Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted.

FinTech

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech

EBizCharge

JUNE 3, 2025

Enhanced fraud protection: With higher transaction volumes comes greater exposure to fraud risks. High-volume merchant accounts come equipped with advanced fraud detection tools and chargeback prevention features to safeguard merchants and their customers.

Volume

Stax

AUGUST 22, 2024

According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. However, setting up and managing a payment system can be complex and overwhelming. PayFacs also handle risk assessment, underwriting, settling of funds, compliance, and chargebacks.

Risk Management

Fi911

DECEMBER 19, 2023

In finance, AI’s role is becoming increasingly pivotal, particularly in fraud prevention and management. As digital banking services grow in popularity, the unfortunate byproduct is a corresponding rise in fraud. This trend underscores the question: Can AI truly integrate into the financial sector effectively?

Fraud Prevention

PYMNTS

MAY 5, 2020

In the age of the coronavirus, everyone is conducting all facets of daily life – commerce, banking, schooling, working – from home. Mobile transactions have become the latest opportunity for fraudsters,” he said. Mobile transactions have become the latest opportunity for fraudsters,” he said. Interacting With The Cardmember.

Fraud Detection

The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.

Global Payments

M2P Fintech

JANUARY 3, 2024

Core Banking Solution (CBS) promises a transformative leap for banks. It ensures banking functions are fully digital and compliant with modern banking standards. Migrating from Legacy Systems Transitioning from legacy to modern core banking platforms is a complex task.

Payment APIs and Integration

PYMNTS

OCTOBER 10, 2016

Whether it’s getting paid by corporate buyers with the sluggish paper check or facing the stamp of rejection on a bank loan application, SMEs aren’t in the easiest of spots to invest in new technology and human capital as the final quarter of 2016 commences.

Small Business

Fintech Review

DECEMBER 3, 2024

The Rise of Digital Wallets and Mobile Payments The proliferation of smartphones in the 21st century ushered in a new era of digital payments. Moreover, mobile wallets often integrate loyalty programmes and discounts, enhancing consumer appeal. Contactless cards later emerged, accelerating transactions and improving user experience.

Payment Solutions

M2P Fintech

JULY 28, 2023

Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. But integrating modern debit card management systems into traditional banking infrastructures is no easy feat.

Debit Card

FICO

APRIL 5, 2022

FICO's cloud fraud solutions have delivered a 15 percent cost reduction per customer account and a 20 percent improvement in fraud detection for online transactions. Itaú manages approximately a third of all credit cards issued in Brazil,” said Ulisses Okamoto, Fraud Risk Management Superintendent at Itaú Unibanco. “We

Fraud Detection

EBizCharge

JULY 16, 2024

This article will explore the essential aspects of staying compliant with NACHA rules, such as risk management, data security, authorization protocols, and more, to help institutions maintain the highest standards of operational integrity and customer trust. What is NACHA?

NACHA

Nanonets

AUGUST 16, 2024

In 2024, 88% of customers expect insurers to offer online self-service portals for claims, driving insurers to invest in user-friendly digital platforms to enhance the claims process. Claims process automation uses advanced technology to streamline insurance claim management. What is claims process automation?

Automation

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 2 Alami Sharia (Indonesia) Alami Sharia specialises in Sharia-compliant peer-to-peer lending.

FinTech

M2P Fintech

JANUARY 21, 2025

With its modular structure, Finflux by M2P supports diverse lending models such as microfinance, retail, and SME lending, making it an ideal solution for banks, fintechs, and financial institutions. With its pre-built third-party integrations and mobile capabilities, AllCloud offers a comprehensive solution to modern lending challenges.

Origination

Seon

JULY 10, 2024

However, the two often overlap, as both contribute to an organization’s overall risk management and compliance efforts. Fraud Monitoring Versus Fraud Transaction Monitoring The difference between fraud monitoring and fraud transaction monitoring lies in the scope and focus of the monitoring activities.

Transactions

Fintech Review

NOVEMBER 15, 2023

Decentralised Finance (DeFi) Decentralised Finance (DeFi) utilises blockchain and smart contracts to conduct financial services such as lending and trading without traditional banks. However, it also encounters risks such as smart contract vulnerabilities and regulatory uncertainties.

FinTech

FICO

MAY 27, 2021

OCBC , a multinational banking and financial services corporation headquartered in Singapore, launched an online 60-minute mortgage approval service for Singaporeans using FICO® Origination Manager. Debt Management. Decision Management Innovation. Read the full Alfa Bank story here. Regulatory Compliance.

Online and Mobile Banking

Stax

JANUARY 10, 2024

Basics of Credit Card Fees Credit card fees refer to a range of charges that are imposed by credit card issuers on cardholders and merchants for completing credit card payments, either online or in person. Rather, they negotiate with banks such as Chase or Citibank to receive a “merchant discount rate” that is passed onto them by their bank.

Credit Cards

EBizCharge

MAY 8, 2024

Your business can achieve this level of payment efficiency by knowing what a payment facilitator is and how it connects merchants and banking systems to accelerate and secure the flow of funds. Risk and compliance: PayFacs assume responsibility for underwriting and compliance risks as they onboard and manage sub-merchant accounts.

Facilitators

FICO

JUNE 14, 2021

Invitations to buy even the smallest items on an installment plan seem to be everywhere online, and in-store, too: called “buy now, pay later” or BNPL loans, these offers let consumers buy what they want, now, and pay for it over time in four equal payments. BNPL: Even the smallest purchases can now be broken into bite-size chunks. .

BNPL

The Payments Association

MAY 16, 2025

Each section includes an overview of the regulation, the legal and operational risks involved, and the practical actions required to support readiness and ongoing compliance. This standard introduces structured, enriched data formats for payment messagesimproving interoperability, fraud detection, and reconciliation.

Regulations

Fintech Labs Insights

JULY 16, 2015

Advisor Software uses APIs and apps in a hybrid cloud architecture to steer investment advisors away from traditional wealth management software that’s too rigid, difficult to integrate, expensive, and hard to scale.

Online and Mobile Banking

FICO

JANUARY 19, 2022

BNPL Fraud — When "Buy Now, Pay Later" Backfires. Darryl Knopp wrote: For banks with their own BNPL offering, a multi-layered approach to risk management and fraud protection is critical. Banks can deploy additional sophisticated technology measures to reduce card fraud. How to Fight Back.

Financial Crimes

Nanonets

AUGUST 1, 2023

Here's a step-by-step overview of how to audit software functions: Data Collection: The first step of collecting fin data from various sources, including bank statements, invoices, payment receipts, operational databases, spreadsheets, and other relevant repositories, is the most time-consuming of the entire operation.

Audit

Fintech Labs Insights

JULY 21, 2016

Digital startup bank Number26 pulled in the bulk of that landing a massive $40 million round. Digital bank startup. Online identity & payment services. Banking & money management for students. Banking & money management for students. Source: FinDEVr. Latest round: $40 million Series B.

FinTech

Fintech Labs Insights

AUGUST 22, 2024

Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe. Mahalo Banking: Raised $21M for its banking software; successfully launched new features, experiencing strong growth in client base. QuickFi : Reported a 45% increase in loan volume.

Online and Mobile Banking

The Fintech Times

APRIL 8, 2025

For years, digital transformation in banking was about moving services online, making transactions faster, automating back-end processes and improving the customer experience. That shift isnt just about chatbots handling customer queries or AI helping detect fraud. And not all banks are equipped to keep up.

AI

The Payments Association

APRIL 14, 2025

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.

Regulations