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Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.
Not because it’s free, but because the payments were seamlessly integrated into the apps you’re using. This is embedded finance at work, and it’s quietly transforming the way we interact with money – without most of us even realising it. Wait, What’s Embedded Finance? Why Is Embedded Finance Such A Big Deal?
Home News Payments Stripe buys paymentsAPI provider Orum Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Stripe buys paymentsAPI provider Orum Stripe has acquired payments orchestration firm Orum.
VoPay , a leading provider of embedded payment solutions, is revolutionizing how engineers and product teams integrate financial technology with the launch of its API GPT Assistant. Key Features of the API GPT Assistant: Instant AI-generated API code tailored to their unique integration needs.
If you’re a merchant running your business on NetSuite and you’re starting to explore options for integrating a custom payment system, you’re not alone. Maybe you’ve noticed inefficiencies or gaps that slow down your payment processing. In any case, a custom NetSuite paymentintegration could be the right move.
Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance.
If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. What is an ACH API?
Tietoevry Banking today announced the integration of Visa B2B Connect, a Visa Direct offering, into its Tietoevry Payment Hub. For decades, cross-border payments between businesses have been fraught with obstacles and many of these problems have been getting worse.
As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.
As the artificial intelligence revolution reshapes industries at an unprecedented pace, AIsa announces the launch of its revolutionary payment infrastructure tailored to the unique needs of the AI economy. Programmable Payments: Smart contract integration for automated transactions. Cost Barrier: High fees (2.9% + $0.30
This offering empowers software providers to embed highly secure, scalable payment experiences directly within their platforms. With global scale, deep payments expertise, and personalized relationship management, Worldpay helps thousands of SaaS providers deliver great experiences and accelerate their growth.
Mambu, a leading cloud banking platform, has announced the acquisition of Numeral , a French payment technology provider for banks and fintechs. The addition of advanced payment capabilities represents a significant investment in the next phase of Mambu’s growth as an established market player.
Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Integration headaches: Open Banking, APIs, and AI-driven automation often require costly, unreliable workarounds. But as the financial landscape evolves, that mindset is in danger of proving very costly.
A new phase where these two forces blend more deeply into the financial system, not just serving finance, but reshaping it entirely. These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. These newer platforms blend data, automation, and embedded finance in ways that simplify user experience.
Payment gateways have become a vital strategy for modern businesses looking to streamline their financial operations and deliver a seamless customer experience. This article will explore how to successfully integrate a payment gateway into Salesforce, from choosing a provider and installing the integration to testing the setup and going live.
PayJunction , a leading tech-focused payments company, has announced an integration with Zapier , the workflow automation platform for businesses of all sizes, that enables the creation of custom, scalable automations that meet their unique business needs in minutes. “The PayJunction team and API were both great to work with. .
Our growing popularity and loyal customer base can vouch for our robust scalable solutions for both business and personal finance management. I see Guavapay is clearly positioned to lead the next-generation payment solutions, offering unparalleled speed, transparency and cost-effectiveness.
Bamboo , a leading cross-border payments solution provider, has announced a strategic partnership with Coda , a trusted monetization platform for global publishers. For publishers, leveraging local payment methods is critical to enhancing user conversion rates in the region.
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.
Tranglo, a leading cross-border payment hub, has expanded its footprint in Africa, now supporting payouts in Ethiopia, Kenya, Liberia, Madagascar, Mali, Senegal, and Zambia. Tranglo tackles this with its efficient and cost-efficient solutions, making cross-border payments simpler and more affordable. to send USD 200.
As your business grows, the tools powering it need to evolve tooand that includes your payment solution. In this blog, well unpack what scalability really looks like in a payment solution and how to choose one that wont hold you backwhether you’re just beginning to start accepting payments or scaling to new markets.
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important? What’s next?
Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. What is Acumatica?
By the end of 2024, Bank of America corporate clients will have made over $1 Trillion in payment approvals on the banks CashPro App, the mobile application that companies use to manage their treasury operations. The CashPro App is integral to this platform, and is the No. 1 ranked mobile app for corporate and commercial banking.[1]
In a significant move to strengthen its retail cross-border payments offering, leading global bank Standard Chartered and Wise Platform, Wise’s global payments infrastructure for banks, have announced a partnership, to power faster and cheaper international payments for the bank’s cross-border payment service, SC Remit.
Airwallex , the global payments and financial platform, is partnering with online car-changing marketplace Carwow to enable the firm to process payments for enterprise dealer groups who purchase cars from thousands of private sellers through its daily online auctions every week.
NORBr , a no-code, omnichannel-ready Payment Infrastructure as a Service (IaaS) provider, has raised €3 million in funding, led by Alstin Capital as the lead investor, with participation from previous round’s lead investor, Portfolion. Meeting a critical market need The global payments market is projected to reach $2.2
With demand for faster, more secure international payments growing, CurrencyFair has selected tell.money to support its open banking integration, ensuring customers benefit from a smoother, more efficient way to send money across borders.
Home News Payments Stripe joins forces with paymentsAPI provider Orum Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Financial terms were not disclosed.
Kotapay , a division of First International Bank & Trust (FIBT), today announced Raisin , the global savings and investment platform, as the first financial technology company to integrate with its new bank-direct banking as a service (BaaS) platform, known as Kavinu.
After acing that deadline, the bank expanded to serve fintechs and other banks across the region, enabling instant digital issuing, winning industry recognition for fintech innovation, and announcing plans to build a mobile wallet marketplace by leveraging its new payments infrastructure. That makes uptime a business imperative.
Checkbook , a leading innovator in payment solutions, today announced the launch of its new payment rails, now integrating PayPal and Venmo seamlessly into its existing APIs. In todays fast-paced digital economy, customers expect seamless and instant payment experiences to meet them where they are.
Silverflow , the new standard in payment processing , has partnered with Deutsche Bank to launch a new cloud-native payments platform across Europe. Integration time was slashed down as compared to legacy deployments, enabling Deutsche Bank to onboard new merchants more rapidly.
APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.
With the acceleration of digital commerce, both users and companies are demanding faster payments, especially in sectors where payments are a challenge, such as sports betting and online gaming. This was highlighted by Valentina Brero , Chief Product Officer at Do Payment.
For companies looking to scale, Independent Software Vendors (ISV) are a crucial tool that provides specialized software solutions that integrate seamlessly with existing business tools. ISV integrations offer numerous advantages, from improved functionality to a superior customer experience. The Benefits of ISV Integrations 1.
From retail apps offering one-click loans to HR platforms integrating earned wage access, the experience is fast, seamless, and invisible. The partnerships driving embedded finance are complex and expanding. A Market Racing Ahead of Its Controls The embedded finance industry in the UK is projected to reach $7.76 billion by 2029.
Companies published sustainability reports to satisfy investors and regulators, but these reports stayed in annual documents and never touched daily payment systems. Banks and Fintechs now add sustainability scores to every payment. ESG-linked trade finance and cash-management products are booming.
one of Europe’s leading financial services providers, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. The findings reflect an industry-wide shift toward faster, more adaptable payment methods that meet consumer expectations in an increasingly digital economy.
Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
Open banking technology provider Ozone API is joining forces with cloud consultancy Bespin Global to offer a new end-to-end open banking solution to US financial institutions. To ensure financial institutions can comply with the legislation, they will need to implement open, secure APIs using standardised data formats.
Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations. Jeeves VCNs also offer credit terms of up to 37 days, as well as cashback incentives for business-to-business spending.
A new partnership has been announced between Swedish embedded finance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embedded finance ecosystem and combat growing cyber threats.
However, the banks payments arm might be its next big engine of expansion. Its payments unit, processing nearly $10 trillion daily, chipped in $4.7 Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments I asked Max Neukirchen, global co-head of J.P. Morgan Payments.
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