The Fintech Times

JANUARY 23, 2025

The latest to do so is PayJoy , the financial service provider to the underserved in emerging markets, as it reveals how smartphones are enabling working mothers in Mexico to have financial stability.

Finance 59

Finance Participant Economy Financial Inclusion 59

Fintech Finance

MARCH 24, 2025

Championed by the Central Bank of Somalia (CBS), the initiative marks a major step in modernising Somalia’s payment infrastructure, promoting financial inclusion and enhancing economic stability. The demand for secure, fast, and modern payment solutions has been pressing.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

Fintech News

DECEMBER 4, 2024

Financial inclusion will remain a key focus. As embedded finance becomes more sophisticated, it will likely expand its reach to underserved populations across Asia and beyond, enabling greater economic participation.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

Fintech Finance

JULY 9, 2024

This move aligns with NOW Money’s mission to offer inclusive financial solutions to underserved communities and improve the financial well-being of its users across the GCC. Convenient Digital Payments: Integration of the Mastercard with the NOW Money app allows for seamless financial management.

Visa 98

Visa Financial Inclusion Fraud Detection Financial Literacy 98

Fintech Review

JULY 10, 2024

These platforms leverage blockchain technology to create open, accessible, and secure financial systems that operate without the need for intermediaries like banks. As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech Review

NOVEMBER 27, 2024

Additionally, founders and owners may lack the financial tools and expertise needed to manage cash flow effectively, further complicating their growth potential. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. This democratisation of credit access fosters economic growth and resilience.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech News

JANUARY 7, 2024

The fundraise also saw participation from several venture capital firms including Jafco Asia, Skystar Capital, Sovereign Capital, and Gobi Partners. We firmly believe that rural bank digitisation is pivotal to nurture financial inclusivity in Indonesia. Indonesian fintech company KOMUNAL has secured US$ 5.5

Financial Inclusion 123

Financial Inclusion Underserved Participant Regulations 123

Fintech News

FEBRUARY 14, 2024

This initiative is part of IFC’s broader commitment to fostering financial inclusivity in Thailand, a commitment that saw a US$105 million loan extended to Thai Credit in July 2023 to support MSMEs, with a significant portion earmarked for WMSMEs.

Financial Inclusion 113

Financial Inclusion Non-Bank Underserved Finance 113

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. billion unbanked individuals globally, enabling participation in the formal economy and accelerating the transition to cashless societies.”

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

OCTOBER 30, 2024

While this represents a significant step forward, should financial inclusivity have moved further ahead by now? “With over 20 million underserved adults in the UK, it’s time to rethink access barriers. “Improving inclusivity means rethinking outdated regulations— particularly in the consumer credit market. .

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

Fintech Finance

OCTOBER 29, 2024

With only 48% of the adult population in Africa banked, according to the African Digital Banking Transformation Report ( [link] ), the collaboration between Orange and Mastercard is designed to accelerate financial access, contributing to the financial empowerment of underserved communities.

Visa 97

Visa Digital Payments Financial Inclusion Online and Mobile Banking 97

PYMNTS

APRIL 26, 2018

and around the world and finding the right partners to better midwife an era of democratized access to financial services solutions that need to vary and speak to the needs of the underserved population being helped. That means, according to Schulman, being a better cooperator in the U.S.

Financial Inclusion 51

Financial Inclusion PayPal Underserved Push-to-Card 51

FICO

MARCH 25, 2020

For its achievement, Home Credit was awarded the 2019 FICO® Decisions Award for Financial Inclusion. This type of financial inclusion is good for the consumer and good for our business. The team has been methodical in building a dynamic and robust scoring tool and Home Credit participates on the development.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

Fintech Finance

SEPTEMBER 12, 2024

Innovating for financial inclusion Zambia has taken great strides in narrowing its gap in financial inclusion. According to the latest data, levels of inclusion have improved ( [link] ) from 59.3% Offering microloans to underserved populations, Lupiya has played a pioneering role in bridging this gap.

Product 98

Product Financial Inclusion Debit Card Digital Payments 98

PYMNTS

SEPTEMBER 15, 2017

LendUp and Beneficial State Bank have a different approach: They want to invest and make money on their customers who are succeeding financially and are able to participate in the full spectrum of the financial system. And that, he said, is hard and time-consuming work.

Financial Inclusion 79

Financial Inclusion FinTech Credit Cards Caps 79

The Fintech Times

JANUARY 28, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. The key solution to ensuring underserved communities are empowered by fintechs is making their technology open-source.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

Fintech Finance

SEPTEMBER 24, 2024

The round was led by Indus Valley Capital, with participation from Gobi Partners, a prominent Asia-focused venture capital firm with US$1.6 With a clear path to scale by serving historically underserved users in Pakistan, Qist Bazaar is well-positioned to replicate the growth stories we’ve witnessed across the region.”

BNPL 104

BNPL Underserved Non-Bank Finance 104

PYMNTS

OCTOBER 23, 2020

The financial commitment from Mastercard and the Mastercard Impact Fund deposits the money into Community Development Financial Institution (CDFI) banks and Low-Income Designated credit unions, which assists women- and minority-owned businesses in underserved communities across the U.S.

Visa 108

Visa Underserved Small Business Credit Union 108

Clearly Payments

MARCH 11, 2024

Economic Implications in Payments The adoption of cryptocurrency has far-reaching economic implications for Canada, ranging from increased financial inclusion to enhanced economic competitiveness. Moreover, as Canada positions itself as a hub for blockchain and cryptocurrency innovation among the startup community.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

Fintech News

JANUARY 15, 2024

This allows participating wallets (both local and cross-border) and merchants to have a common standard interface for sending and receiving payment notifications. This broader perspective facilitates alternative credit scoring methods, potentially increasing lending to previously unserved or underserved segments.

Interoperability 117

Interoperability Cross-Border Payments Financial Inclusion 117

Center for Payments

OCTOBER 20, 2023

When recognizing Cybersecurity Month in October, it is important to consider the connection between cybersecurity, cutting-edge technology, and financial inclusion. Executives of financial institutions should have a good understanding of the importance of financial inclusion and the impact technology has on it is essential.

Financial Inclusion 40

Financial Inclusion Cybersecurity Innovation Online and Mobile Banking 40

Fintech Finance

MAY 9, 2024

We are thrilled to collaborate with Mastercard to advance financial inclusion in Africa through the Access Africa initiative,” said Robert Giles, Senior Advisory, Retail Banking, Access Bank. “By

Cross-Border Payments 98

Cross-Border Payments Cross-Border Visa Financial Inclusion 98

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. RCBC also launched RCBC Barangayan (village/community) Banking, blending human touch with digital finance to reach underserved communities.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Fintech News

MARCH 5, 2024

Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 109

Embedded Finance APACS Financial Inclusion CBDC 109

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

Instant Payments 69

Instant Payments Cross-Border Payments Financial Inclusion Underserved 69

Fintech Review

MAY 10, 2025

Until access to credit becomes more open and decentralised, banks will continue to shape who can participate in the economy. Fintech apps attract younger users, underserved populations, and digitally native businesses. This allows them to lend at lower cost and scale quickly. But it is changing the balance of power.

Central Bank 52

Central Bank Push-to-Card FedWire Regulations 52

The Fintech Times

JULY 28, 2024

“SteelWave Digital can further bridge the financial accessibility gap by expanding its strategic partnerships with global liquidity providers to enhance capital flows into underserved markets. These technologies need to be modern, not outdated. “In the world of finance, technology should and can serve people.

FinTech 92

FinTech Financial Inclusion Online and Mobile Banking Financial Literacy 92

The Payments Association

MARCH 18, 2025

In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations. The framework operates under a regulatory-driven model, requiring financial institutions to provide consumers with secure, API-based access to their data.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

MARCH 5, 2024

Through this payment linkage launched in December 2023, individuals can pay for goods and services by scanning the Hong Kong FPS QR code or the Thai PromptPay QR Code at participating merchants. 3 Programmable Money: Advancing Financial Inclusion or Creating Walled Gardens, Powered by J.P.

Embedded Finance 98

Embedded Finance APACS Financial Inclusion CBDC 98

The Fintech Times

NOVEMBER 13, 2024

A new financial service company bringing gamified wealth-building tools to low and middle-income earners has officially launched in Zambia. DigMo , which is licensed by the Bank of Zambia to operate a wallet, plans to support underserved users by providing access to engaging products with incentives.

Accounts 59

Accounts Financial Inclusion Underserved Participant 59

The Fintech Times

OCTOBER 29, 2024

Recognising this as an issue that needs to be solved, the collaboration between Orange and Mastercard aims to accelerate financial access and contribute to the financial empowerment of underserved communities.

Visa 59

Visa Financial Inclusion Online and Mobile Banking Debit Card 59

The Fintech Times

JANUARY 21, 2025

Netbank has partnered with Discovery Credit Solutions Corp (DCSC) to introduce a financial service solution designed to streamline loan management and improve financial access for underserved communities.The solution enables Discovery Credit Solutions to efficiently manage loan disbursements, collections as well as account reconciliation.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. IDRT, issued by PT Rupiah Token Indonesia, is widely used on centralised and decentralised exchanges, enabling seamless participation in decentralised finance (DeFi) ecosystems.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

Fintech Finance

FEBRUARY 26, 2024

This five-year initiative aims to advance digital financial inclusion for 20 million individuals, including women, small holder farmers (SHF), and nano, micro and small enterprise (NMSE) owners across low- and middle-income countries in Africa, Asia and Latin America. “At

Financial Literacy 52

Financial Literacy Finance Financial Inclusion Economy 52

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

FEBRUARY 16, 2024

The initiative addresses the serious challenges facing emerging economies globally in financial inclusion. These underserved communities also deal with such issues as workers sending money back home and being hit with unfair charges as high as 6.8 per cent. .

Bitcoin 72

Bitcoin Blockchain Economy Financial Inclusion 72