Fintech News

JANUARY 13, 2025

Consumers adoption of digital wallets, payment gateways, and alternative banking solutions has showcased a burgeoning demand for services that cater to underbanked and unbanked populations. This demand is expected to fuel fintech innovations even in the face of current economic hurdles. Yet, optimism abounds. Unicorns in the Drought?

FinTech 114

FinTech Cross-Border On-Demand Innovation 114

The Payments Association

JUNE 3, 2025

As Nilixa Devlukia, CEO at Payments Solved, observes, these projects illustrate the benefits of shared infrastructure, adding that technical standards are beneficial to building interoperable CBDCs that function seamlessly across borders and jurisdictions. Flexibility is also crucial when it comes to custody.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

The Fintech Times

APRIL 24, 2025

They can support everything from everyday bill payments to the gig economy, meeting the seamless demands of digitally native generations. “Yet, the lack of interoperability remains the biggest barrier to truly inclusive and efficient cross-border commerce. “With mobile wallet users expected to reach 5.8

Interoperability 45

Interoperability Cross-Border Cross-Border Payments Contactless Payments 45

Fintech Finance

MARCH 24, 2025

The demand for secure, fast, and modern payment solutions has been pressing. By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Fintech Finance

NOVEMBER 27, 2024

Leading on building an open and interoperable future for merchants worldwide, Primer has achieved significant milestones in product innovation and senior team hires in 2024 to meet the evolving needs of global enterprises.

APACS 90

APACS Interoperability Push-to-Card Payments 90

The Payments Association

OCTOBER 28, 2024

This approach allows them to quickly respond to changing market demands and consumer preferences, rolling out new features and enhancements on a much shorter timescale than the traditional waterfall development models used by legacy payment processors.” The demands of modern payments have created challenges for outdated systems.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Customer expectations have changed: Businesses and consumers now demand frictionless, real-time transactions, which legacy systems struggle to support. Deliver, or fail fast, fix, and move on!

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

PYMNTS

AUGUST 1, 2019

In corporate payments, high-value transactions with tall demands for compliance, transparency, speed, efficiency and security aren’t just placing a burden on the businesses sending and receiving funds. In the public sector, corporates and government entities are also collaborating in pursuit of interoperability.

Interoperability 61

Interoperability ISO 20022 Cross-Border Correspondent Bank 61

Fintech News

MAY 19, 2025

With Asias cross-border commerce projected to surpass US$4 trillion by 2030, StraitsX said the move supports growing demand for trusted, compliant digital assets across interoperable ecosystems. XSGD is already live on Arbitrum, Avalanche, Ethereum, Polygon, Hedera, and Zilliqa. said Liu Tianwei, Co-Founder and Deputy CEO at StraitsX.

Stablecoins 85

Stablecoins Cross-Border APACS Interoperability 85

Fintech Finance

JANUARY 22, 2025

Travel is bouncing back in a big way, but with volumes rising, and customers demanding more payment choice, business growth can mean more payment integrations, complexities and pressures to manage.

Payments 97

Payments Acquirers Volume On-Demand 97

PYMNTS

APRIL 29, 2019

An interoperable cross-border solution could remove these frictions and provide smooth transfers between two real-time payment systems, while a single, globally accessible faster payments service could offer swift end-to-end transfers. Smooth communications between players must be supported if payment schemes are to be interoperable.

Interoperability 77

Interoperability ISO 20022 Instant Payments Cross-Border 77

Fintech Finance

MARCH 1, 2024

Furthermore, it offers unparalleled flexibility, interoperability, and efficiency compared to legacy formats, positioning FIs for long-term success in an increasingly digital economy. By embracing ISO 20022, FIs can meet today’s demands and anticipate tomorrow’s needs, driving innovation and growth in the digital age.

ISO 20022 144

ISO 20022 ISOs FedWire Message Standards 144

Fintech Finance

JUNE 20, 2025

The transition from fixed commuter passes to Pay as You Go (PAYG) and Account-Based Ticketing (ABT) caters to changing work habits, offering travellers flexibility and convenience while providing Transportation Authorities (TAs) with valuable data on demand patterns.

Payments Trends 59

Payments Trends Mobile Payments Payments Interoperability 59

Fintech News

DECEMBER 22, 2024

Cross border payments and digital advances in Singapore Singapore has made advancements in digital payments and emerging challenges in cross-border interoperability. Expanded SkillsFuture initiative: This initiative focuses on upskilling the workforce to meet the evolving demands of the fintech industry.

FinTech 111

FinTech Cross-Border Payments Cross-Border Money Laundering 111

Fintech Finance

MAY 27, 2025

As demand for seamless, real-time payments continues to rise, Aani offers SMEs a powerful way to transact with greater ease and agility. This code or link can then be shared with the merchant’s own client, permitting a secure, seamless method of payment.

Instant Payments 85

Instant Payments Real Time Payments IBAN Payments 85

The Fintech Times

NOVEMBER 6, 2024

Visa is committed to meeting the evolving demands of consumers and merchants, ensuring seamless and secure payments.” Ant International is also working with StraitsX to enable the efficiency and interoperability of payments made via PBM through the Whale platform, Ant International’s treasury management solution.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Oradian’s custom API capabilities improve system interoperability and scalability, allowing financial institutions to keep pace with evolving requirements and streamline financial workflows.

SWIFT 111

SWIFT API Underserved Interoperability 111

Fintech News

JUNE 16, 2025

As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. By joining Nexus, banks can respond to that demand in a tangible way. All of this reflects what the G20 set out to achieve.

Cross-Border Payments 75

Cross-Border Payments Cross-Border APACS ISO 20022 75

Fintech Finance

MAY 2, 2025

As demand for real time, global payments grow, Rain is seeing strong momentum from partners looking to issue and use onchain cards and settle in stablecoins. Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

The Payments Association

JUNE 24, 2025

Forward-looking payment firms should therefore not see this as a burden, but as a platform: aligning with these standards builds resilience, trust, and relevance in an increasingly sustainability-conscious marketplace Consumer demand: Today, payments are no longer simply seen as financial transactions, but a reflection of personal values.

Innovation 88

Innovation Card Issuer Payments Issuers 88

Fintech News

FEBRUARY 2, 2025

Thanks to Way4s flexibility, Equity Bank Kenya was the first in the world to enable interoperability between the payment card network and a leading digital wallet ecosystem M-PESA. Fast innovators are 18 times more disruptive, reports BCG, and getting new products to market quickly generates more sales from them at least 30% of revenue.

Card Issuer 105

Card Issuer Issuers Multi-Currency Online and Mobile Banking 105

The Fintech Times

MARCH 6, 2025

This will enable their own customers to store, spend and get paid in stablecoins, USD, GBP, EUR and exchange between balances automatically or on-demand, 24/7. With our embedded wallet, were making stablecoin, crypto and fiat payment rails interoperable, to give our customers true payments flexibility. Why stablecoins?

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Fintech Finance

JUNE 11, 2025

Global payment interoperability is critical for businesses growing internationally, with digital wallets increasingly playing a pivotal role in simplifying cross-border transactions. Research highlights a rising demand for scalable, multi-rail payment solutions that cater to diverse financial ecosystems.

Cross-Border 52

Cross-Border SARS Multi-Currency APACS 52

Fintech Finance

MARCH 24, 2025

The demand for secure, fast, and modern payment solutions has been pressing. By introducing the SOMQR standard and establishing the Somalia Payment Switch (SPS) as the scheme manager and operator, CBS aims to reduce reliance on cash, ensure interoperability, and expand financial services across the country.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

JUNE 9, 2025

Customers are clearly signalling a demand for faster, simpler ways to pay. PEM has numerous workstreams all aimed at driving competition, innovation, financial inclusion and addressing fraud and risk in an open, interoperable system. The expansion comes at a time when alternative payment methods are on the rise across the region.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

The Fintech Times

FEBRUARY 19, 2025

Blockchain-powered finance As the global demand for trusted, efficient, and interoperable digital payment solutions continues to accelerate, this partnership looks to set a new benchmark for the integration of blockchain-powered finance with institutional banking expertise, advancing the future of regulated, cross-border digital transactions.

Stablecoins 75

Stablecoins Cross-Border Cash Management Cross-Border Payments 75

The Payments Association

FEBRUARY 7, 2025

The report highlights how interoperability and B2B adoption will play a crucial role in the industrys next phase of growth. As the financial ecosystem continues to evolve, outdated systems are struggling to keep up with growing demand. However, there is significant potentialonly 35% of U.S. financial institutions and 44% of U.K.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payment APIs and Integration 88

Fintech News

JANUARY 15, 2024

In Singapore, micro and small merchants (MSMEs) are responding to the ever-increasing consumer demand for cashless options, and are swiftly embracing QR payment solutions. Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants.,

Interoperability 114

Interoperability Cross-Border Payments Financial Inclusion 114

Fintech Finance

DECEMBER 11, 2024

In the first half of 2025, Swift plans to roll out a sandbox with synthetic data to prototype learning from historic fraud, working with 12 global financial institutions, with Google Cloud as a strategic partner. Heres how it works for Swift: A copy of Swifts anomaly detection model is sent to each participating bank.

SWIFT 95

SWIFT AI Cross-Border Payments Fraud Detection 95

Fintech Finance

AUGUST 20, 2024

TerraPay , a global money movement company, announced a collaboration with 5 of the leading wallet operators to establish the “Wallet Interoperability Council”, aiming to leverage TerraPay’s technology to facilitate interconnection and interoperability in cross-border transactions.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Interoperability Payments 52

Finextra

SEPTEMBER 26, 2024

Are European businesses prepared for the fundamental changes that directives such as ViDA will bring to e-invoicing?

Cross-Border 52

Cross-Border On-Demand Interoperability 52

The Fintech Times

APRIL 27, 2025

The results, published in a new report, Pushing the Limits: US Instant Payments in 2025, based on responses from 300 senior payments professionals at US banks , suggest larger transaction limits are helping to boost instant payment demand. Our latest research shows strong demand for instant payments and growing pressure on banks to deliver.

RTP 45

RTP FedNow Instant Payments Payee 45

The Fintech Times

APRIL 16, 2025

With the rising demand for fast, secure, and efficient payment solutions, this partnership bridges key gaps in financial connectivity and infrastructure readiness, enabling millions of individuals and businesses to engage more fully in the global economy. Together, we are driving a new era of digital payments.”

Funds Transfer 49

Funds Transfer PayPal Cross-Border Cross-Border Payments 49

PYMNTS

AUGUST 1, 2019

The world is becoming more interconnected, boosting demand for fast and low-cost services that enable cross-border transactions. Such experiences require payments interoperability, which can be a significant challenge due to changing technologies and regulations. What is payments interoperability?

Cross-Border Payments 43

Cross-Border Payments Cross-Border Interoperability Electronic Funds Transfer (EFT) 43

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. This needs to be sorted out for multilateral payment platforms to fully harness the benefits of interoperability through multilateral payment platforms.

Cross-Border Payments 120

Cross-Border Payments Cross-Border Interoperability Payments 120

Fintech Finance

APRIL 15, 2025

With rising demand for fast, secure, and efficient payment solutions, this partnership bridges key gaps in financial connectivity and infrastructure readiness, enabling millions of individuals and businesses to engage more fully in the global economy. . According to Mordor Intelligence, the MENA digital payments market is estimated at $251.34

Cross-Border Payments 59

Cross-Border Payments Cross-Border PayPal Funds Transfer 59