The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

The Payments Association

MARCH 17, 2025

Defining “acceptable risk” in UK payments regulation 13 March 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. What’s next?

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

DECEMBER 9, 2024

Googles pushback In response, Googlesspokesman Jose Castaneda , stated: This is a clear case of government overreach involving Google Pay peer-to-peer payments, which never raised risks and is no longer provided in the US, and we are challenging it in court.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

The Fintech Times

MARCH 7, 2025

These challenges must be addressed if we’re to support the government in its mission to deliver economic growth and safeguard the UK’s reputation as a safe place to do business.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Payments Association

JUNE 3, 2025

In December 2024, HMT announced the appointment of a Financial Inclusion Committee, tasked with advising the government on developing the first-ever National Financial Inclusion Strategy. The Governments decision to develop the Strategy reflects the growing number of financially vulnerable consumers in the UK. million in 2022.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Governance 88

Finextra

MAY 28, 2025

The FCA has published proposals for ensuring financial resilience in the face of upcoming regulations governing cryptoasset firms, with an added focus on stablecoins.

Stablecoins 80

Stablecoins Government Governance Regulations 80

Fintech Finance

MARCH 12, 2025

The Payment Systems Regulator (PSR) will be abolished as the latest step in reducing the burdens on business. The Government will set out further steps to reduce red tape in the coming days. A strong economy is at the heart of the Governments plan to deliver security and renewal through the Plan for Change.

Regulations 52

Regulations Blocks Payments Governance 52

Fintech Finance

JANUARY 8, 2025

This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants. The company has built strong partnerships with governments globally, ensuring that it operates securely and in full compliance with local laws.

Payments Institute 123

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

The Payments Association

FEBRUARY 14, 2025

With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. In 2025, three priorities stand out: safeguarding customer funds, expanding open banking, and preparing for stablecoin regulation. The FCA sees industry collaboration as critical.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

JANUARY 16, 2025

The Payment Systems Regulator (PSR) has today set out commitments for the next two years following the mid-term review of its five-year Strategy. This review reflects extensive engagement with stakeholders, trends in payments both at home and abroad, the Governments growth mission, and the impact of the National Payments Vision (NPV).

Innovation 96

Innovation Regulations Governance Government 96

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry.

Risk 96

Risk Embedded Finance Finance Security 96

Finovate

JANUARY 21, 2025

. “At LeapXpert, we’re seeing greater and greater demand for our platform, driven in part by the three-year crackdown by global regulators on off-channel communications,” LeapXpert Founder and CEO Dima Gutzeit said. “This is now expanding beyond regulated enterprises into non-regulated sectors, as the DOJ in the U.S.

Security 64

Security Government Governance AI 64

Fintech News

DECEMBER 16, 2024

RLUSD is fully backed by US dollar deposits, government bonds, and cash equivalents, aiming to ensure stability and reliability. moves toward clearer regulations, we expect to see greater adoption of stablecoins like RLUSD, which offer real utility and are backed by years of trust and expertise in the industry.” As the U.S.

Stablecoins 104

Stablecoins Cross-Border Payments Federal Reserve Cross-Border 104

The Payments Association

NOVEMBER 12, 2024

Martin’s unique understanding of fintech also led to his appointment by the UK Government to become a founding member of the FinTech Delivery Panel, a body established to enhance the UK’s position as a global leader in the future of financial services.

Cross-Border 88

Cross-Border Disputes Legal Laws 88

The Payments Association

JANUARY 22, 2025

Unsurprisingly, this proposal aligns the loosely adopted Payments Services Regulations 2017 (PSRs) and E-Money Regulations 2011 (EMRs) regime with the CASS regime. CP24/20 outlined the proposed interim and end-state rules in September 2024, and interested parties will have provided their feedback accordingly.

Assessments 88

Assessments Reconciliation Audit Rules 88

The Paypers

MAY 2, 2025

The UK government has decided to move forward with draft legislation that will bring cryptocurrency firms under formal financial regulation.

Regulations 45

Regulations Cryptocurrency Government Governance 45

Finovate

APRIL 3, 2025

Unlike regions such as the UK and EU, where open banking is well-established and governed by clear regulatory frameworks such as PSD2, the US market remains in flux. .” Plaids decision to hold off on an IPO may also be a strategic move given the evolving state of open banking in the US.

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

Fintech News

FEBRUARY 27, 2024

2023 marked a pivotal year in the Asia-Pacific (APAC) region’s approach to crypto regulation, influenced significantly by the preceding implosion of Sam Bankman-Fried’s FTX exchange and the collapse of of Terra, the algorithmic stablecoin created by Korean entrepreneur Do Kwon.

APACS 132

APACS Regulations Stablecoins Cryptocurrency 132

Fintech News

DECEMBER 18, 2024

This initiative aims to advance sustainable development across ASEAN by aligning environmental, social, and governance (ESG) metrics. During the meeting in February 2024, the exchanges formalised their collaboration by establishing a governance structure and operational plan.

FinTech 117

FinTech Law Enforcement Financial Literacy Innovation 117

The Payments Association

APRIL 7, 2025

The newly appointed Labour Government will be expected to unveil clear plans about how the regulatory framework will be shaped going forward. Stronger guidance and leadership from government and regulators could transform the market. Government should not throw the burden of this solely onto the private sector.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

NOVEMBER 27, 2024

While the FCA still warns that consumers who invest in cryptoassets ‘should be prepared’ to lose all of their money, due to the continuing volatility and lack of regulation surrounding the industry, consumers appear undeterred. In fact, the FCA noted a rise in the average value of crypto held by people from £1,595 to £1,842.

Regulations 112

Regulations Stablecoins Risk Consulting 112

The Payments Association

DECEMBER 18, 2024

As the UK payments industry begins implementing the National Payments Vision (NPV), the role of regulators in fostering innovation is increasingly pivotal. Regulators do not generally drive innovationbusinesses do, he explains. The regulators collaborative mindset extends beyond the payments industry itself, highlights Moore.

Innovation 88

Innovation Financial Crimes Payments Regulations 88

Neopay

MAY 28, 2025

Businesses and consumers will benefit from new growth-focused Strategic Steer set for the Competition and Markets Authority (CMA), in the latest step of the governments agenda to reform regulation to drive growth as part of the plan for change. The Government wants to see the same level of ambition from other regulators.

Government 52

Government Governance Regulations Consumer Protection 52

The Payments Association

JUNE 3, 2025

As he explains, if everything were handled in a centralised way, people would be scared to use this financial instrument, warning that such an approach could build borders between consumers, fintech companies and the regulator. Yet, merchants, especially small businesses, face real hurdles. On the consumer side, privacy concerns loom large.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Open Banking

MAY 2, 2025

The industry has risen to the challenge that the government set at the end of 2024 calling for industry partners to play their role in supporting the effective and timely delivery of commercial variable payments (cVRPs). They leverage open banking technology to allow regulated firms to initiate payments over the Faster Payments network.

Payments 72

Payments Governance Government Faster Payments 72

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech News

MARCH 6, 2025

In Singapore, where cutting-edge financial innovation meets smart regulations, the fintech scene is buzzing with competition and collaboration. Fintech is all about keeping up in a fast-moving industry. Positioned as a gateway to Asias tech ecosystem, GITEX ASIA aims to connect the region with a global network of innovators and investors.

FinTech 107

FinTech NFTs AI Blockchain 107

Fintech News

NOVEMBER 10, 2024

With a focus on Singapore, QCP Trading plans to expand its local team and attract top talent to support its growth and ensure compliance with local regulations. Darius Sit “As we pursue the full MPI license, we remain focused on supporting Singapore’s growing reputation as a leader in digital asset regulation.

Regulations 106

Regulations Payment APIs and Integration Settlement Stablecoins 106

The Payments Association

JUNE 3, 2025

Payment stacks that once relied on fixed hardware and heavy governance are being redesigned to be modular, scalable, and more adaptable to change. Regulators are definitely upping the ante. Data governance, quality, stabilitythose are the foundations, and theyre often overlooked. Government backing makes a big difference.

Digital Currency 88

Digital Currency Payments AI Compliance 88

The Payments Association

OCTOBER 30, 2024

Compliance in payment communications is essential for trust and security; AI-driven solutions and customised frameworks help businesses meet regional regulations, ensuring secure global operations. Ensuring that communications comply with global regulations is essential for protecting a business’s reputation and operations.

Regulations 100

Regulations Cross-Border Compliance Fraud Prevention 100

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. Some governments embrace them, others restrict them, and many are still figuring out how to regulate them. The payments industry is undergoing a profound transformation.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Finextra

FEBRUARY 5, 2025

Australia's banks are urging the government to swiftly pass legislation that will ensure the counry's payments regulatory framework remains fit-for-purpose as digital payments continue to skyrocket.

Regulations 105

Regulations SWIFT Governance Government 105

The Payments Association

MAY 16, 2025

On top of that, businesses need to make sure their AI tools meet local regulations and privacy laws. We should also add that emerging risks include the growing wave of AI regulation pushing businesses to adapt quickly. While there are still challenges around integration and regulation, the potential is clear.

AI 88

AI Security Fraud Prevention Fraud Detection 88

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR was beyond its use by date, with its structure and governance designed for a different world.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

The Fintech Times

JANUARY 1, 2025

How do partnerships with the Kingdom’s regulators and government support Money20/20? Partnering with regulators and government entities provides us with unparalleled access to insights and frameworks that are essential for shaping the future of financial innovation.

Regulations 72

Regulations FinTech Innovation Governance 72

Fintech Finance

OCTOBER 30, 2024

Our Distinguished Speakers line-up: Abbas Khamisa, Head of Treasury Solutions, Global Banking at MUFG Investor Services Alessandra D’Este, Senior Payments Expert, EMEA at Swift Amrit Toor, Solutions Architect at Cloudflare Andrea Moundi Savvides, Global Director of Risk and Compliance (Harneys) and Chair and Founding Member of the Cyprus Compliance (..)

Compliance 98

Compliance AML Money Laundering Payments 98