My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance.

Payment Gateways

Finextra

JULY 3, 2025

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. Look for features like transaction monitoring, biometric logins, and encrypted data.

eWallet

Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Standards like PCI DSS don’t currently mandate tokenisation for bank details, but forward-thinking organisations aren’t waiting for legislation to catch up.

Data Security

Fintech Finance

APRIL 2, 2025

Security is also at the core of Send App, as it is PCI-DSS Level 1 certified, the highest security standard in the payments industry. This certification ensures that all transactions are encrypted and protected, giving users peace of mind that their funds are secure from fraud and unauthorized access.

PCI DSS

Stax

MARCH 5, 2025

That means selling your products and services online allows you to better serve your customers (and reach new ones!) To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance.

Credit Card Payment Processing

My Payment Savvy

AUGUST 10, 2025

In friendly fraud, a real customer makes a legitimate purchase and then disputes the charge with their bank, claiming the product never arrived or the transaction wasn’t authorized. Check Their Security Credentials Look for Level 1 PCI-DSS compliance as a minimum requirement.

Fraud Detection

Finextra

JULY 24, 2025

You should use multi-factor authentication, tokenization, and encryption for every transaction. That number keeps growing every year. This builds trust with both customers and regulators. Strengthening cybersecurity protocols Cyber threats are real. Don’t wait until it’s too late. This protects your reputation and remarks in the market.

Digital Payments

Stax

MAY 5, 2025

To mitigate this, perform additional QA in controlled production settings, or use gateways that offer advanced testing tools and staging environments closer to live conditions. Performance under load might not always be gaugedthis can lead to unanticipated downtime or bottlenecks during peak usage.

Payment Gateways

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security.

Small Business

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration

Stax

FEBRUARY 19, 2025

Enhanced product functionality One of the most significant advantages of ISV integrations is the ability to expand a products capabilities without in-house development. When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. The Benefits of ISV Integrations 1.

ISVS

Stax

OCTOBER 14, 2024

TL;DR Selecting your new payment processor takes a few steps from understanding your business’s needs to going through product demos. Keep an eye out for hidden fees that may not be immediately apparent, like setup fees, monthly maintenance fees, PCI compliance fees, or chargeback fees. Time is money, especially in this case.

Processors

Stax

JUNE 3, 2025

Whether you’re building your first product or scaling an established solution, understanding the SaaS platform model is essential for long-term growth. The best SaaS platforms don’t just offer products; they create ecosystems that integrate with other tools, so businesses can extend their capabilities.

Payment APIs and Integration

VISTA InfoSec

MARCH 6, 2024

Requirement 10 of the PCI DSS covers logging and monitoring controls that allow organizations to detect unauthorized access attempts and track user activities. In the newly released PCI DSS 4.0, to PCI DSS 4.0. Whether you’re currently compliant under PCI DSS v3.2.1 In PCI DSS v4.0,

PCI DSS

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, In PCI DSS v4.0,

PCI DSS

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s This is achieved through a multi-pronged approach: Data Encryption: Requirement 3 mandates the use of strong cryptographic controls such as encryption for stored cardholder data. Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0

PCI DSS

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. The 12 PCI DSS requirements are meant to help companies achieve six main goals.

PCI DSS

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS

Payments Source

DECEMBER 12, 2019

In updating its point-to-point encryption standard, the PCI Security Standards Council says the resulting simplified validation process for component and software providers will result in more products available for cardholder data protection.

Encryption

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process

Clearly Payments

JANUARY 8, 2024

Here are some best practices for merchants to navigate chargeback management successfully: Transparent Communication and Clear Policies Merchants should establish transparent communication channels with customers, providing clear and detailed information about products, services, and terms of purchase.

Risk Management

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

ISVS

PYMNTS

OCTOBER 26, 2016

Bluefin Payment Systems, a provider of PCI-validated point-to-point encryption (P2PE) solutions for retail, health care and higher education, announced Tuesday (Oct. 25) that it has introduced a cloud-based hosting option for its Decryptx PCI-validated P2PE product through Amazon Web Services (AWS).

PCI DSS

PYMNTS

OCTOBER 20, 2016

Chief Product and Marketing Officer Sarah Arvin in the press release. Additional security options within Worldpay Total, including vaulting, tokenization and point-to-point encryption, reduce PCI DSS scope and help minimize compliance burden.

PCI DSS

Clearly Payments

DECEMBER 3, 2023

Here are key factors to consider when evaluating and choosing a payment gateway: Security and Compliance Encryption: Ensure the payment gateway uses robust encryption protocols to protect sensitive data during transactions. This includes accommodating increased transaction volumes and expanding product offerings.

Payment Gateways

Fintech Finance

MAY 24, 2024

Bluefin , the integrated payments pioneer in PCI-validated Point-to-Point (P2PE) encryption and tokenization services that protect payments and sensitive data, has announced the completion of Elavon certification for SUNMI Payment Terminal. It can also reduce the PCI DSS compliance burden by more than 90%.

PCI DSS

Stax

MARCH 26, 2024

Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance. Adherence to security protocols, such as PCI DSS compliance is a must. See to it that you have all your security bases covered.

PCI DSS

The Fintech Times

APRIL 8, 2024

Qincheng Wang , head of product at SUNRATE, commented: “More and more businesses seek out the same degree of convenience and security that they enjoy in their everyday personal transactions – therefore, even though we are known to be a global B2B payment platform, we’re thrilled to bring Apple Pay to our customers.

Credit Cards

Stax

MARCH 6, 2024

Physical and eCommerce product subscription businesses are expected to make up 45% of the market’s value. Physical and eCommerce product subscription businesses are expected to make up 45% of the market’s value. Consider this: Consumers are already conditioned to the subscription model.

Best Practices

Stax

FEBRUARY 26, 2024

TL;DR Recurring payments refer to a financial arrangement where a customer authorizes a business to charge their account at regular intervals for products or services. Recurring payments are a financial arrangement where a customer authorizes a business to charge their account at regular intervals for products or services.

Best Practices

Clearly Payments

JUNE 7, 2024

Customer Initiates Payment Action : The customer selects products or services on the merchant’s website or application and proceeds to checkout. Security Measures in Payment Gateway APIs Data encryption secures all data transmitted between the merchant’s application and the payment gateway, preventing interception and misuse.

Payment Gateways

Fintech Finance

APRIL 8, 2024

. “More and more businesses seek out for the same degree of convenience and security that they enjoy in their everyday personal transactions – therefore, even though we are known to be a global B2B payment platform, we’re thrilled to bring Apple Pay to our customers,” said Qincheng Wang, Head of Product, SUNRATE.

Credit Cards

Stax

AUGUST 29, 2024

Step 2: Payments initiation This is the stage where your customer kickstarts the payment processing journey by using any of the available payment options on the online portal to pay for your products or services. The provider must follow all industry security best practices including top-level encryption protocols and access controls.

Payment Service Provider (PSP)

Fintech Finance

JULY 10, 2024

Additionally, providers are seeking easier and quicker ways to stay on top of the compliance demands of regulations and standards such as PCI DSS, 3DS, and the forthcoming PSD3 amongst others. All transaction routing is via PCI DSS Level 1 encryption, and BR-DGE can provide routing-as-a-service as a standalone module.

Gateways