Finextra

JULY 22, 2025

Whether you are receiving payments for freelance work, sending money online, or converting HUF to dollar , chances are that your first two choices are indeed Wise and Revolut. Wise and Revolut have emerged as two of the most active drivers of the global fintech market.

Payment APIs and Integration

Finextra

JULY 24, 2025

It is often used in retail and online payments. Fingerprints are more often integrated into banking applications and smart cards. Mobile biometric authentication is helping to verify new and returning customers at the point of log-ins, payments and digital on-boarding. Which to choose?

Payment APIs and Integration

Finextra

JUNE 30, 2025

regulators (like the OCC and Federal Reserve) increased scrutiny on banks’ use of AI, urging robust governance. This aligns with EY’s European FS AI Survey, which reported that 91% of UK financial firms have integrated AI into their operations to some degree. Data privacy is also a concern. In 2024, U.S.

AI

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Learn More What are ACH Credit Payments?

ACH

Finovate

DECEMBER 11, 2024

They have been successfully used in cross-border payments, remittances, and payroll for global workforces because they enable instant payouts at rates much cheaper than funds sent via traditional banking rails. Direct, bank-to-bank payments are popular with merchants because of the lower fees and faster settlement times.

FinTech

Finextra

JULY 1, 2025

From guidelines to execution Turning regulatory intent into real-world execution means addressing infrastructure and integration challenges head-on. Banks must examine whether their current systems can ingest, normalise, and act upon real-time payment, settlement, and liquidity data. Many can’t. Or at least not yet.

Regulations

Finextra

AUGUST 1, 2025

You ask, “what’s the consensus on inflation in the latest Federal Reserve communications?” After integrating AI tools, including IndexGPT, an internal LLMs, and chatbots, they reported a productivity increase of 90%, processing 230,000 files with 20% fewer employees. Quickly extract notable quotes from earnings calls.

FinTech

Finextra

JULY 18, 2025

Congress defines the Genius Act, also known as the Guiding and Establishing National Innovation for US Stablecoins, as providing "regulation of payment stablecoins" making it "unlawful for any person other than a permitted payment stablecoin issuer to issue a payment stablecoin in the United States."

Stablecoins

Finextra

JULY 28, 2025

In this research paper senior officials have indicated that perceived benefits of moving forward with a digital pound launch have diminished considerably in recent years, as consumers increasingly turn to existing online payment technologies, prompting a strategic reassessment of the project’s necessity.

CBDC

Finextra

JUNE 17, 2025

Softer-than-expected inflation data and hopes for Federal Reserve rate cuts, reported on June 12, 2025, further supported growth stocks like AMZN, as lower interest rates reduce borrowing costs for capital-intensive investments. It expresses the views and opinions of the author. We use cookies to help us to deliver our services.

AI

PYMNTS

JUNE 23, 2020

New payments infrastructure continues to gain traction with financial service providers looking to modernize their services for business clients. The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments.

Federal Reserve

PYMNTS

SEPTEMBER 2, 2019

For B2B payments, this summer was a season of technological progress. In another collaboration with Mastercard this summer, the PYMNTS B2B Payments Automation Innovation Playbook similarly revealed that the demand for AP automation is on the rise. Faster Payments. Elevating the Commercial Card.

Commercial Card

PYMNTS

APRIL 16, 2019

“This will also allow us to share experiences and information related to FinTech … and reap the benefits of the new innovation in financial technology, enhance payment systems and promote financial inclusion,” said National Bank of Singapore Deputy Governor Neav Chanthana of the partnership. The Fed And FinTech Firms.

Federal Reserve

Fintech Finance

JUNE 25, 2024

Finzly”), a leader in innovative payment and financial solutions, today announced a partnership with Frost Bank , a subsidiary of Cullen/Frost Bankers, Inc. headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®.

FedNow

PYMNTS

FEBRUARY 28, 2019

Demand for real-time payments is on the rise around the globe, and financial, tech and retail players are angling for a chance to more easily leverage them. But companies aren’t just looking to use APIs to transfer money domestically. Around the B2B API World. Cross-Border Payments’ Pre-Validation Push. Meanwhile, U.K.-based

Cross-Border Payments

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP

PYMNTS

APRIL 7, 2020

In today’s top news, the Federal Reserve and Treasury Department are collaborating to develop a new facility to help small- to medium-sized businesses (SMBs) stay afloat during the coronavirus, and the Paycheck Protection Program (PPP) is experiencing setbacks due to technical issues and demand. points in March, coming in at 96.4,

Fed

PYMNTS

DECEMBER 16, 2019

Google sent a letter to the Federal Reserve , asking the U.S. central bank to consider modeling FedNow after the Unified Payments Interface (UPI) framework used in India, The Economic Times (ET) reported on Sunday (Dec. A recent Assocham -PWC study has indicated that digital payments in India will grow to $135.2

FedNow

PYMNTS

MARCH 6, 2020

It’s the end of the workweek, and the PYMNTS Weekender is here to make sure you didn’t miss anything with the latest in payments and commerce news. We have deep dives into treasury application programming interfaces (APIs) and buy now, pay later (BNPL), as well as a report on Robinhood ’s trading app outage that occurred earlier this week.

Treasury

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. We have a real-time payments network. s payments ecosystem.

Office of the Comptroller of the Currency

Nanonets

SEPTEMBER 1, 2023

In Accounts Payable, the importance of vendor payment methods often goes unnoticed despite their substantial influence on the overall cash flow, efficiency of the AP team, and profit margins. The US Federal Reserve's new payment rail FedNow can shake up the landscape, offering significant time and cost savings.

FedNow

PYMNTS

DECEMBER 13, 2018

Amid the continuing movements by governments and nations to overhaul payments operations, Vocalink said Wednesday (Dec. 12) that it has secured a contract with Cámara de Compensación Electrónica (CCE), the automated clearing house in Peru, to help transform payments infrastructure in that country.

SWIFT

Trade Credit & Liquidity Management

APRIL 10, 2025

As a B2B vendor, implementing real-time payments can significantly enhance your business operations and financial health. They strengthen client relationships through transparent, instant transactions and cut costs with lower fees and fraud risks, all while facilitating global expansion through streamlined cross-border payments.

Real Time Payments

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Surecomp Integrates ThetaRay to Reduce Financial Crime.

Debit Card

Fintech Finance

JANUARY 30, 2024

Finzly , the pioneering provider of modern payment infrastructure for financial institutions, today published a report that includes polling results of bank executives’ expectations for profitability from offering instant payments using FedNow. 29% mentioned embedding instant payments into third-party systems.

FedNow

Nanonets

NOVEMBER 15, 2023

Payment processors are financial institutions that help merchants accept credit, debit and other forms of electronic payments. In addition, some payment processors offer merchant services such as fraud prevention, customer management tools and reporting. What is a Payment Processor? How does a Payment Processor work?

Processors

PYMNTS

MARCH 3, 2020

Whether embracing development and adoption of new payment rails or developing solutions for legacy versions, the latest in payments innovation is all about speed – even for corporate payments. New research reveals that B2B payments are is expected to account for the largest portion of faster payments volume in the U.S.,

Innovation

Stax

NOVEMBER 27, 2023

That’s the amount of non-cash payments made in the U.S. in 2021, according to the Federal Reserve. Choosing the Right KYC Solution Provider “A good beginning is half the task” has never been truer than when looking for a reliable KYC provider as a SaaS company taking on payments. Request Quote What Exactly is KYC?

Due Diligence

PYMNTS

JUNE 18, 2019

Adoption of real-time payments in the U.S. The assumption, of course, is that faster payment functionality only has a place in the peer-to-peer payments arena. ’s Faster Payments Scheme via their Real Time Payments Express Service, acknowledges the opportunity that faster and real-time payments have in the corporate realm.

RTP

National Merchants Association

JUNE 13, 2022

Some popular examples of Fintech solutions include digital currencies, online lending platforms, and mobile payments. Industries like lending, investments, and payments have found themselves ahead of the Fintech trend, with market experts expecting the global Fintech market to surpass $300 billion by 2030. Partnering with LOLA POS. ,

FinTech

National Merchants Association

JUNE 13, 2022

Some popular examples of Fintech solutions include digital currencies, online lending platforms, and mobile payments. Industries like lending, investments, and payments have found themselves ahead of the Fintech trend, with market experts expecting the global Fintech market to surpass $300 billion by 2030. Why Does Fintech Matter?

FinTech

PYMNTS

JANUARY 17, 2020

It’s the end of the workweek, and the PYMNTS Weekender is here to make sure you didn’t miss anything with the latest in payments and commerce news. We have a deep dive into real-time payments and news on Visa ‘s FinTech play with Plaid and insight into buy now, pay later (BNPL). FinTech Play, Wrapped In Plaid. New Data: 85 Pct.

BNPL

PYMNTS

JANUARY 27, 2020

Square made a big — and crypto-friendly — jump forward on real-time payment (RTP) efforts. Square has won a patent to debut new tech that will allow users with different assets to transfer payments, including crypto-to-fiat transactions. The network will automatically change the payment over to the desired final currency.

Visa

PYMNTS

FEBRUARY 19, 2018

Faster payment schemes are beginning to take root around the globe, and consumer payments are ready to embrace speed. Corporate payments? That, of course, is bad news for suppliers, especially small businesses (SMBs) that struggle with delayed and late payments that interrupt a healthy cash flow. Integration.

Payment APIs and Integration

Clearly Payments

MAY 21, 2025

The landscape of payments in the United States is undergoing a rapid transformation. As digital commerce expands and consumer expectations evolve, the demand for faster, more secure, and cost-effective payment solutions has intensified. Merchants are beginning to explore real-time payments for various reasons. What Is FedNow?

FedNow