Fintech Review

NOVEMBER 27, 2024

Data Privacy and Security Concerns As fintechs handle sensitive financial data, data privacy and security are critical. Government support and favourable regulatory environments will play a crucial role. Fintech companies need to provide user-friendly, accessible solutions and support for users with limited digital experience.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Payments Association

JUNE 16, 2025

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. Policymakers must resolve governance questions while the industry prepares for potential integration and standard-setting. Why is it important? What’s next?

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

The Payments Association

MAY 16, 2025

On top of that, businesses need to make sure their AI tools meet local regulations and privacy laws. Organisations will increasingly need dedicated AI governance systems and controls, covering everything from how AI models process and manage data to ensuring accountability and ethical use.

AI 88

AI Security Fraud Prevention Fraud Detection 88

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. However, this growth may face regulatory scrutiny as governments look to protect consumers from potential debt risks.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Finextra

JUNE 10, 2025

government is laying the groundwork for regulations that will support the growing digital asset economy. Please read our Privacy Policy. Credit card transactions can take days to clear, but crypto payments through these new gateways settle in real time or the same day — helping retailers improve cash flow.

Settlement 52

Settlement Gateways Payments BNPL 52

Finextra

JULY 2, 2025

Governments can create taxonomies and incentives, offering breaks or subsidies for ESG-tagged transactions and sustainable procurement. Please read our Privacy Policy. They can embed ESG tags in ISO 20022 MX messages to enable seamless cross-border sustainability tracking. We use cookies to help us to deliver our services.

Transactions 59

Transactions ISO 20022 Payment APIs and Integration Payments 59

The Fintech Times

JANUARY 30, 2025

Identifying challenges to further growth In addition to measuring its impact, the report also noted the key factors holding back broader fintech payment adoption: namely businesses concerns about perceived operational cost, security and privacy. The data indicates that our key challenge for further growth is educating the broader SMB market.

Small Business 59

Small Business FinTech Economy Research 59

Payments Dive

JUNE 12, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. A whole-of-government approach is critically important to make a meaningful difference toward protecting the hardworking Americans we’re all working to serve,” Consumer Bankers Association CEO Lindsey Johnson said Wednesday in an emailed statement.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

The Payments Association

NOVEMBER 12, 2024

Data Privacy Concerns: Sharing sensitive data with vendors may introduce privacy and compliance risks. Vendor Dependence: Reliance on a third party for critical functions and data security. Cost Predictability: Predictable licensing or subscription costs simplify budgeting. Read More »

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Payments Association

APRIL 7, 2025

The newly appointed Labour Government will be expected to unveil clear plans about how the regulatory framework will be shaped going forward. Stronger guidance and leadership from government and regulators could transform the market. Government should not throw the burden of this solely onto the private sector.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

Finextra

JUNE 13, 2025

It streamlines compliance, enhances governance, and dramatically lowers the threat posed by internal errors, third-party risks, and increasingly sophisticated attacks. Please read our Privacy Policy. The time to act is now. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Finextra

JULY 13, 2025

Governments may embrace stablecoins as complementary tools to lower remittance costs and increase inclusion. Please read our Privacy Policy. Use-Cases in South and Southeast Asia Despite regulatory friction, the future is promising. As more CBDCs (e.g., India’s e-Rupee) are tested and regional stablecoin licenses emerge (e.g.,

Stablecoins 98

Stablecoins Cross-Border Volume Wire Transfer 98

Finextra

JULY 3, 2025

They shine in markets where cash-in/cash-out, P2P transfers, airtime top-ups, and government disbursements are common. Please read our Privacy Policy. Look at how each wallet fits your goals and customer needs. Customer use-cases and expectations eWallets are fundamentally utility-driven.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 25, 2025

This isn’t just about staying compliant,it’s about scaling governance without slowing innovation. That’s why institutions must embrace advanced countermeasures: Federated AI models that learn from distributed data sources without compromising privacy. Please read our Privacy Policy.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Finextra

JUNE 30, 2025

Meanwhile, countries like UAE have national AI strategies and even government services powered by generative AI, thus boosting adoption. Data privacy is also a concern. regulators (like the OCC and Federal Reserve) increased scrutiny on banks’ use of AI, urging robust governance. Please read our Privacy Policy.

AI 69

AI Finance Fraud Detection Use Case 69

The Payments Association

JANUARY 3, 2025

From the fraud teams perspective, sharing data with partners seems logical, but businesses are often hesitant, citing privacy concerns and lengthy legal processes. Participants also touched on the potential for government-backed initiatives to facilitate data sharing. Public-private partnerships are key, he said.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech Finance

JANUARY 31, 2025

In addition to measuring its impact, the report also noted the key factors holding back broader fintech payment adoption: namely businesses concerns about perceived operational cost, security and privacy. We want to help the government get the balance right, and help make other digital surcharge-free methods of payment available to consumers.

Small Business 97

Small Business FinTech Innovation Payments 97

The Paypers

JUNE 20, 2025

Thai consumers can utilise PromptPay for shopping, receiving government welfare and tax rebates, and fast P2P transactions. Payments to government entities can be made by registering a citizen ID. Privacy Policy Cookie Statement Terms and Conditions All rights reserved.

Visa 61

Visa CBDC RTP Real Time Payments 61

Finextra

JULY 1, 2025

These aren’t technology failures but governance failures. But when access is rushed or inconsistently governed, APIs become vulnerable and customer data is exposed. Please read our Privacy Policy. The Numbers Speak for Themselves Over 50% of organisations have experienced a breach stemming from third-party access. Common causes?

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finextra

JULY 14, 2025

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. Please read our Privacy Policy. payments landscape.

ACH 52

ACH Checks Tax Refunds Risk 52

Finextra

JUNE 11, 2025

Data Governance: As wallets become data-rich ecosystems, compliance with GDPR, PSD3, and future AI regulations will be mission-critical. Please read our Privacy Policy. Digital Divide: While inclusion is improving, access to smart devices and digital literacy remains uneven. We use cookies to help us to deliver our services.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. While data privacy concerns and varying interoperability standards remain key adoption barriers, progress can be accelerated through standardised APIs and consumer education. Regional approaches are diverging.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JUNE 25, 2025

Alongside the UK government’s National Payments Vision, we’re setting out a bold vision of the future in A2A real-time payments” The move comes after rival card scheme Visa rolled out new technology aimed at the UKs burgeoning account-to-account market through its new pay-by-bank offering. Please read our Privacy Policy.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

Finextra

JULY 17, 2025

Security and compliance Like all AI tools,RAG requires comprehensive governance. But for systems that use a general or Enterprise-version LLM, governance requiring the encryption of all documents in transit and at rest keeps any private information RAG models retrieve secure. Please read our Privacy Policy.

AI 59

AI Innovation FinTech Payment APIs and Integration 59

Fintech Review

MARCH 11, 2025

Feedzai debuted ScamAlert at the HumanX conference, where the brightest minds in AI, business, and technology come together to discuss AI innovations, governance, and opportunities. In response, Feedzai is harnessing the power of GenAI to strengthen fraud prevention and provide banks with a critical new AI agent to protect their customers.

Scams 52

Scams Fraud Prevention Risk Assessment Financial Crimes 52

Finextra

JULY 7, 2025

Regulatory and ethical considerations started to surface as well, prompting discussions on transparent AI algorithms and data privacy. Please read our Privacy Policy. For instance, a 2024 Statista study noted generative AI usage in financial services jumped to 52% of firms actively using it (up significantly from 2023).

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

FEBRUARY 17, 2025

Plus, we dive into cybersecurity challenges, proactive AI governance, and the evolving risks of AI-driven scams. In the US, there’s a push for minimal regulation to encourage innovation, whereas the EU is tightening regulations to ensure transparency and protect data privacy. Happy reading!

FinTech 59

FinTech Romance Scams Scams AI 59

Finextra

JULY 18, 2025

For business account users: Companies managing supplier, utility, or government payments from their euro-denominated business account can now automate outgoing payments with SEPA Direct Debit. Please read our Privacy Policy. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Cross-Border Payments 52

Cross-Border Payments Authorization Acquirers Cross-Border 52

Fintech Review

NOVEMBER 20, 2024

Our platform is built using the industry’s strictest global governance, privacy, and security standards. At Almond, security and compliance are foundational to our mission of fostering secure and transparent cross-border payments.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

Payments Dive

JULY 22, 2025

By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. By Lynne Marek • July 19, 2024 Get the free newsletter Subscribe to Payments Dive for top news, trends & analysis Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy.

Privacy 78

Privacy Stablecoins B2B Addressing 78

Finextra

JULY 8, 2025

Beyond payment: Can also trigger ordering, check-ins, parcel pickup, government services, etc. Please read our Privacy Policy. Why Is This a Big Deal? One tap, done: Removes the 3-step QR flow (open app → scan → confirm) with a single NFC interaction. We use cookies to help us to deliver our services.

Payment APIs and Integration 52

Payment APIs and Integration Payments EMV Authorization 52

The Fintech Times

FEBRUARY 28, 2025

The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information. “Another big challenge is related to data security and privacy. “Thoughtful governance and proactive risk management allow AI to be confidently leveraged in a highly regulated environment.”

AI 97

AI Best Practices Regulations Risk 97

Finextra

JUNE 10, 2025

The Delaware licence means that Navro can now operate under full regulatory governance in the state, providing US firms access to its payments curation platform. Please read our Privacy Policy. Integrating New Channels In A New World Of Payments Welcome to Finextra. We use cookies to help us to deliver our services.

Acquirers 64

Acquirers Payment APIs and Integration FinTech Cross-Border Payments 64

Fintech Review

MARCH 10, 2025

Co-Founder and Chief Science Officer, Feedzai The Five Pillars of TRUST At the core of Feedzais framework are five essential pillars, each addressing a critical aspect of responsible AI development and governance: T – Transparent Clear Explanations: Show how AI decisions are made in a way that anyone can understand.

Financial Crimes 52

Financial Crimes AI Adjustments Crime 52

The Paypers

JUNE 19, 2025

Privacy Policy Cookie Statement Terms and Conditions The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry. All rights reserved.

Visa 36

Visa FinTech Financial Inclusion Embedded Payments 36

Finextra

JUNE 17, 2025

Please read our Privacy Policy. Home News Regulation Paddle to pay $5m to settle FTC tech support scam claims Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. We use cookies to help us to deliver our services.

FTC 64

FTC Scams Federal Trade Commission Privacy 64

Innovative Payments Association

DECEMBER 17, 2024

At the time, Mr. Hill said that Congress needed to focus on a number of issues including: ​ Data aggregation and consumer use of third-party apps; Data privacy and breach notification; Developing a faster payments system; Streamlining Compliance.

Agreements 52

Agreements Community Banks Breach Faster Payments 52