The Fintech Times

APRIL 15, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. .”

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

The Fintech Times

OCTOBER 29, 2024

OKX, a cryptocurrency exchange and global onchain technology company, has teamed up with Standard Chartered, appointing the international cross-border bank as its third-party crypto custodian for its global institutional business. Appointments UK digital MGA Ripe appoints David Rowntree as its new chief underwriting officer.

FinTech 64

FinTech Multi-Currency Embedded Finance Cryptocurrency 64

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

Tearsheet

AUGUST 7, 2024

Morgan’s fortress balance sheet and depth of client relationships with Slope’s strengths in underwriting and credit risk monitoring as well as platform flexibility, we are well-positioned to meet our clients’ needs in a rapidly evolving market. Morgan to this partnership, and how does it complement J.P. By combining J.P.

AI 59

AI B2B Finance Underwriting 59

FICO

AUGUST 28, 2018

They were not sure how they could bake it into their underwriting process.”. Scoring Cyber Risk: No Standardized Underwriting Processes. Sasha, who has deeply studied cyber insurance pricing and risk, added, “I’ve had many conversations about which factors go into pricing, what the properties are and how they are weighted.

Risk 53

Risk Security Underwriting Breach 53

PYMNTS

APRIL 16, 2020

This week’s look at the latest in bank-FinTech collaborations and open banking initiatives finds a focus on small business lending: In the U.K., That firm recently secured funding from Visa, which is also in the process of acquiring Plaid as part of its own wide-ranging open banking initiatives.

Finance 67

Finance Payment APIs and Integration Cross-Border Payments Cross-Border 67

Nanonets

APRIL 11, 2023

A report by McKinsey states that by embracing digital lending processes, leading banks have brought down the “time to yes” from weeks to minutes, and “time to cash” from even longer to less than 24 hours. Manual compliance processes increase the risk of non-compliance and may result in costly fines or penalties.

Origination 52

Origination Automation Risk Assessment Underwriting 52

PYMNTS

OCTOBER 29, 2018

Pintec allows banks, non-bank FIs and businesses to turn on a host of services that, in essence, allow them to custom build their own consumer ecosystems. If you look at, for example, a second- or third-tier bank, however, they aren’t going to have all of that time and money to experience.

Posting 66

Posting Point-of-Sale (POS) Non-Bank Risk Management 66

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. What do you do? Why is it so hard? In the U.S.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Exact Payments

AUGUST 13, 2023

A PayFac-as-a-Service (PFaaS) is a solution that allows non-financial businesses to act as payment facilitators or PayFacs. Payfacs partner with card networks and an acquiring bank to provide systems to onboard merchants, manage risk and adhere to compliance guidelines—among many other responsibilities. And the best part?

Facilitators 52

Facilitators Non-Bank Risk Underwriting 52

PYMNTS

JULY 11, 2017

The International Chamber of Commerce Banking Commission recently released a report that found an imbalance between supply and demand of trade finance services. Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical.

Finance 43

Finance Risk Mitigation Risk Non-Bank 43

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Hakeem’s in-house developed loan management system offers detailed analytics and insights into customer behaviour, ensuring effective loan recovery. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

The Fintech Times

SEPTEMBER 24, 2024

Elias was most recently head of product at UK fintech ClearScore, while Crosson previously worked at Tomorrow Bank and Starling Bank. Specialist analytics and risk management consultancy 4most has expanded its senior team by appointing Philippa Milner-Jones as a client partner in the London office.

FinTech 59

FinTech Payment APIs and Integration Risk AI 59

Fintech Finance

MARCH 6, 2024

Allianz Trade pay provides simplicity, security, flexibility and competitiveness With its e-commerce credit insurance, Allianz Trade offers real time coverage against non-payment risks to B2B marketplaces, BNPL providers and e-merchants. You are a traditional retailer wanting to grow your business safely?

B2B 52

B2B BNPL Payment APIs and Integration Multi-Currency 52

PYMNTS

JUNE 7, 2018

Most business still looked to banks, despite the fact that in the wake of the financial crisis and subsequent credit crunch, lending from banks more or less ground to a halt where SMBs were concerned. BlueVine’s tech was built to continuously underwrite the line of credit it offers to SMBs, said Lifshitz. Who They Serve.

Small Business 49

Small Business Underwriting Product Risk 49

PYMNTS

DECEMBER 22, 2016

Whether it’s the fact that you have your money within a bank and, as soon as you do that, you are beholden to that institution for all kinds of other services — or now, increasingly, you have your data captive in an application or a particular institution … That has been the basis of competition rather than true problem-solving features.”.

Innovation 53

Innovation Payments Cross-Border Payments Non-Bank 53

Nanonets

APRIL 5, 2023

In the world of lending, risk management is crucial to success. But with a growing number of loan applications and an increasing number of delinquencies, how can lenders effectively manage risk without sacrificing efficiency? The answer lies in automating steps in the lending process.

Automation 52

Automation Process Risk Assessment Assessments 52

Exact Payments

NOVEMBER 8, 2023

Unlike traditional merchant service providers that resell payment processing, PayFacs own processing accounts and underwrite and onboard sub-merchants under their accounts. What makes PayFacs unique as compared to other MSPs is that they own a merchant payment processing account directly with an acquiring bank.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

PYMNTS

JULY 18, 2017

Laplanche — as one of the pioneers of marketplace lending — was no stranger to making headlines before last spring, as he was one of non-bank-based financial services’ most enthusiastic and optimistic boosters. Upgrade, while also an online lender and thus a competitor for LendingClub of sorts, is differently structured.

Volume 49

Volume Risk Risk Management Blockchain 49

Fintech Labs Insights

MAY 15, 2015

Consumer credit management. Latest round: Unknown “non-dilutive” commitment to Square Capital. Tags: Student loans, lending, underwriting, youth market. Latest round: $100 million Series A ($64 million equity, $36 million credit line). Total raised: $100 million. Source: TechCrunch. Credit Sesame. Total raised: $35.4

Online and Mobile Banking 28

Online and Mobile Banking Underwriting FinTech P2P 28

Exact Payments

SEPTEMBER 25, 2023

We’ve found that the real challenge for most non-payment companies isn’t grasping the PayFac model’s many benefits — it’s knowing what it takes to become a PayFac. If you choose to build a full PayFac infrastructure, you’ll need to staff in-house customer support, development, and risk management teams.

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The Rundown on the Run-up to the Decisions.

P2P 54

P2P Origination Returns Underwriting 54

PYMNTS

JUNE 6, 2018

Most business still looked to banks – despite the fact that in the wake of the Financial Crisis and subsequent credit crunch lending from banks more or less ground to a halt where SMBs were concerned. Who They Serve. Small business” as phrases go is pretty vague, Lifshitz told Webster.

Small Business 40

Small Business Underwriting Risk Product 40

Fintech Labs Insights

JANUARY 18, 2016

million to its digital banking platform. Startup digital bank. SaaS banking platform. Derivative risk management. Tags: Enterprise, investing, trading, risk management, security, compliance. App Annie garnered $63 million for its mobile analytics and development tools. RealtyMogul took in another $18.4

Online and Mobile Banking 18

Online and Mobile Banking Underwriting FinTech P2P 18

M2P Fintech

FEBRUARY 25, 2025

A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. This robust system also includes critical features such as Days Past Due (DPD) and Non-Performing Asset (NPA) tracking and provisioning.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

M2P Fintech

FEBRUARY 28, 2025

RBI-compliant Cash vs. Bank Disbursement Splits : Maintains regulatory adherence and secures transactions in a compliant manner. Efficient Packet Management : Enhances overall workflow and organization. Co-lending module: Facilitates collaboration between multiple lenders for joint funding, risk sharing, and efficient loan management.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

FICO

FEBRUARY 6, 2017

Securitization plays a key role in driving increased liquidity in the mortgage market, ensuring that banks can fund more loans, at lower cost. FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. VantageScore does not.

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

Fintech Labs Insights

APRIL 13, 2016

Data for B2B analytics & risk management. Payment processing system for non-profits. Proxy banking & payments services for cash businesses. Tags: SMB, lending, trade finance, loan, underwriting. Source: Crunchbase. Meili Jinrong. P2P lending platform. Latest round: Undisclosed. Total raised: $65+ million.

Online and Mobile Banking 20

Online and Mobile Banking FinTech Advisors Underwriting 20

Fintech Labs Insights

MAY 19, 2016

Digital banking company. Virtual assistant banking services. Crowdfunding solution for non-profits. Tags: Consumer, payments, crowdfunding, non-profit, fundraising. Latest round: $200 million Private Equity. Total raised: $224.9 HQ: Oakland, California. Source: Crunchbase. Total raised: $154.3 million ($98.3 million ($98.3

FinTech 18

FinTech Debit Card Underwriting Non-Bank 18

Fintech Labs Insights

NOVEMBER 18, 2014

In late summer, I published a two-part post detailing the most important retail banking projects for next year ( here and here ). So in semi-prioritized order, here are six myths that continue to hamper the strategic planning of retail banks (at least in the United States). My wife loved Blockbuster. It took an hour!

Online and Mobile Banking 30

Online and Mobile Banking Non-Bank P2P Consumer 30

Fintech Labs Insights

JULY 14, 2016

Bento for Business landed $7 million for its digital business banking platform. Bank operating system. Digital business banking platform. Tags: Consumer, lending, credit, underwriting, point-of-sale financing. CrowdFlower tapped Microsoft to lead a $10 million round to further its big data analytics. Source: Crunchbase.

Underwriting 15

Underwriting FinTech Online and Mobile Banking Debit Card 15

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. Australia’s ANZ Bank led a $1.56 Australia’s ANZ Bank led a $1.56 ForwardLine Financial.

B2B 51

B2B Payment APIs and Integration Small Business Participant 51

PYMNTS

DECEMBER 24, 2018

Tide is a mobile-first digital banking service for small and medium-size businesses (SMBs) in the U.K. that offers both banking products and an easy connect point for third-party partners to tightly integrate and distribute administrative or financial services products to Tide members. It will involve making trade-offs.”.

ISOs 60

ISOs ISVS AI Non-Bank 60

Fintech Review

NOVEMBER 12, 2024

Fintech companies and traditional banks are increasingly working together. Historically seen as competitors, fintechs and banks now find common ground to enhance services and reach broader audiences. Why Are Banks and Fintechs Collaborating? Banks and fintechs have different strengths.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105