The Payments Association

FEBRUARY 13, 2025

Designed for speed, interoperability, and user-friendliness, UPI has become the backbone of India’s payment ecosystem. Its key advantages include instant transactions, interoperability across banks and payment apps, low-cost processing, and enhanced security features.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

FEBRUARY 17, 2025

This presents a significant opportunity for mobile-first financial solutions to bridge the gap in financial inclusion by providing digital banking, payments, and credit access to those traditionally excluded from the formal financial system. trillion business opportunity by 2025.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Fintech News

NOVEMBER 12, 2024

These experts covered some of the industry’s hottest trends and most urging issues, including artificial intelligence (AI), quantum computing, digital assets, next-generation transactions, and financial inclusion. However, challenges remain, particularly regarding interoperability.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

Fintech Finance

JUNE 9, 2025

This investment reflects PayU GPO’s broader strategy to drive financial inclusion and modernise the continent’s payment infrastructure, while responding to rapidly shifting consumer preferences. The expansion comes at a time when alternative payment methods are on the rise across the region.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

The Fintech Times

JUNE 22, 2025

Operationalising a partnership that was agreed in 2022, Onafriq , the cross-border payments solution provider, and Pan-African Payment and Settlement System (PAPSS), the centralised financial market infrastructure across Africa, have launched a new cross-border payment service.

Cross-Border Payments 49

Cross-Border Payments Cross-Border Finance Settlement 49

Fintech News

DECEMBER 9, 2024

This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure. The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Fintech News

MAY 11, 2025

This technology-driven approach enables Thunes to support a wide variety of use cases including gig economy payouts, e-wallet interoperability, and financial inclusion efforts. XTransfer has built a global multi-currency settlement network backed by intelligent, automated risk management infrastructure.

Cross-Border Payments 121

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 121

Finextra

JULY 8, 2025

China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?

Global Payments 52

Global Payments Real Time Gross Settlement (RTGS) Cross-Border Cross-Border Settlement 52

The Payments Association

JANUARY 21, 2025

Their price stability, especially when fiat-backed, is proving vital for remittances, settlement processes, and even everyday payments. Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Both Open Finance and DeFi thereby champion the idea that your financial life belongs to you.

Finance 52

Finance Payment APIs and Integration API Regulations 52

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. He stated that the Figure Pay account will be interoperable with other accounts and payment methods (bypassing some of the vagaries of “closed” systems like MCX, now long-defunct).

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

Fintech News

JANUARY 15, 2024

Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants., designed to align with the country’s vision of a seamless, accessible, and interoperable payments ecosystem. Here are five interesting takeaways gathered from the interoperable SGQR+ trials.

Interoperability 117

Interoperability Cross-Border Payments Financial Inclusion 117

Faster Payments Council

JUNE 22, 2021

Faster Payments Council (FPC), in partnership with Glenbrook Partners, today released the research report, Why Interoperability is Important to Faster Payments. Interoperability has been a recurring theme across the FPC's work efforts and a hot topic within the industry at large in recent years," said FPC Executive Director Reed Luhtanen.

Interoperability 68

Interoperability Faster Payments FPC Research 68

Fintech News

DECEMBER 11, 2023

The first being the indirect model, where commercial banks manage CBDC wallets and settlements directly on the UDPN, while the central bank handles wholesale settlement between commercial banks and keeps all transaction records. The PoC explored two models. Globally, over 130 countries are exploring, developing, or have launched CBDCs.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech News

SEPTEMBER 10, 2024

Asia Pacific point-of-sale payment methods – Select markets, Source: Beyond Payments: Digitalization Trends in the Cross-Border Checkout Revolution, Deloitte, Jul 2024 Payment interoperability The growth of digital payment innovations in APAC has emphasized the need for connectivity and interoperability in both online and offline transactions.

Cross-Border Payments 109

Cross-Border Payments Cross-Border APACS Interoperability 109

Clearly Payments

JANUARY 4, 2024

Faster Settlements: Cryptocurrency transactions are typically faster than traditional banking transactions, providing merchants with quicker access to funds. This is particularly beneficial in industries where fast transaction settlements are crucial, such as e-commerce or high-frequency trading.

Cryptocurrency 105

Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

PYMNTS

SEPTEMBER 8, 2020

To have a digital currency, you need an instant payment system that is efficient and interoperable; an open system where you can create competition; and a currency that has credibility, is convertible and international,” he said, as per local media. Digital wallets that use QR codes will be interoperable with the system.

Digital Currency 87

Digital Currency Central Bank CBDC Instant Payments 87

M2P Fintech

AUGUST 25, 2023

Network inaccessibility keeps a large section of the population out of the ambit of digital payments and is a challenge to financial inclusion. This is a key step in accelerating financial inclusion and digital penetration among the masses. Fortunately, there’s a light at the end of this tunnel!

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

PYMNTS

AUGUST 21, 2020

As many as 80 percent of the 66 central banks polled by the Bank of International Settlements said they were at some stage of CBDC development. Interoperability Is Key. To get there, interoperability is key, said Cunha. Central bank digital currencies (or CBDCs) have been gathering steam, at least as a concept.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech Finance

FEBRUARY 6, 2024

” NPS-NCS and NEPALPAY are part of the National Payment Switch (NPS) initiative, the core infrastructure for routing and settlement of retail transactions to ensure interoperability of card and non-card-based payments within Nepal. Currently, domestic card transactions are routed through international payment gateways. .”

Interoperability 64

Interoperability Real Time Payments Non-Bank Financial Inclusion 64

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Fintech News

JUNE 19, 2024

Stablecoins can be backed by fiat currencies, commodities, or even other cryptocurrencies, and offer a range of benefits, including faster and cheaper cross-border transactions, increased financial inclusion, and the potential for programmable money. Project Orchid, and the 1st use of purpose bound money, in partnership with Grab.

Stablecoins 113

Stablecoins Cross-Border Cross-Border Payments Blockchain 113

The Fintech Times

SEPTEMBER 12, 2024

Kicking off proceedings in the morning on the main stage, Thomas Courtois , CEO of Nickel , the France-based neobank, highlighted the importance of financial inclusion in a modern economy. Courtois first explained that recent trends were positive: “Generally, we can say that financial inclusion has risen during the last year.

Central Bank 64

Central Bank Blockchain Financial Inclusion Interoperability 64

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

PYMNTS

JANUARY 21, 2019

The letter highlighted the role of faster payments as a panacea to financial inclusion problems in the U.S. The Fed’s real-time payments proposal, FIN says, will address these issues with a new, modern and interoperable system.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

The Fintech Times

JUNE 6, 2024

Project mBridge , a collaborative initiative involving multiple central banks and the Bank for International Settlements’ (BIS), h as reached an important development milestone. This allows it to serve as a testbed for additional technology solutions and interoperability with other platforms.

Participant 45

Participant Distributed Ledger Technology (DLT) Cross-Border Payments Cross-Border 45

Faster Payments Council

AUGUST 23, 2024

However, with the launch of FedNow and it's contemporary, ACH Real Time Payments, Pay-by-Bank is primed to launch as instant authorization and settlement is a significant benefit to all stakeholders in the payments ecosystem. Join a panel of merchant and provider experts as they discuss the use cases and potential of faster and A2A payments.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Fintech Finance

DECEMBER 13, 2023

The Central Bank will utilize ACI’s Digital Central Infrastructure , part of the award-winning ACI Enterprise Payments Platform to build the Central Infrastructure of an interoperable, countrywide scheme that includes centralized settlement and addressing services for the existing real-time payments schemes.

Real Time Payments 52

Real Time Payments Central Bank Financial Inclusion Payments 52

Segpay

JUNE 13, 2024

The Service Provider Showcase on FedNow Explorer includes a growing list of more than 100 payment processors, correspondents, banking operations, and application providers to help financial institutions connect and amplify their network. Interoperability: Designed to work alongside existing payment systems.

FedNow 52

FedNow Federal Reserve Real Time Payments Instant Payments 52

Fintech News

OCTOBER 16, 2024

Furthermore, a closer look will be taken at digital assets, including stablecoins, central bank digital currencies (CBDCs) and tokenised deposits, focusing specifically on interoperability and regulations.

FinTech 113

FinTech Cross-Border Payments AI Innovation 113

PYMNTS

AUGUST 29, 2018

Another 28 percent say that interoperability of systems is key. And consider the fact that Kenya – where credit scoring can lead to financial inclusion – noted that in its own statement on the initiative, such technology needs to make sure that “controls are in place” tied to the risk of emerging technologies.

Blockchain 40

Blockchain Distributed Ledger Technology (DLT) Financial Inclusion Interoperability 40

Payment Savvy

MAY 15, 2023

Interoperability FedNow intends to work seamlessly with other payment networks. It encourages financial institutions to provide affordable and user-friendly services to customers. This promotes greater financial inclusion and ensures everyone can access fast, reliable payment services.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

Faster Payments Council

SEPTEMBER 23, 2023

Here our experts discuss the challenges and opportunities for establishing interoperable directory capabilities in the United States. We will explore the launch of FedNow and the intricacies of operating with multiple instant networks. The US does not lack directory capability – we have an overabundance of it!

FPC 88

FPC Federal Reserve RFP Faster Payments 88

The Fintech Times

FEBRUARY 28, 2024

“The result is financial inclusion across many parts of the world, often poorer nations, is seriously undermined. The absence of interoperability between different systems can create additional barriers and inefficiencies, affecting the growth of payments.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

The Fintech Times

MARCH 20, 2024

Optimising consumer and business experiences During the event, Zhang Qingsong, deputy governor of the PBOC , stated that the rapid development and accelerated penetration of mobile payment in China in recent years have been pivotal in reducing transaction costs and promoting financial inclusion. in key cities and use cases.

Use Case 59

Use Case Online and Mobile Banking Government Governance 59

Finextra

JUNE 30, 2025

These may include cross-border payments and foreign exchange transactions, crypto trading in DeFi, on-chain settlement as well as cash, liquidity and collateral management. Stablecoins are increasingly seen as practical tools to broad institutional use for everyday financial transactions.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52