The Fintech Times

FEBRUARY 28, 2025

There is a growing demand for transparent and explainable AI models. “Integrating AI into banking is both technically and financially demanding due to strict regulations, legacy systems, and complex processes. The use of AI in fintech has sparked concerns about data privacy and the misuse of sensitive financial information.

AI

Finextra

JULY 21, 2025

While modernization carries inherent risks in a heavily regulated environment, the cost of inaction has become demonstrably higher. Financial institutions that delay transformation risk regulatory non-compliance, competitive disadvantage, and operational inefficiencies that compound exponentially over time.

Payment APIs and Integration

The Fintech Times

APRIL 2, 2025

Collateral is an essential risk mitigation tool that helps support overall financial stability. But as the markets grow more complex and cost pressures rise, so too does the demand for high-quality collateral.

Blockchain

Finextra

JULY 22, 2025

With capabilities like autonomous strategy selection, self-directed risk management, and real-time market adaptation, Agentic AI has the potential to transform how institutions engage with FX markets. They can recommend or auto-execute mitigation actions such as portfolio rebalancing or hedge placement. What is Agentic AI?

Automation

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

Payment APIs and Integration

The Fintech Times

MAY 5, 2024

Not only are Resilience’s clients more effective at avoiding loss, but they also are more proactive about assessing and mitigating that risk. ” Cyber risks are forecast to increase in cost and complexity, and ransomware attacks remain a global threat to enterprises.

Risk Mitigation

PYMNTS

OCTOBER 23, 2020

And while investors targeted an accounts payable payments startup as well as another platform designed to help other startups understand their equity, a common theme this week was investment in risk mitigation capabilities. Below, PYMNTS rounds up the latest funding news in the world of B2B. The company highlighted the $8.14

Risk Mitigation

PYMNTS

OCTOBER 22, 2018

CGI HotScan360 meets the demands of the digital age through real-time monitoring and advanced data analysis of customer activities, while reducing operational costs and providing a global support network.” CGI has announced the launch of CGI HotScan360, an enhanced version of its industry leading HotScan solution.

Risk Mitigation

PYMNTS

NOVEMBER 17, 2020

Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said. Targeting FIs, Nucleus Software has rolled out its latest technology with a focus on supply chain risk mitigation. HSBC Collabs With Biz2Credit For SMB Loans.

Finance

Fintech News

JUNE 5, 2024

This growth is not just a result of increasing demand and shifting market dynamics, but a direct consequence of the transformative impact of advanced financial technology (fintech) on the sector. What makes the Strategy-Risk model a robust tool is its iterative sequential approach. billion by 2030.

FinTech

Seon

JUNE 24, 2024

The rise of online transactions and evolving cybercrime tactics highlight the urgent need for strong identity risk management and monitoring. Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity.

Risk Management

FloQast

SEPTEMBER 18, 2024

The Strategic Shift: From Compliance to Risk Orchestration FloQast’s survey uncovered a pretty notable opportunity in the compliance landscape. While a significant 47% of compliance professionals are focused on reducing administrative demands, only 16% are exploring strategic risk orchestration.

Compliance

Fintech News

FEBRUARY 14, 2024

The trade finance industry has been aspiring for greater digitalisation, striving to tap into potential benefits such as improved transparency, efficiency, risk mitigation and support for small and medium-sized enterprises (SMEs).

Finance

PYMNTS

NOVEMBER 2, 2020

The acquisition of LLamasoft will strengthen the value of its business spend management (BSM) software for the corporate sector, at a time when firms across the board are struggling to accurately assess and balance supply and demand, Coupa noted in a press release. Coupa said it has agreed to spend $1.5 Home Depot and Nestle. “We

Risk Mitigation

PYMNTS

MARCH 13, 2017

What we’re seeing now is a strong demand for mobile RDC,” said Ballagh, adding that for a mobile RDC solution to really gain traction, it needs to have all the same capabilities of a desktop solution. “Checks are declining,” he acknowledged, “but that decline isn’t as deep as it was. This is where API technology comes in.

RDC

Fintech News

JULY 24, 2024

As financial services become more digitalised, they face increasing susceptibility to sophisticated cyber threats, demanding advanced security measures. The financial sector is on the edge of a major transformation powered by continuous technological advancements. Banks must, therefore, prioritise resilience and continuity as never before.

Finance

PYMNTS

JUNE 20, 2017

But Big Data lands new capabilities in the hands of corporate treasurers and other executives that yields active, real-time assessments of risks from multiple angles, from counterparties to compliance. For fund investors, active risk management is of particular importance for treasurers, Hazeltree noted.

Risk Assessment

PYMNTS

OCTOBER 23, 2020

It's for this reason that cybersecurity risks have climbed to the top of procurement professionals' minds as they develop their supplier management strategies. But third-party risk is complex and multifaceted, demanding a juggling act of coordination, collaboration and research. Risk Focus In Flux. Thinking Ahead.

Risk

The Payments Association

MAY 16, 2025

Instant payments demand instant certainty. The risks of legacy settlement logic Payment networks still rely on response codes to indicate transaction statusan outdated approach in a real-time environment. Front-Loaded Risk Mitigation SWIFT advocates pre-transaction screening to prevent post-settlement disputes.

ISO 20022

Trade Credit & Liquidity Management

MAY 1, 2025

Key Considerations for Credit Execs Though tariff uncertainty is not currently prompting a rush to secure liquidity, businesses freezing major investments and decisions creates a unique risk environment for trade credit managers. The overall picture is one of caution and inaction as companies await clearer signals on trade policy and tariffs.

Risk Mitigation

PYMNTS

SEPTEMBER 21, 2019

They’re just a few basic rules of thumb for small business owners to help mitigate the risk of a cyberattack, according to Matrix Integration; however, as president Nathan Stallings warns, as cyberattacks become more sophisticated, so much small businesses’ mitigation tactics. Stronger passwords. ” The U.S.

Data Breach

PYMNTS

JUNE 17, 2020

Gianluca Pizzituti , CEO and co-founder of invoice financing platform Velotrade , told PYMNTS about the risks financiers must mitigate in the trade finance arena, the role of data in mitigating those threats, and the evolving role of invoice finance to help B2B companies endure the most volatile market many have seen in years.

Finance

PYMNTS

OCTOBER 14, 2019

On top of geopolitical factors, there are a slew of risks facing supply chains from many angles, as Resilinc Co-founder Sumit Vakil recently told PYMNTS. That struggle to share information is among the largest barriers to supply chain risk mitigation, noted Vakil. ” Data Evolution.

Risk

Fintech Finance

APRIL 7, 2025

These offerings encompass end-to-end services available through a single vendor, including digital gifting platforms, card production, AI-driven customer care, comprehensive processing, demand planning, marketing, advanced fraud protection and distribution through BHN’s expansive network.

Risk Mitigation

Fintech Review

FEBRUARY 7, 2024

By leveraging cloud computing, these firms can effortlessly scale their operations up or down, sidestepping the traditional limitations imposed by physical infrastructure and thus, remaining highly adaptable to the market’s fluctuating demands. They avoid heavy investment in physical spaces. Resources flow to innovation instead.

FinTech

PYMNTS

OCTOBER 7, 2016

” Financial institutions today are also struggling to connect the dots between all of the ways they use data analytics to mitigate risk and add value to their lending operations, added Horrocks. He offered the example of banks using analysis of financial statements to assess risk in the loan origination process. .

Origination

PYMNTS

JANUARY 31, 2019

demand for faster payment capabilities, too. .” ” The report also issued a slight warning to the industry: While faster payment innovations and technologies are progressing, solutions “tend to focus on technology more than risk,” with less attention paid to risk mitigation and legality than to speed.

Faster Payments

PYMNTS

APRIL 27, 2016

More than half of treasury departments surveyed by the firm, however, say that a lack of visibility into their corporations’ exposure to this risk, as well as unreliable FX forecasts, are their top challenges. At the same time, a continued dependence on manual analytics can similarly mean a weak grip on FX risk mitigation.

Risk

FICO

DECEMBER 19, 2016

In 2017, consumer demand will emerge around wanting to understand more about the security of the organizations they do business with. IoT-dependent manufacturers will respond positively to publicly discussed risk mitigation strategies and differentiators. That’s the bad news. Say hello to 2017. Follow me on Twitter @dougoclare.

Office of the Comptroller of the Currency

PYMNTS

JUNE 30, 2016

Globalization has enterprises of all sizes keeping a closer eye on their exposure to risks related to foreign exchange volatility, political changes and the like. pound hit a 30-year low after the Brexit vote, businesses were scrambling to mitigate their exposure to this level of volatility.

Mitigation

PYMNTS

JANUARY 30, 2019

Financial technology (FinTech) company Numerated , which links financial institutions (FIs) with digital business lending and sales solutions, has announced a partnership with PayNet to integrate risk analytics into its offering. In a press release issued on Tuesday (Jan.

Risk

PYMNTS

JUNE 25, 2019

’s exit from the European Union as a top supply chain concern — more than cyberattacks, natural disasters, supplier failures and demand surpassing capacity. Brexit , trade wars and other geopolitical events that are disrupting supply chains are leading to a heightened focus on risk mitigation and cost reduction, too.

Risk Mitigation

PYMNTS

SEPTEMBER 29, 2017

When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help. But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance.

Treasury

The Fintech Times

AUGUST 9, 2024

AU10TIX , the identity verification and management firm, has unveiled a new anti-money laundering (AML) solution, in a move to help businesses ensure a safer approach to risk mitigation. The post AU10TIX Aims to Reduce Operational Risk for Businesses With New AML Solution appeared first on The Fintech Times.

AML

The Fintech Times

SEPTEMBER 19, 2024

. “Risk orchestration lowers risk and boosts resilience of financial institutions by facilitating quick threat detection and response,” Kelvin Lim , senior director at the Synopsys Software Integrity Group. “Automated workflows facilitate real-time risk management, ensuring a coordinated response to evolving threats.

Risk

PYMNTS

JULY 13, 2016

But look deeper, Farrell recently explained to PYMNTS, and you’ll see that it’s a reflection of the diverse range of responsibilities and demands that the eProcurement of the modern day has. On the other hand, supplier management is about mitigating the risk of working with unfamiliar suppliers or overseas partners.

Risk Mitigation

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Their aim is to educate the industry on the inhibitors to faster payments adoption.

FPC