Finextra

JULY 7, 2025

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. Almost every bank is at least planning for GenAI.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finextra

JUNE 30, 2025

From riverside camps in the Northeast to homestays nestled in the Himalayas, the rise of UPI and other digital payment systems has opened new doors for travelers and small tourism operators alike. The Unified Payments Interface (UPI), launched by the National Payments Corporation of India in 2016, has changed that story dramatically.

Digital Payments 52

Digital Payments Payment APIs and Integration Embedded Finance Payments 52

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech Review

APRIL 11, 2025

Fintech, or financial technology, is the integration of technology into financial services. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Payments and Transfers This is the most mature segment. What Is Fintech? At its core, fintech challenges the status quo.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech Review

APRIL 19, 2025

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. In contrast, SaaS fintech v2.0

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. By establishing an immutable and distributed ledger of loan transactions, blockchain offers tamper-proof records and simplifies loan payment tracking.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

The Paypers

JUNE 27, 2025

GiveCard is a platform created to help nonprofits and government agencies disburse and manage money. Additionally, the platform features no-code dashboards, APIs, and customizable workflows so agencies can automate disbursement logic, like eligibility checks or attendance triggers, without building from scratch or hiring additional staff.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

Finextra

JUNE 18, 2025

Take the airline sector, for instance, a sector governed by fuel price volatility, geopolitical flight path restrictions, and dynamic passenger trends. This will help Airlines operate with tighter treasury control, and banks become integral partners in managing working capital risk. The result?

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

The Fintech Times

JUNE 30, 2025

While these specialised companies can build substantial businesses by serving underserved niches, they face scaling challenges and distribution hurdles in reaching agents. “Preparing for tomorrow means integrating finance, claims, and treasury into a more intelligent, connected operating model.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

The Fintech Times

DECEMBER 10, 2023

Becoming more mainstream Andrea Varga, head of innovation at Aryza The open banking landscape is on the cusp of becoming more mainstream, with a growing number of consumers, businesses, and government bodies embracing its services and applications, suggests Andrea Varga , head of innovation at financial software company Aryza.

Payment APIs and Integration 124

Payment APIs and Integration Credit Union API On-Demand 124

PYMNTS

NOVEMBER 3, 2020

“The good news for Netspend is that we have a single technology platform [and] we’ve broken that down into different [software development kits] SDKs and [application programming interfaces] APIs and were already integrated heavily with our partners,” Knutson said.] “So NetSpend isn’t giving up its business of serving consumers.

B2B 112

B2B Payment APIs and Integration Underserved Debit Card 112

The Payments Association

MAY 9, 2025

Basic access to payment systems, digital tools, and infrastructure that underpin daily operations and long-term growth are often out of reach. Large businesses take for granted access to merchant accounts, real-time settlements, and cross-border payments. Often, talk around SME finance centres on access to loans.

Finance 88

Finance Cross-Border Payment APIs and Integration Real Time Payments 88

Fintech News

FEBRUARY 20, 2024

Xendit – US$538 million Payment startup Xendit has secured about US$538 million in VC funding to date, data from Dealroom and media coverages show, making it the top funded fintech startup in Indonesia in 2024. Founded in 2014, Xendit is a fintech company that provides payment solutions and simplifies the payment process for businesses.

FinTech 126

FinTech Online and Mobile Banking Payment APIs and Integration Security 126

PYMNTS

DECEMBER 27, 2019

The same demand for data integrations between back-office platforms spread into the need for those FinTech solutions to also integrate with SMBs’ bank account data for faster, more accurate data entry and analysis. The key to open banking’s rising adoption in the SMB financial services market, he said, is data integration.

Small Business 53

Small Business Credit Union Payment APIs and Integration Underserved 53

The Fintech Times

APRIL 23, 2024

Another session that caught our eye on the Vision stage included ‘Connecting for Change: MUFG’s Strategy for Fintech Integration’, a presentation and discussion with Masakazu Osawa , managing executive officer and chief executive, APAC at MUFG Bank, which outlined how MUFG identifies and collaborates with promising startups.

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

Fintech News

MARCH 26, 2024

3 SafexPay (India) SafexPay provides a comprehensive payment solution for businesses globally. It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 105

FinTech APACS Multi-Currency Payment APIs and Integration 105

Fintech News

DECEMBER 17, 2023

Across Southeast Asia, Indonesia is rapidly emerging as a prominent fintech hub, a burgeoning industry that’s been growing on the back of economic growth, increased technology adoption and government support for fintech development. Xendit – US$1 billion At the third position is Xendit, a payment services company valued at US$1 billion.

FinTech 52

FinTech Financial Literacy Online and Mobile Banking Financial Inclusion 52

PYMNTS

JUNE 12, 2017

But in payments and commerce last week, the news was mostly about forward motion. During the Worldwide Developers Conference (WWDC) last week, Apple dropped some oblique hints that the NFC chip could see its use extended past payments — the specific example shown was an Apple Watch which can sync its data with gym equipment.

CHIPS 40

CHIPS Payment APIs and Integration P2P Debit Card 40

Finextra

JUNE 30, 2025

This means that for every digital token issued, an equivalent amount of fiat currency (or highly liquid, low-risk assets like cash equivalents and short-term government bonds) is held in reserves by the issuer. Regular attestations and audits are essential to ensure the transparency and integrity of these reserves, building trust among users.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52

Open Banking Excellence

JANUARY 29, 2025

At the moment, many banks have limited Open Banking capabilities because they are constrained by their core banking systems, which are often far removed from any API gateways, he says. By contrast, when using Engine, banks can replace their legacy systems and plug APIs directly into their core system.

API 130

API Innovation Payment APIs and Integration Cross-Border 130

Fintech News

JANUARY 22, 2025

It also extends across industries, enabling seamless integration of financial tools into everyday activities. Open banking also fosters innovation, as fintechs and third-party providers can develop new products and services through secure API integrations. Such hyper-connectivity is not limited to financial services.

Cross-Border 122

Cross-Border Payment APIs and Integration AI ISO 20022 122

Fintech Review

MAY 6, 2025

These services can include payments, lending, investing, insurance, and banking. Many also partner with banks, insurers, and governments to provide infrastructure, analytics, and digital capabilities. From global payment systems to niche apps for freelancers, fintech now touches every aspect of the financial system.

FinTech 98

FinTech Payment APIs and Integration Online and Mobile Banking Regulations 98

Fintech Review

JANUARY 14, 2025

Businesses and consumers alike are witnessing a seismic shift in how financial interactions are managed, from digital payments to sophisticated lending platforms. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Companies such as Klarna offer these services.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59