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FinTech Payment APIs and Integration Value Added Service 
The Payments Association
JUNE 9, 2025
RT2: Renewed real-time gross settlement marks transformation for UK payment providers 9 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? RT2, the UK’s new Real Time Gross Settlement service, and its transformative impact on the payments ecosystem. Why is it important?
88 
The Fintech Times
JANUARY 7, 2025
In recent years, the payments market has been marked by continuous dynamism, driven by disruptive innovations and the emergence of new paradigms based on open models. These technology-led changes have brought about a profound transformation in financial services, often described as a true revolution.
Fintech Finance
JUNE 23, 2025
RS2 , a global provider of payment software and processing solutions, has today announced it will collaborate with Visa , a world leader in digital payments, to offer an end-to-end acceptance infrastructure proposition.
The Fintech Times
JUNE 24, 2025
RS2 has partnered with Visa to launch a joint end-to-end payments infrastructure, combining Visa’s front-end services with RS2’s back-end processing to offer a scalable, cloud-native platform for banks, fintechs and merchants globally.
Finextra
JULY 5, 2025
Product managers and fintech founders on both sides of the Atlantic (especially in the US and EU) often face a strategic choice between these platforms. The Payments Giants at a Glance It helps to frame the comparison with scale and performance. Let’s dig in. In 2024, Stripe processed about $1.4 trillion (+33% YoY).
52 
Finovate
FEBRUARY 20, 2025
Payment and financial solutions provider Finzly announced this week that Live Oak Bank has enhanced its commercial and small business banking services by implementing Finzly’s Fedwire solution. It is the main network in the US used by businesses and government agencies for large and/or time-critical payments.
114 
The Fintech Times
FEBRUARY 13, 2025
SemanticPay , an AI startup, has emerged from stealth as it looks to enable AI-powered agents to transact and create value for organisations in the digital world. Its Agentic API layer will ensure that AI agents can access web services and data sources seamlessly, unlocking new opportunities for interaction and information retrieval.
59 
The Payments Association
MARCH 18, 2025
From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.
88 
The Fintech Times
JUNE 23, 2025
In 2022, Tuum , the core banking platform, and Salt Edge , a financial API platform with PSD2 and open banking solutions, partnered together to help European financial institutions get the most of open banking solutions. This way, we can focus on delivering innovative banking services, not just ticking compliance boxes.”
The Fintech Times
DECEMBER 24, 2024
Founded in Edinburgh in 2018, BR-DGE is a payment orchestration provider on a mission for hyper-growth. The company enables enterprise merchants, financial institutions, platforms and payment providers access payment tools and products via a single integration.
Finextra
JULY 14, 2025
South African Bitcoin startup MoneyBadger raises $400,000 South African Bitcoin and crypto payments solution provider MoneyBadger has closed a $400,000 (roughly R7m) pre-seed funding round. Says MoneyBadger CEO Carel van Wyk: “MoneyBadger was formed when Pick n Pay wanted to add Bitcoin payments to its point-of-sale systems.
69 
PYMNTS
JULY 7, 2020
This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings. Oxbury, ClearBank Pair for Payments. payment schemes. Oxbury , a U.K.-based
PYMNTS
NOVEMBER 23, 2020
Visa has wrapped up its acquisition of Latin American FinTech YellowPepper , the first deal of its kind by the financial giant in the region. In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Terms of the deal were not disclosed.
PYMNTS
JANUARY 15, 2018
that have encouraged data sharing between banks and FinTechs to regulations in the U.K. and EU like Open Banking and PSD2 that require such cooperation, APIs are emerging as an essential piece of the equation for payments innovation. 145 billion: the value of cross-border B2B payments as of December 2017.
77 
Fintech News
AUGUST 12, 2024
Despite facing funding challenges and navigating complex market conditions, the fintech sector in India continues to grow and evolve, with several emerging fintech trends in India poised to shape the future of the industry. Revenue from embedded finance in India is expected to grow at an annual growth rate of 30.4% billion by then.
116 
Stax
AUGUST 20, 2024
And it’s all thanks to embedded finance and embedded fintech. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Today, you don’t even have to exit the app. Everything is done under one platform. Embedded finance isn’t entirely a new concept.
Fintech Finance
SEPTEMBER 24, 2024
Worldline [Euronext: WLN], a global leader in payment services, has signed a contract with Anadolubank Nederland N.V. for its cloud-based instant payments solution. This partnership will enable Anadolubank to seamlessly comply with the new EU Instant Payments regulation.
PYMNTS
JANUARY 30, 2020
Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Mastercard Taps FinTech for Biz Card Boost.
64 
Fintech Finance
OCTOBER 24, 2024
Worldline [Euronext: WLN], a global leader in payment services, has announced plans to collaborate with Visa Acceptance Solutions, to launch an optimized fraud management solution. Fraud remains an ever-present threat1 in the payments and digital commerce ecosystem, and the landscape is continually changing.
105 
The Fintech Times
SEPTEMBER 25, 2024
is improving its compliance with EU Instant Payments regulation following a new partnership with payment services provider, Worldline. The new partnership will see Worldline provide Anadolubank with its cloud-based instant payments solution for five years, accelerating digital transformation while remaining compliant.
Clearly Payments
SEPTEMBER 13, 2024
A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. This integration helps businesses expand globally by supporting local payment methods.
PYMNTS
OCTOBER 14, 2020
To that end, Ken Gavrity , head of enterprise payments at KeyBank , told Karen Webster that companies must re-examine the most basic operations in order to stay afloat and maybe even thrive – or face existential threats as they mull the great digital shift. The pandemic has forced a fundamental reckoning for businesses large and small.
97 
Fintech Finance
JUNE 25, 2024
Wero , the new European payment solution developed by the European Payment Initiative (EPI) will be available to Computop customers from the moment it launches e-commerce payment in mid-2025. While payments between individuals will be available in 2024, online retailers will be able to offer wero payments by mid-2025.
PYMNTS
MARCH 18, 2019
An application programming interface (API) ecosystem isn’t only for the banking sector. Increasingly, the corporate back office has embraced API connectivity to achieve seamless data integration across various financial platforms. ” The API is an effective mechanism to facilitate that movement of data, he noted.
64 
PYMNTS
JANUARY 14, 2020
13), Visa said it will buy Plaid — which focuses on the development of application programming interfaces (APIs) that allow consumers to share their data with thousands of apps — for $5.3 In terms of mechanics, the acquisition — which involves a cash payment of $4.9 Call it an expansion of the Visa network-of-networks model.
63 
PYMNTS
MARCH 26, 2020
As Davis noted, larger banks, including regional players, tend to have their own technology platforms — and direct integrations into their own networks — to enable mobile and contactless payments. Though there has been an increasing spirit of cooperation between FinTechs and traditional FIs, there’s still a lot of ground to cover.
PYMNTS
JULY 16, 2020
This week’s Commercial Card Innovation Tracker finds the biggest names in the industry, as well as FinTech newcomers, stepping in to drive further adoption of the corporate card. This wasn’t the only initiative in the B2B payments space that American Express has announced this month. American Express Debuts AP Tool.
The Fintech Times
APRIL 2, 2024
ACI Worldwide , the real-time payments software provider, has partnered with Arab Financial Services (AFS), the Middle East and Africa region’s digital payment solutions provider and fintech enabler, to collaboratively drive digital payments modernisation for banks, fintechs and merchants across the region.
The Fintech Times
APRIL 30, 2024
This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. To adapt, traditional payment processors are enhancing their APIs for seamless integration and forming strategic partnerships with e-commerce platforms.
M2P Fintech
JULY 28, 2023
Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. But integrating modern debit card management systems into traditional banking infrastructures is no easy feat.
52 
Fintech Finance
APRIL 2, 2024
ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , has announced a 10-year strategic partnership with Arab Financial Services (AFS) , the Middle East and Africa region’s leading digital payment solutions provider and fintech enabler.
CB Insights
FEBRUARY 13, 2020
This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. To help enable online commerce, Stripe is building a suite of APIs that allow developers to implement its payment capabilities.
Fintech Finance
APRIL 17, 2024
A full-service payment solutions provider, Aurora Payments launches ARISE Payment Platform, a cloud-based, payment-agnostic modern payment system designed specifically for SMBs (Small and Medium-sized Businesses). Most customers now prefer credit cards and digital payments to cash.
52 
PYMNTS
FEBRUARY 28, 2020
An entrepreneur who opens a coffee shop or launches a FinTech startup isn’t in business to crunch numbers and file taxes. With more bookkeeping software solutions available on the market, B2B FinTech firms have come to tackle this point of friction for small business owners. “In retrospect, it was a big mistake.
Fintech Finance
MAY 29, 2024
Worldline [Euronext: WLN], a global leader in payment services, has signed a contract with Banque Raiffeisen , making them Worldline’s first client on its cloud-based instant payments solution in Luxembourg. We look forward to working more closely with Banque Raiffeisen in new and exciting ways.”
PYMNTS
JANUARY 3, 2020
With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. These firms also need to be connected to value-added services, such as affordable logistics service providers, access to a qualified workforce, automated payroll and taxation services.
Fintech Finance
JUNE 5, 2024
Issuer processing powerhouse Enfuce has today announced a new partnership with allpay Limited, the UK’s leading payments solutions provider, to integrate cutting-edge, secure cloud-based card payment solutions across the public sector services in the country such as local UK councils.
52 
PYMNTS
DECEMBER 27, 2019
While initially focused on the consumer market, open banking this year also began to demonstrate its potential value for the small to medium-size business (SMB) banking market. The key to open banking’s rising adoption in the SMB financial services market, he said, is data integration. In the U.S.,
PYMNTS
FEBRUARY 11, 2019
Supply chains aren’t so much chains as they are intricate webs of connections between business partners: buyers, suppliers, logistics providers, banks, customs agents, FinTech platforms — the list goes on. Payments cannot be made until goods are delivered and proof is sent that the delivery adhered to its contract.
PYMNTS
MARCH 4, 2020
.” It’s unclear what impact the allegations might have on American Express or its small business customer base, but the accusations have emerged during a time of growing competition in the commercial card market, with small businesses having more options should they choose to switch from a market heavyweight to a FinTech newcomer.
The Fintech Times
JUNE 9, 2024
Enfuce , the female-led issuer processor, has unveiled three new strategic partnerships, as it continues with expansion plans across the likes of the UK, France and Iceland; while dipping its toes into not only the fintech sector, but also telecommunications, the public sector and employee benefits.
The Fintech Times
APRIL 23, 2024
This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “These platforms, operating at the API layer, enable rapid and seamless integration of a wide array of financial services into e-commerce platforms. .
PYMNTS
MAY 16, 2016
In B2B payments, that means changes in how businesses access, protect and ultimately make their money. Explore how B2B FinTech is on the cusp of change as we break down all of the statistics and surveys below. Those services include bitcoin and peer-to-peer lending, analysts said. The times, they are a-changin’.
43 
PYMNTS
JUNE 12, 2019
It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.
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