The Fintech Times

APRIL 15, 2025

Puneet Malhotra , has joined Personetics , the cognitive banking company, as chief revenue officer and is responsible for the firms global sales operations, overseeing global banking brands across 30 countries and serving 150 million active monthly end-users.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

Open Banking Excellence

NOVEMBER 14, 2023

This would increase consumer awareness, bolster customer authentication standards, extend refund rights for fraud victims, and mandate the verification of payees’ IBAN numbers against their account names for all credit transfers. The post Evolution or Revolution? Preparing For The PSD3 appeared first on Open Banking Excellence.

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

PYMNTS

NOVEMBER 21, 2016

With the ability to reach out to payees across far-flung locales, Hyperwallet can serve its corporate customers through local direct-to-bank/ACH payments — the cheapest and most transparent way to make payments. “When we look at going into different parts of the world, we often do so incrementally,” Monty explained.

Economy 74

Economy Payee Payments Cross-Border 74

Fintech Finance

JULY 1, 2024

Digital euro privacy The design of the digital euro includes an offline functionality that would offer users a cash-like level of privacy for payments in physical shops and between individuals. It has also assessed other essential aspects of offline digital euro payments, with a view to making them seamless, secure and user-friendly.

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

PYMNTS

DECEMBER 2, 2019

2) said Signicat will integrate SurePay’s bank account verification solution within Signicat’s Digital Identity Platform, allowing financial institutions and businesses in the Netherlands to automatically authenticate a payee’s identity with its bank account details.

Due Diligence 40

Due Diligence B2B Payee Payer 40

Fintech Finance

MAY 23, 2024

Underpinned by open architecture, APIs and our partner ecosystem, our solutions enable banks like LGT to innovate at speed, boost risk management and deliver enhanced services to end-users. We look forward to supporting LGT on further developing its payments services.”

Instant Payments 52

Instant Payments Compliance Regulations Payment APIs and Integration 52

PYMNTS

OCTOBER 1, 2020

Petrzela contended that this fragmentation provides business end users with options, and increases awareness of digital offerings and solutions. The benefits of automating this process include reduced overhead, a streamlined payment reconciliation process and a shortened payment cycle for the payee.

Embedded Payments 56

Embedded Payments B2B Payments Legal 56

PYMNTS

DECEMBER 26, 2019

It’s not the only piece of the puzzle to successfully elevating AR processes, however, with the user experience of growing importance to corporates investing in these technologies. According to McCarthy, the end-users of AR solutions aren’t the only users that technology providers have to keep in mind, either.

Accounts 53

Accounts B2B End User Payer 53

The Fintech Times

MAY 26, 2024

. “Many central banks have also stated that consumers will be able to use CBDC offline, offering cash-like privacy to users, where personal transaction details would only be known to the payer and the payee.

CBDC 98

CBDC Central Bank Multi-Currency Privacy 98

PYMNTS

NOVEMBER 18, 2020

The ability to move money quickly — and to have both the payer and payee know exactly when that transaction occurred — can be an important value-add for businesses that need to get vendors paid quickly to minimize the risk of any supply chain disruption.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

Fintech Finance

MARCH 18, 2024

Clear Junction implemented its Confirmation of Payee (CoP) a year ahead of the mandated deadline to boost payment security and minimise fraud risk for its clients and their customers. This strategic move enables clients to offer fiat conversion into cryptocurrencies and stablecoins for their end users.

Cross-Border Payments 64

Cross-Border Payments Stablecoins Cross-Border IBAN 64

PYMNTS

JANUARY 14, 2020

But while the tool aims to offer an alternative to traditional payment rails, Murray explained it is not intending to challenge the banks by enabling payers and payees to transact without services of FIs. The service is developed on blockchain using stablecoin virtual currency pegged against the U.S.

Innovation 53

Innovation Cross-Border B2B Cross-Border Payments 53

PYMNTS

FEBRUARY 29, 2016

Historically, he continued, banks have taken to focusing too narrowly on the back end of payments — the plumbing and mechanics, as DeLuca described it — rather than the front-end, end-user experience. will ultimately see widespread adoption of some kind of payments technology. “The

Innovation 41

Innovation FinTech Faster Payments End User 41

PYMNTS

FEBRUARY 20, 2018

To address these issues, the CPMI recommends greater transparency in the cost of cross-border transactions, with initiatives from players like the World Bank Group’s RPW database enhancing the availability of pricing information for payers and payees.

Cross-Border Payments 43

Cross-Border Payments Cross-Border International Payments Electronic Funds Transfer (EFT) 43

PYMNTS

AUGUST 16, 2019

When integrated with a client company’s payment platform, Qwil funds, advances and charges a below-market, one-time transaction fee to the payees. Lack of understanding is the first hurdle we come across,” he said, adding that collaborative efforts to educate end-users come through joint marketing between Qwil and its corporate clients.

Payment APIs and Integration 56

Payment APIs and Integration Underwriting Economy Small Business 56

PYMNTS

JANUARY 31, 2020

One way to cement that affinity comes through Big Data, he said, which can foster a personalized experience for end users. For the companies and brands that serve the travelers (airlines and online travel agents, for example), as well as leverage apps and mobile services, the goal is to drive affinity.

Online and Mobile Banking 44

Online and Mobile Banking Payments Strategy Payments Cross-Border Payments 44

Fintech Labs Insights

SEPTEMBER 20, 2016

Learn how RESTful payout APIs can ensure a frictionless end-user experience, secure connections to a scalable global financial network, and direct access to payee-directed payout optionality.

Payment APIs and Integration 18

Payment APIs and Integration Payee End User API 18

PYMNTS

DECEMBER 27, 2019

For corporations looking to push payments instantly, the problem is one-to-many payments, and how to set up payees such that they can choose which set of rails they can seamlessly have funds pushed to. That’s the piece every ecosystem player needs to focus on — though what those pieces are vary by player.

Instant Payments 52

Instant Payments Payments Push-to-Card Payer 52

Fintech Labs Insights

OCTOBER 7, 2015

Both features have been developed for easy integration, ensuring a simple end user-experience, secure connections to Hyperwallet’s global financial network, and direct access to a wide variety of worker-directed payout options.” ” Key takeaways. .” ” Key takeaways.

API 23

API Payment APIs and Integration Wire Transfer Payee 23

PYMNTS

FEBRUARY 27, 2018

“The more parties that you that you bring to the table, and the more options that you provide, there’s a higher likelihood that a certain subset of those payment companies are going to require some sort of registration or signup by the end user.”.

Economy 52

Economy Payments API Money Laundering 52

Fintech Labs Insights

JULY 24, 2014

We''ve been happy with Chase for the most part, and now have so many services and payees connected to it, that I can''t imagine going through the headache of changing. The price was $25/mo to the end-user with $10 of that pocketed by the bank distribution partner. But I haven''t run across any banks currently offering it.

Small Business 23

Small Business Checks Non-Bank Payee 23

CB Insights

MAY 15, 2019

Using blockchain, multinational banks can put “control of personal identity data back in the hands of the end user,” while also meeting data privacy rules, improving compliance, and enhancing user experience. Cambridge Blockchain, a 2016 graduate, was created as an identity management platform for banks.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78