PYMNTS

MARCH 9, 2018

Foreign exchange solutions company OANDA is enhancing its application programming interface (API) that opens up its foreign exchange (FX) technology to third-party apps. The company announced news on Thursday (March 8) that its Exchange Rates API has been updated to include real-time FX rates.

API

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Unit has raised $18.6

Payment APIs and Integration

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. Increasingly, businesses want the same benefits of embedded banking that consumers have. Such functionality can drive retention for a firm’s own end-users, she said.

Payment APIs and Integration

PYMNTS

DECEMBER 30, 2020

And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. FISPAN ’s “sweet spot,” she said, sits with the small to medium-sized firm that is logging international growth and has outgrown small business banking services, accounting and ERP offerings.

Payment APIs and Integration

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. has warned that small businesses are largely shunning the opportunity to unlock their financial data.

Continuity

Nanonets

APRIL 19, 2024

For those wanting to do more with QuickBooks, hundreds of third-party integrations step in to offer additional features and benefits beyond QuickBooks' native offerings. Still, with as many integrations as are available, some may find themselves overwhelmed.

Payment APIs and Integration

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. FinTech partners include small business credit risk analysis company AccountScore and small business data company Codat.

Payment APIs and Integration

Fi911

FEBRUARY 29, 2024

Understanding the VAR Sheet Consider the VAR Sheet as a vital handbook for payment processing setup. It is a comprehensive document containing the necessary details and configurations that payment processors use to accurately prepare a merchant’s system for accepting payments. When is a VAR Sheet Unnecessary?

VARS

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. When they started thinking about the small business and corporate space, I think they saw much bigger opportunities.” Connecting Accounting to Payments.

Innovation

Stax

MARCH 21, 2024

In this article, we’ll explore the many benefits of SaaS and how to implement SaaS payments. SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet resulting in significant cost savings, scalability, flexibility, security, and convenience.

Payment APIs and Integration

The Fintech Times

MAY 9, 2024

” Paymentology leverages its technology and robust payment card solutions to empower clients in the creation, distribution, and management of cards. “We take pride in establishing the capability to create secure stores of value within a regulated framework and seamlessly integrate systems through simplified APIs.

Financial Inclusion

PYMNTS

DECEMBER 26, 2018

Rather, banks around the globe began to understand the potential value in opening up customer data to third-party players, and with more bank APIs emerging in 2018, the year saw a surge in data sharing. Finserv Embraces The API. “I I think for our industry, APIs are a very positive innovation,” said Hubert J.P.

B2B

PYMNTS

OCTOBER 21, 2019

Now, a potential new phase in the evolution of open banking is taking shape, one that focuses less on providing interconnectivity for SMB-facing FinTech, and instead turns to opportunities for the banks themselves to benefit from data integrations. based FinTech enabling SMBs to integrate their back office platforms with each other via API.

Small Business

CB Insights

NOVEMBER 21, 2019

Companies in this subcategory (1) provide technology to accounting and tax, bookkeeping, and expense management players, or (2) leverage technology to provide these services directly to end-users. APIs) directly to end-users. HR, payroll, and benefits.

FinTech

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. Bridging the Payments Divide. Payments, and more specifically, initiating a transaction, can be a bit more difficult to accomplish.

Accounts

PYMNTS

OCTOBER 29, 2020

Small business lending platform BlueVine is the latest FinTech to take this path, having taken the wraps off of its banking solution this week with the launch of BlueVine Business Banking. Its APIs also support account verification and payment capabilities. TrueLayer Launches in Australia.

CFPB

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH

PYMNTS

MARCH 16, 2018

The financial services industry’s sudden support for application programming interfaces (APIs) has people talking about the power of data sharing. s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules.

Treasury

PYMNTS

NOVEMBER 4, 2019

Competitive forces in the payments and financial services sector have driven two key trends in the U.S.: the acceleration of payments, and the adoption of open banking frameworks. Both are key to addressing the modern demands of end-users. Where the market is going, consumers and small businesses expect expediency.”.

Real Time Payments

PYMNTS

JANUARY 15, 2021

Investors continue to fuel the growth of the B2B technology startup community with another busy week in funding. In total, investors placed nearly $600 million for firms in the B2B payments, T&E, financial management and other B2B spaces. B2B payments FinTech Qolo has announced a $3.8 Malaysia's microLEAP has secured $3.3

Embedded Finance

PYMNTS

SEPTEMBER 30, 2020

FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards. Nium’s end-to-end issuing, processing and onboarding services allow Aspire customers to have another choice for completing their payments via Google Pay on card terminals that accept Visa.

Innovation

Exact Payments

NOVEMBER 8, 2023

As merchants look to accept payments with ease, and as software developers seek to diversify their revenue-earning strategies, the PayFac model has risen to the forefront. For businesses that choose to become payment facilitators, the benefits are tremendous. What is the PayFac Model?

Facilitators

PYMNTS

MARCH 31, 2020

” The cloud has introduced the affordability and flexibility of ERP technologies, opening the door for small businesses to capture the benefits of centralizing their data sources. But as the ERP embraces the cloud and broadens its scope of business end users, Huy said there is another major change in the market.

Payment APIs and Integration

PYMNTS

FEBRUARY 24, 2017

Santander mobile banking customers can now make payments, execute money transfers, check their account balances, report lost or stolen cards, and inquire about spending patterns and particular transactions, all just by using their voice. In the latter camp, U.K. In the latter camp, U.K.

Payment APIs and Integration

PYMNTS

JULY 16, 2019

Along the file validation and storage process, hackers could change the contents of a file without an end-user noticing. Analysts warned that this security flaw could have particularly damaging effects when used to alter invoices and manipulate payment instructions. “In

Security

PYMNTS

FEBRUARY 19, 2018

Faster payment schemes are beginning to take root around the globe, and consumer payments are ready to embrace speed. Corporate payments? That’s another matter, as businesses are more reluctant to embrace change. This could be an area in which non-payment FinTechs play a vital role. Integration.

Payment APIs and Integration

PYMNTS

MAY 6, 2019

Inefficient, but stubbornly entrenched, paper and cash dominate bill payments. paid using those archaic payment choices, the move to digital payments is a shared effort amid companies, processors, billers and, of course, consumers. Banks and credit unions can access the platform through application program interfaces (APIs).

Visa

PYMNTS

DECEMBER 30, 2019

It’s a delicate balance; in some ways, FinTech firms and banks are competing, but many FinTech firms rely on bank account data to provide the level of service that end users have come to expect. Ocrolus deploys a solution with integrated machine learning and proprietary algorithms to address OCR’s shortcomings.

Non-Bank

PYMNTS

NOVEMBER 27, 2019

The spark of FinTech innovation in recent history has set off a catalyst of disruption for traditional financial institutions (FIs), with the status quo of legacy financial services no longer sufficient for consumers, small businesses or corporates.

Payment APIs and Integration

PYMNTS

JULY 4, 2018

The B2B payments market is already enjoying a solid year, thanks to some of the biggest names in payments and FinTech taking a solid stance in the space. PYMNTS takes a look back at some of the most popular B2B payments stories of the year so far. Mastercard , too, has been making deeper inroads in the commercial payments space.

B2B

PYMNTS

DECEMBER 7, 2017

It’s not hard to understand why the medium, small and micro-business owners of Canada would appreciate Interac e-Transfer , which enables them to send or receive funds instantly, directly from or to their bank account, as well as request payments from customers — minus the awkward face-to-face element of asking someone for money.

Irrevocability

PYMNTS

NOVEMBER 9, 2017

The problem with that rather bifurcated system — WePay Co-Founder and Chief Strategy Officer Rich Aberman told Karen Webster in a recent conversation — was that it created a rather lumpy and friction-filled process for getting that SMB up and running with payments. They called the bank and asked for a merchant account.”.

Payment APIs and Integration

PYMNTS

AUGUST 16, 2019

In an interview with Karen Webster, Qwil CEO Johnny Reinsch shone a spotlight on the ways that quickened payments can benefit small businesses, gig workers and their client firms alike. Qwil makes it possible for businesses to pay their contingent workforces instantly, through what is known as Liquidity as a Service.

Payment APIs and Integration

PYMNTS

MAY 26, 2016

The Faster Payments initiative has made significant strides in the United Kingdom, so much so that the scheme has been held up as a model for other nations globally. There are still numbers of businesses and consumers that are not yet linked up to the grid, so to speak, and even fewer products for consumers to take advantage of.

Faster Payments

National Merchants Association

JUNE 13, 2022

The umbrella term “Fintech” comprises various solutions businesses have implemented to improve their overall financial efficiency that optimizes customer experiences. Some popular examples of Fintech solutions include digital currencies, online lending platforms, and mobile payments. Partnering with LOLA POS. ,

FinTech

National Merchants Association

JUNE 13, 2022

The umbrella term “Fintech” comprises various solutions businesses have implemented to improve their overall financial efficiency that optimizes customer experiences. Some popular examples of Fintech solutions include digital currencies, online lending platforms, and mobile payments. Why Does Fintech Matter?

FinTech