The Payments Association

JANUARY 21, 2025

These innovations are redefining how payments are processed and driving efficiency, enhancing security, and creating personalised customer experiences. Businesses increasingly leveraged BNPL services to improve cash flow flexibility, while AI played a crucial role in enhancing fraud prevention and transactional security.

Payments Trends

Fintech Finance

JULY 29, 2025

Businesses can now leverage AstroPay’s established connections to multiple local and international payment schemes, along with its multicurrency wallet, card issuing capabilities, and regulatory compliance framework across multiple jurisdictions. “We’ve built the financial infrastructure that powers our global wallet.

Payment APIs and Integration

Finextra

JULY 21, 2025

Legacy systems with hardcoded logic and manual processes struggle to accommodate rapid regulatory changes while maintaining audit readiness. The compliance burden extends beyond implementation to documentation and reporting.

Payment APIs and Integration

Fintech Finance

FEBRUARY 17, 2025

Fintech compliance is an increasingly important aspect of the financial industry. As the fintech industry continues to grow and evolve, so do the demands for regulatory compliance. “Compliance is the foundation of trust in global payments.

Compliance

Fintech Finance

JULY 29, 2025

Businesses can now leverage AstroPay’s established connections to multiple local and international payment schemes, along with its multicurrency wallet, card issuing capabilities, and regulatory compliance framework across multiple jurisdictions. We’ve built the financial infrastructure that powers our global wallet.

Payment APIs and Integration

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. banks face challenges in AI adoption, such as regulatory compliance and risk management.

AI

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. Unlike standard merchant accounts available globally, Canadian merchant accounts are tailored to meet the regulatory, banking, and processing requirements unique to Canada.

Process

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. In the case of most, fraud risks emerge from routine processes and relationships. What’s next?

Crime

The Fintech Times

DECEMBER 9, 2024

By streamlining transaction processes and enhancing customer satisfaction, were empowering our customers to strengthen their market presence while addressing merchants’ needs for operational efficiency and future-proofing.” ” What trends in in-person payments do you see shaping the future?

Payment APIs and Integration

Finextra

JULY 29, 2025

Businesses can now leverage AstroPays established connections to multiple local and international payment schemes, along with its multicurrency wallet, card issuing capabilities, and regulatory compliance framework across multiple jurisdictions. “We’ve built the financial infrastructure that powers our global wallet.

Payment APIs and Integration

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution).

Financial Crimes

The Payments Association

APRIL 7, 2025

It underscores the critical need for advanced technologies, regulatory compliance, and comprehensive strategies to effectively combat financial crime and safeguard the financial ecosystem What’s next? Why is it important?

Financial Crimes

Finextra

AUGUST 11, 2025

Criminal networks use advanced digital tools to manipulate transactions, disguise suspicious activities, and exploit weaknesses in auditing processes. For the UK’s financial industry, the stakes are high: the faster fraud is detected, the more trust and stability can be maintained. The result? Published author on SSRN.

Accounts

Fintech News

APRIL 24, 2025

Matrixport processes over $5 billion in trading volume each month and is supported by major investors like Lightspeed, IDG Capital, and Qiming Venture Partners, according to its website. HashKey focuses on regulatory compliance, security, and innovation. billion analytics and fraud detection Acko Insurance 1.07

FinTech

The Payments Association

DECEMBER 18, 2024

.” Stephen Bowe, chief product officer , highlights, “As the adoption of digital payments worldwide continues to grow, fraud will remain a major challenge, and therefore, the next for better protective measures increases. Consumer demand accelerates this process by seeking more agile, transparent, and secure transactions.

Cross-Border

M2P Fintech

APRIL 17, 2025

Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API

The Fintech Times

MARCH 13, 2025

For digital platforms, processing pay-ins (customer payments) and pay-outs (disbursements to creators, merchants, or partners) comes with transaction fees that impact margins and cash flow. At the same time, Aleph monetises the ad inventory, ensuring that what would have been a payment processing cost now becomes a revenue-generating asset.

Cross-Border Payments

The Payments Association

APRIL 28, 2025

Triple Threat Challenge Landscape Regulatory compliance, customer needs understanding, and digital transformation each represent 11% of reported challenges, creating unprecedented pressure from all fronts simultaneously. Other challenges are less prominent but still noteworthy. Regional variations are pronounced.

Cross-Border Payments

EBizCharge

MARCH 31, 2025

When managing a business with Sage software, choosing the right merchant services provider (MSP) can significantly impact payment processing, cash flow management, and overall efficiency. That said, merchant services providers are integral to Sage payment processing. What is a merchant services provider?

Service Provider

Finextra

JULY 7, 2025

However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. These facilities offer flexible, scalable solutions with high availability, security and built-in regulatory compliance, eliminating the burden of managing an entire data centre.

FinTech

M2P Fintech

MARCH 24, 2025

Loan Management System: An Overview A loan management system (LMS) is a comprehensive software solution that assists financial institutions in overseeing the entire loan lifecycle, from initial processing to final repayment. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration

The Fintech Times

FEBRUARY 28, 2025

Meanwhile, Arva AI tackled inefficiencies in know your business (KYB) verification, leveraging artificial intelligence to speed up compliance processes. Chinas eCNY pilot, which has already processed $900billion, was highlighted as a case study in large-scale CBDC adoption. The one thing all companies showcasing had in common?

Embedded Finance

Finextra

AUGUST 1, 2025

From automating compliance processes and customer interactions to enhancing fraud detection, AI’s integration into fintech operations is profound. India’s fintech sector, leveraging AI to accelerate KYC processes and customer engagement, exemplifies this trend.

FinTech

The Fintech Times

APRIL 12, 2025

As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services.

Embedded Finance

Finextra

JUNE 6, 2025

However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities. AI can also help predict the probability of defaults by detecting patterns that indicate possible financial difficulties such as unstable payments on other instalment plans.

BNPL

Finovate

DECEMBER 11, 2024

LexisNexis Risk Solutions has signed an agreement to acquire document authentication and fraud detection solutions provider IDVerse. The acquisition will enhance LexisNexis Risk Solutions’ ability to combat emerging threats such as AI-generated fraud and deepfakes. Terms were not disclosed.

Risk

Fintech Weekly

JULY 31, 2025

Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more Artificial intelligence has become the backbone of modern financial technology, powering everything from fraud detection systems to algorithmic trading platforms. These processes include the following.

AI

Nanonets

NOVEMBER 18, 2024

Founded in 2016, Rossum has quickly become a major player in the document processing and automation space. 3 Hyperscience Human-in-the-loop for processing complex workflows 4.6/5 8 Amazon Textract Document processing for AWS integration 4.4/5 9 Ocrolus AI-powered processing with fraud detection 4.6/5

Automation

The Fintech Times

JUNE 25, 2025

There is no doubt we must embrace AI, but we must do so with a careful and considered approach, ensuring consumer trust, regulatory compliance and that human skills in actuarial, underwriting, and claims functions are maintained. It speeds up service provision so that humans can focus on the tasks they are best suited to. .”

AI

The Fintech Times

JUNE 19, 2025

For instance, internal creation, delivery and review of critical documents – whether they be in the policies, claims or loss adjustments portion of the insurance life cycle – becomes much more efficient with AI, and reduces processing times significantly. “The other most implemented AI use case is fraud detection.

AI

The Payments Association

MARCH 25, 2025

Reactive, not proactive: Rule-based systems fail to detect evolving threats. At SENDS, we recognised early that outdated practices compromise security and efficiency, so we embraced AI-driven solutions to transform fraud detection and compliance.

Regulatory Compliance

Nanonets

DECEMBER 13, 2023

Integrating AI and automation into the underwriting workflow presents a significant opportunity to minimize the time allocated to administrative tasks, manual processes, and repetitive data entries. Let's explore what are the top 6 benefits of AI insurance claims processing. #1: What can be this data?

AI

The Payments Association

JUNE 26, 2024

Key challenges include ensuring payment security amidst increasing cyber threats, which necessitates the use of robust encryption, tokenization, and fraud detection systems. Simplifying complex payment processes through integrated solutions can enhance efficiency and reduce costs.

Digital Payments

Fintech Finance

OCTOBER 23, 2024

Compliance with sanction screening, anti-money laundering (AML) and fraud detection requirements, including Verification of Payee check, was identified as the top concern. Intix’s survey found that most banks are prioritising investments in risk and compliance to prepare for these upcoming changes.

Instant Payments

The Payments Association

OCTOBER 24, 2024

provides a robust solution to companies that balance compliance, security, and operational efficiency. Addressing regulatory compliance Businesses, including EMD Agents, face a challenge in cross-border transactions: complying with anti-money laundering (AML) and know-your-customer (KYC) regulations.

Cross-Border Payments

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management

Segpay

FEBRUARY 21, 2024

Generative AI in Digital Payments: Enhanced Fraud Detection: Generative AI improves the security of digital payments by enhancing fraud detection mechanisms. This makes real-time detection and prevention possible. Fraud Detection Generative AI contributes to fraud detection and prevention in KYC processes.

AI