Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. TL;DR Digital payment methods have significantly transformed how we conduct transactions, making physical wallets increasingly obsolete. All you need to use a digital wallet is a smartphone.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

The Fintech Times

NOVEMBER 6, 2024

For online shopping, Visa passkeys replace passwords or one-time codes. Click to Pay – Enables consumers to complete online transactions within a few clicks, powering a more seamless and secure checkout experience at scale. to broaden its merchant coverage network across Japan.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Clearly Payments

MAY 22, 2025

Transaction A payment made using a card or digital wallet. Authorization An authorization is a request to the cardholders bank to approve a charge. Settlement A settlement is when the funds from a transaction are actually transferred to the merchant. Flat Rate A single rate for all transactions.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Nanonets

SEPTEMBER 28, 2023

What is Electronic Funds Transfer (EFT)? ​​If you've ever used online banking, chances are you've used Electronic Funds Transfer, or EFT. EFT stands for Electronic Funds Transfer. ACH Transfers as EFT ACH transfer is a type of EFT, or electronic funds transfer.

Electronic Funds Transfer (EFT) 52

Electronic Funds Transfer (EFT) Funds Transfer Wire Transfer Wire 52

Nanonets

SEPTEMBER 28, 2023

What is Electronic Funds Transfer (EFT)? ​​If you've ever used online banking, chances are you've used Electronic Funds Transfer, or EFT. EFT stands for Electronic Funds Transfer. ACH Transfers as EFT ACH transfer is a type of EFT, or electronic funds transfer.

Electronic Funds Transfer (EFT) 52

Electronic Funds Transfer (EFT) Funds Transfer Wire Transfer Wire 52

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. When a customer makes a payment, the transaction is routed through a payment gateway to the merchant account.

Accounts 52

Accounts MSPS Online and Mobile Banking Debit Card 52

Payment Savvy

NOVEMBER 9, 2022

EFT payments are becoming increasingly popular as more and more people conduct their financial affairs online. An Electronic Funds Transfer (EFT) is the movement of money electronically from one account to another, either within a single financial institution or across multiple institutions, through computer-based systems.

Online and Mobile Banking 98

Online and Mobile Banking Wire Transfer Direct Deposit Funds Transfer 98

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

EBizCharge

JUNE 3, 2024

With the introduction of electronic funds transfers (EFTs), gone are the days of paper checks and manual money handling. This article will dissect EFTs to help you understand their importance, how these transactions work, and the various payment methods involved. What is an electronic funds transfer (EFT)?

Funds Transfer 52

Funds Transfer Electronic Fund Transfer Act (EFTA) Electronic Funds Transfer (EFT) Wire Transfer 52

Stax

JULY 9, 2024

The world of Electronic Funds Transfer (EFT) payments is vast, spanning just about every payment method you can think of. TL;DR An Electronic Funds Transfer is an umbrella term for payments that are conducted electronically—essentially, any payment method except for cash and paper checks. EFT payments are fast.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

Clearly Payments

DECEMBER 3, 2023

In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. Alipay: Third-party mobile and online payment platform (China).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Clearly Payments

DECEMBER 18, 2023

The Continued Surge of Contactless Payments Contactless payments , facilitated by tap-to-pay cards, mobile wallets , and wearable devices, are set to maintain their upward trajectory. Projections indicate that over 60% of all in-store transactions in the United States will be contactless in 2024.

Payments Trends 102

Payments Trends Online and Mobile Banking Payment APIs and Integration Contactless Payments 102

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

Clearly Payments

DECEMBER 7, 2023

In the world of eCommerce and online payments, one of the crucial decisions that merchants face is selecting the right online payment gateway. An efficient and secure payment gateway not only streamlines transactions but also contributes to customer trust and satisfaction.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 52

Clearly Payments

MARCH 18, 2024

The Decline of Cash Use As we march further into the digital age, the realm of consumer payments is witnessing a seismic shift, notably marked by the decreasing dominance of cash transactions. In 2021, cash was used for approximately 20% of all transactions. They’re also big fans of mobile wallets.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

Payment Savvy

NOVEMBER 8, 2022

Barely a couple of decades ago, there were just a few options available for transferring money from one account to another, but the rise of internet banking has given way to a bunch of different services with different names, processes, fees, and waiting times. What Exactly is an EFT Transfer?

ACH 98

ACH Payments Debit Card Online and Mobile Banking 98

EBizCharge

JULY 18, 2024

Ideal for businesses globally, EDI payment systems are crucial for electronic data interchange, carving a niche in the financial transaction process. An Electronic Data Interchange Payment, or EDI Payment , refers to a system where financial transactions are processed electronically in a standardized format. What is an EDI payment?

ACH 52

ACH Transactions Payments Funds Transfer 52

PYMNTS

JANUARY 4, 2019

The new year dawned with individual country and company initiatives tied to instant payments, and moving beyond cash transactions. 3) that, in Hungary, commercial banks have started a test phase for a domestic instant payments system, with a “go live” date slated for July 1. To that end, Reuters reported on Thursday (Jan.

Instant Payments 67

Instant Payments Funds Transfer Online and Mobile Banking Payments 67

PYMNTS

APRIL 15, 2019

Coverage includes the tie-up of Rapyd and OCBC Bank for real-time payments for shoppers in Singapore as well as online retailers. FinTech provider Rapyd is teaming up with OCBC Bank to provide Singapore shoppers as well as eCommerce retailers with real-time bank payments, Rapyd said in an announcement.

RTP 43

RTP Online and Mobile Banking Point-of-Sale (POS) Real Time Payments 43

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services.

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. They will also help you stay compliant with certain rules and regulations, including the various fees applicable to online payment processing. The bank forwards this information to the relevant credit card company.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

Clearly Payments

JANUARY 25, 2024

In this 2024 report, we’ll explore how payment methods have evolved in the Canadian market, focusing particularly on the shift towards digital, contactless payments , and mobile along with other 2024 trends. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

Segpay

MAY 7, 2025

Lets take a closer look at the landscape of online gaming in Australia? Online gaming in Australia has experienced significant growth. The online gaming industry in Australia has evolved into a dynamic ecosystem, driven by technological advancements and changing consumer behaviors. billion and is expected to double by 2033.

Payment Solutions 52

Payment Solutions eWallet Online and Mobile Banking Debit Card 52

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. And the best way for online businesses to start accepting payments is with a payment gateway. TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Clearly Payments

APRIL 3, 2024

At its core, it involves the authorization, capture, and settlement of transactions. This process is vital for businesses, as it enables them to accept payments through various methods, including credit and debit cards, electronic bank transfers ( EFT/ACH ), and digital wallets. trillion by 2027. billion by 2029.

Process 59

Process Processors Online and Mobile Banking Payments 59

Stax

NOVEMBER 11, 2024

The average consumer commonly uses the ACH network for automated bill payments and larger transactions. However, the use of ACH payments in B2B transactions accounts for a large portion of payments made through the network and grew by 17.4% Or mobile wallet payment solutions like Google Pay and Apple Pay. in Q4 2021.

ACH 88

ACH Checks Identity Theft Payments 88

M2P Fintech

JULY 28, 2023

With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. Banks leverage debit cards for higher customer acquisition, retention, and loyalty while diversifying revenue streams through transaction fees.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Online and Mobile Banking 52

Stax

MARCH 14, 2024

Online and contactless adoption multiplied, and digital payments rose. Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. TLDR B2B payments are payment transactions that occur between two businesses.

B2B 88

B2B Process B2C Credit Cards 88

The Fintech Times

SEPTEMBER 22, 2024

per cent this year and six per cent next year, according to the Asian Development Bank. million in 2022, and during the same period, online payment transactions soared to 1 billion, amounting to $272.8billion in total. Cambodia has also ventured into central bank digital currencies (CBDCs). million in 2021 to 19.5

Financial Inclusion 69

Financial Inclusion FinTech Central Bank Online and Mobile Banking 69

Payment Savvy

JULY 3, 2024

As the preferred method for many, debit card transactions offer convenience, security, and immediate fund transfers, making them integral to modern commerce. Debit card processing refers to the series of steps and technologies involved in handling transactions made using debit cards.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Finovate

JULY 15, 2024

French bank BNP Paribas announced this week it has teamed up with Ant Group subsidiary Ant International. For the first collaboration, BNP Paribas will work with Ant International’s Alipay+ , a cross-border mobile payment solution.

Cross-Border 59

Cross-Border Cross-Border Payments Treasury Management Online and Mobile Banking 59

EBizCharge

AUGUST 28, 2024

ABA numbers play a crucial role in ensuring the smooth operation of banking and financial transactions. These unique identifiers serve as a direct line that guides money between banks in the U.S. Banks and credit unions use ABA numbers to ensure transactions reach the correct institution and account.

Wire Transfer 52

Wire Transfer Direct Deposit Wire Wires 52

EBizCharge

AUGUST 28, 2024

ABA numbers play a crucial role in ensuring the smooth operation of banking and financial transactions. These unique identifiers serve as a direct line that guides money between banks in the U.S. Banks and credit unions use ABA numbers to ensure transactions reach the correct institution and account.

Wire Transfer 52

Wire Transfer Direct Deposit Wire Wires 52

Nanonets

OCTOBER 10, 2023

​A bank remittance is a payment sent to a bank, typically in another country, for the purpose of financing a purchase or other transaction. ​Bank remittances are often used to pay for goods or services, or to transfer money to friends and family members. How Does Bank Remittance Work?

Wire Transfer 52

Wire Transfer Online and Mobile Banking Wires Wire 52