this article is worth a read to understand and secure your system. While tokenization and encryption both protect credit card data and enhance data security, these payment technologies work in different ways. What Is Payment Tokenization?

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Clearly Payments

NOVEMBER 13, 2024

Types of Information Provided by BINs A Bank Identification Number (BIN) provides crucial details that facilitate secure and efficient payment processing. Compliance with Network Standards : Visa and Mastercard, for example, require strict adherence to Payment Card Industry Data Security Standards (PCI DSS).

Process 104

Process Processors Payments Compliance 104

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

MARCH 18, 2025

A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant. The processor facilitates the transaction by communicating with the payment gateway, issuing bank, and acquiring bank. Talk to sales What is a Payment Processing System?

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

VISTA InfoSec

DECEMBER 19, 2024

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides secure and reliable communication networks for over 11500 connected financial institutions to facilitate cross-border payments and securities transactions. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Together, these three parties facilitate the online payments process.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fintech News

AUGUST 26, 2024

Each channel presents unique opportunities and challenges, from mobile wallets facilitating contactless payments to card-on-file capabilities streamlining online transactions. The key lies in comprehending the multifaceted nature of payment channels in the digital age.

APACS 120

APACS PCI DSS Push-to-Card Online and Mobile Banking 120

Stax

NOVEMBER 21, 2024

TL;DR Credit card payment processing encompasses the series of activities that enable your small business to accept credit card payments from customers and facilitate the transfers of relevant funds from the buyer’s bank account to your business account. It serves as a link between your website and your payment processor.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JANUARY 28, 2025

Once the issuing bank gives the go-ahead, the payment services provider will facilitate the transfer of funds from the customers account to a merchant account. Regulatory compliance All businesses that handle sensitive customer financial data are required to follow PCI DSS regulations, and Click to Pay is designed to be fully compliant.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

EBizCharge

MARCH 7, 2025

Faster customer payments: An Acumatica integration facilitates faster customer payments, providing options like click-to-pay links and a self-service portal for managing invoices. Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

VISTA InfoSec

DECEMBER 19, 2024

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides secure and reliable communication networks for over 11500 connected financial institutions to facilitate cross-border payments and securities transactions. Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process 88

Process Security PCI DSS Encryption 88

The Fintech Times

SEPTEMBER 24, 2024

. “By implementing advanced technologies such as Corporate Digital Identity (CDI) and AI, institutions can better manage complex data sets by automating compliance processes, improving data accuracy, and facilitating real-time monitoring to meet regulatory standards.”

Privacy 107

Privacy Compliance PCI DSS Rules 107

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Tokenization vs encryption Data encryption is another popular data security technique where data is transformed into an illegible format. The resulting token is essentially a proxy and has no real value.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

FEBRUARY 19, 2025

When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. Compliance with industry regulations , such as GDPR for data protection or PCI DSS for payment security. Since Stax is a certified payment facilitator, you can instantly onboard customers and bypass lengthy approval processes.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

Stax

MARCH 26, 2024

Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance. Real-Time Processing: Online terminals facilitate real-time payment processing, which means transactions are completed almost instantly.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Clearly Payments

DECEMBER 3, 2023

A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. PCI DSS Compliance: Payment Card Industry Data Security Standard (PCI DSS) compliance is crucial for safeguarding cardholder data.

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. The payment method is facilitated by digital wallets like Apple Pay, Google Pay, and Samsung Pay. They let buyers initiate payments by placing their mobile phone near a compatible payment terminal.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Ikajo

NOVEMBER 22, 2023

It is possible with the help of financial technology providers, specifically payment facilitators. Moreover, the evolution of payment facilitation goes beyond simplifying payment acceptance, now being offered as PayFac as a Service for payment providers and marketplaces. What is a payment facilitator (PayFac)?

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52

Stax

MAY 5, 2025

It helps facilitate financial transactions, supports different payment methods, and offers security features to protect payments. Request a Quote FAQs about Payment Gateway Q: What is a Payment Gateway for a Mobile App? Q: Why is integrating a Payment Gateway into a Mobile App necessary?

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 31, 2025

Payment gateways: Payment gateways facilitate communication between merchants banks, card-issuing banks, and credit card networks to complete card transactions. Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Clearly Payments

MARCH 22, 2024

The Technology Behind Mobile Payments Mobile payments rely on a sophisticated blend of technologies to facilitate seamless, secure, and convenient transactions. At the heart of mobile payment systems are Near Field Communication (NFC), Quick Response (QR) codes, and secure elements such as encryption and tokenization.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

EBizCharge

MARCH 11, 2025

These fees are typically lower than credit card processing fees and are charged by payment processors or banks for facilitating direct bank-to-bank transfers. These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JUNE 3, 2025

From data encryption to access controls, your information stays protected and compliant, giving you peace of mind. Embed integrated payments to unlock revenue and retention If your SaaS platform facilitates transactions, integrated payments can be a game-changer.

Payment APIs and Integration 88

Payment APIs and Integration Processors PCI DSS CRM 88

EBizCharge

MARCH 27, 2025

A payment portal facilitates electronic transactions between merchants and their customers, providing a seamless way to pay and collect invoices quickly and securely. Integrating a payment portal with Sage enables your company to upgrade this platform by enhancing operational efficiency. What is a payment portal?

Payments 52

Payments PCI DSS Processors Automation 52

Clearly Payments

DECEMBER 2, 2024

This method uses payment gateways integrated with websites to facilitate transactions. The payment gateway encrypts the data and securely transfers it to the card issuer for approval. Invest in Fraud Prevention Tools: Use payment systems with built-in fraud detection, tokenization, and encryption.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

EBizCharge

MARCH 12, 2024

For this, look for payment providers that are compliant with relevant regulations and standards, like the Payment Card Industry Data Security Standard (PCI DSS). With tokenization and encryption technology, businesses can confidently process payments, knowing their customers’ information is safe and secure.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Stax

AUGUST 29, 2024

Once the details are verified, the acquiring bank will authorize the transaction, which gives your PSP the greenlight to facilitate the transfer of the funds from your customer’s account to your business account. The provider must follow all industry security best practices including top-level encryption protocols and access controls.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

MARCH 6, 2024

They ensure the safe transfer of payment information, validate transaction details and facilitate the authorization and settlement of payments. Legal and payment compliance Adhering to compliance standards, including those set by the Payment Card Industry Data Security Standard (PCI DSS), is essential.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

EBizCharge

JULY 19, 2024

This article will explore five reasons why using PDF forms for payment collection doesn’t meet PCI DSS requirements, highlighting the risks and security gaps inherent in this method. What is PCI compliance? By understanding these pitfalls, businesses can take proactive steps to adopt more secure payment processing solutions.

PCI DSS 52

PCI DSS Compliance Credit Cards Third-Party Service Provider 52

EBizCharge

JULY 24, 2024

P2P payment systems encrypt sensitive data, maintaining privacy and reducing the risk of fraud. These can include encryption, monitoring systems to detect suspicious activity, and user education on best practices to safeguard their accounts. Digital payments rely heavily on these protective measures to safeguard peer payments.

P2P 52

P2P PCI DSS Encryption Fraud Prevention 52

EBizCharge

APRIL 22, 2025

While the Salesforce platform focuses on customer relations, it can be integrated with trusted third-party payment processors like EBizCharge to facilitate seamless integrated payments. Since Salesforce handles sensitive customer and transaction data, the payment integration must uphold the highest standards for data protection.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

Payment Savvy

JULY 3, 2024

The card network calculates the net settlement amounts for each participating bank and facilitates the transfer of funds between the issuing and acquiring banks. PCI DSS Compliance This is the cornerstone of debit card security. Processor fees: The payment processor charges these fees to facilitate the transaction.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Segpay

FEBRUARY 24, 2025

These components work together to facilitate digital payments, but they serve distinct roles. Key Functions of a Payment Gateway: Encrypts and securely transmits payment data. The payment gateway encrypts the information and forwards it to the payment processor. Communicates with the issuing bank and payment processor.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45