Payments Source

AUGUST 29, 2019

But big banks see the slow rollout as an opportunity to expand their own instant payment network. Community banks and tech companies that are happy the central bank is building a next-generation system are not as pleased with its four- to five-year timeline.

Real Time Payments 82

Real Time Payments Payment Networks Fed Community Banks 82

Fintech Finance

AUGUST 27, 2024

Mexipay will utilize ACI’s Digital Central Infrastructure solution, part of the award-winning ACI Enterprise Payments Platform, to address the need for enhanced real-time payment services. According to ACI’s latest Prime Time for Real-Time report, 3.8 between 2023 and 2028. “We

Instant Payments 97

Instant Payments Real Time Payments ISO 20022 Financial Inclusion 97

Bank Automation

JANUARY 13, 2025

The Clearing Houses Real-Time Payments network is ready for cross-border payments from a technical perspective but is waiting for U.S. adoption of the network to grow to initiate the service.

Cross-Border Payments 59

Cross-Border Payments TCH Cross-Border Real Time Payments 59

The Paypers

JUNE 11, 2021

Ria Money Transfer has announced the launch of instant payments in Brazil via the country’s PIX real-time payments network.

Real Time Payments 83

Real Time Payments Instant Payments Payment Networks Payments 83

The Payments Association

MAY 16, 2025

Real-time payments and instant settlement: As consumer expectations shift, instant gratification has become the norm rather than a luxury. Real-time payment networks and instant settlement capabilities are transforming how funds move across systems.

Transactions 88

Transactions PCI DSS Payments Settlement 88

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” Real-time payment is also is finding traction in the gig economy, allowing employees to be paid on a regular basis, even daily.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

MAY 20, 2020

Accomplishing this task poses a unique set of challenges, however, particularly when it comes to real-time payments. The 27 EU member states have their own financial systems, and many have also implemented their own domestic real-time payments rails. The Past and Future of EU Real-Time Payments.

Real Time Payments 84

Real Time Payments Cross-Border Cross-Border Payments Central Bank 84

Bank Automation

AUGUST 13, 2024

NEW YORK — BNY is developing a cross-border instant payments solution to keep up with demand for real-time payments. And 80% percent of […]

Cross-Border 75

Cross-Border Instant Payments Payment Solutions Real Time Payments 75

PYMNTS

AUGUST 4, 2019

The United States is far behind other countries in terms of having real-time payments,” Fed Chairman Jerome Powell said last week, adding that while the Fed hasn’t made a decision on whether to move forward, the central bank has a long history of providing payments services to banks. We have a real-time payments network.

Real Time Payments 77

Real Time Payments Fed Federal Reserve Instant Payments 77

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

Bank Automation

APRIL 25, 2025

The Federal Reserves instant payments network, FedNow, is gaining ground on The Clearing Houses Real Time Payments network and has added more FIs to its network than RTP since its launch in 2017.

FedNow 52

FedNow Federal Reserve RTP Real Time Payments 52

Fintech Finance

DECEMBER 13, 2023

Melio , a leading B2B payments-as-a service platform for small businesses, announced the launch of real-time payments, which provides payors with the option to deliver funds instantly to their vendors. Morgan Payments, can process payments within seconds, even on weekends and bank holidays. “We

Real Time Payments 64

Real Time Payments FedNow Small Business Federal Reserve 64

Payments Source

JUNE 6, 2019

Brazil is the latest Latin American country to establish plans for a low-cost instant payments network with the aim of increasing financial inclusion and eliminating cash from the economy.

Real Time Payments 87

Real Time Payments Financial Inclusion Instant Payments Payment Networks 87

Finovate

NOVEMBER 14, 2024

Payfinia’s IPX platform will play a key role in the CUSO, helping organizations leverage FedNow to offer instant payments while providing fraud prevention. “Star One is proud to support Payfinia and its vision of making instant payments accessible to all account holders in the U.S.,” million in Seed funding.

Credit Union 59

Credit Union Same Day ACH Credit Union Service Organization FedNow 59

PYMNTS

MAY 22, 2020

If you want to know how consumers feel about faster payments, talk to the millions of Americans who still have not received stimulus money as of mid- to late-May. Detailing similar efforts in India and the Asia-Pacific region, the new Tracker looks at faster payments systems getting built around the world to ignite whole economies.

Faster Payments 137

Faster Payments Real Time Payments Cross-Border Payments 137

PYMNTS

MAY 22, 2019

As the need for speed increases worldwide, banks and other financial players are adapting payments to work smarter — not harder. As transaction times grow tighter and cover more distance, several companies are looking to add solutions for cross-border payments that still satisfy regulatory requirements.

Real Time Payments 72

Real Time Payments Cross-Border Payments Cross-Border Instant Payments 72

Fintech Finance

JUNE 18, 2024

Instant cross-border payments processed by STET , one of the leading European clearing and settlement systems, (CSM) and ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, have reached a new record high. billion in 2023 to 38.6 billion in 2028.

Cross-Border 98

Cross-Border Cross-Border Payments Transactions Instant Payments 98

Payments Source

MARCH 31, 2021

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Instant Payments 99

Instant Payments Payment Networks Mobile Banking Accounts 99

PYMNTS

APRIL 29, 2019

Many countries around the world are rolling out instant payments schemes that bring speed and convenience to payments made within their own borders. Unfortunately, those benefits are often limited when it comes to cross-border payments. A London-based manufacturer can’t rely on the U.K.’s

Interoperability 77

Interoperability ISO 20022 Instant Payments Cross-Border 77

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Enhance cross-border payments by integrating an always-on solution directly and locally with regional and global payment networks, ensuring compliance with constantly evolving regulatory standards.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

MAY 7, 2025

TrueLayer , Europe’s fastest growing payments network, has announced its biggest month ever, processing over $10 billion in total payment volume (TPV) in April – equivalent to more than $100 billion on an annualised basis. It’s about velocity.

Process 59

Process Real Time Payments Payment Networks On-Demand 59

Bank Automation

DECEMBER 2, 2024

The Clearing House continues to scale its operations with its Real Time Payments network clearing $500 billion at the end of November. Scaling and monitoring growth “is critical when you’re standing up a brand-new network,” Jim Colassano, senior vice president of product development, told Bank Automation News.

RTP 59

RTP Real Time Payments Instant Payments Payment Networks 59

The Fintech Times

NOVEMBER 5, 2024

Wise , the fintech focused on money transfer, has been granted direct access to the Philippines’ real-time payment system, InstaPay, enabling it to enhance the cross-border payment experience for around 13 million of its customers.

Real Time Payments 59

Real Time Payments Cross-Border Payments Cross-Border Correspondent Bank 59

Finextra

NOVEMBER 12, 2024

The RTP network, the largest instant payments system in the United States operated by The Clearing House, now averages over 1 million payments per day.

Real Time Payments 59

Real Time Payments RTP Payment Networks Instant Payments 59

The Payments Association

MAY 16, 2025

As instant payments become the norm, true finality is essential to ensure trust, reduce fraud risk, and protect the integrity of global payment systems. Finality is not a UX featureits the backbone of payment integrity. In real-time payments, deemed success is a legacy concept that no longer meets expectations.

ISO 20022 88

ISO 20022 Cross-Border Cross-Border Payments Settlement 88

PYMNTS

NOVEMBER 27, 2020

One-third of B2B payments are processed electronically, but accounting professionals are still pushing to expand that share. The push for real-time payments is often stymied by challenges to its implementation, however. Upgrading legacy systems to accommodate real-time payments can also be costly.

API 95

API B2B Transactions Instant Payments 95

PYMNTS

JULY 1, 2020

PEPSI promises a European standard that would not only process card payments, but would also execute transfers, instant payments and mobile payments without using Visa’s or Mastercard’s networks. In addition, PEPSI is backed by the European Central Bank (ECB) and the European Commission.

Visa 130

Visa Online and Mobile Banking eWallet Central Bank 130

PYMNTS

JANUARY 23, 2020

Payments made with cash and checks are dropping in volume — the use of cash alone declined 40 percent over the past five years in Canada. Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

Fintech News

SEPTEMBER 17, 2024

The report highlights the role of regulatory , such as interchange fee caps and the promotion of pay-by-bank alternatives, in reducing merchant costs and interventions enhancing competition within the payment market. Co-badging refers to a single payment card that has at least two or more payment card networks enabled on it.

APACS 109

APACS Regulations Caps Real Time Payments 109

Payments Dive

JULY 27, 2023

While Mastercard participates in real-time payment systems in other countries, it’s holding back for now on the new U.S. instant payments network.

FedNow 78

FedNow Visa Real Time Payments Instant Payments 78

PYMNTS

DECEMBER 15, 2020

Real-time rails continue to gain traction as solution providers debut new tools wielding existing instant payment infrastructure to enhance their offerings to business customers. Scotiabank Launches Real-Time Payments For Businesses. Fabrick, Nets Collaborate On Instant Payments.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

The Fintech Times

JANUARY 19, 2024

Financial firms in the US are highly interested in faster payment networks, with 78 per cent saying it is a ‘must-have’ for their organisation; according to Volante Technologies , the payments-as-a-service (PaaS) firm.

Faster Payments 64

Faster Payments Payment Networks FedNow TCH 64

PYMNTS

DECEMBER 20, 2018

Ingo Money , for example, has worked with partners like Early Warning — which owns digital peer-to-peer (P2P) payment network Zelle — to create a new, faster way of sending money from one account to another. Other players have built their own real-time payment systems in-house. About The Tracker.

Instant Payments 57

Instant Payments Consumer Real Time Payments Interoperability 57

Payments Source

JANUARY 4, 2019

Hungary’s commercial banks have started the initial testing phase of an instant payments scheme, with plans to go live on July 1 for domestic broadscale use.

Instant Payments 67

Instant Payments Payments Real Time Payments Payment Networks 67

PYMNTS

AUGUST 6, 2019

With the purchase of the Denmark-based payments platform, Mastercard is picking up an electronic billing platform that offers clearing and instant payment services, according to a statement on Tuesday (Aug. would be the latest nation to develop and launch a nationally available real-time payments system.

Visa 87

Visa Real Time Payments Cross-Border Payments Federal Reserve 87

Fintech Finance

APRIL 24, 2024

Brite Payments, a leader in instant bank payments, today announced the launch of Brite Instant Payments in Germany. The fast-growing Swedish fintech enables instant account-to-account (A2A) payments and payouts , leveraging Europe’s open banking infrastructure.

Instant Payments 59

Instant Payments Payments Reconciliation Real Time Payments 59

The Fintech Times

JUNE 13, 2024

Real-time revolution: How MENA is leading the rise of instant payments Mostafa Menessy, co-founder and CTO of fintech solution provider Paymob The MENA region is emerging as a global leader in instant payments, driven by rapid technological adoption, strategic government initiatives, and a robust increase in digital payment transactions.

Instant Payments 59

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 59