The Fintech Times

FEBRUARY 28, 2025

Monitoring AI so it doesn’t get outsmarted by fraud James Lichau, financial services co-leader at BPM AI is constantly learning and adapting to offer a more personalised solution. As a result, despite significant investments in AI, fintechs would require a strategic approach to AI integration, balancing innovation with risk mitigation.”

AI 97

AI Regulations Best Practices Risk 97

The Payments Association

APRIL 17, 2025

Paysecures advanced platform enables smart routing, risk mitigation, in-depth analytics, and more to help merchants in diverse industries (e.g. iGaming, eCommerce, forex, marketplaces, etc.) overcome payment challenges, including high transaction fees, cart abandonment, complex integrations, and fraud.

PCI DSS 88

PCI DSS Risk Mitigation Payments Mitigation 88

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

Fintech Finance

JULY 22, 2024

The partnership between leading international financial service provider ACE Money Transfer and Trustly , the global open banking payments leader, has provided customers with a smoother and more cost-effective personalised remittance experience through competitive exchange rates, low transfer costs, and enhanced security on remittances.

Risk Mitigation 98

Risk Mitigation Funds Transfer Mitigation Security 98

PYMNTS

APRIL 9, 2019

Meanwhile, the trade credit insurance market has progressed along its own separate trajectory of innovation and FinTech disruption, with service providers targeting smaller vendors as potential customers that need to insure their invoices against nonpayment. Combining Forces. ”

Finance 63

Finance Risk Mitigation Underwriting Mitigation 63

The Fintech Times

JULY 22, 2024

Financial service provider ACE Money Transfer has revealed a high level of growth and success, thanks to its partnership with Trustly , the global open banking payments firm. Backing open banking ACE Money Transfer explained that this approach supported 25 per cent business expansion.

Risk Mitigation 69

Risk Mitigation Funds Transfer Mitigation Security 69

The Fintech Times

AUGUST 28, 2024

Adjusting to MiCA The MiCA regulation aims to foster the use of innovative technologies by setting a regulatory framework that covers crypto-assets (including stablecoins ), crypto-assets issuers and crypto-asset service providers to protect the rights of holders in the EU.

Stablecoins 80

Stablecoins Multi-Currency Risk Mitigation Risk Assessment 80

PYMNTS

OCTOBER 7, 2016

” Financial institutions today are also struggling to connect the dots between all of the ways they use data analytics to mitigate risk and add value to their lending operations, added Horrocks. He offered the example of banks using analysis of financial statements to assess risk in the loan origination process. .

Origination 78

Origination Underwriting Third-Party Service Provider Risk Mitigation 78

PYMNTS

JUNE 25, 2020

Understanding how every dollar is being spent today, and whether that spend can be strategically adjusted to promote resiliency into the future, are conversations businesses are beginning to hold with their financial services providers, said Barker. Mitigating Risk.

Mitigation 60

Mitigation Risk Mitigation Treasury Risk 60

Stax

AUGUST 22, 2024

Request Quote Why PayFacs Need an Effective Risk Management Strategy Payment facilitators remove the need for businesses to open merchant accounts of their own to accept payments like those from credit cards, debit cards, mobile wallets, etc. Think of them as service providers that rent their master merchant accounts to their clients.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

JANUARY 28, 2021

At the same time, the companies said they are mitigating friction for suppliers by allowing them to accept funds even when they do not accept cards. In addition to connecting stakeholders to information about where a global payment is at any given time, iBanFirst will also provide insight into factors that may cause potential delays.

Innovation 61

Innovation Payer Cross-Border Payee 61

The Fintech Times

SEPTEMBER 19, 2024

. “Risk orchestration lowers risk and boosts resilience of financial institutions by facilitating quick threat detection and response,” Kelvin Lim , senior director at the Synopsys Software Integrity Group. “Automated workflows facilitate real-time risk management, ensuring a coordinated response to evolving threats.

Risk 59

Risk Financial Crimes AML Risk Management 59

PYMNTS

JUNE 26, 2019

Mitigating Risk For Third Parties. Supply chain verification is instrumental in mitigating the risk of noncompliance for marijuana firms regulated at the state level. ” Today, the financial industry continues to explore ways to provide legal services to marijuana businesses.

Legal 44

Legal Mitigation Verification Risk Mitigation 44

PYMNTS

OCTOBER 3, 2019

Loan fraud is a less-discussed — but not less threatening — trend hitting banks, credit unions and other financial service providers, particularly as traditional and alternative players usher in digitization and an online-only lending process. Technology’s Role.

Small Business 63

Small Business Credit Union Mitigation Account Takeovers 63

PYMNTS

JANUARY 27, 2020

Increasingly, developing an ecosystem post-financing has become a critical component of promoting healthier cash flow among borrowers and mitigating risk for financiers. But addressing SMB lending friction isn’t just about connecting borrowers and lenders at the moment an SMB needs capital, he said.

Small Business 62

Small Business Point-of-Sale (POS) Finance Facilitators 62

PYMNTS

SEPTEMBER 29, 2017

Managing Risk. One of the most crucial areas for banks’ treasuries is risk mitigation , which, according to Beaulande, has become more complex as it relates to other areas of treasury management. Regulation leads the change in IT systems for banks to become compliant and more competitive.”.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

PYMNTS

MAY 17, 2018

Seven banks in India have struck an agreement to collaborate with digital banking service provider Infosys Finacle on a blockchain-powered trade network, the company announced Wednesday (May 16). Infosys Finacle first announced its blockchain trade finance solution for banks last year after 11 banks participated in trials.

Finance 49

Finance Blockchain Risk Mitigation Mitigation 49

PYMNTS

SEPTEMBER 12, 2018

As the industry grows, access to small business financial data is a critical component of risk mitigation and underwriting practices. Working with a bank like BTG is another spoke in the wheel of small business financing, but one that similarly addresses risk mitigation in the market.

Finance 40

Finance Risk Mitigation Small Business Mitigation 40

PYMNTS

AUGUST 15, 2019

Financial Conduct Authority recently published SCA compliance guidance that noted EU’s PSD2 regulations leave it up to national authorities to determine whether corporate payment service protocols meet the threshold of security required under SCA.

Payments 49

Payments Commercial Card Risk Mitigation Mitigation 49

PYMNTS

DECEMBER 17, 2019

Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. Again, third-party service providers play an important role in alleviating ACH friction for companies. However, they persist. ACH’s B2B Future.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

PYMNTS

OCTOBER 1, 2019

India-based financial services provider Reliance Capital has announced it will exit the lending market. India’s NBFC community is in flux amid tightening regulations as the government looks to promote customer protections and risk mitigation while maintaining broad access to financial services.

Risk Mitigation 43

Risk Mitigation Regulations Non-Bank Mitigation 43

Fintech Review

MAY 4, 2025

Payoneer Capital Advance Extends working capital financing to sellers and service providers based on future receivables, helping businesses smooth cash flow cycles. Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

JANUARY 18, 2019

Last month, the EU Blockchain Forum urged the European government to deploy the technology for digital identities , calling the use case “the fundamental building block, and a key area for governments to focus on to promote risk mitigation, compliance and trust in the financial system.

B2B 78

B2B Blockchain B2C Use Case 78

PYMNTS

FEBRUARY 9, 2018

lender is now offering its small business (SMB) borrowers credit insurance policies provided by Euler Hermes to protect themselves against the risk of non-payment of an invoice should their customer become insolvent or fail to pay. Reports Thursday (Feb. 8) said the U.K.

Risk Mitigation 40

Risk Mitigation Non-Bank Risk Underwriting 40

PYMNTS

SEPTEMBER 11, 2018

. “However, I would say many businesses do not fully understand, or have awareness of, the different risk management tools.” ” SMBs particularly appear challenged by FX risk mitigation, he noted. SMBs, in particular, struggle to fully understand the weight of those risks and challenges, said Wissema.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Multi-Currency Risk Mitigation 40

The Fintech Times

DECEMBER 9, 2023

. “Even if a company’s initial effort was a mere compliance exercise, the efforts have genuinely facilitated positive changes, fostering better understanding and trust between financial service providers and their customers.

Consumer 111

Consumer Financial Literacy Regulations AI 111

Fintech Finance

DECEMBER 7, 2023

The concept of “omnichannel” used to revolve around a business’s capacity to process transactions across all channels using a single payment provider. Now, envision a world where you have the power to choose your preferred payment service provider for each channel.

Business Payments 52

Business Payments Point-of-Sale (POS) Payments Credit Cards 52

Segpay

OCTOBER 4, 2023

What is the Role of a Payment Service Provider (PSP) In affiliate marketing, PSPs play a crucial role as they process the financial transactions between the various parties involved in the affiliate marketing ecosystem. Reputation Risks: Non-compliance can damage the reputation of both merchants and affiliates.

Security 52

Security Due Diligence Compliance Payments 52

Fintech News

APRIL 3, 2025

As of 1 November 2023, all new and existing BNPL service providers must ensure full compliance. Consumer risk mitigation: The regulators are considering raising the minimum age further to 24-25 years old and increasing income thresholds to better align with financial responsibility, according to Asia News.

BNPL 108

BNPL Regulations Accreditation Consumer Protection 108

PYMNTS

JULY 31, 2018

The allegations have revived the debate over financial service providers’ use of commission as an incentive to boost sales, which was recently brought to light by the ongoing Wells Fargo scandals. Small businesses’ failure to look into their FX agreements may allow financial service providers to change FX rates without users noticing.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Small Business Risk Mitigation 40

PYMNTS

OCTOBER 3, 2019

While the risk mitigation opportunities of virtual assistants may be enticing for corporate finance executives, it’s possible that reservations over data privacy felt in their consumer lives could also carry over into the corporate sphere. “In in particular.

Privacy 55

Privacy Finance Third-Party Service Provider B2C 55

PYMNTS

MARCH 25, 2020

As commercial card innovation expands, service providers continue to target particular pain points for their business cardholders. Archa Collabs With i2c in Australia.

Commercial Card 46

Commercial Card Innovation Cross-Border Cross-Border Payments 46

PYMNTS

SEPTEMBER 14, 2020

As a supplier of computing software services, Blackbaud is only the latest example of how cyberattacks aren't isolated to its targets. Despite a rising understanding of the importance of third-party cyber risk mitigation efforts, such incidents as these continue to occur — and amid the pandemic, the volume of attacks is on the rise.

Breach 52

Breach Multifactor Authentication Ransomware Email Compromise 52

PYMNTS

APRIL 20, 2017

CyberGRX focuses on these external threats, offering companies its CyberGRX Exchange platform that it claims is the world’s first global third-party cyber risk management exchange. He also pointed to heightened regulations that demand businesses mitigate third-party risk. Take New York’s latest efforts, for instance.

Cybersecurity 46

Cybersecurity Data Breach Mitigation Breach 46

PYMNTS

AUGUST 1, 2018

It’s a promising observation, considering how previous research has warned companies — especially small businesses — about a lack of transparency in how financial service providers are charging customers for FX services. As treasurers’ own responsibilities grow, their financial services providers will have to keep pace.

Cross-Border Payments 40

Cross-Border Payments Cross-Border Risk Disputes 40

PYMNTS

JUNE 14, 2019

Banks’ risk appetite has lowered, while regulations, some financial institutions argue, have forced financiers to reallocate resources to compliance and risk mitigation efforts, draining the trade finance pot. Geopolitical issues like Brexit and trade disputes have complicated the risk factor as well. ”

Finance 40

Finance Payment APIs and Integration API Mitigation 40

PYMNTS

MARCH 14, 2017

Forty percent of businesses said their current financial service provider cannot help in their international expansion, while nearly half said their current provider does not offer FX tools like analytics and risk mitigation. ”

Cross-Border Payments 41

Cross-Border Payments Cross-Border B2B Payments 41