M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. Open banking is revolutionizing finance, driven by API standardization and strong security.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

EBizCharge

JANUARY 16, 2025

Determining interchange fees: Interchange fees are costs paid between banks for accepting card-based transactions. For example, transactions at grocery stores may accrue lower fees than luxury goods because of different risk levels and transaction types. MCCs play a role in setting these fees. MCCs help enforce these restrictions.

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

Nanonets

APRIL 11, 2023

A report by McKinsey states that by embracing digital lending processes, leading banks have brought down the “time to yes” from weeks to minutes, and “time to cash” from even longer to less than 24 hours. Manual compliance processes increase the risk of non-compliance and may result in costly fines or penalties.

Origination 52

Origination Automation Risk Assessment Underwriting 52

Stax

JANUARY 8, 2024

However, you are likely to come across a wide range of threats and external risks as you go about facilitating payments for your sub-merchants. This means that PayFacs need to conduct a thorough risk analysis of their sub-merchants before onboarding them so they are screened against terror financing or money laundering.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

PYMNTS

SEPTEMBER 18, 2018

Because as of today, the world of mortgage underwriting isn’t built for gig workers or the self-employed, thus making it challenging for those looking to dip in a toe. ” These consumers can still find products: Non-qualified mortgages exist, but the terms won’t be as favorable. “Too The New Rules. Fixing an Over Correction.

Underwriting 66

Underwriting Economy Verification Risk Assessment 66

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. The fact that they not only use AI for initial underwriting, but also for the ongoing risk monitoring of the portfolio, is what really attracted us to Slope. The partnership brings together J.P.

AI 59

AI B2B Finance Underwriting 59

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Nanonets

APRIL 5, 2023

Traditional underwriting processes may not assess creditworthiness accurately for a borrower who derives income from non-traditional sources. Filtering customers based on income and savings, in addition to credit scores, can be a stronger predictor of mortgage risk.

Automation 52

Automation Process Risk Assessment Assessments 52

PYMNTS

JULY 6, 2018

While Open Banking is not exclusive to the European markets, recent PSD2 and Open Banking regulations that came into effect earlier this year offer an opportunity for other jurisdictions to learn by example. The service model of Open Banking is quickly spreading beyond EU borders.

FinTech 52

FinTech Non-Bank Regulations Risk Assessment 52

Nanonets

APRIL 24, 2023

PDF → Excel Convert PDF bank statements to Excel  Try for Free A bank extract is data extracted from bank statements or other financial documents. This facilitates verification of customer profiles, streamlining the onboarding process, approving loans and mortgages, assessing borrower risk, etc.

Assessments 52

Assessments Automation Fraud Detection Risk Assessment 52

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

The Fintech Times

FEBRUARY 20, 2024

In his new role, Al Kharusi will lead Mashreq Bank’s strategy and operations in Oman, optimising the bank’s performance, and ensuring compliance with local and international standards. With a network of over 150 financial institutions, Wealthica offers Canada’s largest banking, brokerage, and investment aggregator.

FinTech 64

FinTech B2B Non-Bank Compliance 64

Nanonets

SEPTEMBER 27, 2024

According to a recent study by Datos Insights , the insurance industry lags in terms of digitisation, with only 20% automation in underwriting and less than 3% automation in claims processing across sectors. Underwriting and claims processing are two key insurance processes that are still handled manually.

Process 52

Process Underwriting Automation Database 52

The Fintech Times

SEPTEMBER 24, 2024

Elias was most recently head of product at UK fintech ClearScore, while Crosson previously worked at Tomorrow Bank and Starling Bank. Specialist analytics and risk management consultancy 4most has expanded its senior team by appointing Philippa Milner-Jones as a client partner in the London office.

FinTech 59

FinTech Payment APIs and Integration Risk AI 59

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . We serve corporates, insurance companies, and banks – be it a retail, private, wealth management, automotive or telecom bank, tier 1 or tier 3 bank. What do you do?

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Nanonets

SEPTEMBER 18, 2024

  From multinational banks and big accounting firms to local insurance agencies and small healthcare providers, businesses of all sizes process hundreds and thousands of financial documents daily. Financial document automation is not just changing the game – it's rewriting the rules. 

Automation 52

Automation Audit Payment APIs and Integration Compliance 52

Nanonets

SEPTEMBER 23, 2024

What are your bank statements telling you about your business?  Bank statement analysis helps you uncover this hidden data. In this blog, we’ll explore what bank statement analysis is, why it matters for your business, and how new technology is making it easier and more effective than ever. 

Payment APIs and Integration 52

Payment APIs and Integration AI Audit Non-Bank 52

FICO

FEBRUARY 6, 2017

Securitization plays a key role in driving increased liquidity in the mortgage market, ensuring that banks can fund more loans, at lower cost. FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. This in turn gives consumers greater access to affordable mortgages.

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

M2P Fintech

FEBRUARY 28, 2025

Gold Loan Management System Gold loan management system streamlines the management of gold-backed loans, helping lenders enhance efficiency, ensure compliance, and optimize risk assessment. Core Capabilities of Finflux by M2P Advanced Appraiser Module : Ensures precise gold valuation with reliable and accurate assessments.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

M2P Fintech

FEBRUARY 25, 2025

A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. This robust system also includes critical features such as Days Past Due (DPD) and Non-Performing Asset (NPA) tracking and provisioning.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

Fintech Labs Insights

JULY 22, 2015

Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace. Fueled by a strong, open API strategy, Backbase’s platform gives FI’s the ultimate freedom and flexibility to work with any core and third party vendor, to create a best-of-breed digital banking offering for their clients.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

Finovate

MAY 15, 2025

Credit risk analytics provider Carrington Labs teamed up with real-time decisioning infrastructure company Oscilar. The partnership will make Carrington Labs’ explainable AI-powered, advanced credit risk and cash flow underwriting models available via Oscilar’s decisioning platform.

Credit Risk 52

Credit Risk Risk Underwriting Assessments 52