The Fintech Times

JANUARY 26, 2025

Reserves are safeguarded by a qualified custodian with a trust licence for seamless asset protection and regulatory compliance, with independent attestation reports published monthly. “FDUSD was built to provide a fluid, dependable, universal digital dollar tailored for this fast-moving market. .”

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

Clearly Payments

JANUARY 21, 2025

Despite the volume and variety, many still rely on outdated systems that pose significant challenges: Inefficiency: Legacy systems often require manual intervention, increasing the time and cost of processing payments. Regulatory Compliance: Modern platforms come pre-configured to meet standards like PCI DSS , GDPR, and local regulations.

Government Payments 59

Government Payments Governance Government PCI DSS 59

The Payments Association

DECEMBER 18, 2024

” Merusha Naidu, global head of partnerships , says, “Global cashless payment volumes are projected to increase by more than 80% between 2020 and 2025, from about 1 trillion transactions to almost 1.9 Inspired by some great examples, such as Wio in the Middles East, which became profitable in their first year.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Review

MAY 10, 2025

At the time, legacy card systems were slow, rigid, opaque, and deeply unsuited to app-based, on-demand businesses. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand. They can set dynamic controls by transaction type, location, time of day, or account status.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Clearly Payments

SEPTEMBER 13, 2024

Market Overview of Payment Orchestrators The market for payment orchestration has been growing, driven by the increasing complexity of global payment systems and the demand for seamless, efficient payment processing solutions. In 2024, the market was valued at approximately $1.2 during the forecast period.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Fintech Finance

OCTOBER 23, 2024

Compliance with sanction screening, anti-money laundering (AML) and fraud detection requirements, including Verification of Payee check, was identified as the top concern. Respondents cited difficulties in meeting the mandated 10-second 24/7 service level agreement (SLA) and coping with the increased message volumes.

Instant Payments 105

Instant Payments ISO 20022 Regulations Fraud Detection 105

PYMNTS

NOVEMBER 13, 2020

The growing reliance on global digital payments calls for strong mechanisms that are immune to security threats and can handle large volumes of transactions safely without compromising delivery times,” Nilesh Pathak, Chief Technology Officer at Nium told PYMNTS. “One Tapping Into ‘Sizeable Demand’ Via BaaS.

Cross-Border 103

Cross-Border Cross-Border Payments Correspondent Bank Payments 103

Clearly Payments

FEBRUARY 23, 2024

In the payments industry, understanding and effectively measuring performance are crucial for businesses to stay competitive and meet customer demands. These metrics can span across different functional areas, including transaction volume, processing times, customer satisfaction scores, fraud rates , and many more.

Processors 105

Processors PCI DSS Payments Volume 105

PYMNTS

OCTOBER 7, 2020

As data privacy becomes enshrined in international law, regulatory compliance will grow more stringent and costly to companies that fail to provide the digital defenses these laws demand. To make the point more, well, pointy, the Playbook notes that “… the dollar volume of credit and debit card fraud in the U.S.

Compliance 80

Compliance PCI DSS Payment Gateways Gateways 80

The Fintech Times

FEBRUARY 5, 2024

In the face of struggling global economies, significant inflation, and uncertain markets, traditional banks are grappling with digital transformation challenges and the pressure to meet consumer demands, all while ensuring regulatory compliance.

Innovation 116

Innovation FinTech Regulatory Compliance On-Demand 116

PYMNTS

APRIL 29, 2020

The volatility of cryptocurrencies and their existence in what’s often a grey area of regulatory compliance make businesses operating in this sector an unattractive target for traditional financial institutions. “It’s not only about understanding the compliance procedures of the business itself,” said Karalevi?

Cryptocurrency 113

Cryptocurrency Cross-Border Compliance AML 113

Nanonets

DECEMBER 13, 2023

In addition, AI can help insurance firms evaluate risk with high accuracy by analyzing large volumes of data. This includes tracking changes in regulations and immediately flagging any discrepancies or potential non-compliance issues. What can be this data? This is just the tip of the iceberg.

AI 102

AI Process Fraud Detection Compliance 102

The Payments Association

OCTOBER 3, 2024

Yet, achieving this transformation is far from simple—it demands a strategic overhaul of the entire tech stack, from customer-facing applications to backend processing systems. Moreover, with 95% of all purchases will be made online by 2040 , the demand for seamless digital payment experiences is only expected to grow.

Payment APIs and Integration 88

Payment APIs and Integration Online and Mobile Banking On-Demand Process 88

Finextra

JUNE 6, 2025

However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities. And with market growth firmly on an upward trajectory BNPL’s early adopters are gaining material and market advantage. on an annual basis to reach US$560.1

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

Stax

JANUARY 28, 2025

The payment system was introduced in 2019 by the major card schemes, including Visa, American Express, Mastercard, and Discover in response to the demand for a more standardized, frictionless, and secure online payments regime.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Clearly Payments

FEBRUARY 14, 2024

Furthermore, global payment volume reached a staggering $31.7 trillion in payment volume. However, they struggle with user acquisition and regulatory compliance. billion by 2027 , highlighting their growing demand. trillion by 2027 , reflecting the increasing demand for seamless international transactions.

Payments 104

Payments Value Added Service BNPL Payment Gateways 104

Stax

FEBRUARY 19, 2025

Expanding into new markets by leveraging ISV solutions that cater to global compliance requirements and multilingual support. A prime example is an accounting software company partnering with a tax compliance ISV to offer automated tax calculations, attracting businesses seeking regulatory compliance.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

PYMNTS

FEBRUARY 25, 2020

These businesses have high volumes of often global, unstandardized and invoice-less transactions with proprietary methods for gauging how much they should pay their business partners and suppliers. The costs of the licensing and compliance burden mean it’s a rarity that new B2B FinTechs target this particular pain point, said Amit.

Regulatory Compliance 73

Regulatory Compliance Cross-Border B2B Compliance 73

Finovate

OCTOBER 1, 2024

. “The partnership between Kani Payments and Cardaq addresses significant industry challenges, including the implementation of automating reconciliations at pace, effective regulatory compliance, and fee apportioning. We are proud to do the heavy lifting of making complex data simple and standardized.”

Acquirers 52

Acquirers Reconciliation Regulatory Compliance Payments 52

PYMNTS

JUNE 19, 2020

A payments orchestration layer can serve as an intermediary between a merchant and its various PSPs while extending services that support payments analysis, regulatory compliance, cybersecurity, anti-fraud protection and more. At the same time, eCommerce purchasing volumes are surging, with the month of April seeing a 23.5

Payments 75

Payments Money Laundering Regulatory Compliance AML 75

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. China’s growing involvement in global economies and risks in its residential property sector demands scrutiny.

AI 117

AI Risk Non-Bank On-Demand 117

Fintech Finance

AUGUST 2, 2024

Client Segmentation: The SegmenTek ML engine autonomously segments clients based on transactional volume and value, industry, personal profiles, and geographical locations. Regulatory Compliance : Ensures ongoing compliance with global standards and simplifies regulatory reporting with automated report generation.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

The Fintech Times

NOVEMBER 20, 2024

With over 240 million people in total currently, the demand for secure, accessible local payment options that connect them to global markets is on the rise. With PayFuture’s payments technology and regulatory knowledge, businesses can now navigate the complexities of this high-potential market with ease. billion to 6.4

Cross-Border Payments 69

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 69

PYMNTS

SEPTEMBER 12, 2019

Financial services providers that slack on regulatory compliance and fail to safeguard their operations against money laundering, terrorist financing and other criminal activities may face damaged reputations and significant fines. billion — 91 percent — of those penalties, while European regulators demanded $1.7 million. .

Suspicious Activity Report (SAR) 75

Suspicious Activity Report (SAR) FinTech Money Laundering AML 75

Nanonets

NOVEMBER 18, 2024

Advanced security features : Built with compliance and security in mind, making it ideal for regulated industries Scalability for high volumes : Continuous learning capabilities, where models improve accuracy over time with feedback How does Hyperscience compare to Rossum? per page with unlimited volume and community support.

Automation 52

Automation Volume AI API 52

The Payments Association

SEPTEMBER 30, 2024

Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. Gunchenkova added that instant payments through open banking are also helping to reduce fraud, particularly in high-volume industries like gaming.

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

The Fintech Times

JULY 19, 2024

“Moreover, staying current with technology and regulatory changes is challenging. Fintech companies need to continuously adjust to new laws and public expectations, which demands regular investment and adaptability. But it doesn’t stop there. “One of the biggest challenges is measuring social impact. .

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

FICO

MARCH 6, 2020

In this excerpt from that article, Jürgen elaborates on the importance of compliance. . A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . What do you do? This solutions suite is available on-premises and in the cloud.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

PYMNTS

JUNE 13, 2019

It seems an especially low number when considering this stat: Only 3 percent of companies meet customer demands for instant business-to-consumer (B2C) payments. Demand is there, pent up, for greenfield opportunities to bring speed and digitization to payments across a range of use cases. Why B2B Lags.

Checks 66

Checks Real Time Payments B2C Faster Payments 66

Fintech Finance

MARCH 18, 2024

Renowned for its compliance strengths and its ability to use its proprietary tech for new use cases like its digital asset escrow service and stablecoin payments, Clear Junction is also announcing a rebrand in recognition of the trust it is gaining from players across the banking, fintech and payments ecosystem. Clear Junction achieved 140.5%

Cross-Border Payments 64

Cross-Border Payments Stablecoins Cross-Border Compliance 64

PYMNTS

APRIL 19, 2019

Bloomberg said this week that Lyric, based in California, operates as an on-demand short-term rental provider, connecting users with premium apartments and cleaning services. Lyric plans to use the investment to expand its operations as it continues to focus on regulatory compliance.

B2B 69

B2B Commercial Card Small Business Risk Mitigation 69

PYMNTS

JUNE 24, 2020

As we learn in PYMNTS’ inaugural June 2020 Payments Orchestration Playbook , done in collaboration with Spreedly , “The international eCommerce market presents myriad opportunities for growth, and the COVID-19 pandemic has amplified global demand for digital ways to shop and pay. Analysis, Compliance, Speed.

Cross-Border 52

Cross-Border Cross-Border Payments Payments Regulatory Compliance 52

FICO

APRIL 5, 2017

It’s going to make your CFO take a keen interest in how collections can impact the volume of accounts rolling to Stage 2. At the same time you will have to watch the cost to collect, NPS and regulatory compliance. If you want more information, listen to my on-demand webinar on IFRS and collections. Some are saying 50%.

Accounts 65

Accounts Regulatory Compliance Risk Regulations 65

PYMNTS

FEBRUARY 13, 2019

The move targets one of the largest pain points of Know Your Customer (KYC) compliance for businesses and their financial institutions (FIs): the complexity linked to corporations that use multiple banks across multiple jurisdictions. .” International Monetary Fund (IMF) estimations pointed to a total money laundering volume of $2.1

Money Laundering 64

Money Laundering AML Economy SWIFT 64

PYMNTS

SEPTEMBER 25, 2019

Compliance is not just about recognizing key regulatory pressures [on] digital marketplace lenders,” she told PYMNTS in a recent interview, “but also proactively ensuring a company is improving its processes and streamlining operations.”. In the U.S., In June, the U.K.’s Data Solutions For Data Problems.

Compliance 47

Compliance P2P Risk Management Regulatory Compliance 47

Fintech Finance

MARCH 22, 2024

In 2022, formal remittance volume in Latin America reached US$146 billion, more than double the amount from a decade ago, and a 25x growth over the past 30 years. Build trust through regulatory compliance and digital innovation. In El Salvador, 2 out of every 10 families who receive remittances live in poverty.

Visa 52

Visa Cross-Border Cross-Border Payments Financial Inclusion 52

PYMNTS

APRIL 18, 2019

Ransomware threats are increasing, not only because the volume of attacks against businesses is on the rise, but because new, unique strains of ransomware are emerging that target larger organizations and demand higher payouts. A new report from cybersecurity company Coveware put some numbers behind this trend. Bitcoin at the Center.

Ransomware 57

Ransomware Bitcoin SDN Cryptocurrency 57