The Payments Association

MARCH 25, 2025

The fintech sector is evolving rapidly, transforming financial transactions, but it is also facing growing regulatory scrutiny and risks, such as fraud and cybersecurity threats. As director/MLRO of SENDS, a UK-licensed EMI, I see AI’s potential in fraud prevention, AML, and compliance.

Regulatory Compliance 136

Regulatory Compliance AML Compliance PCI DSS 136

Fintech Finance

FEBRUARY 17, 2025

This initiative significantly improves operational efficiency while adhering to world-class compliance and risk standards such as PCI-DSS Level 1, FATF and more. “Compliance is the foundation of trust in global payments.

Compliance 59

Compliance Payment Solutions Global Payments Risk 59

Clearly Payments

NOVEMBER 18, 2024

Chargeback Dispute Statistics for Merchants The Average Chargeback Rate The Importance of Chargeback Management A chargeback occurs when a cardholder disputes a transaction, resulting in a reversal of funds. Skills Required: Attention to detail, familiarity with card network rules, and proficiency in analyzing transaction data.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Stax

MARCH 11, 2025

The payment processor : this is the payment services provider that handles the verification and transfer of data and funds between the financial institutions involved in that transaction. The customer will input the required payment information on the page and then click Pay to authorize the transaction.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MARCH 18, 2025

billion transactions and $9.76 The payment processing process involves several key players working together to ensure efficient transactions: Merchant – The individual or business accepting payments in exchange for goods or services. Payment processor – The company managing the transaction process. trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

APRIL 8, 2025

This article explores the key factors that influence credit card processing rates in 2025, particularly helpful for small business owners looking to keep their credit card transaction fees as low as possible. Always review pricing models, monthly fees, per-transaction markups, hidden fees, and contract terms before making a decision.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

MAY 27, 2025

Thankfully, payment analytics are a powerful tool that provides actionable insights into customer transactions. By analyzing transaction data, businesses can identify consumer payment trends and tailor marketing strategies to deliver personalized experiences that enhance customer satisfaction and loyalty. What are payment analytics?

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

MARCH 4, 2024

To stay ahead of fraud means merchants must understand the threats, use trusted and secure providers, and keep up to date on payment security trends. TL;DR The PCI DSS determines security protocols and sets the standards for payment security. Outside of standard card transactions, mobile wallets are gaining popularity, with 3.4

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Clearly Payments

JANUARY 8, 2024

In this guide, we go into the topics of risk management in payment processing, equipping merchants with the knowledge and strategies needed to secure their transactions. Merchants must familiarize themselves with the diverse risks associated with payment processing, encompassing fraud, chargebacks, and cybersecurity threats.

Risk Management 97

Risk Management Risk PCI DSS Process 97

EBizCharge

MARCH 18, 2025

These gateways act as a bridge between your business and financial institutions to process customer transactions quickly and securely. PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

MAY 5, 2025

fraud triggers, insufficient funds). Fraud detection systems might not be active in the sandbox, leading to a false sense of security. Hosted off-site Integrated into your store A hosted off-site gateway takes the customer away from your site to complete the transaction. Know the costs Next, take a look at the fees.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 7, 2025

Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. These integrations also offer competitive transaction fees, making it a cost-effective choice for businesses handling high-volume transactions.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

JANUARY 16, 2025

Understanding financial transactions has never been more crucial for businesses. One key element in this realm is the merchant category code (MCC), a seemingly obscure concept thats vital to how transactions are processed. These codes help identify what a business sells during credit card transactions.

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

EBizCharge

MARCH 31, 2025

From seamless integration with Sage accounting software to transparent pricing and robust security features, selecting the right provider ensures smooth transactions and financial accuracy. These providers act as intermediaries between merchants, banks, and payment networks, ensuring transactions are processed securely and efficiently.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Clearly Payments

FEBRUARY 7, 2024

Merchants rely heavily on payment processing systems to facilitate seamless transactions and drive revenue growth. These metrics provide valuable insights into various aspects of payment processing, including transaction volume, customer behavior, and financial health.

Process 98

Process PCI DSS Processing Costs Payments 98

EBizCharge

NOVEMBER 27, 2024

This article will explore the intricacies of Internet merchant accounts, detailing their importance for online transactions and guiding you through the setup process. It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Clearly Payments

SEPTEMBER 13, 2024

Payment orchestrators streamline the process of routing transactions to the most appropriate payment providers based on various factors such as cost, success rates, currency, and geographical location. Smart Transaction Routing: A key feature of payment orchestrators is the ability to route transactions intelligently.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. Key Statistics Over 83% of in-store transactions are paid using credit or debit cards. Pros Fast and secure transactions. Transaction fees range from 1.5% per transaction.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Stax

MARCH 26, 2024

Online terminals (sometimes referred to as virtual terminals) power various types of transactions, including eCommerce and payments made over the phone. TL;DR Virtual terminals power various types of transactions. This security infrastructure protects sensitive payment information during transactions, building customer trust.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

Stax

JUNE 4, 2024

Selecting the right payment processing software is crucial for any business aiming to streamline transactions and enhance customer experience. For example, Stax offers lower transaction fees for high transaction volumes. And the risk of losing your customer data and transaction history is too great to ignore.

Process 88

Process PCI DSS Payment APIs and Integration Payments 88

Stax

AUGUST 29, 2024

The best PSP is the one that provides the right package of payment options for your customer base, adequate fraud detection & prevention tools, scalability, robust customer care services, and charges affordable processing fees.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

The Fintech Times

DECEMBER 14, 2023

Cross-border payments consultancy FYST has revealed the biggest trends in acquiring, including how the sector is tapping into artificial intelligence to boost fraud detection and optimise payment authorisation. For card acquiring specifically, the volume of transactions grew at 23 per cent over the same period.

Acquirers 59

Acquirers PCI DSS Fraud Detection Cross-Border 59

EBizCharge

APRIL 24, 2025

Real-time payment visibility: With real-time transaction tracking, your team can immediately see the status of payments whether pending, completed, or failed without leaving Salesforce. A well-configured installation will ensure transaction data successfully transfers between the payment gateway and your Salesforce system.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. TL;DR Digital payment methods have significantly transformed how we conduct transactions, making physical wallets increasingly obsolete. All you need to use a digital wallet is a smartphone.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Clearly Payments

JUNE 7, 2024

These APIs allow mobile apps, websites, software platforms, and other devices to seamlessly call the payment gateway to conduct transactions and retrieve or send data. This article covers how payment gateway APIs work, their components, and their role in ensuring secure, efficient financial transactions. What is a Payment Gateway API?

Payment Gateways 59

Payment Gateways Gateways API Payment APIs and Integration 59

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Whether youre exploring how to set up credit card processing or want to understand various security measures, this article will serve as your guide to leverage Acumatica to transform credit card transactions.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

APRIL 22, 2025

Since the ways merchants handle transactions can make or break their success, integrating a reliable and robust payment processing system that syncs with their other business systems can be invaluable. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

M2P Fintech

DECEMBER 17, 2024

Every online transaction involves four key parties: Merchant Customer Issuing bank (the customer’s bank) & Acquiring bank (the merchant’s bank) A robust system is essential for tracking and managing data effectively to enable seamless transactions among these parties. What is a Merchant Management System (MMS)?

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

Payment Savvy

JULY 3, 2024

As the preferred method for many, debit card transactions offer convenience, security, and immediate fund transfers, making them integral to modern commerce. Debit card processing refers to the series of steps and technologies involved in handling transactions made using debit cards.

Debit Card 52

Debit Card Process PCI DSS Processors 52

The Payments Association

OCTOBER 4, 2024

The card payment industry has transformed how consumers and businesses handle financial transactions, with credit, debit, and prepaid cards playing a central role in everyday commerce. Security concerns and fraud prevention One of the most significant challenges is the persistent threat of fraud.

Online and Mobile Banking 88

Online and Mobile Banking Cross-Border Payments Cross-Border Alternative Payment Methods 88

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. Merchant accounts form an essential piece of payment infrastructure for businesses that want to process online transactions.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Clearly Payments

FEBRUARY 12, 2024

These networks have transformed the way payments are processed, moving from paper-based transactions to electronic authorizations and settlements. The next biggest isn’t Mastercard but UnionPay, a China-based payment network that dominates financial transactions in much of the Eastern Hemisphere. Then comes Mastercard, with 24%.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Fintech Finance

MARCH 22, 2024

Built in-house, this solution will also help Indian businesses reduce chargebacks and disputes, thereby empowering them with tools strategically designed to combat fraudulent transactions with precision and securing financial stability.

PCI DSS 52

PCI DSS Payment APIs and Integration Risk Management Payments 52

EBizCharge

MARCH 12, 2024

Debit: Processing debit cards is often less expensive than credit cards since these transactions typically have lower processing fees, which can be beneficial for companies looking to minimize their expenses. Customers simply select the desired payment method and authorize the transaction to purchase.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Segpay

MARCH 10, 2025

Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms. A payment gateway for online gaming plays a critical role in ensuring fast, secure, and seamless transactions. What is a Gaming Payment Gateway?

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Stax

JANUARY 8, 2024

TL;DR Four main types of risks come with payment facilitation: compliance risks, operational risks, transactional risks, and reputational risks. Transactional risks These are the risks that may arise from the processing of transactions on your platform. The PayFac is liable for all the transactions that happen on its platform.

Risk Management 88

Risk Management Risk Money Laundering Procedures 88