Fintech Finance

JANUARY 10, 2025

Bank Alfalah , a leading commercial bank in Pakistan with a network of over 1,000 branches, has announced its acquisition of a 9.9% The Bank’s fintech investment underscores its commitment to driving digital transformation and fostering financial inclusion across key markets.

Cross-Border 98

Cross-Border Cross-Border Payments FinTech Acquirers 98

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech News

JANUARY 26, 2025

Emerging trends such as cross-border payment systems and open banking initiatives are breaking down traditional barriers, fostering greater connectivity and efficiency in Asias financial landscape. This trend is fostering innovation and competition in the financial services sector.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

PYMNTS

SEPTEMBER 15, 2016

In an effort to bridge what is increasingly being known as the “inclusion gap” for minorities, Visa is finding promise in supporting products for financial inclusion in the credit union and community bank portfolio. To hurdle the financial gap that exists for these underserved populations in North America.

Financial Inclusion 76

Financial Inclusion Credit Union Underserved Non-Bank 76

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. Figure Pay, he said, is not built on traditional banking structures but “is a blockchain rail and a digital wallet that we think is infinitely more cost-efficient.”.

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

The Fintech Times

NOVEMBER 16, 2024

Armenia Population: +2,967,000 Capital, financial hub and largest city: Yerevan Gross domestic product (GDP) per capita: +$8,500 Access to a formal financial account (adults): 52.3 per cent Central Bank of Armenia (CBA) Armenia’s growth has been driven in part by its young, tech-savvy population.

FinTech 69

FinTech Central Bank Financial Literacy Online and Mobile Banking 69

Fintech Finance

MARCH 7, 2025

Growth is driven by financial inclusion, fintech innovation, and regulatory reforms. How does the rise of real-time payments impact traditional banking in Latin America? trillion by 2027. Despite this expansion, the region’s global market share will stay below 10%, far behind Asia-Pacific and North America.

Digital Payments 96

Digital Payments Payments Cryptocurrency Debit Card 96

The Fintech Times

FEBRUARY 4, 2025

Senegal is one of many countries across the Middle East and Africa trying to diversify its economy and future-proof itself by hosting financial inclusion by employing fintech solutions. However, Senegal remains a developing economy with significant challenges in financial inclusion , particularly in rural areas.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

The Fintech Times

JANUARY 31, 2025

Throughout January, The Fintech Times has been exploring the theme of ‘fintech for good,’ focusing on how fintech solutions support financial inclusion. Scotlands financial and professional services sector contributesover 14billion annuallyto the UK economy and employs 160,000 people.

FinTech 59

FinTech Financial Inclusion Research Governance 59

Fintech Finance

JUNE 9, 2025

This investment reflects PayU GPO’s broader strategy to drive financial inclusion and modernise the continent’s payment infrastructure, while responding to rapidly shifting consumer preferences. Meanwhile, Open Banking methods are rapidly gaining traction – CapitecPay transactions alone grew by 104% year-on-year.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

Financial Inclusion 143

Financial Inclusion Payments Push-to-Card Embedded Finance 143

The Payments Association

FEBRUARY 13, 2025

The UPI revolution: A digital payments game-changer UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that allows seamless fund transfers between banks using a mobile interface. These reforms promote Rupee-based trade settlements, reducing reliance on dominant global currencies.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Fintech News

DECEMBER 4, 2024

In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. We hear from industry experts on how embedded finance ensures the checkout experience is financially inclusive.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Fintech Times

APRIL 12, 2025

With access to more than 95 per cent of the worlds banked population, Rajnish Kumar , co-founder and CEO of Instapay Technologies, commented: This collaboration enables us to leverage Mastercards vast global payment network and cross-border transfer expertise. They can also conveniently track payments, fees and estimated delivery times.

Cross-Border 63

Cross-Border Visa Technology Cross-Border Payments 63

Fintech Finance

FEBRUARY 18, 2025

Mamo, co-founded in 2019 by ex-Google executives Asim Janjua and Imad Gharazeddine, was created to tackle the everyday banking challenges that SMEs face in the Middle East. The post Paymentology and Mamo Join Forces to Drive Financial Inclusion for SMEs Across UAE appeared first on FF News | Fintech Finance.

Financial Inclusion 59

Financial Inclusion Multi-Currency Debit Card Processors 59

Fintech Finance

FEBRUARY 18, 2025

Mamo, co-founded in 2019 by ex-Google executives Asim Janjua and Imad Gharazeddine, was created to tackle the everyday banking challenges that SMEs face in the Middle East. The post Paymentology and Mamo Join Forces to Drive Financial Inclusion for SMEs across UAE appeared first on FF News | Fintech Finance.

Financial Inclusion 59

Financial Inclusion Debit Card Multi-Currency Credit Cards 59

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

NOVEMBER 18, 2024

Buna enables financial institutions and central banks in the Arab region and beyond to send and receive payments in local and key international currencies in a secure, cost-effective and transparent environment.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Visa Participant 69

The Fintech Times

JANUARY 12, 2025

Bank Alfalah , a commercial bank in Pakistan with a network of over 1,000 branches, has acquired a stake in Jingle Pay , a UAE-born fintech specialising in cross-border money transfers licensed by the Dubai Financial Services Authority (DFSA). per cent equity in the fintech firm. per cent equity in the fintech firm.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Acquirers Multi-Currency 59

The Fintech Times

NOVEMBER 6, 2024

The collaboration leverages existing infrastructure and connections, avoiding the need for major investments or adjustments from banks while allowing them to service their consumer and corporate clients more effectively.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa Multi-Currency 59

The Fintech Times

OCTOBER 30, 2024

HSBC UK recently became the first major bank to enable international customers to leverage their international credit history to apply for a UK mortgage application. While this represents a significant step forward, should financial inclusivity have moved further ahead by now? Then we’ll make real progress.”

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 This transformation will enable low-cost access to financial systems, empowering underserved communities and fostering inclusion.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finezza

DECEMBER 4, 2023

Non-Banking Financial Companies (NBFCs) are making a behind-the-scene yet significant impact on the Indian economy. Despite not having a traditional banking license, they promote financial inclusion, support economic development, enhance innovation, and deepen financial markets.

Financial Inclusion 103

Financial Inclusion Non-Bank Economy Innovation 103

Fintech Finance

NOVEMBER 12, 2024

Sibstar , the UK’s leading debit card and app for people living with dementia, has today announced the appointment of GoHenry co-founder and CEO, Louise Hill, as a Non-Executive Director. I look forward to supporting its female-led team who are dedicated to protecting the financially vulnerable and creating safe spending for all.”

Debit Card 98

Debit Card Financial Literacy Non-Bank Financial Inclusion 98

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. Generative AI driving banking and fintech trends in India Generative is one of India’s biggest fintech trends highlighted in the report.

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

Fintech Finance

SEPTEMBER 27, 2024

This strategic partnership aims to empower Trinidad and Tobago to establish a reliable and efficient real-time payments platform for both person-to-person (P2P) and person-to-merchant (P2M) transactions, expanding digital payments in the country and fostering financial inclusion.

Real Time Payments 98

Real Time Payments Financial Inclusion Central Bank International Payments 98

Fintech News

FEBRUARY 13, 2024

Japan’s Mizuho Bank has announced an investment of up to INR 12 billion (US$ 144.43 This move is part of Mizuho’s strategic efforts to expand its footprint in Asia’s burgeoning financial markets, aiming to address the rapid growth and digital financial service needs in India.

Card Issuer 116

Card Issuer Non-Bank Financial Inclusion Issuers 116

Fintech News

FEBRUARY 14, 2024

million (THB 844 million) in Thai Credit Bank Public Company Limited to boost small business financing in the country with a particular focus on women-owned or led firms. The investment, a part of the Thai Credit Bank’s Initial Public Offering (IPO), marks IFC’s first foray into the Thai banking sector as a cornerstone investor.

Financial Inclusion 113

Financial Inclusion Non-Bank Underserved Finance 113

M2P Fintech

AUGUST 25, 2023

The customer-merchant Payment Service Provider (PSP) takes charge of the approval process through National Payments Corporation of India (NPCI), swiftly debiting the money from the issuer bank and crediting it to the merchant’s acquiring bank in under 60 seconds. Fortunately, there’s a light at the end of this tunnel!

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

Fintech News

MARCH 18, 2024

The company’s Mastercard Move service, connecting nearly 10 billion endpoints globally, including bank accounts and digital wallets, is part of this effort. It allows financial institutions to offer their customers international payment options to over 180 markets and a network covering more than 150 currencies and 3.5

Visa 117

Visa Cross-Border Payments Cross-Border Security 117

Fintech Finance

NOVEMBER 18, 2024

The CaaS model will provide banks, non-financial institutions, universities and fintechs with a comprehensive suite of digital payments services. Meanwhile, consumers will enjoy easy access to tailored digital financial products, such as youth and family banking.

Visa 105

Visa Non-Bank Payments Financial Inclusion 105

Finezza

NOVEMBER 3, 2024

Did you know that Non-Banking Financial Companies (NBFCs) can leverage data and digitisation to facilitate lending? It can lead to reduced costs, faster approvals, and increased financial inclusion. According to BCG, this might enable a 15X growth in this market, reaching INR 7 lakh crore in annual disbursements.

Financial Inclusion 78

Financial Inclusion FinTech Non-Bank Facilitators 78

Fintech Finance

APRIL 19, 2024

Nubank and Mastercard have released findings from a study measuring the financial inclusion impact on individuals, including some who have historically been on the margins of the traditional banking system in Brazil.1 The data revealed that providing the unbanked and underbanked (i.e.

Financial Inclusion 80

Financial Inclusion Visa Non-Bank Real Time Payments 80

FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. For its achievement, Home Credit was awarded the 2019 FICO® Decisions Award for Financial Inclusion.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

The Paypers

MARCH 27, 2023

Chinese multinational provider of comms technology Huawei has launched its Non Stop Banking initiative to enable banks to increase revenue and customer base, save operational costs and enhance financial inclusion.

Non-Bank 36

Non-Bank Financial Inclusion Technology 36