Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 113

AI Innovation Financial Crimes Crime 113

Stax

AUGUST 20, 2024

TL;DR Embedded finance integrates financial services into non-financial business processes, while embedded fintech integrates fintech solutions into the processes of an institution in the finance industry. This is because most embedded finance solutions are provided by traditional banks. However, they’re two different concepts.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech News

MAY 19, 2024

Data monetization in the banking sector has become increasingly prevalent in recent years, driven by evolving customer expectations, new data sharing rules and opportunities for new revenue streams. Data monetization refers to the process of using data to obtain quantifiable economic benefit. This enhances the overall customer experience.

Rules 108

Rules Non-Bank Audit Central Bank 108

PYMNTS

MARCH 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. Beyond Traditional Data.

Underwriting 77

Underwriting Small Business Value Added Service Non-Bank 77

Segpay

SEPTEMBER 5, 2024

CB: The main challenge we had setting up in the UK and Ireland as a Payment Institution was hiring the staff to move us through the application process and then building out the team to support the infrastructure to meet the Central Bank of Ireland’s UK Financial Conduct Authorities requirements.

Verification 98

Verification Online and Mobile Banking Payments Privacy 98

The Fintech Times

MARCH 27, 2024

Visa Protect is part of a broad suite of Visa value-added services, which has expanded to include nearly 200 products across five popular categories: acceptance, advisory, issuing, open banking, and protect.

Fraud Prevention 59

Fraud Prevention AI Value Added Service Fraud Detection 59

PYMNTS

JANUARY 14, 2020

On a conference call with investors following the announcement, Visa CEO Al Kelly said that “Plaid opens up new market opportunities by significantly expanding Visa’s network capabilities,” adding that Plaid provides “a terrific platform for extending” Visa’s integrated payment solutions and value-added services.

FinTech 63

FinTech Payment APIs and Integration Value Added Service Cross-Border 63

Fintech Finance

MARCH 27, 2024

Today, Visa (NYSE:V), a leader in digital payments, announced continued expansion of its global value-added services business with the addition of three new AI-powered risk and fraud prevention solutions.

AI 52

AI Product Fraud Prevention Value Added Service 52

PYMNTS

JANUARY 28, 2020

It’s not that banks don’t want to go more digital and mobile, he said. But such shifts must happen, lest those banks get left behind. As PYMNTS research has confirmed, the younger generation is markedly embracing the use of mobile card apps for banking. The benchmarks are being set by non-banks.”.

Online and Mobile Banking 67

Online and Mobile Banking FinTech Credit Union P2P 67

PYMNTS

JUNE 26, 2020

That simply won’t do for companies in today’s market climate, said Adrian Blair , CEO of digital accounting platform Receipt Bank. “Accountants and bookkeepers are telling us demand for business advisory services has increased dramatically in the wake of the pandemic,” he recently told PYMNTS. Financial Fitness.

Accounts 52

Accounts Small Business Non-Bank Duplicate 52

Clearly Payments

JANUARY 10, 2024

Payment processors earn revenue from a combination of flat transaction fees, percentage transaction fees, monthly fees, subscription fees, and other value-added services. Some of the common financial services provided are: payments, loan products, insurance products, and more.

Processors 105

Processors ISOs Embedded Finance Payments 105

PYMNTS

JUNE 26, 2018

That also means increasingly depositing pay directly into workers’ local bank accounts, even if those workers are holding jobs in their non-native countries. However, “most of the time,” gig and freelance workers want to be paid into their bank accounts back home. The acceptance side already has multiple options, Shore said.

Cross-Border Payments 49

Cross-Border Payments Cross-Border Payments Economy 49

PYMNTS

JUNE 19, 2020

The Challenge Facing Challenger Banks. Ranchere said that’s most observable in the world of challenger banks, as investors reevaluate the core value such firms offer — and their sky-high valuations. There was no shortage of news in the challenger-banking space this week.

Financial Literacy 56

Financial Literacy Payments Non-Bank Value Added Service 56

Fintech Finance

NOVEMBER 12, 2024

Digitization is non-negotiable for small businesses. A track-record for bringing small businesses into the digital economy Biz360 is the latest addition to Mastercard’s expanding suite of product innovations that go beyond banking, designed to support businesses at every stage of their growth.

Small Business 52

Small Business Visa Innovation Economy 52

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “They’re also developing value-added services like fraud detection and data analytics to remain competitive.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Segpay

OCTOBER 4, 2023

What is the Role of a Payment Service Provider (PSP) In affiliate marketing, PSPs play a crucial role as they process the financial transactions between the various parties involved in the affiliate marketing ecosystem. This lack of control can lead to affiliates engaging in unethical or non-compliant marketing activities.

Security 52

Security Due Diligence Compliance Payments 52

The Fintech Times

FEBRUARY 27, 2024

Having looked at some of the biggest technologies to impact the payments world, like buy now pay later (BNPL) and central bank digital currencies (CBDCs) , we now look to the future and what the next trend may be. This is where modular technology enables fast integration and distribution of new services. .

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Plus, plenty of embedded finance solutions often offer value-added services like automated invoicing, or a real-time broad overview of what sales are being made.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Government 59

PYMNTS

JUNE 29, 2017

The gig economy, which was largely non-existent a decade ago, now employs 4.1 In fact, in countries where NFC cards are ubiquitous, tap-to-pay has become extremely popular, but usage tends to saturate due to limits on transaction values. and (3) facilitated the rapid adoption of mobile banking. Jeremy Gumbley, CTO, Creditcall.

Push-to-Card 60

Push-to-Card Innovation Transactions Consumer 60

EBizCharge

MAY 23, 2024

These payments ensure financial data protection via encryption and comply with banking services regulations. Example 2 Embedded payment solutions also revolutionize transactions by integrating into non-financial environments – for example, a travel booking website.

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

PYMNTS

OCTOBER 21, 2019

The value in offering up new payment methods and value-added services, Massaro told Webster, isn’t in trying to solve problems that consumers and merchants don’t have, and trying to sell them on the fact that they do have those problems, but on solving the problems they do have and are already looking to fix.

Innovation 52

Innovation Online and Mobile Banking Payments Mobile Payments 52

The Fintech Times

FEBRUARY 24, 2025

This is why Mashreq , the digital banking provider, is stepping in with its new product: Mashreq Biz. Mashreq Biz is an online and mobile business banking platform designed to simplify and enhance the banking experience for businesses.

Process 78

Process Online and Mobile Banking Non-Bank Multi-Currency 78