Fintech Finance

JULY 9, 2025

Paysend , the global Financial technology company, has teamed up with the world’s largest Spanish-language media network, TelevisaUnivision to launch a new campaign spotlighting the real people who are behind cross-border payments — construction workers, small business owners, and everyday families.

Financial Inclusion 59

Financial Inclusion Cross-Border Cross-Border Payments Authentication 59

The Fintech Times

FEBRUARY 4, 2025

Designed to serve the needs of micro and small businesses (SMEs) and freelancers, Yuze offers financial solutions that look to support local businesses and fuel growth in Indias economy. At Yuze, financial inclusion is at the core of everything we do. At Yuze we believe in financial inclusion for everyone.

Micro-Entry 72

Micro-Entry Financial Inclusion Underserved Small Business 72

Finextra

JUNE 11, 2025

Post-Independence (1947 - 1990s): Building the Foundation After independence, India focused on strengthening its financial infrastructure and extending banking services. Nationalization of Banks (1969, 1980): A major policy shift aimed at increasing financial inclusion and directing credit to priority sectors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Fintech News

APRIL 24, 2025

The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation.

FinTech 135

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 135

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. This democratisation of credit access fosters economic growth and resilience.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech News

DECEMBER 4, 2024

Source: Unsplash Small and medium enterprises are also getting in on the action. Fintech companies offering APIs and open banking standards have democratised access, allowing even small businesses to embed financial services without building them from scratch. Financial inclusion will remain a key focus.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

Fintech Finance

MARCH 5, 2025

It means our product strategy consistently aligns with key challenges and opportunities in Africa, addressing issues like financial literacy, seamless and safe transacting, fragmented payment systems, and the high cost of infrastructure upgrades in traditional banking.

Finance 52

Finance Financial Inclusion Financial Literacy Acquirers 52

Fintech Review

MAY 10, 2025

They have access to detailed financial data, including historical banking behaviour and collateral profiles. Many banks avoid lending to small businesses , younger borrowers, or those without formal employment. Fintech apps attract younger users, underserved populations, and digitally native businesses.

Central Bank 52

Central Bank Push-to-Card FedWire Regulations 52

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. AI must be both inclusive and explainable —capable of reaching those locked out of traditional credit systems, while remaining transparent and accountable. It expresses the views and opinions of the author.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

The Fintech Times

JULY 12, 2025

Through a new campaign, dubbed ‘Break Barriers’, Paysend and TelevisaUnivision plan to share real-life stories from Latin America and the Caribbean, highlighting various construction workers, small business owners, and everyday families that Paysend currently serves.

Cross-Border 49

Cross-Border Cross-Border Payments Financial Inclusion Underserved 49

The Fintech Times

JULY 17, 2025

Therefore, this July, we explore how the fintech industry can further increase financial inclusion in developing markets, identify regional trends and remove barriers to digital services. “As a result, even well-intentioned inclusion efforts can miss the mark. ” How has it got this far?

FinTech 45

FinTech Online and Mobile Banking Underserved Non-Bank 45

M2P Fintech

MARCH 24, 2025

Alternative Lending: Expanding Access to Credit Alternative lending platforms are revolutionizing access to credit, offering a vital lifeline for borrowers underserved by traditional institutions. This approach broadens financial inclusion and fosters economic growth by providing credit where it’s needed most.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

The Fintech Times

JULY 9, 2025

Harry Cranfield, head of partnerships at iwoca “LoanTube bringing their technology-led approach to the SME finance space is great news for underserved small businesses in a time where financial inclusivity is key,” said Harry Cranfield , head of partnerships at iwoca.

Underserved 64

Underserved Fraud Detection Small Business Financial Inclusion 64

Finextra

JUNE 23, 2025

The lending gap is still growing Access to finance is still a major hurdle for small businesses. This isn’t bad business. Lending models are stuck in the past Most small businesses today don’t rely on buildings or machinery to grow. Small businesses have changed. But that growth was weak.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

Finovate

JUNE 27, 2025

Co-founded in 2023 by Angel Onuoha and Ahmed Shehu, Zuvy provides invoice financing to businesses in the FMCG (“fast-moving consumer goods”) and healthcare sectors, as well as to companies in supply chain industries. “Financial inclusion is central to unlocking economic growth across the continent. .

Acquirers 105

Acquirers Privacy FinTech Consumer 105

The Fintech Times

APRIL 9, 2024

As BaaS evolves, it is helping fintech innovation reach new markets and underserved communities; which has the potential to greatly improve financial inclusion across the globe. BaaS means these businesses can focus on what makes them unique and inclusive.”

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

FICO

OCTOBER 25, 2016

That’s why FICO has announced the FICO Financial Inclusion Initiative , a global effort to increase access to affordable credit for consumers and businesses with limited or no credit history. The post New Ways to Score Risk Can Improve Financial Inclusion appeared first on FICO. For more information: [link].

Financial Inclusion 104

Financial Inclusion Risk Underserved Non-Bank 104

The Fintech Times

MAY 9, 2024

Paymentology , the global issuer-processor, has joined forces with Diamond Trust Bank , a tier-one East African commercial bank, in a move hoping to help drive financial inclusion in Kenya through the embedding of financial services, and deployment of Cards-as-a-Service (CaaS).

Financial Inclusion 104

Financial Inclusion Embedded Finance Payment APIs and Integration Non-Bank 104

Faster Payments Council

APRIL 29, 2021

During our Spring Conference earlier this month, we held a session called, "Faster Payments: Accelerating Financial Inclusion." It is really critical to think about how we, as an ecosystem, can come together and drive the right financial services for unserved and underserved consumers and small businesses."

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Financial Literacy 68

Fintech Finance

MAY 14, 2025

LuLu Financial Holdings , a leading global financial services conglomerate, has partnered with Abhi Middle East Limited to enhance financial inclusion and improve access to timely remittance solutions.

Financial Inclusion 75

Financial Inclusion Cross-Border Embedded Finance Underserved 75

Fintech News

SEPTEMBER 1, 2024

Nikhilesh Goel Nikhilesh Goel, Co-founder and Group CEO of Validus said, “By leveraging Batumbu’s unique position as the largest and only profitable digital SME financing platform in the country, we are committed to unlocking new opportunities for businesses, driving economic growth, and enhancing financial inclusion.

Financial Inclusion 123

Financial Inclusion Underserved Small Business Finance 123

Fintech News

SEPTEMBER 19, 2024

The aim is to enhance financial access for underserved retail customers and small businesses. The consortium, which holds over 20 financial service licenses across five Asian markets, aims to create an AI-driven virtual bank that empowers underserved communities through advanced technology.

Underserved 130

Underserved Cross-Border Financial Inclusion Interoperability 130

The Fintech Times

DECEMBER 26, 2023

Many individuals and small businesses grapple with a common challenge: limited access to traditional banking services. This underserved group encompasses those with minimal or no credit history, small businesses, and emerging demographics, including the youth and female populations.

Financial Inclusion 59

Financial Inclusion Underserved Small Business Finance 59

Fintech News

FEBRUARY 26, 2024

This project, set to span five years, targets the promotion of digital financial access for 20 million people, focusing on women, smallholder farmers, and small business owners in developing regions of Asia, Africa, and Latin America. said Ashley Olson Onyango, Head of Financial Inclusion and AgriTech, GSMA.

Financial Inclusion 103

Financial Inclusion Finance Financial Literacy Underserved 103

The Fintech Times

JANUARY 31, 2024

Lloyds Banking Group is shutting down its mobile van banking service this year and closing 123 branches, sparking concern over reduced access to essential financial services, particularly in rural and underserved areas. Having a financial inclusion mission means staying the course and keeping the tools for economic mobility in play.

Financial Inclusion 69

Financial Inclusion Bank Closure Online and Mobile Banking Underserved 69

Payments Source

MARCH 8, 2016

PayPal is partnering with venture development group Village Capital to accelerate financial technology innovation for underserved consumers and small businesses in the U.S., Latin America and India.

Financial Inclusion 63

Financial Inclusion PayPal Underserved Small Business 63

Fintech News

JULY 1, 2024

This funding will enable Validus’ Indonesian subsidiary, Batumbu , to expand its reach and support more local businesses. The collaboration between Oikocredit and Validus aims to address the significant SME funding gap in Indonesia, where many small businesses struggle to access funds from commercial banks due to data and risk issues.

Finance 113

Finance Security Underserved Financial Inclusion 113

The Fintech Times

MARCH 26, 2024

As insurers strive to meet the evolving needs of a digitally-savvy customer base while addressing the persistent challenge of financial inclusion, they are increasingly turning to fintech solutions. “These solutions enhance accessibility by providing digital insurance options tailored to the needs of underserved communities.

Underserved 115

Underserved FinTech Financial Inclusion Risk 115

Faster Payments Council

FEBRUARY 18, 2021

Faster Payments Council (FPC), a membership organization devoted to advancing faster payments in the United States, today announced it has launched two new FPC Work Groups: Financial Inclusion and Real-Time Recurring. For more information on the FPC, its current work efforts or to join, visit FasterPaymentsCouncil.org.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

Finovate

MAY 10, 2024

Experian launched Cashflow Attributes, a tool to offer lenders more data about underserved consumers. Lenders can use the insights to aid in their underwriting decisions, drive more personalized experiences, and help improve financial management tools.

Underserved 59

Underserved Consumer Identity Theft Underwriting 59

PYMNTS

OCTOBER 23, 2020

Mastercard is marking National Women’s Small Business Month by furthering its support of the female-founded impact investment platform CNote with an infusion of $20 million, the company announced Friday (Oct. This investment is part of Mastercard’s push to “help close the racial wealth and opportunity gap.”.

Visa 108

Visa Underserved Small Business Credit Union 108

Fintech News

FEBRUARY 14, 2024

million (THB 844 million) in Thai Credit Bank Public Company Limited to boost small business financing in the country with a particular focus on women-owned or led firms. Jane Yuan Xu “Dedicated financing for MSMEs, including WMSMEs, is critical for an inclusive and sustainable economy.

Financial Inclusion 113

Financial Inclusion Non-Bank Underserved Finance 113

Fintech News

JUNE 18, 2024

This investment from global nonprofit Accion aims to help Amartha expand its platform, offering a full range of financial products and services to underserved women-led small businesses in rural Indonesia using data and AI. Indonesian microfinance fintech company Amartha has secured a US$17.5

Underserved 113

Underserved Small Business AI Innovation 113

Fintech News

APRIL 29, 2024

The International Finance Corporation (IFC) has partnered with KB Kookmin Card (KBC), a South Korean credit card issuer, to enhance financial access for small businesses in Indonesia and promote digital inclusion in Thailand. Kim-See Lim “Financial and digital inclusion underpin resilient and inclusive growth.

Card Issuer 119

Card Issuer Best Practices Underserved Small Business 119

PYMNTS

JANUARY 14, 2021

“We are delighted to draw upon the expertise of top investors who know financial services and FinTech well, so that we can continue to build and open up access to affordable and transparent financial services for millions of underserved people and small businesses, and make inroads into financial inclusion in the region.”.

Finance 81

Finance Financial Inclusion Underserved Small Business 81

PYMNTS

SEPTEMBER 22, 2017

Promoting financial inclusion — a lofty ambition targeting two billion people around the world who currently live without the ability to securely send and receive money — is about more than taking cash away, handing those consumers an electronic payments solution and opening up bank accounts for them. But balances remain at zero.

Visa 64

Visa Financial Inclusion Small Business Point-of-Sale (POS) 64

Fintech News

OCTOBER 28, 2024

These awards highlight companies and individuals whose fintech initiatives have contributed to advancing financial technology, promoting financial inclusion, and improving service delivery. Each day, approximately 500 micro and small business owners use their app to apply/request for a business loan.

AI 108

AI FinTech Innovation Payment APIs and Integration 108