Finextra

JUNE 30, 2025

Use Cases and Impact U.S. banks are applying AI in a range of use cases. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. using Microsoft Azure OpenAI service to build custom chatbots for customer service).

AI 69

AI Finance Fraud Detection Use Case 69

The Payments Association

JUNE 3, 2025

With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. In doing so, they risk missing the core innovation that digital money promises: the ability to transfer value directly, securely, and potentially without the need for intermediaries.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Neopay

MAY 28, 2025

Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and use cases. It is also developing potential use cases for day-to-day payments.

Innovation 52

Innovation Use Case Participant Central Bank 52

Finextra

JULY 5, 2025

For most standard online payments use cases (accepting card payments on a website or app), either will get the job done with high standards. Stripe wins praise for ease and developer tooling; Adyen wins praise for technical robustness and global unified infrastructure.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

Finextra

JULY 3, 2025

Customer use-cases and expectations eWallets are fundamentally utility-driven. Future readiness and innovation scalability You don’t want to rebuild your system every time you grow. You’re managing experiences. Key differences that impact your business You shouldn’t make decisions based on features alone.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JULY 18, 2025

A solution for both sides of the payments flow For acquiring customers: Merchants using payabl.’s ’s acquiring solution can now offer SEPA Direct Debit as a customer payment method, ideal for subscription models, media services, and other recurring billing use cases. Home Announcements Payments Payabl.

Cross-Border Payments 52

Cross-Border Payments Authorization Cross-Border Acquirers 52

Fintech News

JANUARY 20, 2025

Singapore embraces digital currencies, combining cutting-edge innovation with solid regulations to ensure a safe trading environment. While B itcoin, introduced in 2009, is the most well-known cryptocurrency, there are thousands of cryptocurrencies with various use cases today. Youre in the right place.

Cryptocurrency 116

Cryptocurrency Credit Cards Verification Blockchain 116

Fintech Finance

MAY 1, 2025

This relationship reinforces our commitment to innovation, seamless connectivity, and global financial leadership. We also remain steadfast in our role as a key contributor in supporting the Kingdom of Saudi Arabia’s ambitions to lead innovation within the financial technology arena locally, regionally and globally.”

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

The Fintech Times

MAY 1, 2025

But a standout use case – especially if tied to a major brand, social cause, or government initiative – is sure to elevate your narrative. This is often supported by another element that all journalists are drawn to: breakthrough research commands attention. They want use cases that show real-world impact.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

Finextra

JUNE 14, 2025

It’s innovating in areas like open banking, real-time bank transfers, and even AI-driven payments. Mastercard has deliberately evolved “beyond the card” to support a much wider range of payment types and use cases. Recently conducted in-depth research on Africa - surprised by the strength of the VISA system there.

Visa 52

Visa Gateways AI Value Added Service 52

Finextra

JUNE 25, 2025

Using the sandbox and Mastercards latest A2A payments technology, banks will be able to test new flows, including retail and digital assets, across person to person, person to merchant, and business to business use cases.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

Finextra

JUNE 18, 2025

Initiatives are also exploring Instant Payment use cases based on nexo frameworks. Work is actively underway to integrate Instant Payments use cases. Twelve years on, the journey continues — driving payments toward a more open, interoperable, and innovative world. no mandatory cobadging).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Finextra

JULY 20, 2025

PayPal is continuing to innovate in P2P features to maintain its lead. Pay Your Way i s the second pillar, focused on flexibility and ease of use. PayPal knows that a fast, frictionless checkout is vital – “checkout has to be fast” , as the team puts it – but they’re pushing the concept further with innovative new experiences.

Product 52

Product PayPal Payment APIs and Integration P2P 52

The Payments Association

JUNE 16, 2025

Industry Voices “This research set out to understand what it would take to make peer-to-peer offline payments work – securely, privately and at scale. Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. This distinction has real-world implications.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fintech News

JULY 13, 2025

According to The Block , the Reserve Bank of Australia (RBA) said that it will trial 24 use cases in this next stage, with participation from fintech firms and leading banks.

Central Bank 76

Central Bank CBDC Settlement Use Case 76

Fintech Finance

NOVEMBER 28, 2024

The report outlines several potential use cases for spendable benefits cards, such as use in employee-engagement platforms, reward and recognition platforms, traditional HR platforms and new employee-centric super apps. Employees tap their way to much more personalised and relevant benefits.

Embedded Finance 97

Embedded Finance Finance Technology Debit Card 97

Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. is taking steps to increase transfer limits.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

The Payments Association

DECEMBER 10, 2024

The fintech sector, in particular, is a driving force behind this trend, with research from Mordor Intelligence suggesting the market size for AI in fintech is expected to exceed $50 billion by 2029 , growing at a CAGR of 2.91%. These partnerships can provide access to innovative tools and expertise that may not be readily available in-house.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Finextra

JULY 7, 2025

For fintechs, this underlines the importance of infrastructure designed to support rapid innovation and adaptability right now, not just when the roadmap demands it. But these use cases generate vast volumes of data that require near-instantaneous processing. billion in the first half of 2024 , defying a global downturn.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Finextra

JULY 9, 2025

Jack McDonald, SVP, stablecoins, Ripple, says: “Ripple USD addresses a critical gap in the market as a stablecoin developed for enterprise-grade financial use cases, designed to meet the rigorous standards of leading financial institutions.

Stablecoins 75

Stablecoins Cross-Border Payments Cross-Border Privacy 75

Fintech Finance

JUNE 2, 2025

Research from Innovate Finance indicates that advancing the UKs FinTech ecosystem a key partner in the development and delivery of Visa A2A could unlock 328 billion over the next five years1. This milestone innovation will enhance payment experiences and deliver greater security and convenience to Nationwide members.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Finextra

JUNE 23, 2025

The moment Washington signalled that stablecoins are officially welcome (within well-defined guardrails), JP Morgan and its peers effectively got a green light to innovate. The GENIUS Act’s impact on embedded finance is that it makes all these use cases far more feasible at scale. Make no mistake: a top U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

Finextra

JUNE 30, 2025

The potential applications and use cases DLT-based digital currencies introduce a new settlement mechanism for faster, lower cost and more efficient transactions. A typical use case is the clearing and settlement of international payments.

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

Fintech News

JULY 14, 2025

Financial services firms globally are accelerating their adoption of cloud technologies, focusing on long-term agility, resilience, and innovation rather than cost-cutting, according to new research by the London Stock Exchange Group (LSEG). Return on investment is increasingly viewed through a strategic lens.

APACS 71

APACS AI Regulations Fraud Detection 71

Finextra

JULY 14, 2025

In fact, a global marketing survey found personalization is the predominant use case for AI in finance, with 44% of organizations scaling AI to tailor customer experiences, anticipate needs and boost loyalty. Moreover, designing for extreme use cases often improves the experience for everyone (the curb-cut effect).

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Finovate

JULY 16, 2025

The California-based AI research company launched a solution for financial analysis that helps finance professionals analyze markets, conduct research, and make investment decisions. With its Financial Analysis Solution, Anthropic is making the move to compete more directly with its enterprise use cases.

Financial Analysis 53

Financial Analysis AI Fraud Prevention Consulting 53

The Fintech Times

MAY 30, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Blockchain has not experienced the same rapid growth.

Blockchain 51

Blockchain AI Use Case Cryptocurrency 51

Finextra

JUNE 23, 2025

AdviceRobo has pioneered the use of psychometric data, behavioral analytics, and alternative data to assess risk far beyond FICO scores. This flexibility allows financial institutions to deploy AdviceRobo’s scoring agents locally, while retraining them globally—a balance between data sovereignty and model innovation.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

The Paypers

JUNE 26, 2025

tp: news tp: research tp: events This Site About Subscribe Press Releases Advertise Industry events Tailor made Services Media Partnerships Contact Contact Information The Paypers Prinsengracht 777e 1017 JZ Amsterdam The Netherlands Telephone: +31 20 658 0652 Legal Information © 2025 The Paypers BV.

Payments 56

Payments Embedded Payments Audit Multi-Currency 56

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Review

MAY 16, 2025

Regulators join to understand innovation and share policy direction. Many use conferences to gather signals from panels, side conversations, and pitch sessions. In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

The Fintech Times

APRIL 12, 2025

This includes Deloitte’s use of Agentspace to streamline internal business processes like project staffing, and the integration of advanced research tools such as Deep Research and Notebook LM within its innovation teams to accelerate client delivery.

AI 51

AI Interoperability Legal Consulting 51

The Paypers

JUNE 26, 2025

tp: news tp: research tp: events This Site About Subscribe Press Releases Advertise Industry events Tailor made Services Media Partnerships Contact Contact Information The Paypers Prinsengracht 777e 1017 JZ Amsterdam The Netherlands Telephone: +31 20 658 0652 Legal Information © 2025 The Paypers BV.

Compliance 36

Compliance Security AML Verification 36

The Paypers

JUNE 26, 2025

tp: news tp: research tp: events This Site About Subscribe Press Releases Advertise Industry events Tailor made Services Media Partnerships Contact Contact Information The Paypers Prinsengracht 777e 1017 JZ Amsterdam The Netherlands Telephone: +31 20 658 0652 Legal Information © 2025 The Paypers BV.

BNPL 36

BNPL Cross-Border Payments Cross-Border Payments 36

Finextra

JULY 14, 2025

What’s Next: Major Payment Providers Drive Innovation in Stablecoin Custody The custodial landscape is also being reshaped by increased involvement from major financial and payment companies, signaling growing confidence in the stablecoin and crypto ecosystem.

Stablecoins 52

Stablecoins Cryptocurrency Payment APIs and Integration Payments 52

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. They argued that delving into the stablecoin world will increase Mastercard’s revenue more than it will undercut it. By Lynne Marek • Aug.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78