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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

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Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. Features like same-day or next-day deposits can make a major difference when it comes to managing payroll, inventory, and day-to-day expenses.

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13 APAC-Born Companies Recognized Among Top Global Cross-Border Payment Leaders of 2025

Fintech News

It also offers services and products to businesses such as accounts, expense cards, and payroll. Sunrate enables near-instant cross-border payments with transparent pricing, enhanced security through encrypted transaction processing, and smart routing for efficient transfers. The company is currently valued at US$5.5

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Understanding Payment Processing Costs in Acumatica and How You Can Save

EBizCharge

Since ACH payments eliminate the need for credit card networks, they offer a cost-effective and secure alternative for businesses handling recurring payments, payroll, or large transactions. These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time.

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The Top Payment Methods For Small Businesses

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You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Businesses use this to set up automatic payments for payroll, regular vendor transactions, and bill payments. You can set up auto bill pay for vendors, withdraw funds from your savings account, or send payroll to your employees bank accounts. You want to simplify payroll processing and government deposits.

ACH
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What is ACH Credit and ACH Debit and How Do They Work?

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ACH credit payments are often used for business-to-business payments and end-of-the-month payroll payments. When a customer initiates an ACH credit payment, they are routed through an encrypted network and all data sent via the network is protected by multiple levels of security.

ACH
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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

Encryption Scrambling card data so it cant be read by anyone else. system for transferring funds between banks, used for payroll, bill payments, and more. Integrated Payments Payment systems built into your POS or software. mPOS (Mobile Point of Sale) A point of sale system on a mobile device. Verified by Visa). FedNow A new U.S.