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Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.
As the artificial intelligence revolution reshapes industries at an unprecedented pace, AIsa announces the launch of its revolutionary payment infrastructure tailored to the unique needs of the AI economy. Scalability Issues: AI systems demand thousands of transactions per second, far beyond current capacities.
The company founded in 2017 and headquartered in London, UK has witnessed a significant increase in its overall customer base with annual revenue growth of 71% this year compared to 2023, while nearly tripling the size of their London office team in response to the growing global demand for accessible financial options.
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.
For companies looking to scale, Independent Software Vendors (ISV) are a crucial tool that provides specialized software solutions that integrate seamlessly with existing business tools. ISV integrations offer numerous advantages, from improved functionality to a superior customer experience. The Benefits of ISV Integrations 1.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.
With demand for faster, more secure international payments growing, CurrencyFair has selected tell.money to support its open banking integration, ensuring customers benefit from a smoother, more efficient way to send money across borders.
Mambu, a leading cloud banking platform, has announced the acquisition of Numeral , a French payment technology provider for banks and fintechs. The acquisition strengthens Mambu’s position as an industry leader, in a move that underscores market confidence and growing demand for modern financial experiences.
Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. This can be on-prem, or hosted in any private or public cloud.
one of Europe’s leading financial services providers, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. The findings reflect an industry-wide shift toward faster, more adaptable payment methods that meet consumer expectations in an increasingly digital economy.
NORBr , a no-code, omnichannel-ready Payment Infrastructure as a Service (IaaS) provider, has raised €3 million in funding, led by Alstin Capital as the lead investor, with participation from previous round’s lead investor, Portfolion. Meeting a critical market need The global payments market is projected to reach $2.2
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?
Bank payment company GoCardless has announced a partnership with Optty , a paymentsAPI platform, to help medium and large businesses in Australia to simplify their payment processes, operate more efficiently, and scale with ease.
Checkbook , a leading innovator in payment solutions, today announced the launch of its new payment rails, now integrating PayPal and Venmo seamlessly into its existing APIs. In todays fast-paced digital economy, customers expect seamless and instant payment experiences to meet them where they are.
Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations. Jeeves VCNs also offer credit terms of up to 37 days, as well as cashback incentives for business-to-business spending.
Cashfree Payments , Indias leading payments and API banking platform, today announced the launch of its Affiliate Partner Program. As India experiences a rapid expansion of business hubs across metros, tier 2, and tier 3 cities, there is a rising demand for seamless digital payment solutions.
Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
With the acceleration of e-commerce, both users and businesses are demanding faster and more instant payments, especially in industries where payments have traditionally been a challenge, such as sports betting and gaming. and Brazil Do Payment is following an ambitious roadmap. In Peru, they expect a 25% rise.
The payments industry in Europe is bracing for its next major regulatory evolution with PSD3 (Payment Services Directive 3). But what does PSD3 aim to change, and why should banks and payment providers care? But what does PSD3 aim to change, and why should banks and payment providers care?
Monite , the API-first embedded workflows pioneer, introduces its lightning-fast iFrame solution. The accelerated integration empowers SMB providers like vertical SaaS, neobanks and payment platforms to make agile, data-driven decisions, setting a new standard for speed and efficiency in the industry. By adhering to OAuth 2.0
Orum , which transforms payment technology for businesses by revolutionizing payment speed, certainty, and payment rail orchestration, has announced it will now offer U.S. customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct.
The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Here are the top players: 1.
ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has announced the integration of the major UK, EU and global networks’ payment capabilities into ACI Connetic , ACI’s transformative, cloud-native payments hub.
However, the banks payments arm might be its next big engine of expansion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments I asked Max Neukirchen, global co-head of J.P. billion to the overall revenue pile.
The payments outlook 2025: Strategic priorities from industry leaders May 2 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? The strategic priorities for the payments industry in 2025, as discussed by senior payments leaders who attended a Payments Labs roundtable.
A new study from Tribe Payments , the pioneering digital payments and infrastructure orchestrator which specialises in issuer and acquirer processing, has revealed that 28% of merchants’ legacy in-person point of sale (POS) systems cannot support alternative payment methods like digital wallets and QR codes.
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.
Wells Fargo & Company (NYSE: WFC ) has announced the launch of specialized Application Programming Interfaces (APIs) tailored for its Commercial Banking clients. Wells Fargo’s API platform enables manufacturers, distributors, and dealers to directly connect from their system of choice.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.
Global financial technology leader FIS ® (NYSE: FIS) has announced the launch of its Money Movement Hub, an innovative payments solution that helps to simplify the back-end infrastructure of financial institutions by enabling them to connect to multiple payment networks and process payments in one place.
Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. At the time, legacy card systems were slow, rigid, opaque, and deeply unsuited to app-based, on-demand businesses.
Rather, companies are often forced to take on the responsibility of building out integrations. million each on cloud-based apps last year, and businesses in tech-heavy industries like manufacturing pushing to become entirely cloud-based, managing and deploying these integrations has evolved into a mountainous task. The API Opportunity.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
Thanks to Way4s flexibility, Equity Bank Kenya was the first in the world to enable interoperability between the payment card network and a leading digital wallet ecosystem M-PESA. This can be an account opened in Way4 or in the integrated Core Banking System. Indeed, rapid product development remains a top priority.
Eastnets , a global leader in compliance and payments solutions, has launched its Managed SWIFT Service on AWS Cloud. Integratedpayment hub for advanced processing and workflow automation with ISO 20022 translation, duplicate detection, transaction monitoring and fraud prevention.
Payment and data application programming interfaces ( API s) are changing that, however. This is where APIs change the ball game. With APIs, we are now able to plug ourselves into our customers’ business and work with them at the front line to develop solutions to enhance their processes and customer journeys.”.
The trade finance industry has been aspiring for greater digitalisation, striving to tap into potential benefits such as improved transparency, efficiency, risk mitigation and support for small and medium-sized enterprises (SMEs).
Business to business (B2B) application programming interfaces (APIs) are helping smooth the flow of data between companies, including businesses and their financial services software as well as between banks and their corporate clients. The value of the technology is evidenced by the vast number of APIs that businesses use and consume.
Skyfire , the worlds only payment network built for the AI Agent economy, has announced its exit from Beta and the official rollout of its full-featured payments infrastructure, introducing a suite of powerful features designed to enable frictionless, autonomous transactions for AI-driven economies.
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Checkout.coms commitment to performance is evident.
The pandemic is causing fluctuations in the global economy, and supply and demand shifts are causing many businesses to face liquidity stresses and limited credit access. These factors are putting companies to the test, especially in how they handle their corporate finances.
Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
Embedded payments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones.
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