Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Merchants paid a record $172 billion in payment processing fees in 2023. This figure may continue to climb as inflation rises and credit card networks boost their processing rates.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

NOVEMBER 14, 2024

Credit card processing can be overwhelming, expensive, and confusing. And 80% of those transactions are under $25. The first step to creating a more positive payment processing experience is to gain a better understanding of exactly what you’re being charged for and what options are at your disposal.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Stax

DECEMBER 9, 2024

This can be done both for credit card transactions made on an eCommerce website or at a physical store. However, chargebacks have emerged in recent years as the first course of action for consumers who want a refund as quickly as possible and as a tool for fraudsters looking to take advantage of CNP (Card Not Present) transactions.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Clearly Payments

MARCH 14, 2025

A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. Credit Card Use Overview in USA and Canada In the U.S.,

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

The Payments Association

MAY 21, 2025

Financial institutions (FIs) grapple with complex, interconnected fraud and financial crime challenges. Real-time payment channels and transactions facilitate seamless economic activity and enhanced customer experiences, but also bring real-time threats. Static and inflexible fraud prevention solutions are no longer sufficient.

Fraud Prevention 88

Fraud Prevention Fraud Detection Financial Crimes Crime 88

The Payments Association

FEBRUARY 3, 2025

By integrating real-time data sharing, artificial intelligence, and advanced fraud detection tools, avoided.io Real-time fraud detection and prevention: Avoided.io leverages advanced fraud detection technology to identify suspicious transactions in real-time. Avoided.io Why Avoided.io

Fraud Prevention 100

Fraud Prevention Disputes Fraud Detection Card Network Rules 100

The Payments Association

MAY 16, 2025

Cybercriminals are getting more sophisticated, and businesses are under mounting pressure to protect transactions without making things harder for customers. Unfortunately, older fraud detection methods often cant keep up with todays fast-moving threats. And the risks are real. Whats needed is a more dynamic, joined-up approach.

AI 88

AI Security Fraud Prevention Fraud Detection 88

Fintech Finance

NOVEMBER 7, 2024

The leading airline has chosen FinMont global solution to provide a secure payment gateway incorporating a wide range of payment methods and ensuring a seamless customer transaction process. Combining both payments into a single view will help decision-makers identify and fix inefficiencies in their current payment processes.

Global Payments 98

Global Payments Payment Gateways Gateways Fraud Detection 98

The Payments Association

DECEMBER 9, 2024

The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. From fraud detection to customer support, AI-driven solutions are revolutionising how payments are processed and safeguarded. What is this article about?

Privacy 88

Privacy Payment Security AI Security 88

The Payments Association

FEBRUARY 4, 2025

This partnership offers a seamless way for hotels to simplify payment processing, reduce fraud risks and manage international transactions more efficiently. The PXP tech platform is designed to simplify commerce and better and more connected, processing over EUR 30bn yearly for customers globally.

Fraud Detection 88

Fraud Detection Payments Security Transactions 88

Stax

APRIL 3, 2025

Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Fi911

DECEMBER 18, 2024

Geolocation is the process of identifying the geographic location of a device, user, or object using data such as GPS coordinates, IP address, Wi-Fi positioning, or cell tower triangulation. That will raise a red flag for potential fraud. Can Geolocation Technology Be Spoofed?

Fraud Prevention 96

Fraud Prevention Fraud Detection Addressing Authentication 96

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Stax

MAY 13, 2025

In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. Fast deposits, flexible checkout options, and transaction insights can improve cash flow, raise conversions, and inform smarter decisions. Talk to sales What Are Credit Card Merchant Services?

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Fintech News

JANUARY 13, 2025

These menial tasks can eclipse their more strategic responsibilities like process improvement, strategic planning, and cost reduction. According to a study by Levvel Research, a staggering 86% of SMEs still rely on manual processing invoices globally. Automating these processes can benefit SMEs.

AI 123

AI Finance Automation SWIFT 123

Fintech Finance

DECEMBER 11, 2024

The challenge: Traditional fraud detection is falling behind The lack of visibility across the payment lifecycle creates vulnerabilities that can be exploited by criminals. A collaborative approach to fraud modeling offers significant advantages over traditional methods in combating financial crimes.

SWIFT 95

SWIFT AI Cross-Border Payments Privacy 95

The Finance Weekly

JANUARY 5, 2025

They improve the customer experience, create better interactions, and save money in the process. Todays chatbots use natural language processing (NLP) and machine learning (ML) to engage in human-like conversations and handle complex queries seamlessly. Offering personalized financial advice based on transaction history.

AI 130

AI Finance Automation Non-Bank 130

Fintech News

FEBRUARY 4, 2024

This move aims to bolster the Mastercard’s Decision Intelligence (DI) system , a real-time decisioning tool that currently facilitates the safe authorisation of 143 billion transactions annually.

Fraud Detection 88

Fraud Detection Visa AI Payments 88

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. TL;DR Merchant services are integrated solutions that allow businesses to process diverse payment methods across multiple channels. Check processing. They work through a dedicated merchant account.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Clearly Payments

DECEMBER 19, 2024

Mobile Wallets Account for a Massive 30% of Global Transactions Mobile wallets like Apple Pay, Google Pay, and Samsung Pay have become household names. In 2024, theyre expected to account for nearly a third of all global transactions. This not only meets customer expectations but also reduces friction in the checkout process.

BNPL 105

BNPL Contactless Payments Processors Payments 105

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. From there, configure your settings, and test transactions for security and functionality. Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

APRIL 24, 2025

Fraud Detection: A Key Focus When it comes to AI in the payments world, fraud detection is still the heavyweight champion, according to Sundt. “There’s merchant onboarding and there’s transactional settlement fraud that we focus on.”

Privacy 88

Privacy Fraud Detection AI Push-to-Card 88

Fintech Review

FEBRUARY 5, 2025

Toronto, Canada, February 5th, 2025, FinanceWire RapidCents , the payment processing platform, that specializes in secure transactions and automated billing, has announced an expansion to better serve merchants across North America. And we are doubling down on our company to accelerate progress and better serve our merchants.

Merchant Payment Processing 52

Merchant Payment Processing AI Process Payment APIs and Integration 52

Fintech News

FEBRUARY 10, 2025

But these systems still require users to set preferences, approve transactions, or manually adjust settings. Instead of simply providing insights or suggestions, it autonomously acts on behalf of the user, processing data in real-time and adapting to ever-changing financial conditions.

AI 86

AI FinTech Fraud Detection Fraud Prevention 86

Stax

JANUARY 21, 2025

said theyve used electronic payment methods to make a transaction in the past three months. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Every business model has unique transaction needs, security requirements, and customer expectations.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

The Payments Association

MAY 28, 2025

Dialect now partners with a diverse range of clients across the UK and Europe, delivering expert back-office support for transaction monitoring. This intricate and time-sensitive process requires specialised knowledge, and Dialect guarantees precise and efficient management at every step.

Transactions 88

Transactions Fraud Detection Financial Crimes Crime 88

Fintech News

NOVEMBER 6, 2024

Ant International is employing advanced artificial intelligence (AI) technologies to streamline and secure cross-border transactions for nearly 100 million SMEs across over 200 markets. This enhanced precision helps reduce transaction costs for merchants, offering them greater financial flexibility.

Cross-Border 109

Cross-Border AI Deepfake Transactions 109

Fintech News

MAY 21, 2025

Temenos says the solution uses artificial intelligence to assess transactions in real time and support compliance teams in identifying genuine risks more effectively. This, Temenos says, can lead to faster processing of legitimate payments, reduced manual reviews, and improved customer experience.

Financial Crimes 70

Financial Crimes Crime Compliance AI 70

The Payments Association

APRIL 8, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection 88

Fraud Detection Fraud Prevention Scams Participant 88

The Payments Association

FEBRUARY 27, 2025

Founded in 2016, Flutterwave has become a leader in African enterprise payments, processing over 890 million transactions valued at $34 billion to date. The company improved card velocity by five times, boosting fraud detection capabilities and saving hundreds of thousands in card processing fees.

Innovation 88

Innovation Cross-Border Payment APIs and Integration Alternative Payment Methods 88

Fintech News

DECEMBER 4, 2024

Grab, with millions of users and driver-partners, requires a robust and scalable infrastructure to manage its high volume of transactions and data. Every second, Grab handles over 100 transactions, receives 500,000 GPS pings, and services 50,000 ETA requests. said Jeff Johnson, Managing Director, ASEAN at AWS.

Fraud Detection 109

Fraud Detection Fraud Prevention AI Processors 109

The Payments Association

FEBRUARY 27, 2025

was founded with a mission to eliminate the financial and operational burdens caused by chargebacks and fraud. In an era where digital transactions are booming, merchants face escalating chargeback rates, revenue losses, and reputational damage. Traditional fraud prevention tools are slow, reactive, and often ineffective.

Fraud Detection 88

Fraud Detection Fraud Prevention Disputes Near Real-Time 88

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Finezza

JANUARY 4, 2024

A combination of superior risk assessment, fraud detection capabilities, and quick and accurate underwriting turnaround can transform a lender’s success rate with borrowers and reduce non-performing assets. Access to superior data plays an important role in this process.

Transactions 94

Transactions Fraud Detection Risk Assessment Underwriting 94

The Fintech Times

JUNE 24, 2024

Euronet, a financial technology and payments provider, has teamed up with Fintech Galaxy, a company focused on open banking and financial innovation, to enhance open banking-based payment processes. We will also leverage open banking data to enhance payment processing and reduce risks.” The system employs a dual-layer approach.

Fraud Detection 59

Fraud Detection FinTech Financial Inclusion Real Time Payments 59