Fintech News

FEBRUARY 4, 2024

It promises to deliver improved fraud detection rates by an average of 20% and up to 300% in certain cases, thanks to its ability to process and enhance the overall DI score within a remarkable timeframe of less than 50 milliseconds.

Fraud Detection 88

Fraud Detection Visa AI Payments 88

Fintech Finance

DECEMBER 17, 2024

Enhanced Security: With the rise of digital payments, security is paramount. Visas AI-powered Anti-Money Laundering AI enhances fraud detection and prevention, while tokenization reduces fraud risk by replacing sensitive card details with unique tokens.

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

Core

MARCH 19, 2024

The solution: robust government fraud detection mechanisms for payment systems. Here’s what compliance managers and auditors need to know to strengthen internal fraud prevention and safeguard public funds. When fraud persists for over five years, the average loss increases to $800,000.

Fraud Detection 52

Fraud Detection Government Governance Compliance 52

Fintech Finance

JUNE 11, 2025

using 3DS Flex from Worldpay can enhance payments security and shopper experience while improving approval rates. By passing through authentication data to the issuer, merchants in the U.S.

Authorization 52

Authorization Fraud Detection Mitigation Issuers 52

Stax

APRIL 3, 2025

From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. TL;DR An eCommerce payment solution allows online businesses to accept payments securely and efficiently.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 4, 2024

To stay ahead of fraud means merchants must understand the threats, use trusted and secure providers, and keep up to date on payment security trends. So, let’s dive into payment security, touching on the basics of what you need to know to ensure secure payments.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Clearly Payments

JANUARY 21, 2025

Despite the volume and variety, many still rely on outdated systems that pose significant challenges: Inefficiency: Legacy systems often require manual intervention, increasing the time and cost of processing payments. Security Risks: Older systems are more vulnerable to cyber threats, putting sensitive citizen data at risk.

Government Payments 59

Government Payments Government Governance PCI DSS 59

Fintech Finance

OCTOBER 28, 2024

Worldpay ® and Capital One have joined forces in a new collaboration to optimize payment fraud decisioning and enhance payment security and efficiency with a data sharing agreement.

Authorization 103

Authorization Transactions Fraud Detection Issuers 103

Fintech Finance

AUGUST 15, 2024

Sionic , a leading provider of real-time, Pay-by-Bank Commerce (PbBC) services, today announced the launch of its comprehensive fraud detection and mitigation service built exclusively for real-time, bank-to-bank payments at checkouts, whether online, mobile or in-store.

AI 97

AI Fraud Detection Technology Real Time Payments 97

The Payments Association

JUNE 26, 2024

The digital payments landscape is evolving rapidly due to technological advancements and changing consumer preferences. Key challenges include ensuring payment security amidst increasing cyber threats, which necessitates the use of robust encryption, tokenization, and fraud detection systems.

Digital Payments 110

Digital Payments Fraud Detection Regulatory Compliance Encryption 110

Finextra

JULY 7, 2025

This broad applicability in banking (from automating fraud reviews to generating customer communications) underscores how financial firms are integrating GenAI into their core workflows more aggressively than most. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

EBizCharge

JANUARY 14, 2025

Data encryption is crucial for a payment gateway since it converts sensitive information, like credit card details, into a secure format to prevent unauthorized access during online payments. Fraud detection and prevention are critical features of a payment gateway. How much does a payment gateway cost?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

MARCH 18, 2025

Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience. By protectin g payments in Sage 100, your company can reduce the risk of data breaches and fraud, ensuring a secure experience for all parties involved.

Credit Cards 52

Credit Cards Process Security Data Breach 52

The Payments Association

AUGUST 7, 2024

.” • Entersekt’s Market Presence was rated Excellent: “Entersekt demonstrates a strong vertical focus in financial services with its authentication and payment security capabilities. Read more

Account Takeovers 88

Account Takeovers Accounts Fraud Detection Authentication 88

PYMNTS

AUGUST 24, 2018

“We are excited to continue partnering with KeyBank to deliver client-centric solutions and artificial intelligence capabilities beyond card payments,” Raj Seshadri, president of U.S. We are tapping our deep capabilities in data analysis to help KeyBank with fraud detection.”. issuers at Mastercard, said in the announcement. “We

Fraud Detection 42

Fraud Detection Visa AI Authorization 42

Segpay

FEBRUARY 21, 2024

Generative AI in Digital Payments: Enhanced Fraud Detection: Generative AI improves the security of digital payments by enhancing fraud detection mechanisms. This makes real-time detection and prevention possible.

AI 105

AI Innovation Fraud Detection Encryption 105

The Payments Association

JUNE 16, 2025

Merchant Payments 2025: The Innovation Divide in Numbers 72% of UK merchants say high transaction fees are a challenge to their business, making it the most frequently cited operational pain point in 2025. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Fintech News

MARCH 27, 2024

In response to the escalating challenge of digital fraud, Visa has introduced Visa Deep Authorization (VDA), a solution utilising deep learning technology and vast data analysis to improve CNP payment security without hindering the user experience.

Fraud Prevention 109

Fraud Prevention AI Value Added Service Blocks 109

Fintech News

MAY 22, 2024

This enhanced capability allows Mastercard to detect complex fraud patterns and protect future transactions against emerging threats. The generative AI-based predictive technology has doubled the detection rate of compromised cards while simultaneously reducing false positives in fraud detection by up to 200%.

Compromise 119

Compromise Visa AI Fraud Detection 119

The Payments Association

FEBRUARY 13, 2025

Decreasing authorised push payment (APP) fraud, for instance, is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. The rise of instant payments has significantly shortened fraud detection windows, increasing the challenge for financial institutions. million in 2023.

Authentication 88

Authentication Risk Compliance Fraud Detection 88

PYMNTS

AUGUST 1, 2016

No incessant authentication requests … all without sacrificing their security. Enter intelligent Payment Security. These intelligent solutions not only let you build a secure e-commerce strategy centered on customer value, but also a broader digital business transformation plan focused on competitive advantage.

Payment Security 40

Payment Security Security Fraud Detection Card Issuer 40

The Payments Association

MARCH 18, 2025

For payments providers, this blurs the line between transaction services and credit enablement, with implications for product strategy and partnerships. Fraud detection and risk management are also evolving.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

DECEMBER 9, 2024

Strengthen Fraud Prevention Measures Implement robust fraud detection and prevention systems to minimize the occurrence of fraudulent transactions. Use address verification, CVV checks, and fraud scoring models to identify potentially fraudulent orders.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Payments Association

DECEMBER 11, 2024

These challenges are exacerbated by the rapid pace of transactions facilitated by real-time payment systems, which significantly reduce the window for traditional verification processes, necessitating advanced solutions that provide near-instantaneous fraud detection.

Fraud Prevention 88

Fraud Prevention Risk Assessment Account Takeovers Payments 88

The Paypers

MARCH 30, 2017

(The Paypers) Mastercard has announced plans to acquire NuData Security , a company that focuses on online and mobile fraud detection via passive biometrics, for IoT payment security.

Payment Security 28

Payment Security Visa Acquirers Security 28

PYMNTS

JUNE 20, 2019

Between data breaches exposing customer details and card information and the rise of card-not-present fraud as operations move online, digital businesses are challenged to stay abreast of payment security trends — and fraud is a massive issue for firms large and small.

B2B 73

B2B Fraud Detection Third Party Vendors Payments 73

PYMNTS

OCTOBER 13, 2017

To put it another way, the theme of the fairy tale applies to the transactional world in which we live — getting it all just right and in balance, a crucial concept when it comes to the consumer experience and security in card-not-present (CNP) transactions. Now, “one of the nice things about 3D Secure 2.0”

Payment Security 43

Payment Security Security Online and Mobile Banking Issuers 43

PYMNTS

OCTOBER 30, 2020

One example of how we quickly responded to our clients was by offering an additional layer of fraud detection as they transitioned to CNP payment options. We activated trials of additional services with our partners to yield the best possible conversion rate, while keeping fraud in check.

Risk 89

Risk Fraud Detection Government Governance 89

EBizCharge

MARCH 7, 2025

Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Leveraging machine learning and AI, the platform offers comprehensive monitoring and fraud detection capabilities.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

EBizCharge

APRIL 24, 2025

A processor that supports popular payment methods can streamline the payment process, ensuring more transaction efficiency and a seamless customer checkout experience. Payment security standards Since payment security is non-negotiable, your payment gateway provider should be PCI-compliant and offer advanced security features.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech Review

MARCH 31, 2025

By leveraging Feedzais AI-native, real-time fraud prevention and merchant monitoring platform, Highnote was able to swiftly bring its acquiring solution to market while meeting stringent regulatory requirements. We’re excited to drive secure, compliant expansion for Highnote and to set new benchmarks for payment security.”

Fraud Prevention 52

Fraud Prevention Acquirers AI Financial Crimes 52

The Fintech Times

DECEMBER 21, 2023

First is an expected uptick in utilising AI for more complex processes, like data analysis and fraud detection. This will result in improved efficiency and security, but it will also involve the challenge of adhering to evolving regulatory guidelines and cybersecurity measures.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Online and Mobile Banking Payments 115

Clearly Payments

DECEMBER 18, 2023

AI’s real-time fraud detection capabilities, as evidenced by an 80% reduction in fraudulent attempts according to Juniper Research, will fortify financial security by swiftly identifying and preventing unauthorized transactions.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

PYMNTS

JULY 24, 2019

Security as an Added Benefit. The Faster Payments Tracker also noted the real-time payments network’s ability to reduce fraud, include payment data with transactions and more easily automate payments. Security has become more integral in increasing confidence and boosting adoption of real-time payments. “We

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

PYMNTS

JULY 2, 2018

Payment security technology provider Wibmo is rolling out an upgraded anti-fraud solution for its bank customers to safeguard their electronic payments services. The solution replaces eGuard, its first-generation fraud protection solution. In a press release issued late last week, Wibmo – which is based in the U.S.

Fraud Detection 40

Fraud Detection Mitigation Payment Security Authentication 40

EBizCharge

NOVEMBER 27, 2024

Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process. Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS).

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52