Fintech Finance

JUNE 18, 2025

Sunbit, which is already processing nearly $2B in loans per year at a 30% YoY rate of growth, needed to more effectively support future scale by partnering with Checkout.com to optimize its payment processing. Through its relationship with Checkout.com, Sunbit noticed a 6% increase in payment acceptance rates and lowered the cost.

AI

My Payment Savvy

AUGUST 10, 2025

Looking for ways to cut processing costs? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing?

Alternative Payment Methods

Stax

MAY 23, 2025

Make payment processing a standard in your package offerings Convenient, on-the-go integrated payments processing solutions are a basic customer expectation these days, and businesses that don’t provide such flexibility are likely to fall behind the competition. Heres how to select the best provider.

ISVS

Nanonets

APRIL 24, 2025

Now, as the medical industry simultaneously faces worsening workforce shortages , they needed a solution that could transform their document processing while maintaining the precision their business depends on.  When medical record volumes get out of hand Processing 200+ patient case files weekly might sound manageable.

Underwriting

The Fintech Times

MARCH 13, 2025

For digital platforms, processing pay-ins (customer payments) and pay-outs (disbursements to creators, merchants, or partners) comes with transaction fees that impact margins and cash flow. At the same time, Aleph monetises the ad inventory, ensuring that what would have been a payment processing cost now becomes a revenue-generating asset.

Cross-Border Payments

Stax

APRIL 10, 2025

You will need POS terminals to accept and process in-person card payments. Your payment processing company will also charge processing fees on each transaction which can negatively impact your earnings unless the expense is passed onto customers.

Small Business

Fintech Finance

NOVEMBER 6, 2024

The UK’s largest independent payments broker Accept Cards has today launched an innovative cash payments solution to respond to SME demand for instant, affordable cash deposits which underpin cash flow stability. Retail, convenience and hospitality sectors are expected to most utilise the service due to customer requirements and demand.

Payments

Clearly Payments

JULY 22, 2025

Costs of Processing for High-Risk Merchants High-risk merchants pay significantly more to accept payments compared to standard businesses. These elevated costs stem from higher reserve requirements, higher chargeback fees, and the increased cost of risk underwriting. Cryptocurrency exchanges & wallets have $1.5–2.5

Risk

Stax

MARCH 27, 2025

Interconnecting 10,000 US banks and credit unions, this network continues to receive high demand. In 2024, it processed 1.2 ACH payments are grouped and then processed in batches four times per business day by the National Automated Clearing House Association (NACHA). Another EFT type that businesses rely on is ACH.

ACH

Nanonets

MAY 23, 2025

Matching and reconciliation: The AI automatically matches incoming transactions with existing bills, invoices, or receipts in your system, helping prevent duplicates and streamlining the reconciliation process. While Intuit Assist streamlines many financial workflows, complex enterprise requirements often demand additional capabilities.

Automation

EBizCharge

JUNE 19, 2025

Use Case and Business Types Surcharging is great for businesses that rely on credit card payments and manage high-value transactions, where processing fees can eat into profit margins. This approach can help businesses save on transaction costs while offering a tangible benefit to the customer. Prices include card processing costs.

Credit Cards

Stax

FEBRUARY 19, 2025

There is a constant debate regarding the cost benefits and challenges of outsourcing customer support when looking into adding payment integration features for your software users. On one hand, your customers pay a premium for your software and they deserve the best in-house support possible. Plus a stronger cash flow.)

Payments

Cardfellow

JUNE 16, 2025

So transactions completed today will be in accounts tomorrow, meaning there is no considerable gap in cash flow once a business starts processing consistently. And in the cases where a business may need instant access to funding, some processing companies offer that for a fee. How does FedNow change credit card usage?

FedNow

Basis Theory

MAY 30, 2024

Dynamic payment routing is an essential part of any comprehensive payment optimization strategy: getting the highest close rate at the lowest processing cost demands working with multiple payment service providers ( PSPs ).

Processing Costs

Fintech Finance

JULY 30, 2024

The elegant, white-labeled user experience makes real-time payments a simple process for both merchants and consumers. Key Benefits for Retailers and Merchants Cost Efficiency: Slash payment processing costs while reducing fraud and chargebacks by leveraging real-time payments over new banking network rails.

RTP

The Fintech Times

FEBRUARY 14, 2024

Crucial for organisations worldwide, this transformation rewrites the rules and offers a seamless alternative to tedious data entry, high processing costs, and lost invoices, promising a new era of financial agility. Automate and save today The demands for e-invoicing compliance adaptation are increasing globally.

Automation

Evolve Payment

JULY 22, 2024

Evolve Payment understands these challenges and offers advanced payment processing solutions to our clients designed to accelerate cash inflows and optimize your financial operations. This agility is essential for meeting customer demand and maintaining high levels of customer satisfaction. Here’s how to achieve this.

Process

Stax

FEBRUARY 5, 2024

Businesses initially collect surcharges to recover additional costs incurred during transactions. This surcharge covers the cost of processing credit card payments via platforms like Visa, Mastercard, and American Express. Businesses apply this during high-demand periods, such as rush hour or holiday seasons.

Credit Cards

PYMNTS

JUNE 23, 2020

The following Deep Dive examines the factors driving business clients’ demand for AP automation and how they influence FIs’ decisions on when — and how — to work with FinTechs to offer these solutions. The AP Automation Demand. Processing vendors’ invoices can be expensive if companies lack streamlined AP systems.

FinTech

Stax

MARCH 14, 2024

These longer payment cycles have historically lent themself to slow payment processes, like checks, that are no longer common for B2C transactions Due to the complexity of most B2B transactions, there’s often more documentation required for the payment, such as contracts. Read the section B2B processing costs below to learn more.)

B2B

Fintech Finance

MARCH 13, 2025

Since its launch in 2022, Atoa is helping reshape the payments landscape for SMEs, helping thousands of businesses slash payment processing costs by up to 50% compared to traditional card payments. Payment Account Information Services – Providing real-time transaction data insights for businesses.

Payments Institute

Finovate

OCTOBER 11, 2024

“We believe regulated stablecoins are a critical growth area in crypto, offering real product-market fit, particularly as global demand for regulated stablecoins rises among enterprises and institutions.” We anticipate robust demand from global and local businesses eager to access Hong Kong’s consumers.

Multi-Currency

Clearly Payments

AUGUST 14, 2024

In 2024, payment processing is more complex and competitive than ever. With the global economy’s increasing digitization, the demand for efficient, cost-effective payment processing solutions has surged. Merchants and corporations are always in search of low cost processing across all industries and regions.

Process

Fintech News

JANUARY 30, 2024

The integration of instant payments into daily financial activities signifies a broader shift in consumer preferences and behaviours, reflecting a demand for quicker and more convenient transaction methods. These e-wallets are linked to bank accounts, credit cards, or prepaid balances. billion in 2022, it is expected to increase to US$3.07

Payments Trends

Stax

SEPTEMBER 26, 2024

Visa and Mastercard explicitly forbid surcharging on debit cards and prepaid cards to maintain consistency in processing costs. The amendment caps interchange fees for debit cards to reduce costs for merchants and consumers. Statutory requirements may expressly demand clear, written disclosure.

Credit Cards

Stax

FEBRUARY 15, 2024

FIS Global reports that in Norway, Sweden, and other Scandinavian countries, more than 90% of transactions processed at point-of-sale (POS) in 2023 were cashless. In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean.

ISVS

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards

Stax

MARCH 14, 2024

One thing to consider is dynamic pricing, which means adjusting prices based on factors like demand, time of day, or even the customer’s location. For example, a business might offer discounts during slow times to attract more customers or raise prices during peak hours when demand is high. Learn More 1. Plus it’s eco-friendly!)

CRM

PYMNTS

FEBRUARY 28, 2017

If a supplier’s AR and payment solution can’t support those demands, there will inevitably be friction. That means Paymetric now not only has to think about its customers’ AR needs, but also support the demands of end-buyers – which is easier said than done. For instance, if a buyer wants to pay at 2 a.m.

On-Demand

PYMNTS

APRIL 7, 2017

There are four key drivers of adoption of new technology, the report concluded, with more than 73 percent citing the simplification of payment demand as their key motivation. More than two-thirds also cited earned revenue share, while more than half pointed to reduced process costs.

Commercial Card

Stax

JANUARY 17, 2024

ACH transactions are one of the fastest-growing modes of electronic payments in the world due to the convenience they offer, low processing costs, and enhanced security. After this, it usually takes about 3-5 days to get approvals post the underwriting process. On the other hand, ACH PayFacs process payments directly.

ACH

Nanonets

NOVEMBER 19, 2023

Ultimately, the granular onboarding process depends on your industry and specific business. Here's one vendor onboarding checklist, published by hardware giant Lowe's, that shows just how lengthy and nuanced the process is – even when well-defined and described.

Automation

Stax

MARCH 15, 2025

This also means an increasing demand for easier to manage, more unified one-stop-shop experiences for business ownersand a growing opportunity for SaaS companies to further diversify their offerings. You also should evaluate your pricing strategies, some of which include value-based pricing and cost-plus pricing.

Enrollments

Nanonets

FEBRUARY 1, 2024

In the rapidly evolving business landscape, the efficiency of Accounts Payable (AP) processes is no longer just a back-office concern but a strategic imperative. The complexity and resource-intensive nature of traditional AP work is becoming unsustainable, particularly in the face of growing demands for speed and accuracy.

Automation

PYMNTS

DECEMBER 15, 2017

And driving a nail into the paper coffin has some real benefits — the most obvious one would be the literal abandonment of paper, where processing costs are as high as $10 a check. In this space we have highlighted the need to “Kill the Check” through a number of interviews with Ingo Money CEO Drew Edwards. above minimum wage).

Push-to-Card

PYMNTS

OCTOBER 29, 2020

Firms around the globe have been expanding their digital shopping and payment options to meet the consumer demand for digital commerce. This rapid expansion has created an unprecedented need for merchants to optimize their payment operations in a way that is cost-effective and has the potential to enhance user experience.

Process

EBizCharge

JUNE 6, 2025

have experienced a significant surge, fueled by a combination of shifting consumer interests, legislative discussions, and growing demand for personal protection and outdoor recreational activities. In recent years, firearm sales in the U.S. It’s not just convenience – it’s a competitive advantage.

Payment Gateways