Clearly Payments

OCTOBER 31, 2024

Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access. Faster Payments (U.K.), Rise of Real-Time Payments (RTP) : Real-time payment systems are expected to grow by 15% annually , as consumers and businesses alike demand instant fund transfers.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Payments Association

JUNE 3, 2025

This enables rapid scaling of new payment use cases, without duplicating risk exposure. Regulatory considerations and data sovereignty Tokenisation, playing an increasingly central role in payments infrastructure, has brought attention from regulators.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. They argued that delving into the stablecoin world will increase Mastercard’s revenue more than it will undercut it. By Lynne Marek • Aug.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

The Fintech Times

MAY 3, 2025

The capability initially enables cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies. This launch marks just the beginning of Cross River’s commitment to powering borderless finance.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

Payments Dive

JULY 22, 2025

By Lynne Marek • July 15, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official.

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Finextra

JULY 23, 2025

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises dont just want faster payments—they want smarter, more reliable, and more strategic payment systems.

Real Time Payments 59

Real Time Payments Fraud Detection ACH Instant Payments 59

The Paypers

JUNE 27, 2025

The platform includes high-limit virtual and physical prepaid debit cards, ACH/RTP/FedNow bank transfers, and a full-service cardholder support system, as well as a live interpreter network that operates in over 25 languages.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

Payments Dive

JULY 21, 2025

Editors picks Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. By Lynne Marek • Aug.

Stablecoins 179

Stablecoins FedNow SWIFT ACH 179

Payments Source

SEPTEMBER 22, 2020

As the Federal Reserve's FedNow instant payments and settlement system enters into testing and use-case development phases, an emphasis on speed to market, ubiquity and compatibility with other systems remains in the forefront.

FedNow 151

FedNow Federal Reserve Instant Payments Settlement 151

Fintech Finance

SEPTEMBER 13, 2024

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today announced the release of its latest publication, Operational Considerations for Receiving Instant Payments.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Tearsheet

FEBRUARY 16, 2024

Mastercard recently expanded collaboration with The Clearing House (TCH), with the shared goal of propelling the adoption of instant payments. This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments.

Instant Payments 119

Instant Payments RTP TCH Visa 119

Fintech Finance

OCTOBER 23, 2024

Powered by AWS, the Finzly BankOS platform integrates the FedNow service seamlessly with FIs’ core and digital banking systems. Finzly’s Digital Galaxy enhances this offering by providing a comprehensive digital banking experience, enabling businesses and consumers to send, receive, and request instant payments.

FedNow 97

FedNow FedWire Instant Payments RTP 97

Fintech Finance

AUGUST 15, 2024

Modern Treasury , essential infrastructure for the new era of payments, has announced that it has expanded instant payments support for mutual customers of six leading banks — Bank of America, Cross River, JPMorgan Chase, PNC Financial Services, U.S. Instant payments, powered by the first new payment rails in the U.S.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

PYMNTS

OCTOBER 12, 2020

There is no dearth of faster payments initiatives — and no certainty that there will be one faster payments scheme to rule them all. Along the way, not surprisingly, we’ll transition more fully to digital payments across modernized (and streamlined) rails, flowing domestically and eventually across borders.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

Payments Dive

AUGUST 1, 2023

In the future, FedNow will be part of the race to develop cross-border instant payment systems and use cases, said ACI Worldwide CEO Tom Warsop.

Cross-Border 78

Cross-Border FedNow Instant Payments Use Case 78

PYMNTS

AUGUST 6, 2019

The Fed plans to build its own instant clearing and settlement rails. The Fed’s interest in faster payments was never simply as an interested, but passive, bystander … The Fed sees an opportunity to introduce competition in the faster payments space as a second operator of faster payments rails, like it is today with ACH,” she noted.

FedNow 85

FedNow Fed Federal Reserve Real Time Payments 85

Faster Payments Council

AUGUST 23, 2024

However, a recent survey by FPC and Finzly reveals a stark reality: two-thirds of financial institutions lack the capability to 'send' instant payments. However, a recent survey by FPC and Finzly reveals a stark reality: two-thirds of financial institutions lack the capability to 'send' instant payments.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Fintech Finance

MARCH 15, 2024

Federal Reserve Financial Services (FRFS) has introduced the new FedNow User Group to continue promoting collaboration among the 607 participating financial institutions and their service providers on the FedNow Service network.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

Finovate

OCTOBER 15, 2024

The company launched the new entity, Payfinia , to provide instant payment solutions to both financial institutions and third-party organizations. Payfinia aims to help financial institutions access and establish ownership of their instant payments services.

Instant Payments 52

Instant Payments Same Day ACH FedNow Federal Reserve 52

Fintech Finance

SEPTEMBER 9, 2024

A new study from Juniper Research , the foremost experts in fintech & payment markets, has found the volume of global transactions via A2A (Account-to-Account) payments will rise from 60 billion in 2024 to 186 billion by 2029; an increase of 209%. per transaction. per transaction.

Research 93

Research Transactions Consumer Instant Payments 93

PYMNTS

AUGUST 10, 2020

You’d be forgiven for thinking that faster payments might be the purview of the U.S. Federal Reserve, where details (a roadmap, really) of FedNow , the proposed instant payment system, were released earlier this month. Expanding The Use Cases. But it might not be the Federal Reserve ’s doing.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

The Fintech Times

MAY 7, 2024

Across much of the world, instant payments have quickly become the norm. However, the same cannot be said in the US. The existence of Zelle , Venmo , Cash App , PayPal and other wallet services has dampened US Banks’ appetite for implementing instant payments, with 50 per cent feeling a lot or significant impact.

Instant Payments 59

Instant Payments FedNow RTP Zelle 59

Fintech Finance

JANUARY 30, 2024

Finzly , the pioneering provider of modern payment infrastructure for financial institutions, today published a report that includes polling results of bank executives’ expectations for profitability from offering instant payments using FedNow.

FedNow 52

FedNow Instant Payments RFP Payment APIs and Integration 52

PYMNTS

NOVEMBER 3, 2020

As efforts to innovate payments infrastructure continue, speed remains top priority. By looping into existing rails, OpenPayd's technology can support instant settlement for businesses operating in multiple parts of the world. One FI, First Bank, told the publication why B2B use cases are upping the demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

JANUARY 23, 2020

Payments made with cash and checks are dropping in volume — the use of cash alone declined 40 percent over the past five years in Canada. Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. The focus on wholesale payments may bring various retail use cases to reality — including stimulus and disbursement of government payments. No Race To Rollout . What’s Next.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech Finance

FEBRUARY 27, 2024

Backbase , the global leader in Engagement Banking, today announced that Alacriti , an innovator in cloud-based payments and money movement services, will integrate its payments hub solution into the Backbase Engagement Banking Platform.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

Faster Payments Council

SEPTEMBER 23, 2023

(Foundry Ballroom) Payment networks need volume to scale and keep costs low. Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S.

FPC 88

FPC RFP Federal Reserve Faster Payments 88

Tearsheet

MARCH 27, 2024

The payments network reached a milestone by processing over 1 million payments in a single day on September 1, 2023, citing EWA and gig worker payments as its most popular use case, exceeding account-to-account [A2A] transfers. While instant payments volume is expected to grow to 11.4

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees 64

Fintech Finance

APRIL 30, 2024

The European Union (EU) Instant Payments Regulation, passed in February 2024, is expected to drive instant payments volume across the Single Euro Payments Area, including the 27 EU member states. By 2028, instant payments are forecast to account for 13% of all electronic payments in Europe, up from 8% in 2023.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

PYMNTS

JANUARY 26, 2021

In today’s top news, Flywire could file for an IPO later this year that could value that company at $3 billion, and Mastercard debuted new quantum-resistant technology for contactless payments. Plus, the Federal Reserve released its list of over 110 organizations participating in its FedNow instant payments pilot program.

FedNow 61

FedNow Federal Reserve Visa TCH 61

The Fintech Times

AUGUST 2, 2024

Pidgin , the payments ecosystem, has been selected by ICBA Payments , the payments subsidiary of the Independent Community Bankers of America (ICBA) as a new partner to facilitate instant payments for community banks across the US. ” Pidgin’s impact This is where Pidgin can help.

Community Banks 64

Community Banks FedNow Instant Payments Faster Payments 64

Faster Payments Council

MARCH 15, 2023

With the system joining the existing RTP system, both promising to modernize the way money moves and allow for greater use of instant payments, it seems the shift to real-time payments is 'inevitable'. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. What are your options?

FPC 88

FPC ISO 20022 Federal Reserve Cross-Border Payments 88

Faster Payments Council

SEPTEMBER 12, 2022

How can we look to this rapidly growing business for new use cases for instant payments? Also, check out resources on the FedNow Explorer website and FedNow pilot program. What will this look like in the coming years? RTP) looks like right now, best practices in implementation, and lessons from the market.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

The Fintech Times

SEPTEMBER 9, 2024

With the adoption of instant payment methods taking the world by storm over the past few years, A2A (account-to-account) payments have flourished. The 209 per cent increase was recorded in Juniper Research’s How Open Banking Is Driving A2A Payments report. per cent per transaction. per cent per transaction.

Research 59

Research Transactions FedNow Instant Payments 59

PYMNTS

MARCH 9, 2020

The federal government deliberated in 2018 and 2019 over developing its own real-time payment system, FedNow , to compete with RTP. Such actions ensure that the offerings remain relevant to emerging needs and unanticipated uses.

RTP 81

RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

AUGUST 14, 2020

The companies are casting a broader net of collaborators, with the announcement that their Business Payments Network (BPN) is growing to include support for ACH and wire transactions in addition to card payments. The Clearing House On The Race for Real-Time Payments In The US. arm — and if a TikTok 2.0

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Addressing Verification FedNow Fed 64