Fintech Finance

DECEMBER 4, 2024

According to new research released today, on average, each of the 5.5 Mollie’s research found that they spend an average of 15 days—or 120 hours—each year managing and mitigating fraud-related issues. million SMBs in the UK lost almost £11,000 (£10,800) this year through fraud.

Account Takeovers

EBizCharge

NOVEMBER 12, 2024

To apply for a merchant account: Begin by researching and selecting a suitable merchant account provider. Businesses can choose from four merchant accounts: aggregated, independent sales organization (ISO), high-risk, and Internet merchant accounts. This setup reduces manual processes and minimizes the risk of errors in accounting.

Accounts

The Fintech Times

MARCH 19, 2025

” Fraud risks rise as limits increase Ryta Zasiekina, founder of payments firm CONCRYT While the potential for greater convenience is clear, Ryta Zasiekina, founder of payments company Concryt, warns that higher contactless limits could make fraud prevention more challenging.

Contactless Payments

Stax

NOVEMBER 14, 2024

Here are the inside details about what defines a payment solutions provider, how processing works, the credit card processing fees , risks, and more. There are also risk holds—a routine procedure that most companies experience within the first few weeks of processing with a new merchant services account. Read on for more specifics.

Credit Cards

FloQast

JANUARY 22, 2025

This wasnt just about complianceit was about making FloQast stronger and more nimble in managing AI risks. We conducted training sessions led by senior leadership to ensure that our Research and Development teams fully understood the objectives of our AI Management System. At FloQast, our method is deliberate and cautious.

ISOs

The Fintech Times

DECEMBER 9, 2024

This year taught us that we are all vulnerable to the risks of interconnected systems, as highlighted by a global outage caused by a faulty software update from CrowdStrike. “Consumers will be able to enjoy seamless, faster, and more secure payment experiences, reducing the need for physical contact and minimising the risk of fraud.

Payment APIs and Integration

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France. and VP/Director/Head roles representing 43.7%

Financial Crimes

The Payments Association

DECEMBER 10, 2024

With payment systems becoming more digital and interconnected, the risk of AI-driven fraud grows, urging payments firms to adopt cutting-edge solutions to protect themselves and their customers from these emerging threats. fingerprints, facial recognition), and behavioural biometrics (e.g., keystroke dynamics or mouse movements).

AI

The Payments Association

JUNE 16, 2025

Industry Voices “This research set out to understand what it would take to make peer-to-peer offline payments work – securely, privately and at scale. A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk. But widespread adoption remains distant.

Settlement

Payments Dive

JUNE 30, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Visa, FIS boost value-added card services The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

Card Services

Finextra

JULY 21, 2025

While modernization carries inherent risks in a heavily regulated environment, the cost of inaction has become demonstrably higher. Financial institutions that delay transformation risk regulatory non-compliance, competitive disadvantage, and operational inefficiencies that compound exponentially over time.

Payment APIs and Integration

Finextra

JULY 28, 2025

The allure of AI – promising breakthroughs in predictive analytics for risk assessment, automated customer support, and advanced fraud prevention – has prompted substantial capital allocation across the sector. This research article aims to systematically investigate the multifaceted drivers behind this AI investment-to-value gap in banking.

AI

Finextra

AUGUST 6, 2025

Thursday, 18th September 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How great is the challenge posed by money mules today? Why are banks’ attitudes towards money mules shifting? So, what can banks do today to tackle this problem head-on?

Accounts

The Payments Association

DECEMBER 18, 2024

” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms.

Cross-Border

Neopay

JANUARY 22, 2025

Generative Artificial Intelligence (GenAI) is revolutionising many industries, but with this innovation comes significant risks. Recent research by Signicat reveals that AI-driven fraud now constitutes 42.5% Using advanced generative models, it creates content that is increasingly realistic and sophisticated.

AI

EBizCharge

MARCH 11, 2025

Merchants should also consider gateways supported payment methods and compliance with security standards like Payment Card Industry Data Security Standards (PCI-DSS) since reliable security infrastructures and cost-friendly options can mitigate extra costs. Thorough research will help your business garner these cost savings.

Processing Costs

Fintech Finance

JUNE 10, 2025

Sold in tamper-evident packaging without any human-readable data elements, like an account number, CVV or mag stripe on the card, the risk of sensitive information falling into the wrong hands can be significantly minimized. The Tap to Pay Visa Gift Card will be available for purchase at select locations beginning in summer 2025.

Fraud Prevention

Stax

MARCH 11, 2025

Online reviews Your research will tell you a lot about each provider. The fee varies depending on the card type (e,g reward credit card, travel credit card), channel (in-person or online), geographical location, and industry type (e,g high-risk industries). Kitts and Nevis, St.

Online Payment Processing

Finextra

JULY 7, 2025

For fintech startups, navigating these complexities without in-house expertise can lead to inefficiencies and risks. AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. Choosing Colocation?

FinTech

Finextra

JULY 22, 2025

Rooted in cognitive science and robotics, agentic systems evolved from early research prototypes into adaptive, autonomous problem-solvers. With capabilities like autonomous strategy selection, self-directed risk management, and real-time market adaptation, Agentic AI has the potential to transform how institutions engage with FX markets.

Automation

EBizCharge

JANUARY 14, 2025

Strong encryption builds trust with customers and reduces the risk of data breaches. These gateways handle all payment details, providing a secure system that minimizes the risk of data breaches. Without proper training and the support of a reliable payment service provider, the risk of errors can increase.

Payment Gateways

Fintech Finance

MARCH 25, 2025

The research, conducted in February ahead of the Spring Budget, highlights that despite fiscal challenges, a significant proportion of UK businesses remain positive about the future. ” The post UK Businesses Remain Resilient and Growth-Orientated, Despite Economic Headwinds appeared first on FF News | Fintech Finance.

Contactless Payments

FloQast

FEBRUARY 19, 2025

Xavier Sanchez is a Managing Director at CFGI, leading the Risk Advisory practice in the New York Metro area. As a consultant in the risk mitigation and compliance space , I always strive to be my client’s advisor on their risk and compliance needs.

Advisors

Finextra

JUNE 12, 2025

Is the industry ready to look beyond the compliance aspects of VOP and focus on the benefits in terms of fraud prevention, user experience, and risk management? Verification of Payee (VOP) scheme rules have been released by the European Payment Council (EPC) to comply with the EU’s Instant Payments Regulation (IPR).

Payee

Finextra

AUGUST 11, 2025

The CBDC will soon be introduced in phases to mitigate risks, with an intermediated two-tier distribution model and wallet-based access. At launch, it will be non-interest bearing to encourage its use for payments, rather than as as substitute for savings, and will be fully fungible with cash and deposits.

ISO 20022

Finextra

JULY 21, 2025

Impermanent Loss: While not theft, this is a common risk for liquidity providers in DeFi, and this solution would not mitigate it. Their primary risk exposure often comes from interacting with various DeFi protocols. It offers a clear risk mitigation strategy that aligns with their fiduciary duties.

Compromise

Finextra

JULY 14, 2025

If not properly secured, assets are at risk of theft or loss. Furthermore, businesses relying on a third party also face counterparty risk: if the custodian is compromised or fails, there is a risk of losing the assets. Third-party custody provides professional security and convenience but comes with fees and counterparty risks.

Stablecoins

Fintech Finance

MARCH 13, 2025

” Recent research commissioned by Ecommpay revealed that just half of online retailers offer customers checkout in their local currency, potentially limiting conversion rates. And security, regulatory compliance, and fraud risk mitigation are top priorities for Ecommpay when implementing Currency Choice.

Online and Mobile Banking

Finextra

AUGUST 7, 2025

Thursday, 18th September 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How great is the challenge posed by money mules today? Why are banks’ attitudes towards money mules shifting? So, what can banks do today to tackle this problem head-on?

Accounts

The Fintech Times

DECEMBER 6, 2024

The research found that 5.5 Mollies research found that they spend an average of 15 daysor 120 hourseach year managing and mitigating fraud-related issues. Many small businesses lack the resources to cover a single fraudulent incident, and without support and action, we risk stifling business innovation and growth.

Account Takeovers

Stax

DECEMBER 9, 2024

Most of the time, customers can identify what the charge is or where it came from by doing a bit of research. As well as chargeback fees, there’s also the risk of banks choosing to freeze or even terminate merchant accounts. If not, filing a chargeback is the next best option. This puts merchants in a tough position.

Credit Cards

The Fintech Times

JUNE 25, 2025

“There was a lot to be encouraged by, such as the decision to increase the capacity and capability of the British Business Bank, cutting red tape for firms, and the expansion of the Research Council programme to financial services. We are now keen to see the strategy translate to swift, collaborative action.

FinTech

Finextra

JUNE 26, 2025

The inherent nature of online transactions, particularly the absence of a physical card, introduces higher fraud risks compared to traditional card-present scenarios. These schemes can be sophisticated, involving detailed research into a companys procurement processes and even insider collaboration. share in the UK.

Stablecoins

The Fintech Times

JUNE 12, 2025

Launched in partnership with blockchain security firms SlowMist and Elliptic , the 2025 Anti-Scam Research Report from Bitget coincides with the launch of the crypto exchange’s Anti-Scam Month, an initiative dedicated to security education and ecosystem-wide awareness.

Deepfake

Fintech Finance

MARCH 23, 2025

Vixio was recognised for its innovativ , technology-driven platform that empowers payments companies to stay ahead of ever-evolving regulations, mitigate risk, and unlock new growth opportunities across 180+ jurisdictions worldwide.

Payment APIs and Integration

The Fintech Times

MARCH 3, 2025

After Lloyds Bank , Halifax , TSB , and Bank of Scotland customers encountered issues accessing their banking apps on 28 February, Apadmi revealed new research that explores how people interact with finance apps and how these platforms can be improved.

Addressing

The Paypers

JUNE 10, 2025

AstroPay multicurrency wallet users benefit from a range of financial benefits, with individuals and businesses being able to receive and withdraw international payments from global clients and platforms, mitigating usual transaction complexities.

Cross-Border