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RTP® and FedNow Transaction Limit Increases Fuel Instant Payments Surge

Fintech Finance

Other key findings include: US banks lead instant payments race – 81% of US banks believe they are leading the way on instant payments compared with the rest of the world, with 42% saying it’s a significant lead. Only 4% feel they are behind but have the potential to catch up.

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Ripple Payments Combines With OpenPayd Fiat Infrastructure to Simplify Global Money Movement

The Fintech Times

Iana Dimitrova , chief executive of OpenPayd “Ripple has long been a pioneer in blockchain-based payments,” said Iana Dimitrova , chief executive at OpenPayd. ” RLUSD supports a wide range of use cases, including cross-border payments, global treasury management, and access to US dollar liquidity.

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RedCompass Labs Reveals 8 in 10 US Banks are Happy With RTP and FedNow Instant Payments Limits

The Fintech Times

Banks are enabling instant sending capabilities David Patrick , head of payments strategy at RedCompass Labs, comments: Not long ago, US banks were debating how RTP and FedNow would coexist, facing challenges like legacy systems, cannibalising existing revenue streams, and fraud.

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Offering Merchants More Control: Juspay Launches Hyperswitch Alongside US Expansion

The Fintech Times

license and PCI certification, Hyperswitch offers payment architects and product managers a fully customisable payments stack, free from the constraints of proprietary systems.It Juspay is creating a solution which is truly interoperable with the global payments ecosystem that puts businesses in control of their payments strategy.

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Successful Migration of the Kenya Electronic Payment and Settlement System to the ISO20022 Global Messaging Standard

Fintech Finance

Additionally, the standardisation provided by ISO20022 reduces the complexity of payments and significantly enhances efficiency. The ISO20022 Standard will enhance interoperability between domestic and international payment systems, facilitating easier cross-border transactions and increase the ease of doing business globally.

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U.S. Faster Payments Council Releases Report on the Role of Directory Services in Instant Payments

Fintech Finance

As instant payments adoption continues to grow, financial institutions, fintechs, and payment service providers face challenges in managing account information, ensuring interoperability, and mitigating fraud risks. “By securely connecting payers and payees, directories reduce friction and drive broader adoption. .”

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The Digital Wallet Revolution: How It's Reshaping Consumer Behaviour and Payment Infrastructure

Finextra

Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation. Next-Gen Capabilities: NFC, QR, voice payments, and AI-driven assistants are moving from pilot to production—testing the limits of interaction design and transaction models.